FEES FOR OVERDRAWING ACCOUNTS Sample Clauses

FEES FOR OVERDRAWING ACCOUNTS. Fees for overdrawing your account may be imposed on each check, draft , item, ATM transaction and one-time debit transaction (if member has consented to overdraft protection plan for ATM and one-time debit card transactions), preauthorized automatic debit, telephone initiated withdrawal or any other electronic withdraw al or transfer transaction that is draw n on an insufficient available account balance. The entire balance in your account may not be available for withdrawal, transfer or paying a check, draft or item. You may consult the Funds Availability Policy Disclosure for information regarding the availability of funds in your account. Fees for overdrawing your account may be imposed for each overdraft, regardless of whether we pay or return the draft, item or transaction. If we have approved an overdraft protection limit for your account, such fees may reduce your approved limit. Please refer to the Fee Schedule for current fee information. For ATM and one-time debit transactions, you must consent to the Credit Union's overdraft protection plan in order for the transaction amount to be covered under the plan. Without your consent, the Credit Union may not authorize and pay an overdraft resulting from these types of transactions. Services and fees for overdraft s are shown in the document the Credit Union uses to capture the member's opt-in choice for overdraft protection and the Schedule of Fees and Charges. Par Value of One Share $25.00 Number of Shares Required 1
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FEES FOR OVERDRAWING ACCOUNTS. Fees may be imposed on each draft or ACH transaction that is drawn on an insufficient available account balance. The entire balance in Your Account may not be available for withdraw, transfer or paying a draft or ACH item. You may consult the Funds Availability Policy Disclosure for information regarding the availability of funds in Your Account. Please refer to the Fee Schedule for current fee information. TRUTH-IN-SAVINGS – FEE SCHEDULE EFFECTIVE: NOVEMBER 1, 2020 VISA FEES: OTHER FEES – Continue Delinquent Fee $25.00 Medallion Signature $25.00 Over Limit Fee $25.00 Money Market Checks Under $500 $10.00 Return Draft Fee $25.00 Money Order $2.00 VISA Gift Card $ 3.00 Non-Sufficient Funds( NSF) / Courtesy Pay - ACH $35.00 Non-Sufficient Funds(NSF) / Courtesy Pay - ATM $35.00 OTHER FEES: Non-Sufficient Funds(NSF) /Courtesy Pay - Debit Card $35.00 Account Activity Printout $ 1.00 Non-Sufficient Funds(NSF) / Courtesy Pay - Draft $35.00 Account Balancing Assistance per hour $25.00 Non-Sufficient Funds(NSF) / Courtesy Pay - Withdrawal $35.00 Account Research per hour $50.00 Paper Statement $1.00 ATM Fee (Non Member) $ 2.00 Replace Lost ATM/Debit Card $10.00 ATM Withdraw Fee (Over 8/month) $ 1.00 Stop Payment $30.00 Cashier’s Check $ 5.00 Tax Form Copy $10.00 Certified Check $10.00 Temporary Drafts (3 per page) $5.00 Draft Copy Note: Free via Home Banking $ 3.00 Undeliverable Mail $10.00 Copy of Statement Note: Free with e-Statements $ 2.00 Xpress Accounts Closure Fee (New Account with Incomplete Documentation closed after 30 Days) $5.00 Decedent Account Verification $20.00 Visa Cash Advance Fee (non Fort Xxxxxxxx FCU Visa) $10.00 Deposited Drafts Returned Unpaid $15.00 NO COST SERVICES: Domestic Outgoing Wire Transfer $20.00 Draft Accounts $5.00 Minimum Balance Dormant Shares Account – No deposits or withdraws for 12 months $2.00 per month First Order of Checks Free Early Closure of Christmas Club $15.00 Free ATM Card Escheat Administration $75.00 Free Checks – Age 60 and Older Foreign Drafts Deposited/Collected $10.00 Free Remote Banking (Home and Mobile) Home Equity Payoff Request $25.00 Free Notary Service Home Equity Subordination Agreement $25.00 Free Self Service Coin Counter IRA Outgoing Transfer Fee $25.00 No Per Draft Charges Xxxxx, Xxxx’x & Attachments $100.00 Share Accounts - $5.00 Minimum Balance Loan Late Fee (15 days late) $ 25.00 Share Accounts – No Monthly Service Charge The rates and fees appearing with this Schedule are accurate and effective ...
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FEES FOR OVERDRAWING ACCOUNTS. Fees may be imposed on each check, draft item, ATM card withdrawal, debit card withdrawal, debit card point of purchase, preauthorized automatic debit, telephone initiated withdrawal or any other electronic withdrawal or transfer transaction that is drawn on an insufficient available account balance when not prohibited by law. The entire balance in your account may not be available for withdrawal, transfer or payment of a check, draft or item. You may consult the Funds Availability Policy for information regarding the availability of funds in you account. Fees for overdrawing your account may be imposed for each overdraft, item or transaction. If we have approved an overdraft protection limit for your account such fees may reduce your approval limit. Please refer to the Rate and Fee Schedule for current fee information. Postdated and Staledated We may pay any draft without regard to its date. We are not obligated to pay any check or draft drawn on your account which is presented more than six (6) months past its date. Share Drafts We offer share drafts in a number of styles and at various prices. The cost of any share drafts purchased through us will be automatically charged to your share draft account. If you arrange for printing of your own share drafts, the form, encoding and format of the share drafts must follow our share draft specification requirements and be approved by us in advance. If you use share drafts that do not meet our specifications, you are liable for any costs or losses that may result from our inability to process these share drafts. You agree not to print special limitations on share drafts, withdrawal orders or other items drawn on your account, such as “void over $100” or “paid in full” or “void after 90 days”. If you do print any special limitations, you agree that we are not bound by such limitations, and you authorize us to pay such items without regard to the limitation(s). You further agree to indemnify us and hold us harmless for any claims or losses arising out of our refusal to honor said restrictions.
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FEES FOR OVERDRAWING ACCOUNTS. Money Market Account don’t offer overdraft protection. The entire balance of your account may not be available for withdrawal, transfer or paying a check or item. You may consult the Funds Availability Policy Disclosure for information regarding that availability of funds in your account. Please refer to Fee Schedule for current fee information.
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FEES FOR OVERDRAWING ACCOUNTS. Fees may be imposed on each check, draft, item, ATM card withdrawal, debit card point of purchase, preauthorized automatic debit, telephone initiated withdrawal or any other electronic withdrawal or transfer transaction that is drawn on an insufficient available account balance. The entire balance in your account may not be available for withdrawal, transfer or paying a check, draft, or item. You may consult the Funds Availability Policy for information regarding the availability of funds in your account. Fees for overdrawing your account may be imposed for each overdraft, regardless of whether we pay or return the draft, item or transaction. If we have approved an overdraft protection limit for your account, such fees may reduce your approved limit. Please refer to the Fee Schedule for current fee information.
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Related to FEES FOR OVERDRAWING ACCOUNTS

