Common use of European Union Clause in Contracts

European Union. Interest rate under the Loan Agreement - Remuneration paid by the Borrower for use of the amount of the Loan stipulated in the Loan Agreement, considering that interest is calculated based on the provisions of the Loan Agreement. Interest rate under the Assignment Agreement - Predetermined remuneration defined in the Assignment Agreement that the User receives for the purchased Claim, considering that Interest rate shall not be directly linked to the Interest established in the Loan Agreement and is set separately. Laws and regulations - Laws and regulations of the same jurisdiction where ROBOCASH is registered. Lender - A legal entity that grants a Loan to the Borrower in accordance with the Loan Agreement. Loan - Funds granted to the Borrower by the Lender in accordance with the Loan Agreement. Loan Agreement - Loan agreement concluded between the Lender and the Borrower, on the basis of which the Lender grants funds (the Loan) to the Borrower whereas the Borrower undertakes to repay the received loan in accordance with terms and conditions of the Loan Agreement. Parties - ROBOCASH and the User. Price List - The cost of services of ROBOCASH stipulated on the Website of ROBOCASH, that has to be paid by the User. Price of the Claim - A price payable by the Assignee to the Assignor for the Claim or its part. The price of the Claim is indicated in principal conditions of the Assignment Agreement. Price of Servicing of the Claim - The price stipulated in the Price List on the Website of ROBOCASH that has to be paid by the Assignee to the ROBOCASH for Servicing of the Claim. Registration application - An application filled out by a natural or legal person on the Website of ROBOCASH to register as a User. ROBOCASH - ROBOCASH d.o.o., registration number: 081224371, registered address: Croatia, Xxxxxxxxxxx 0, Xxxxxx, 00000, e- mail address: xxxxxxx@xxxx.xxxx ROBOCASH’s bank account - A current account opened in the name of the ROBOCASH with payment institution or a credit institution or its branch registered in EU or Switzerland ROBO INVEST - An application of the Website of ROBOCASH, that functions according to the settings selected and confirmed by the User and which is available on the Website of ROBOCASH under section “Invest”. Servicing of the Claim - Any action taken by ROBOCASH in relation to the Claim, the Agreement, including transfer of funds to the Assignee and other actions stipulated in the Agreement. Third party - Any natural or legal person that is not the Party of the Agreement. Transaction - All User’s made transactions within the Website of ROBOCASH, which ROBOCASH has made technically and legally possible to execute, including transactions through ROBO INVEST. User - Natural or legal person registered on the Website of ROBOCASH, as well as a natural or legal person that has purchased the Claim or who has sold the Claim. User’s bank account - A current account opened in the name of the User with payment institution or a credit institution or its branch registered in EU or Switzerland or United Kingdom. User’s profile - Electronic profile located at the Website of ROBOCASH accessible for its Users with their individual login data, where personal data of the User is being kept including made Transactions. User’s virtual account - User’s virtual account created and maintained by ROBOCASH for each User available at the User’s profile on the Website of ROBOCASH which reflect the amounts of funds transferred to the respective virtual account. Website of ROBOCASH - Website of ROBOCASH, which is located at web address xxxxx://xxxx.xxxx, where natural and legal persons can register as Users to use the services provided there.

