Common use of Electronic Statements Clause in Contracts

Electronic Statements. A – Electronic Delivery and Notifications By signing up for electronic statement delivery, or “eStatements”, you accept the terms of this agreement, and hereby authorize Workers Credit Union to provide periodic financial statements to you electronically. Your authorization means that you consent and agree to the following: You will provide us with an email address that will be used to send all electronic statement-related notifications. You understand that the email notification informing you that your statement is available for viewing can take up to 5 business days to receive after the statement is generated. You will let us know immediately if the email address changes. You understand that you have no expectation of privacy if the statement link is transmitted to an email address owned by your employer. You further agree to release Workers Credit Union from any liability if the information is intercepted or viewed by an unauthorized party or other email address selected by you. Upon receipt of your consent and using the email address you provide, we will send you notification of the availability of your periodic account statement each statement period (statement cycle) and you will be required to access the Workers Credit Union web site in order to view your statements. You will be required to enter your logon information and password to view the electronic statement(s) and images. It is your sole responsibility to protect your logon and password from unauthorized persons. Your consent to receive electronic periodic deposit statements shall remain in effect until revoked by you. If you elect to revoke your consent to receive electronic statements you may do so by telephone at (000) 000-0000. If the revocation of your consent is received less than fifteen (15) days before the end of your normal statement cycle, it may not take effect until the following statement cycle. Once you sign up for eStatements you will be able to view, save or print the last twelve (12) monthly statements. If you have chosen electronic statements as your delivery preference, you will not receive a paper statement. This means that along with your statement you may also electronically receive any materials that would have gone out with the paper statement including disclosures and promotional materials.

Electronic Statements. A – Electronic Delivery and Notifications By signing up Upon enrollment for eStatements, we will prepare an electronic statement deliveryfor your account(s) and provide a reminder on a monthly or quarterly basis, or “eStatements”as applicable, you accept the terms of its availability. We will send this agreement, and hereby authorize Workers Credit Union reminder to provide periodic financial statements to you electronically. Your authorization means that you consent and agree to the following: You will provide us with an a working email address that will be used to send all electronic statement-related notificationsyou provide us. You understand that the email notification informing you that To access your statement is available for viewing can take up to 5 business days to receive after the statement is generated. You will let us know immediately if the email address changes. You understand that you have no expectation of privacy if the statement link is transmitted to an email address owned by your employer. You further agree to release Workers Credit Union from any liability if the information is intercepted or viewed by an unauthorized party or other email address selected by you. Upon receipt of your consent and using the email address you provide, we will send you notification of the availability of your periodic account statement each statement period (statement cycle) and you will be required to access the Workers Credit Union web site log in order to view Online Banking with your statements. You will be required User Code and Password to enter your logon information and password to view view, download and/or print the electronic statement(s) and imagesstatement. It is your sole responsibility to protect your logon Online Banking User Code and password Password from unauthorized persons. Your consent You agree that it is your responsibility to ensure that the electronic statement cannot be viewed by others. You understand that by authorizing this eStatement service, you will no longer receive electronic periodic deposit paper statements shall remain in effect until revoked by youthe mail. If you elect to revoke You are responsible for notifying us of any change in your consent to receive electronic statements you may do so by telephone at email address ten (000) 000-0000. If the revocation of your consent is received less than fifteen (1510) days before the end of your normal statement cycle. Email us to send notification of an email address change. If your electronic email notification is returned as undeliverable, an attempt will be made to contact you. You understand that if you do not receive an email notification, it may does not take effect until release you from the following responsibility to review your electronic statement cyclepromptly and notify the bank of any errors within 60 days of the statement date. Once By authorizing eStatement service, you sign up for eStatements consent to receiving other electronic communication from us including:  Legal and regulatory disclosures  Change in terms notices relating to your account  Annual privacy notice We reserve the right to provide a paper copy of any communication you will be able have authorized us to view, save or print the last twelve (12) monthly statementsprovide you electronically. If you have chosen wish to discontinue this eStatement service at any time, please contact your branch office to stop the electronic statements as your delivery preference, you will not receive statement and resume a paper statement. This means Please notify us at least ten (10) days before the end of your normal statement cycle. If, while using the eStatement service, you need a paper copy of a statement or disclosure, please contact your branch office. A fee may apply. If any account you have requested to receive eStatements is a joint account, please be advised that along only you will receive and be able to access the electronic communication for such account. Therefore, you are solely responsible for promptly and timely sharing any account statement, any statement-related information provided thereon, and any additional account communication with your statement joint account holder as needed or requested by such joint account holder. All electronic statements shall be in full compliance with applicable laws and regulations. The provisions in this agreement are part of (and in supplement to) the bank's Terms and Conditions and all applicable disclosures we have previously provided to you for Depository Accounts. You acknowledge that your consent to electronic statements and communication is being provided in connection with a transaction affecting interstate commerce that is subject to the federal Electronic Signatures in global and National Commerce Act. We reserve the right to discontinue E-Statements, or to terminate or change the terms and conditions on which we provide electronic communications. We will provide you with notice of any such termination or change as required by law. CUSTOMER LIABILITY You are responsible for maintaining the confidentiality of the passwords. You understand and agree that you are responsible for all transactions incurred using your user codes and passwords. You agree to disclose passwords only to those individuals authorized to use Online Banking or a particular function level in Online Banking. Anyone to whom you disclose your passwords and anyone who has access to your passwords will have full access to the services you can perform on Online Banking, including full access to your accounts. The person's authority will be limited only to the extent that the password was established with limitations on the functions that could be performed using that password. We are entitled to presume that all communications containing proper user codes and passwords are authorized by you and to act upon those communications, and you will be bound by any transaction performed by any person using that user code and password. You assume full responsibility and liability for the consequences of any misuse or unauthorized use of or access to Online Banking Services or disclosure of any confidential information or instructions of yours by your employees, agents or other third parties that gain access to your passwords. The use of the user code and password as a security measure supersedes any other security procedures in agreements you have with us relating to funds transfers such as an ACH Agreement. CONTACT IN EVENT OF UNAUTHORIZED ACCESS Tell us AT ONCE if you believe any of your passwords have been lost, stolen or otherwise available to an unauthorized person or that someone has transferred or may also electronically receive transfer money from your account without your permission. Telephoning the bank is the best way of keeping your possible losses down. You could lose all the money in your accounts (plus the maximum amount in your line of credit). Telephone the Bank at (000) 000-0000, or write to the Bank at Pioneer Trust Bank, N.A., PO Box 0000, 000 Xxxxxxxxxx Xx. X.X., Xxxxx, XX 00000. OUR OBLIGATION TO MAKE TRANSFERS Notwithstanding any materials that would have gone other provision in this agreement, unless otherwise prohibited by law, our sole responsibility for an error by us or our third party provider in transferring funds or otherwise arising from or relating to this agreement will be to correct any errors, but in no case will we be liable for any indirect, special, incidental or consequential damages in connection with or in any way related to business online banking service or our performance hereunder. You agree to indemnify and hold us harmless from any and all claims, demands, actions, suits, damages, judgments, liabilities, costs and expenses, and attorneys' fees arising out with the paper statement including disclosures and promotional materialsof or resulting from your use of Online Banking or your breach of any of your obligations under this Agreement. Your obligation to indemnify us shall survive termination of this Agreement.