  • Checking Accounts The Credit Union may refuse any check or other item drawn against your account or used to withdraw funds from your account if it is not on a form approved by us. We also reserve the right to refuse any check or other item drawn against your account or used to withdraw funds from your account if made in a manner not specifically authorized for your account, if made more frequently or in a greater number than specifically permitted for your account, or if made in an amount less than the minimum withdrawal or transfer specifically permitted for your account. If we accept a check or other item not on a form approved by us, you will be responsible for any loss by us in handling the item. We may pay checks or other items drawn upon your account in any order determined by us, even if paying a particular check or item results in an insufficient balance in your account to pay one or more other items that otherwise could have been paid out of your account. Because of the nature of the Credit Union check program, neither the Credit Union nor any other processing entities shall be responsible for the authenticity of the checks with regard to the signature or alterations; and checks, when presented, shall be paid without verification. We may disregard all information on or any writing or memorandum attached to any check or item except for your signature, the amount and the information that is magnetically encoded. You agree that we do not fail to use ordinary care because our procedures do not provide for sight examination. You will notify us immediately if you learn or have reason to know that any of your checks have been lost or stolen. If you are negligent in safeguarding your checks or if there is a processing problem due to your use of a check printer we do not approve, we will not have any liability or responsibility for any losses you incur as a result if we act in good faith pursuant to standard commercial practices.

  • Operating Account To the extent funds are not required to be placed in a lockbox pursuant to any Loan Documents, Property Manager shall deposit all rents and other funds collected from the operation of the Property in a reputable bank or financial institution in a special trust or depository account or accounts for the Property maintained by Property Manager for the benefit of the Company (such accounts, together with any interest earned thereon, shall collectively be referred to herein as the “Operating Account”). Property Manager shall maintain books and records of the funds deposited in and withdrawals from the Operating Account. With funds from Company, Property Manager shall maintain the Operating Account so that an amount at least as great as the budgeted expenses for such month is in the Operating Account as of the first of each month. From the Operating Account, Property Manager shall pay the operating expenses of the Property and any other payments relative to the Property as required by this Agreement. If more than one account is necessary to operate the Property, each account shall have a unique name, except to the extent any Lender requires sub-accounts within any account. Within three (3) months after receipt by Property Manager, all rents and other funds collected in the Operating Account, after payment of all operating expenses, debt service and such amounts as may be determined by the Property Manager to be retained for reserves or improvements, shall be paid to the Company.