European Union. Interest rate under the Loan Agreement - Remuneration paid by the Borrower for use of the amount of the Loan stipulated in the Loan Agreement, considering that interest is calculated based on the provisions of the Loan Agreement. Interest rate under the Assignment Agreement - Predetermined remuneration defined in the Assignment Agreement that the User receives for the purchased Claim, considering that Interest rate shall not be directly linked to the Interest established in the Loan Agreement and is set separately. Laws and regulations - Laws and regulations of the same jurisdiction where ROBOCASH is registered. Lender - A legal entity that grants a Loan to the Borrower in accordance with the Loan Agreement. Loan - Funds granted to the Borrower by the Lender in accordance with the Loan Agreement. Loan Agreement - Loan agreement concluded between the Lender and the Borrower, on the basis of which the Lender grants funds (the Loan) to the Borrower whereas the Borrower undertakes to repay the received loan in accordance with terms and conditions of the Loan Agreement. Parties - ROBOCASH and the User. Price List - The cost of services of ROBOCASH stipulated on the Website of ROBOCASH, that has to shall be paid by the User. Price of the Claim - A price payable by the Assignee to the Assignor for the Claim or its part. The price of the Claim is indicated in principal conditions of the Assignment Agreement. Price of Servicing of the Claim - The price stipulated in the Price List on the Website of ROBOCASH that has to shall be paid by the Assignee to the ROBOCASH for Servicing of the Claim. Registration application - An application filled out by a natural or legal person on the Website of ROBOCASH to register as a User. ROBOCASH - ROBOCASH d.o.o., registration number: 081224371, registered address: Croatia, Xxxxxxxxxxx 0, Xxxxxx, 00000, e- mail address: xxxxxxx@xxxx.xxxx ROBOCASH’s bank account - A current account opened in the name of the ROBOCASH with payment institution or a credit institution or its branch registered in EU or Switzerland ROBO INVEST - An application of the Website of ROBOCASH, that functions according to the settings selected and confirmed by the User and which is available on the Website of ROBOCASH under section “Invest”. Servicing of the Claim - Any action taken by ROBOCASH in relation to the Claim, the Agreement, including transfer of funds to the Assignee and other actions stipulated in the Agreement. Third party - Any natural or legal person that is not the Party of the Agreement. Transaction - All User’s made transactions within the Website of ROBOCASH, which ROBOCASH has made technically and legally possible to execute, including transactions through ROBO INVEST. User - Natural or legal person registered on the Website of ROBOCASH, as well as a natural or legal person that has purchased the Claim or who has sold the Claim. User’s bank account - A current account opened in the name of the User with payment institution or a credit institution or its branch registered in EU or Switzerland or United KingdomSwitzerland. User’s profile - Electronic profile located at the Website of ROBOCASH accessible for its Users with their individual login data, where personal data of the User is being kept including made Transactions. User’s virtual account - User’s virtual account created and maintained by ROBOCASH for each User available at the User’s profile on the Website of ROBOCASH which reflect the amounts of funds transferred to the respective virtual account. Website of ROBOCASH - Website of ROBOCASH, which is located at web address xxxxx://xxxx.xxxx, where natural and legal persons can register as Users to use the services provided there.

European Union. Interest rate under the Loan Agreement - Remuneration paid by the Borrower for use of the amount of the Loan stipulated in the Loan Agreement, considering that interest is calculated based on the provisions of the Loan Agreement. Interest rate under the Assignment Agreement - Predetermined remuneration defined in the Assignment Agreement that the User receives for the purchased Claim, considering that Interest rate shall not be directly linked to the Interest established in the Loan Agreement and is set separately. Laws and regulations - Laws and regulations of the same jurisdiction where ROBOCASH is registered. Lender - A legal entity that grants a Loan to the Borrower in accordance with the Loan Agreement. Loan - Funds granted to the Borrower by the Lender in accordance with the Loan Agreement. Loan Agreement - Loan agreement concluded between the Lender and the Borrower, on the basis of which the Lender grants funds (the Loan) to the Borrower whereas the Borrower undertakes to repay the received loan in accordance with terms and conditions of the Loan Agreement. Parties - ROBOCASH and the User. Price List - The cost of services of ROBOCASH stipulated on the Website of ROBOCASH, that has to be paid by the User. Price of the Claim - A price payable by the Assignee to the Assignor for the Claim or its part. The price of the Claim is indicated in principal conditions of the Assignment Agreement. Price of Servicing of the Claim - The price stipulated in the Price List on the Website of ROBOCASH that has to be paid by the Assignee to the ROBOCASH for Servicing of the Claim. Registration