Fixed Rate Information. If any Annual Percentage Rate is expressly labeled or described as “fixed” on your account, that fixed rate will not change for any reason during (i) its specified duration; or (ii) the life of the applicable balance or account if either no duration is specified or the duration is indefinite. If any Annual Percentage Rate is not expressly labeled or described as “fixed”, it is not a fixed rate.
Fixed Rate Information. The dividend rate and annual percentage yield (“APY”) on your certificate account is set forth in the Rate Addendum. The dividend rate and APY are fixed and will be in effect for the term of the account. The APY is based on the assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings.
Fixed Rate Information. These Accounts are subject to a Fixed Rate. For the current dividend rate and corresponding APY, refer to the separate page titled "Account Disclosure Rate Supplement" which We have included with and made a part of this Disclosure. Minimum Balance Requirements. For the minimum balance required to open these Accounts, refer to the separate page titled "Account Disclosure Rate Supplement." You must maintain a balance equal to the minimum balance required to open Your Account each day to obtain the disclosed APY and to keep Your Account open. Transaction Limitations. Once established, You cannot make additional deposits into Your Account. Any withdrawal of funds prior to the Maturity Date will be subject to the Early Withdrawal Provisions set forth below, and will result in closure of Your Account. Maturity Date. Your Account will mature after the term indicated on the separate page titled "Account Disclosure Rate Supplement."
Fixed Rate Information. The dividend rate and annual percentage yield (“APY”) on your certificate account is set forth in the “Rate Addendum and Schedule of Fees and Charges.” The dividend rate and APY are fixed and will be in effect for the term of the account. The APY is based on the assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings. Dividend Period. For each account the dividend period is the account’s term. The dividend period begins on the first day of the term and ends on the maturity date. Dividend Compounding and Crediting. The compounding and crediting frequency of dividends and dividend period applicable to each account are stated in the “Rate Addendum and Schedule of Fees and Charges.” Dividends will be added to the principal unless otherwise requested by you in writing.
Fixed Rate Information. This Account is subject to a Fixed Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. The minimum balance required to open this Account is $25.00. In order to earn the disclosed APY, You must maintain a balance at least equal to $25.00 in Your Account each day. Transaction Limitations. During any calendar month, You may not make more than six withdrawals from or transfers to another Credit Union Account of Yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order to a third party. If You exceed these limitations, Your Account may be subject to closure by the Credit Union.
Fixed Rate Information. An STC is a fixed rate account, which means the rate will not change during the term of the STC. The interest rate and annual percentage yield (“APY”) on your certificate account is set forth in the Rate Addendum. Subsequent deposits or partial withdrawals are not allowed during the term of the STC.
Fixed Rate Information. This Account is subject to a Fixed Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. For the minimum balance required to open these Accounts, refer to the accompanying Account Disclosure Rate Supplement. You must maintain a balance equal to the minimum balance required to open Your Account each day to obtain the disclosed APY and to keep Your Account open.
Fixed Rate Information. This Account is subject to a Fixed Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. The minimum balance to open this Account is $5.00.
Fixed Rate Information. This Account is subject to a Tiered Fixed Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. The minimum balance required to open this Account is $25.00. In order to earn the disclosed APY, You must maintain a balance at least equal to $25.00 in Your Account each day. In order to avoid a fee, You must be in good standing with the Credit Union and maintain: (i) a balance at least equal to $500.00 in Your Account each day; or (ii) an active share draft account with Us; or (iii) a loan with Us. Transaction Limitations. During any calendar month, You may not make more than six withdrawals from or transfers to another Credit Union Account of Yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order to a third party. If You exceed these limitations, Your Account may be subject to closure by the Credit Union. SPECIFIC TERMS APPLICABLE TO YOUR VISTA SAVERS ACCOUNT (Age 17 and younger)
Fixed Rate Information. The dividend rate and annual percentage yield (“APY”) birthday. ❖ For CU Succeed® Teen accounts, the account balance will be transferred to a Share account on or after your 18th birthday. on your certificate account is set forth in the “Rate Addendum and Schedule of Fees and Charges.” The dividend rate and APY are fixed and will be in effect for the term of the account. The APY is based on the assumption that dividends will ❖ For Plus Share Draft and Pinnacle Share Draft accounts, there is a minimum Average Daily Balance required to avoid a service fee for the dividend period. If the minimum average daily balance is not met during the dividend period, there will be a service fee as stated in the “Rate Addendum and Schedule of Fees and Charges.” ❖ For Active Assets Money Market accounts, there is a minimum Daily Balance required to earn the Annual Percentage Yield disclosed for the dividend period. If the minimum average daily balance is not met, you will not earn the Annual Percentage Yield stated in the “Rate Addendum and Schedule of Fees and Charges.” Balance Computation Method. All accounts use the Daily Balance method. Dividends are calculated by applying a daily periodic rate to the balance in the account each day. ❖ For Plus, Pinnacle and Silver Select Share Draft Accounts dividends are calculated by the Average Daily balance which is determined by adding the full amount of the principal in Your Account for each day of the period and dividing that figure by the number of days in the period. Nonsufficient Funds Returns. Any check or pre-authorized transfer, or transaction made through the use of your ATM or debit Card, or other electronic means, as is applicable (including any in-person transaction), that is presented to us for payment on your Account when your Account lacks sufficient collected funds to pay any such item may, at our option, be returned for nonsufficient funds or we may honor any such item and regardless of whether we pay the item, we will charge you a fee.
