GUARANTEED DEATH BENEFIT. On the Contract Date, the Guaranteed Death Benefit is the initial premium plus any premium credit if applicable. On subsequent Valuation Dates, the guaranteed Death Benefit is calculated as follows:
GUARANTEED DEATH BENEFIT. The Guaranteed Death Benefit for the Contract is equal to the sum of I and II below. I. The Guaranteed Death Benefit Base for non-Special Funds. II. The Accumulation Value allocated to Special Funds. On the Contract Date, the Guaranteed Death Benefit Base for non-Special Funds is the initial premium, if applicable, allocated to non-Special Funds. On subsequent Valuation Dates, the Guaranteed Death Benefit Base for non-Special Funds is calculated as follows:
GUARANTEED DEATH BENEFIT. The Guaranteed Death Benefit for the Contact is equal to the sum of I and II below.
GUARANTEED DEATH BENEFIT. The Guaranteed Death Benefit for the Contract is equal to the sum of I and II below.
GUARANTEED DEATH BENEFIT. The guaranteed death benefit amount for the total contract determined based on the death benefit option as defined in the applicable contracts as outlined in Schedule II.
GUARANTEED DEATH BENEFIT. On the Contract Date the Guaranteed Death Benefit is equal to the premium paid. On subsequent Valuation Dates, the Guaranteed Death Benefit is calculated as shown in the Schedule. A Change of Owner will affect the Guaranteed Death Benefit, as shown in the Schedule. GA-IA-1008-04/95 12 CHOOSING AN INCOME PLAN - ----------------------------------------------------------------------------- ANNUITY BENEFITS If the Annuitant and Owner are living on the Annuity Commencement Date, we will begin making payments to the Owner. We will make these payments under the Annuity Option (or Options) as chosen in the application or as subsequently selected. You may choose or change an Annuity Option by making a written request at least 30 days prior to the Annuity Commencement Date. Unless you have chosen otherwise, Option 2 on a 10 year period certain basis will become effective. The amount of the payments will be determined by applying the Accumulation Value on the Annuity Commencement Date in accordance with the Annuity Options section below (See Payments We May Defer). Before we pay any Annuity Benefits, we require the return of this Contract. If this Contract has been lost, we require the applicable lost Contract form.
GUARANTEED DEATH BENEFIT. The Guaranteed Death Benefit for the Certificate is equal to the sum of I and II below.
GUARANTEED DEATH BENEFIT. The Guaranteed Death Benefit for the Contact is equal to the sum of I and II below. I. The Guaranteed Death Benefit Base for non-Special Funds II. The Accumulation Value allocated to Special Funds On the Contract Date, the Guaranteed Death Benefit Base for non-Special Funds is the initial premium plus any Credit, if applicable, allocated to non-Special Funds. On subsequent Valuation Dates, the Guaranteed Death Benefit Base for non-Special Funds is calculated as follows: (1) Start with the Guaranteed Death Benefit Base for non-Special Funds on the prior Valuation Date. (2) Calculate interest on (1) for the current Valuation Period at the Guaranteed Death Benefit Interest Rate for non-Special Funds. (3) Add (1) and (2). (4) Add to (3) any additional premiums and any Credits allocated to non-Special Funds during the current Valuation Period. 106 (5) Add to (or subtract from) (4) adjustments for transfers from (to) Special Funds made during the current Valuation Period. (6) Subtract from (5) the amount of any Special Partial Withdrawal Adjustments and Prorata Partial Withdrawal Adjustments for any partial withdrawals made from non-Special Funds during the current Valuation Period. The Guaranteed Death Benefit Base for Special Funds has a corresponding definition, but with respect to amounts allocated to Special Funds. Transfers from Special Funds to non-Special Funds will reduce the Guaranteed Death Benefit Base for Special Funds on a prorata basis. The resulting increase in the Guaranteed Death Benefit Base for non-Special Funds will equal the lesser of the reduction in the Guaranteed Death Benefit Base for Special Funds and the net Accumulation Value transferred. Transfers from non-Special Funds to Special Funds will reduce the Guaranteed Death Benefit Base for non-Special Funds on a prorata basis. The resulting increase in the Guaranteed Death Benefit Base for Special Funds will equal the reduction in Guaranteed Death Benefit Base for non-Special Funds.
GUARANTEED DEATH BENEFIT. INTEREST RATE -------------------------------------- The Guaranteed Death Benefit Interest Rate is [7%] compounded annually, except:
