Common use of Financial Services Compensation Scheme Clause in Contracts

Financial Services Compensation Scheme. Important information about compensation arrangements We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a building society is unable to meet its financial obligations. An eligible depositor is entitled to claim up to £85,000. For joint accounts each account holder is treated as having a claim in respect of their share so, for a joint account held by two eligible depositors, the maximum amount that could be claimed would be £85,000 each (making a total of £170,000). The £85,000 limit relates to the combined amount in all the eligible depositor’s accounts with the building society, including their share of any joint account, and not to each separate account. Yorkshire Building Society (YBS) also operates under the trading names of Chelsea Building Society (CBS), Norwich & Peterborough Building Society (N&P) and Egg. YBS is a participant of the FSCS. Therefore, depositors with any of YBS, CBS, N&P and Egg have an overall limit of £85,000 under the FSCS. Any total deposits you hold above the £85,000 limit between these brands are unlikely to be covered. Accord Mortgages Limited is a wholly owned subsidiary of YBS. Accord has offset mortgage products where the customer’s deposits are held on behalf of Accord by YBS. Accord offset depositors are therefore also covered (along with CBS, N&P and Egg depositors) by YBS being a participant in the FSCS. There is no additional protection for depositors with Accord Mortgages Limited. For further information please call us on 0000 0000 000 or visit the FSCS website xxx.XXXX.xxx.xx DISCLOSURE YBS Share Plans is part of Yorkshire Building Society. YBS Share Plans, Xxxxxxxxx Xxxxx, Xxxxxxxxx Xxxxx, Xxxxxxxx, XX0 0XX Tel: 0000 0000 000 • Fax: 00000 000 000 • xxxxxxxxxxxxx.xx.xx Yorkshire Building Society provides share plan trustee and administration services, including deposit taking, all of which are subject to English law, with deposit taking being regulated by the Financial Conduct Authority. The provision of share plan trustee and administration services is not regulated by the Financial Conduct Authority. We are not responsible for share plan deposits held by local savings carriers outside the UK. Yorkshire Building Society is a member of the Building Societies Association and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Yorkshire Building Society is entered in the Financial Services Register and its registration number is 106085. Head Office: Xxxxxxxxx Xxxxx, Xxxxxxxxx Xxxxx, Xxxxxxxx, XX0 0XX.

Financial Services Compensation Scheme. Important information about compensation arrangements We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a building society is unable to meet its financial obligations. An eligible depositor is entitled to claim up to £85,000. For joint accounts each account holder is treated as having a claim in respect of their share so, for a joint account held by two eligible depositors, the maximum amount that could be claimed would be £85,000 each (making a total of £170,000). The £85,000 limit relates to the combined amount in all the eligible depositor’s accounts with the building society, including their share of any joint account, and not to each separate account. Yorkshire Building Society (YBS) also operates under the trading names of Chelsea Building Society (CBS), Norwich & Peterborough Building Society (N&P) and Egg. YBS is a participant of the FSCS. Therefore, depositors with any of YBS, CBS, N&P and Egg have an overall limit of £85,000 under the FSCS. Any total deposits you hold above the £85,000 limit between these brands are unlikely to be covered. Accord Mortgages Limited is a wholly owned subsidiary of YBS. Accord has offset mortgage products where the customer’s deposits are held on behalf of Accord by YBS. Accord offset depositors are therefore also covered (along with CBS, N&P and Egg depositors) by YBS being a participant in the FSCS. There is no additional protection for depositors with Accord Mortgages Limited. For further information please call us on 0000 0000 000 or visit the FSCS website xxx.XXXX.xxx.xx DISCLOSURE YBS Share Plans is part of Yorkshire Building Society. YBS Share Plans, Xxxxxxxxx Xxxxx, Xxxxxxxxx Xxxxx, Xxxxxxxx, XX0 0XX Tel: 0000 0000 0 000 000 • Fax: 00000 000 000 950 • xxxxxxxxxxxxx.xx.xx Yorkshire Building Society provides share plan trustee and administration services, including deposit taking, all of which are subject to English law, with deposit taking being regulated by the Financial Conduct Authority. The provision of share plan trustee and administration services is not regulated by the Financial Conduct Authority. We are not responsible for share plan deposits held by local savings carriers outside the UK. Yorkshire Building Society is a member of the Building Societies Association and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Yorkshire Building Society is entered in the Financial Services Register and its registration number is 106085. Head Office: Xxxxxxxxx Xxxxx, Xxxxxxxxx Xxxxx, Xxxxxxxx, XX0 0XX.

Financial Services Compensation Scheme. Important Information Sheet Basic information about compensation arrangements We the protection of your eligible deposits Eligible deposits in ClearBank Limited are covered by protected by: the Financial Services Compensation Scheme (FSCS)“FSCS”)1 Limit of protection: £85,000 per depositor per bank2 If you have more eligible deposits at the same bank: All your eligible deposits at the same bank are “aggregated” and the total is subject to the limit of £85,000.2 If you have a joint account with other person(s): The limit of £85,000 applies to each depositor separately.3 Reimbursement period in case of ClearBank’s failure: 20 working days4 Currency of reimbursement: Pound sterling (GBP, £) To contact ClearBank for enquiries relating to your account: C/O Raisin UK Cobden House 00-00 Xxxxxx Xxxxxx Manchester M2 3AQ Email: xxxxxxx@xxxxxx.xx.xx To contact the FSCS for further information on compensation: Financial Services Compensation Scheme 10th Floor Beaufort House 00 Xx Xxxxxxx Xxxxxx Xxxxxx XX0X 0XX Tel: 0000 000 0000 or 000 0000 0000 Email: XXX@xxxx.xxx.xx More information: xxxx://xxx.xxxx.xxx.xx Acknowledgement of receipt by the depositor: Additional information (all or some of the below) 1Scheme responsible for the protection of your eligible deposit Your eligible deposit is covered by a statutory Deposit Guarantee Scheme. The FSCS can pay compensation to depositors if a If insolvency of your bank, building society or credit union should occur, your eligible deposits would be repaid up to £85,000 by the Deposit Guarantee Scheme. 2General limit of protection If a covered deposit is unavailable because a bank, building society or credit union is unable to meet its financial obligations, depositors are repaid by a Deposit Guarantee Scheme. An This repayment covers a maximum of £85,000 per bank, building society or credit union. This means that all eligible deposits at the same bank, building society or credit union are added up in order to determine the coverage level. If, for instance a depositor is entitled to claim holds a savings account with £80,000 and a current account with £20,000, he or she will only be repaid £85,000. [only where applicable] This method will also be applied if a bank, building society or credit union operates under different trading names. [insert name of the account holding bank, building society or credit union] also trades under [insert all other trading names of the same bank, building society or credit union]. This means that all eligible deposits with one or more of these trading names are in total covered up to £85,000. For joint accounts each account holder is treated In some cases eligible deposits which are categorised as having a claim in respect of their share so, for a joint account held by two eligible depositors, the maximum amount that could be claimed would be “temporary high balances” are protected above £85,000 each (making a total of £170,000)for six months after the amount has been credited or from the moment when such eligible deposits become legally transferable. The £85,000 limit relates to the combined amount in all the These are eligible depositor’s accounts deposits connected with the building society, including their share of any joint account, and not to each separate account. Yorkshire Building Society (YBS) also operates under the trading names of Chelsea Building Society (CBS), Norwich & Peterborough Building Society (N&P) and Egg. YBS is a participant of the FSCS. Therefore, depositors with any of YBS, CBS, N&P and Egg have an overall limit of £85,000 under the FSCS. Any total deposits you hold above the £85,000 limit between these brands are unlikely to be covered. Accord Mortgages Limited is a wholly owned subsidiary of YBS. Accord has offset mortgage products where the customer’s deposits are held on behalf of Accord by YBS. Accord offset depositors are therefore also covered (along with CBS, N&P and Egg depositors) by YBS being a participant in the FSCS. There is no additional protection for depositors with Accord Mortgages Limited. For further information please call us on 0000 0000 000 or visit the FSCS website xxx.XXXX.xxx.xx DISCLOSURE YBS Share Plans is part of Yorkshire Building Society. YBS Share Plans, Xxxxxxxxx Xxxxx, Xxxxxxxxx Xxxxx, Xxxxxxxx, XX0 0XX Tel: 0000 0000 000 • Fax: 00000 000 000 • xxxxxxxxxxxxx.xx.xx Yorkshire Building Society provides share plan trustee and administration services, including deposit taking, all of which are subject to English law, with deposit taking being regulated by the Financial Conduct Authority. The provision of share plan trustee and administration services is not regulated by the Financial Conduct Authority. We are not responsible for share plan deposits held by local savings carriers outside the UK. Yorkshire Building Society is a member of the Building Societies Association and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Yorkshire Building Society is entered in the Financial Services Register and its registration number is 106085. Head Office: Xxxxxxxxx Xxxxx, Xxxxxxxxx Xxxxx, Xxxxxxxx, XX0 0XX.certain events including:

Financial Services Compensation Scheme. Important information about compensation arrangements We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a building society is unable to meet its financial obligations. An eligible depositor is entitled to claim up to £85,000. For joint accounts each account holder is treated as having a claim in respect of their share so, for a joint account held by two eligible depositors, the maximum amount that could be claimed would be £85,000 each (making a total of £170,000). The £85,000 limit relates to the combined amount in all the eligible depositor’s accounts with the building society, including their share of any joint account, and not to each separate account. Yorkshire Building Society (YBS) also operates under the trading names of Chelsea Building Society (CBS), Norwich & Peterborough Building Society (N&P) and Egg. YBS is a participant of the FSCS. Therefore, depositors with any of YBS, CBS, N&P and Egg have an overall limit of £85,000 under the FSCS. Any total deposits you hold above the £85,000 limit between these brands are unlikely to be covered. Accord Mortgages Limited is a wholly owned subsidiary of YBS. Accord has offset mortgage products where the customer’s deposits are held on behalf of Accord by YBS. Accord offset depositors are therefore also covered (along with CBS, N&P and Egg depositors) by YBS being a participant in the FSCS. There is no additional protection for depositors with Accord Mortgages Limited. For further information please call us on 0000 0000 000 or visit the FSCS website xxx.XXXX.xxx.xx DISCLOSURE YBS Share Plans is part of Yorkshire Building Society. YBS Share Plans, Xxxxxxxxx Xxxxx, Xxxxxxxxx Xxxxx, Xxxxxxxx, XX0 0XX 0XX. Tel: 0000 0000 0 000 • 000. Fax: 00000 000 000 • xxxxxxxxxxxxx.xx.xx 000. xxxxxxxxxxxxx.xx.xx. Yorkshire Building Society provides share plan trustee and administration services, including deposit taking, all of which are subject to English law, with deposit taking being regulated by the Financial Conduct Authority. The provision of share plan trustee and administration services is not YBM 7405 12 02 20 regulated by the Financial Conduct Authority. We are not responsible for share plan deposits held by local savings carriers outside the UK. Yorkshire Building Society is a member of the Building Societies Association and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Yorkshire Building Society is entered in the Financial Services Register and its registration number is 106085. Head Office: Xxxxxxxxx Xxxxx, Xxxxxxxxx Xxxxx, Xxxxxxxx, XX0 0XX.

