Institutional. Institutional provides financial services through a number of specialized units to large multi-banked corporations, often global, which require sophisticated product and risk management solutions. Those financial services include loan structuring, foreign exchange, wholesale money market services and transaction banking. As at September 30, 2014, Institutional had total loans of $7.3 billion and total deposits of $13.5 billion.
Institutional strengthening
Institutional. These segments are supported by centralized back office and corporate functions. Life insurance and fund management products are developed and procured through ANZ Wealth’s group of companies, which are wholly-owned subsidiaries of ANZ New Zealand. ANZ Wealth’s products are distributed through the Retail segment.
Institutional. 20. Each DISCOM shall maintain mechanisms put in place under previous or ongoing ADB projects with adequate resources to collect and analyze energy and demand data. Each DISCOM shall also conduct a quarterly energy balance audit for each 11 kV agricultural and domestic feeder installed under the Project, and summarize such results in the semiannual report to be provided to ADB.
Institutional. The Institutional segment is responsible for coordinating and managing our relationships with customers with annual revenues typically greater than $150 million. It provides a full range of financial services to Institutional customers, including transaction banking, trade services and specialized lending. These relationships are managed along industry segment lines. In addition, the Institutional segment provides specialist services, including transaction banking, trade services, specialized lending, foreign exchange and interest rate risk management services. As at September 30, 2010, Institutional had total loans of $6.9 billion and total deposits of $11.2 billion. Branding strategy Following the acquisition of the National Bank Group by ANZ National in 2003, we made a strategic decision to retain both the “ANZ” and “The National Bank of New Zealand” brands in the New Zealand market. This decision was based on studies of previous mergers in the New Zealand market and the potential impact on customers of moving to a single brand. ANZ and The National Bank of New Zealand are viewed in New Zealand as separate brands, each with a share of “shelf space” in the market and each acquiring new customers based on their differing brand appeal and value propositions. Our “dual brand” strategy operates differently in each of our business units to suit the needs of customers of those business units. We believe the two brands, ANZ and The National Bank of New Zealand, offer greater flexibility to deliver differentiated offers and services. The brands are separate and competing, but are complementary in that the overall brand positions are being designed in a way to increase the reach of the ANZ National Group. In most other ways, the brands compete directly. According to customer feedback, customers feel as though there are two distinct offers and experiences available to them although, behind the scenes, our systems, processes and personnel may be integrated. The knowledge and best practice of each brand is available to the other, accelerating the evolution of the individual brands. Following the implementation of a single core IT system, we will be able to simplify our product portfolio and processes. In specialized markets, the ANZ National Group is further represented by the following brands: • UDC (asset finance); • Direct Broking (online equity and debt securities trading); • EFTPOS New Zealand (card merchant acquiring and terminal rental); • OnePath (formerly I...
Institutional. Beneficiaries commit to provide cash or in-kind contributions (except where social exclusion support provisions apply).
Institutional. (Hospitals, Hotels and Catering Businesses, etc.) wherein the Product is for manual or machine wrap and Cutter boxes; and
Institutional. Process Due Money and Wire/no Trade - Requests to subscribe money are received and acted upon, prior to DST receiving funding for these purchases. It is DST’s responsibility to track all unpaid purchases and report this information to Dreyfus in Uniondale, and the Fund Accounting area on a daily basis. This includes manual and Lion purchases. · Process As Of Purchases/Redemptions - (known as “Add-Ons”) Process trades received in the morning requesting that the previous days trade date and price be used. These trades are estimated and entered with the prior days trade date. This includes manual, Lion Account and DTCC trades. · Process Same Day Wires - Requests a redemption and immediate wire of funds prior to completion of the nightly cycle. Due money in a particular fund can result in a fund being “overdrawn” at the close of business.
Institutional. Intended use in hospitals, clinics, nursing homes, long-term care facilities and other establishments which offer care to individuals of a medical nature.