application - An application filled out by a natural or legal person on the Website of ROBOCASH to register as a User. ROBOCASH - ROBOCASH d.o.o., registration number: 081224371, registered address: Croatia, Xxxxxxxxxxx Xxxxxxxxxx 0, Xxxxxx, 00000, e- mail address: xxxxxxx@xxxx.xxxx ROBOCASH’s bank account - A current account opened in the name of the ROBOCASH with payment institution or a credit institution or its branch registered in EU or Switzerland ROBO INVEST - An application of the Website of ROBOCASH, that functions according to the settings selected and confirmed by the User and which is available on the Website of ROBOCASH under section “Invest”. Servicing of the Claim - Any action taken by ROBOCASH in relation to the Claim, the Agreement, including transfer of funds to the Assignee and other actions stipulated in the Agreement. Third party - Any natural or legal person that is not the Party of the Agreement. Transaction - All User’s made transactions within the Website of ROBOCASH, which ROBOCASH has made technically and legally possible to execute, including transactions through ROBO INVEST. User - Natural or legal person registered on the Website of ROBOCASH, as well as a natural or legal person that has purchased the Claim or who has sold the Claim. User’s bank account - A current account opened in the name of the User with payment institution or a credit institution or its branch registered in EU or Switzerland or United Kingdom. User’s profile - Electronic profile located at the Website of ROBOCASH accessible for its Users with their individual login data, where personal data of the User is being kept including made Transactions. User’s virtual account - User’s virtual account created and maintained by ROBOCASH for each User available at the User’s profile on the Website of ROBOCASH which reflect the amounts of funds transferred to the respective virtual account. Website of ROBOCASH - Website of ROBOCASH, which is located at web address xxxxx://xxxx.xxxx, where natural and legal persons can register as Users to use the services provided there.

European Union. Interest rate under the Loan Agreement - Remuneration paid by the Borrower for use of the amount of the Loan stipulated in the Loan Agreement, considering that interest is calculated based on the provisions of the Loan Agreement. Interest rate under the Assignment Agreement - Predetermined remuneration defined in the Assignment Agreement that the User Claim Purchaser receives for the purchased Claim, considering that Interest rate shall not be directly linked to the Interest established in the Loan Agreement and is set separately. Laws and regulations - Laws and regulations Laws, Regulations, international agreements that have legal force on the territory of the same jurisdiction where ROBOCASH is registeredLender’s registration. Lender - A legal entity that grants a Loan to the Borrower in accordance with the Loan Agreement. Lender’s account - The Lender’s account created and maintained by ROBOCASH for the Agreement and the Assignment Agreement conclusion and fulfilment purposes. Loan - Funds granted to the Borrower by the Lender in accordance with the Loan Agreement. Loan Agreement - Loan agreement concluded between the Lender and the Borrower, on the basis of which the Lender grants funds (the Loan) to the Borrower whereas the Borrower undertakes to repay the received loan in accordance with terms and conditions of the Loan Agreement. Parties - ROBOCASH and the User. Price List - The cost of services of ROBOCASH stipulated on the Website of ROBOCASH, that has to shall be paid by the UserClaim purchaser. Price of the Claim - A price payable by the Assignee to the Assignor for the Claim or its part. The price of the Claim is indicated in principal conditions of the Assignment Agreement. Price of Servicing of the Claim - The price stipulated in the Price List on the Website of ROBOCASH that has to shall be paid by the Assignee to the ROBOCASH for Servicing of the Claim. Registration application - An application filled out by a natural or legal person on the Website of ROBOCASH to register as a UserClaim purchaser. Regulations for the use of the Website of ROBOCASH - Regulations for the use of the Website of ROBOCASH set forth in Agreement, Assignment Agreement and on the Website of ROBOCASH to be complied with by each Claim purchaser, when registering on and using the Website of ROBOCASH, purchasing the Claim and entering into the Assignment Agreement. ROBOCASH - ROBOCASH d.o.o., registration number: 081224371, registered address: Croatia, Xxxxxxxxxxx 0Xxxxxxxx xxxxx 00, Xxxxxx, 00000, e- Xxxxxxx, e-mail address: xxxxxxx@xxxx.xxxx ROBOCASH’s bank account - A current account opened in the name of the ROBOCASH with payment institution or a credit institution or its branch registered in EU or Switzerland ROBO INVEST - An application of the Website of ROBOCASH, that functions according to the settings selected and confirmed by the User and which is available on the Website of ROBOCASH under section “Invest”Switzerland. Servicing of the Claim - Any action taken by ROBOCASH in relation to the Claim, the Agreement, including transfer of funds to the Assignee and other actions stipulated in the Agreement. Third party - Any natural or legal person that is not the Party of the Assignment Agreement. Transaction - All User’s made transactions within the Website of ROBOCASH, which ROBOCASH has made technically and legally possible to execute, including transactions through ROBO INVEST. User - Natural or legal person registered on the Website of ROBOCASH, as well as a natural or legal person that has purchased the Claim or who has sold the Claim. User’s bank account - A current account opened in the name of the User with payment institution or a credit institution or its branch registered in EU or Switzerland or United Kingdom. User’s profile - Electronic profile located at the Website of ROBOCASH accessible for its Users with their individual login data, where personal data of the User is being kept including made Transactions. User’s virtual account - User’s virtual account created and maintained by ROBOCASH for each User available at the User’s profile on the Website of ROBOCASH which reflect the amounts of funds transferred to the respective virtual account. Website of ROBOCASH - Website of xxxx://xxxx.xxxx, owned by ROBOCASH, which is located at web address xxxxx://xxxx.xxxx, where natural individuals and legal persons can register as Users Claim purchasers and create a Claim purchaser’s profile, and where all the necessary information on the Claim purchase is indicated. Website of ROBOCASH user agreement - The remote access agreement concluded between the Claim purchaser and ROBOCASH, which includes Regulations for the use of Website of ROBOCASH and other important conditions to use be complied with by the services provided thereClaim purchaser, when registering on and using the Website of ROBOCASH.

European Union. Interest rate under the Loan Agreement - Remuneration paid by the Borrower for use of the amount of the Loan stipulated in the Loan Agreement, considering that interest is calculated based on the provisions of the Loan Agreement. Interest rate under the Assignment Agreement - Predetermined remuneration defined in the Assignment Agreement that the User receives for the purchased Claim, considering that Interest rate shall not be directly linked to the Interest established in the Loan Agreement and is set separately. Laws and regulations - Laws and regulations of the same jurisdiction where ROBOCASH is registered. Lender - A legal entity that grants a Loan to the Borrower in accordance with the Loan Agreement. Loan - Funds granted to the Borrower by the Lender in accordance with the Loan Agreement. Loan Agreement - Loan agreement concluded between the Lender and the Borrower, on the basis of which the Lender grants funds (the Loan) to the Borrower whereas the Borrower undertakes to repay the received loan in accordance with terms and conditions of the Loan Agreement. Parties - ROBOCASH and the User. Price List - The cost of services of ROBOCASH stipulated on the Website of ROBOCASH, that has to be paid by the User. Price of the Claim - A price payable by the Assignee to the Assignor for the Claim or its part. The price of the Claim is indicated in principal conditions of the Assignment Agreement. Price of Servicing of the Claim - The price stipulated in the Price List on the Website of ROBOCASH that has to be paid by the Assignee to the ROBOCASH for Servicing of the Claim. Registration application - An application filled out by a natural or legal person on the Website of ROBOCASH to register as a User. ROBOCASH - ROBOCASH d.o.o., registration number: 081224371, registered address: Croatia, Xxxxxxxxxxx 0, Xxxxxx, 00000, e- mail address: xxxxxxx@xxxx.xxxx ROBOCASH’s bank account - A current account opened in the name of the ROBOCASH with payment institution or a credit institution or its branch registered in EU or Switzerland or United Kingdom. ROBO INVEST - An application of the Website of ROBOCASH, that functions according to the settings selected and confirmed by the User and which is available on the Website of ROBOCASH under section “Invest”. Servicing of the Claim - Any action taken by ROBOCASH in relation to the Claim, the Agreement, including transfer of funds to the Assignee and other actions stipulated in the Agreement. Third party - Any natural or legal person that is not the Party of the Agreement. Transaction - All User’s made transactions within the Website of ROBOCASH, which ROBOCASH has made technically and legally possible to execute, including transactions through ROBO INVEST. User - Natural or legal person registered on the Website of ROBOCASH, as well as a natural or legal person that has purchased the Claim or who has sold the Claim. User’s bank account - A current account opened in the name of the User with payment institution or a credit institution or its branch registered in EU or Switzerland or United Kingdom. User’s profile - Electronic profile located at the Website of ROBOCASH accessible for its Users with their individual login data, where personal data of the User is being kept including made Transactions. User’s virtual account - User’s virtual account created and maintained by ROBOCASH for each User available at the User’s profile on the Website of ROBOCASH which reflect the amounts of funds transferred to the respective virtual account. Website of ROBOCASH - Website of ROBOCASH, which is located at web address xxxxx://xxxx.xxxx, where natural and legal persons can register as Users to use the services provided there.