Financial Services Compensation Scheme. Important information about compensation arrangements We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a building society is unable to meet its financial obligations. An eligible depositor is entitled to claim up to £85,000. For joint accounts each account holder is treated as having a claim in respect of their share so, for a joint account held by two eligible depositors, the maximum amount that could be claimed would be £85,000 each (making a total of £170,000). The £85,000 limit relates to the combined amount in all the eligible depositor’s accounts with the building society, including their share of any joint account, and not to each separate account. Yorkshire Building Society (YBS) also operates under the trading names of Chelsea Building Society (CBS), Norwich & Peterborough Building Society (N&P) and Egg. YBS is a participant of the FSCS. Therefore, depositors with any of YBS, CBS, N&P and Egg have an overall limit of £85,000 under the FSCS. Any total deposits you hold above the £85,000 limit between these brands are unlikely to be covered. Accord Mortgages Limited is a wholly owned subsidiary of YBS. Accord has offset mortgage products where the customer’s deposits are held on behalf of Accord by YBS. Accord offset depositors are therefore also covered (along with CBS, N&P and Egg depositors) by YBS being a participant in the FSCS. There is no additional protection for depositors with Accord Mortgages Limited. For further information please call us on 0000 0000 000 or visit the FSCS website xxx.XXXX.xxx.xx DISCLOSURE YBS Share Plans is part of Yorkshire Building Society. YBS Share Plans, Xxxxxxxxx Xxxxx, Xxxxxxxxx Xxxxx, Xxxxxxxx, XX0 0XX Tel: 0000 0000 0 000 000 • Fax: 00000 000 000 • xxxxxxxxxxxxx.xx.xx Yorkshire Building Society provides share plan trustee and administration services, including deposit taking, all of which are subject to English law, with deposit taking being regulated by the Financial Conduct Authority. The provision of share plan trustee and administration services is not regulated by the Financial Conduct Authority. We are not responsible for share plan deposits held by local savings carriers outside the UK. Yorkshire Building Society is a member of the Building Societies Association and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Yorkshire Building Society is entered in the Financial Services Register and its registration number is 106085. Head Office: Xxxxxxxxx Xxxxx, Xxxxxxxxx Xxxxx, Xxxxxxxx, XX0 0XX.

Financial Services Compensation Scheme. Important information about compensation arrangements We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a building society is unable to meet its financial obligations. An eligible depositor is entitled to claim up to £85,000. For joint accounts each account holder is treated as having a claim in respect of their share so, for a joint account held by two eligible depositors, the maximum amount that could be claimed would be £85,000 each (making a total of £170,000). The £85,000 limit relates to the combined amount in all the eligible depositor’s accounts with the building society, including their share of any joint account, and not to each separate account. Yorkshire Building Society (YBS) also operates under the trading names of Chelsea Building Society (CBS), Norwich & Peterborough Building Society (N&P) and Egg. YBS is a participant of the FSCS. Therefore, depositors with any of YBS, CBS, N&P and Egg have an overall limit of £85,000 under the FSCS. Any total deposits you hold above the £85,000 limit between these brands are unlikely to be covered. Accord Mortgages Limited is a wholly owned subsidiary of YBS. Accord has offset mortgage products where the customer’s deposits are held on behalf of Accord by YBS. Accord offset depositors are therefore also covered (along with CBS, N&P and Egg depositors) by YBS being a participant in the FSCS. There is no additional protection for depositors with Accord Mortgages Limited. For further information please call us on 0000 0000 000 or visit the FSCS website xxx.XXXX.xxx.xx DISCLOSURE YBS Share Plans is part of Yorkshire Building Society. YBS Share Plans, Xxxxxxxxx Xxxxx, Xxxxxxxxx Xxxxx, Xxxxxxxx, XX0 0XX Tel: 0000 0000 000 • Fax: 00000 000 000 950 • xxxxxxxxxxxxx.xx.xx Yorkshire Building Society provides share plan trustee and administration services, including deposit taking, all of which are subject to English law, with deposit taking being regulated by the Financial Conduct Authority. The provision of share plan trustee and administration services is not regulated by the Financial Conduct Authority. We are not responsible for share plan deposits held by local savings carriers outside the UK. Yorkshire Building Society is a member of the Building Societies Association and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Yorkshire Building Society is entered in the Financial Services Register and its registration number is 106085. Head Office: Xxxxxxxxx Xxxxx, Xxxxxxxxx Xxxxx, Xxxxxxxx, XX0 0XX.