  • Linked Accounts All accounts with the Bank that you enroll in a service will be linked by the tax identification numbers of the persons authorized to access the account. The linked accounts will appear together without regard to the ownership of the accounts. For example, if an authorized user of a linked account accesses the Service, that authorized user will be able to view and access at a single time the following accounts: • the accounts of the business for which that person is an authorized user; • the accounts of any other business for which that person is an authorized user; and • any consumer accounts for which the person is a co-owner or authorized signer.

  • Payment of Overdrafts If, on any day, the available balance in your share or deposit account is not sufficient to pay the full amount of a check, draft, transaction, or other item, plus any applicable fee, that is posted to your account, we may return the item or pay it, as described below. The Credit Union’s determination of an insufficient available account balance may be made at any time between presentation and the Credit Union’s midnight deadline with only one review of the account required. We do not have to notify you if your account does not have a sufficient available balance in order to pay an item. Your account may be subject to a fee for each item regardless of whether we pay or return the item. We may charge a fee each time an item is submitted or resubmitted for payment; therefore, you may be assessed more than one fee as a result of a returned item and resubmission(s) of the returned item. If we offer standard overdraft services, this service allows us to authorize payment for the following types of transactions regardless of whether your share or deposit account has sufficient funds: (1) share drafts/checks and other transactions made using your checking account, except as otherwise described below; (2) automatic xxxx payments; (3) and ACH transactions. For ATM and one-time debit card transactions, you must affirmatively consent to such coverage. Without your consent, the Credit Union may not authorize and pay an ATM or one-time debit card transaction that will result in insufficient funds in your account. If you have established a service linking your share or deposit account with other individual or joint accounts, you authorize us to transfer funds from another account of yours to cover an insufficient item, including transfers from a share or deposit account, an overdraft line-of-credit account, or other account you so designate. Services and fees for these transactions are shown in the document the Credit Union uses to capture your affirmative consent and the Schedule of Fees and Charges. Except as otherwise agreed in writing, if we exercise our right to use our discretion to pay such items that result in an insufficiency of funds in your account, we do not agree to pay them in the future and may discontinue coverage at any time without notice. If we pay these items or impose a fee that results in insufficient funds in your account, you agree to pay the insufficient amount, including the fee assessed by us, in accordance with our standard overdraft services or any other service you may have authorized with us or, if you do not have such protections with us, in accordance with any overdraft payment policy we have, as applicable.

  • PJM E-Accounts Buyer and Seller shall work with PJM to establish any PJM E-Accounts necessary for Seller to provide Full Requirements Service. In a timely manner, Xxxxx shall establish PJM E-Account contract(s) for the entire duration of the Transaction(s) and Seller shall confirm the PJM E-Account contract(s) for the entire duration of the Transaction(s).

  • MEMBER'S ACCOUNTS The Member will maintain separate capital and distribution accounts. The Member's capital account will be determined and maintained in the manner set forth in Treasury Regulation 1.704-1(b)(2)(iv), each capital account will consist of the Member’s initial capital contribution:

  • Joint Accounts If any of your accounts accessed under this Agreement are joint accounts, all joint owners, including any authorized users, shall be bound by this Agreement and, alone and together, shall be responsible for all EFT transactions to or from any share and share draft or loan accounts as provided in this Agreement. Each joint account owner, without the consent of any other account owner, may, and is hereby authorized by every other joint account owner, make any transaction permitted under this Agreement. Each joint account owner is authorized to act for the other account owners, and the Credit Union may accept orders and instructions regarding any EFT transaction on any account from any joint account owner.

  • Past Due Accounts Accounts that are not paid within the earlier of sixty (60) days following its due date or ninety (90) days following its original invoice date;

  • Business Accounts If you are a business, any authorized user of your business is authorized on such terms, conditions, and agreements as we may require to: • enter into this Agreement, as amended from time to time; • access each account of yours in any manner and for any purpose available through the Service, whether now available or available at some time in the future; and • use any Online banking service in any manner and for any purpose available through the Service, whether now available or available at some time in the future.

  • Overdraft Fees There is an Overdraft Fee for each paid overdraft check or item. If we do not pay the overdraft, there is a NSF/Returned Item fee per check or item. There is no limit on the number of overdrafts paid or overdraft fees incurred on any one day. These fees are set forth in our Rate and Fee Schedule.

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