European Union. Interest rate under the Loan Agreement - Remuneration paid by the Borrower for use of the amount of the Loan stipulated in the Loan Agreement, considering that interest is calculated based on the provisions of the Loan Agreement. Interest rate under the Assignment Agreement - Predetermined remuneration defined in the Assignment Agreement that the User receives for the purchased Claim, considering that Interest rate shall not be directly linked to the Interest established in the Loan Agreement and is set separately. Laws and regulations - Laws and regulations of the same jurisdiction where ROBOCASH is registered. Lender - A legal entity that grants a Loan to the Borrower in accordance with the Loan Agreement. Loan - Funds granted to the Borrower by the Lender in accordance with the Loan Agreement. Loan Agreement - Loan agreement concluded between the Lender and the Borrower, on the basis of which the Lender grants funds (the Loan) to the Borrower whereas the Borrower undertakes to repay the received loan in accordance with terms and conditions of the Loan Agreement. Parties - ROBOCASH and the User. Price List - The cost of services of ROBOCASH stipulated on the Website of ROBOCASH, that has to shall be paid by the User. Price of the Claim - A price payable by the Assignee to the Assignor for the Claim or its part. The price of the Claim is indicated in principal conditions of the Assignment Agreement. Price of Servicing of the Claim - The price stipulated in the Price List on the Website of ROBOCASH that has to shall be paid by the Assignee to the ROBOCASH for Servicing of the Claim. Registration application - An application filled out by a natural or legal person on the Website of ROBOCASH to register as a User. ROBOCASH - ROBOCASH d.o.o., registration number: 081224371, registered address: Croatia, Xxxxxxxxxxx 0, Xxxxxx, 00000, e- mail address: xxxxxxx@xxxx.xxxx ROBOCASH’s bank account - A current account opened in the name of the ROBOCASH with payment institution or a credit institution or its branch registered in EU or Switzerland ROBO INVEST - An application of the Website of ROBOCASH, that functions according to the settings selected and confirmed by the User and which is available on the Website of ROBOCASH under section “Invest”. Servicing of the Claim - Any action taken by ROBOCASH in relation to the Claim, the Agreement, including transfer of funds to the Assignee and other actions stipulated in the Agreement. Third party - Any natural or legal person that is not the Party of the Agreement. Transaction - All User’s made transactions within the Website of ROBOCASH, which ROBOCASH has made technically and legally possible to execute, including transactions through ROBO INVEST. User - Natural or legal person registered on the Website of ROBOCASH, as well as a natural or legal person that has purchased the Claim or who has sold the Claim. User’s bank account - A current account opened in the name of the User with payment institution or a credit institution or its branch registered in EU or Switzerland or United Kingdom. User’s profile - Electronic profile located at the Website of ROBOCASH accessible for its Users with their individual login data, where personal data of the User is being kept including made Transactions. User’s virtual account - User’s virtual account created and maintained by ROBOCASH for each User available at the User’s profile on the Website of ROBOCASH which reflect the amounts of funds transferred to the respective virtual account. Website of ROBOCASH - Website of ROBOCASH, which is located at web address xxxxx://xxxx.xxxx, where natural and legal persons can register as Users to use the services provided there.