Electronic Statements. A – Electronic Delivery and Notifications By signing up Upon enrollment for eStatements, we will prepare an electronic statement deliveryfor your account(s) and provide a reminder on a monthly or quarterly basis, or “eStatements”as applicable, you accept the terms of its availability. We will send this agreement, and hereby authorize Workers Credit Union reminder to provide periodic financial statements to you electronically. Your authorization means that you consent and agree to the following: You will provide us with an a working email address that will be used to send all electronic statement-related notificationsyou provide us. You understand that the email notification informing you that To access your statement is available for viewing can take up to 5 business days to receive after the statement is generated. You will let us know immediately if the email address changes. You understand that you have no expectation of privacy if the statement link is transmitted to an email address owned by your employer. You further agree to release Workers Credit Union from any liability if the information is intercepted or viewed by an unauthorized party or other email address selected by you. Upon receipt of your consent and using the email address you provide, we will send you notification of the availability of your periodic account statement each statement period (statement cycle) and you will be required to access the Workers Credit Union web site log in order to view Online Banking with your statements. You will be required User Code and Password to enter your logon information and password to view view, download and/or print the electronic statement(s) and imagesstatement. It is your sole responsibility to protect your logon Online Banking User Code and password Password from unauthorized persons. Your consent You agree that it is your responsibility to ensure that the electronic statement cannot be viewed by others. You understand that by authorizing this eStatement service, you will no longer receive electronic periodic deposit paper statements shall remain in effect until revoked by youthe mail. If you elect to revoke You are responsible for notifying us of any change in your consent to receive electronic statements you may do so by telephone at email address ten (000) 000-0000. If the revocation of your consent is received less than fifteen (1510) days before the end of your normal statement cycle. Email us to send notification of an email address change. If your electronic email notification is returned as undeliverable, an attempt will be made to contact you. You understand that if you do not receive an email notification, it may does not take effect until release you from the following responsibility to review your electronic statement cyclepromptly and notify the bank of any errors within 60 days of the statement date. Once By authorizing eStatement service, you sign up for eStatements consent to receiving other electronic communication from us including:  Legal and regulatory disclosures  Change in terms notices relating to your account  Annual privacy notice We reserve the right to provide a paper copy of any communication you will be able have authorized us to view, save or print the last twelve (12) monthly statementsprovide you electronically. If you have chosen wish to discontinue this eStatement service at any time, please contact your branch office to stop the electronic statements as your delivery preference, you will not receive statement and resume a paper statement. This means Please notify us at least ten (10) days before the end of your normal statement cycle. If, while using the eStatement service, you need a paper copy of a statement or disclosure, please contact your branch office. A fee may apply. If any account you have requested to receive eStatements is a joint account, please be advised that along only you will receive and be able to access the electronic communication for such account. Therefore, you are solely responsible for promptly and timely sharing any account statement, any statement-related information provided thereon, and any additional account communication with your statement joint account holder as needed or requested by such joint account holder. All electronic statements shall be in full compliance with applicable laws and regulations. The provisions in this agreement are part of (and in supplement to) the bank's Terms and Conditions and all applicable disclosures we have previously provided to you may also electronically receive for Depository Accounts. You acknowledge that your consent to electronic statements and communication is being provided in connection with a transaction affecting interstate commerce that is subject to the federal Electronic Signatures in global and National Commerce Act. We reserve the right to discontinue E-Statements, or to terminate or change the terms and conditions on which we provide electronic communications. We will provide you with notice of any materials that would have gone out with the paper statement including disclosures and promotional materialssuch termination or change as required by law.