Common use of INTEREST CHARGES AND FEES Clause in Contracts

INTEREST CHARGES AND FEES. We will charge Interest and Fees to Your Account as disclosed to You in Your Statements and other Truth in Lending Disclosures. In general, Interest Charges begin to accrue from the day a transaction occurs. However, we will not charge You interest on any new balances posted to the purchase Segment of Your Account provided You have paid Your previous balance in full by the due date. We will treat the following Fees as purchase transactions unless otherwise specified below. These Fees apply to Your Account only if they are provided in Your Truth in Lending Disclosures. We may increase Your Interest Charges and Fees as described in the Changes to Your Agreement section or in Your Truth in Lending Disclosures. Late Payment Fee. We may charge You this Fee if we do not receive Your payment in time for us to credit it by the due date shown on Your Statement. Overlimit Fee. You will not have a fee for going over Your credit limit, but Your credit score may be adversely affected and the transaction may be declined, depending on the amount of the overage. Returned Payment Fee. We may charge You this Fee each time any payment You make to us is not paid by Your financial institution for any reason, even if that institution later pays it.

INTEREST CHARGES AND FEES. We will charge impose Interest Charges and Fees to Your Account on your account. Interest Charges are imposed using the average daily balance method, as disclosed to You in Your Statements on your Statement and other Truth in Lending Disclosuresthis Agreement. In general, Interest Charges begin to accrue from the day a transaction occurs. However, we We will not charge You you interest on any new balances transactions posted to a Purchase transaction of your Account if you paid the purchase Segment of Your total balance across your Account provided You have paid Your previous balance in full by the due datedate on your Statement each month. We will generally treat the following Fees as purchase Purchase transactions unless otherwise specified below. These Fees apply to Your your Account only if they are provided in Your Truth in your Truth-in-Lending DisclosuresDisclosures provide for them. We may increase Your your Interest Charges and Fees as described in the Changes Amendments to Your Agreement section or in section. Annual Fee Your Truth in Lending DisclosuresCard has an annual Fee of $0. Late Payment Fee. Fee We may charge You you this Fee if we do not receive Your your payment in time for us to credit it as instructed on your Statement by the payment due date shown on Your Statementdate. Overlimit Fee. You This Fee will not have a fee for going over Your credit limit, but Your credit score may be adversely affected and the transaction may be declined, depending on exceed the amount of the overagepermitted by law. Returned Payment Fee. Fee We may charge You you this Fee each time any payment You make to us is not paid by Your your financial institution for any reason, even if that institution later pays itreason rejects a payment you make to us. Stop Payment Fee We may charge you this Fee each time you ask us to stop payment or renew a stop payment order. The fee will be disclosed to you at the time you submit or renew a stop payment order.