European Union. Interest rate under the Loan Agreement - Remuneration paid by the Borrower for use of the amount of the Loan stipulated in the Loan Agreement, considering that interest is calculated based on the provisions of the Loan Agreement. Interest rate under the Assignment Agreement - Predetermined remuneration defined in the Assignment Agreement that the User receives for the purchased Claim, considering that Interest rate shall not be directly linked to the Interest established in the Loan Agreement and is set separately. KYC- Know Your Customer Laws and regulations - Laws and regulations of the same jurisdiction where ROBOCASH is registered. Lender - A legal entity that grants a Loan to the Borrower in accordance with the Loan Agreement. Loan - Funds granted to the Borrower by the Lender in accordance with the Loan Agreement. Loan Agreement - Loan agreement concluded between the Lender and the Borrower, on the basis of which the Lender grants funds (the Loan) to the Borrower whereas the Borrower undertakes to repay the received loan in accordance with terms and conditions of the Loan Agreement. Parties - ROBOCASH and the User. Price List - The cost of services of ROBOCASH stipulated on the Website of ROBOCASHPlatform, that has to be paid by the User. Price of the Claim - A price payable by the Assignee to the Assignor for the Claim or its part. The price of the Claim is indicated in principal conditions of the Assignment Agreement. Price of Servicing of the Claim - The price stipulated in the Price List on the Website of ROBOCASH Platform that has to be paid by the Assignee to the ROBOCASH for Servicing of the Claim. Registration application - An application filled out by a natural or legal person on the Website of ROBOCASH Platform to register as a User. Restricted Territory A geographic area where ROBOCASH is prohibited from establishing cooperation due to legal, contractual, or strategic constraints. ROBOCASH - ROBOCASH d.o.o., registration number: 081224371, registered address: Croatia, Xxxxxxxxxxx 0, Xxxxxx, 00000, e- mail address: xxxxxxx@xxxx.xxxx ROBOCASH’s bank account - A current account opened in the name of the ROBOCASH with a payment institution or a credit institution or its branch registered in the EU or Switzerland ROBO or the United Kingdom. INVEST - An application of the Website of ROBOCASHPlatform, that functions according to the settings selected and confirmed by the User and which is available on the Website of ROBOCASH Platform under section “Invest”, considering that User has the option to either select and agree to the option of Custom Portfolio (investment option with various parameters for the User to select, which are made available at sole discretion of ROBOCASH, hereinafter referred to as “Custom Portfolio”), or One-Click Portfolio (investment option with pre- defined and non-changeable parameters, except for the amount of investment to be made, which can be set at initial setup phase, hereinafter referred to as “One-Click Portfolio”). Servicing of the Claim - Any action taken by ROBOCASH in relation to the Claim, the Agreement, including transfer of funds to the Assignee and other actions stipulated in the Agreement. Third party - Any natural or legal person that is not the Party of the Agreement. Transaction - All User’s made transactions within the Website of ROBOCASHPlatform, which ROBOCASH has made technically and legally possible to execute, including transactions through ROBO INVEST. User - Natural or legal person registered on the Website of ROBOCASHPlatform, as well as a natural or legal person that has purchased the Claim or who has sold the Claim. User’s bank account - A current account opened in the name of the User with a payment institution or a credit institution or its branch registered in the EU or Switzerland or the United Kingdom. User’s profile - Electronic profile located at the Website of ROBOCASH Platform accessible for its the Users with their individual login data, where personal data of the User is being kept kept, including the information on made Transactions. User’s virtual account - User’s virtual account created and maintained by ROBOCASH for each User available at the User’s profile on the Website of ROBOCASH Platform which reflect the amounts of funds transferred to the respective virtual account. Website of Platform - ROBOCASH - Website of ROBOCASHwebsite, which is located at web address xxxxx://xxxx.xxxx, where natural and legal persons can register as Users to use the services provided there. PEP - A politically exposed person.