ELECTRONIC FUNDS TRANSFER DISCLOSURE AND AGREEMENT Sample Clauses

ELECTRONIC FUNDS TRANSFER DISCLOSURE AND AGREEMENT. As a valued member of GFA Federal Credit Union, you can take advantage of our many convenient electronic services. We are providing you with this Electronic Funds transfer (EFT) Disclosure and Agreement, as amended from time to time (“Agreement”), to inform you of the terms and conditions governing the use of our electronic transfer services. This Agreement takes the place of any prior agreements and disclosures governing the use of our electronic services. If you use or allow others to use the electronic services offered by GFA Federal Credit Union, you are agreeing to the terms and conditions of this Agreement. In this Agreement, the term “you” and “yours(s)” refer to you, the member, and the terms “we,” “us,” “our(s)” refer to the Credit Union. This Agreement applies if we have given you a plastic card and “PIN” (personal identification number) to access your account and/or you access your account by telephone or through our electronic branch. Here is some basic language you need to know to better understand this Agreement. An EFT occurs whenever you transfer your funds from one of your accounts using an ATM (automated teller machine), a POS (point of sale) terminal such as, for example, at a gas station where you “pay at the pump” or a department store sales counter, by telephone or over the Internet on a personal computer. GENERAL DISCLOSURES APPLICABLE TO ALL ELECTRONIC SERVICES HOW WE MAY AMEND THIS AGREEMENT If we need to change the terms and conditions of this Agreement and those changes result in a greater cost or liability to you or reduce any of the electronic services we offer, we will send you written notice explaining the change to the address as it appears on our records. Our written notice will be provided at least thirty (30) days prior to the change unless the change is immediately necessary to protect your account and our systems.
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ELECTRONIC FUNDS TRANSFER DISCLOSURE AND AGREEMENT. This Electronic Funds Transfer Disclosure and Agreement (this “Disclosure”) explains the rules that govern electronic account services that we provide to consumer accounts used for personal, family, and household purposes. In this Disclosure, the plural form of a word also means the singular, and vice versa. “
ELECTRONIC FUNDS TRANSFER DISCLOSURE AND AGREEMENT. Express Banking Cards (Debit/ATM Cards), Express Banking Line (Telephone Transfer), Clearing House Transactions (ACH), Express Online Banking, Express Bill Pay Service This disclosure statement sets forth certain rights and responsibilities, which you our customer and we Xxxxxx Savings Bank have under the Electronic Funds Transfer Act. The provisions of the act apply whenever you use any of the services considered electronic funds transfers or POS transactions. An electronic funds transfer occurs when initiated through an electronic terminal, telephone, computer or if you authorize a merchant or other payee to make a one-time electronic payment from your checking account using information from your check for the purpose of instructing or authorizing Xxxxxx Xxxxxxx Bank to debit or credit a deposit account. Audio response telephone service, computer tape, automated clearinghouse (ACH), personal computer, automated teller machine (ATM), Point of Sale (POS) transactions, overdraft line of credit (LOC), or other Electronic Access Device may be utilized to make an electronic funds transfer. A POS transaction generally takes place at merchant locations. By applying to Xxxxxx Savings Bank for the issuance of an Express Banking Card you the Cardholder(s) request the Bank to issue a card to use to make withdrawals from your checking, savings, or line of credit account subject to the terms of the agreement(s) for these accounts and the additional terms of this supplemental agreement(s). You the Cardholder(s) agree to the following regulations applicable to the card and its use. The Bank upon application and acceptance will issue an Express Banking Card. When applying for the card you will be asked to select a four-digit Personal Identification Number (PIN). DO NOT write your PIN number on your card(s) or carry the number with you. It is best to memorize this number to prevent fraudulent use of the card(s). The Bank may at any time without notice to the Cardholder(s) permit additional types of transactions through the use of the Card. A written notice of at least 30 days will be given in order to delete types of transactions which could be performed through the use of the card and change or add to the limitations applicable to any type of transaction. Funds Received via ACH and Wire Transfers: This agreement is subject to Article 4A of the Uniform Commercial Code-Funds Transfers as adopted in New York State. If you originate a funds transfer and you identify by name ...
ELECTRONIC FUNDS TRANSFER DISCLOSURE AND AGREEMENT. This EFT Disclosure and Agreement as amended from time to time (“Agreement”) sets forth the terms and conditions governing the use of the Glendale Area Schools Credit Union electronic transfer services. Disclosure information that applies to all electronic services offered by Glendale Area Schools Credit Union is given below, followed by specific disclosure information for each service. Glendale Area Schools Credit Union may also provide remittance transfers (defined by Regulation E, subpart B, as an “electronic transfer of funds of more than $15 which is requested by a sender and sent to a designated recipient in a foreign country by a remittance transfer provider”). The terms and conditions for such electronic fund transfers will be disclosed to you separately when you receive those services, and may differ from the terms and conditions disclosed herein. This Agreement takes the place of all prior agreements and disclosures governing the use of all electronic services. By retaining, using, or allowing others to use the electronic services offered by Glendale Area Schools Credit Union, you are agreeing to be bound by the terms and conditions of this Agreement. In this Agreement, the term (“you”) and (“your(s)”) refer to the member, and the terms (“we”), (“us”) (“Credit Union”) and (“our(s)”) refer to Glendale Area Schools Credit Union.
ELECTRONIC FUNDS TRANSFER DISCLOSURE AND AGREEMENT. ‌ The Electronic Funds Transfer Act (Regulation E) is only applicable to Accounts held by a natural person used primarily for personal, family, or house-hold purposes. This Electronic Funds Transfer Agreement covers your and our rights and responsibilities concerning the electronic funds transfer (EFT) services offered to you by the Credit Union. Electronic funds transfers are electronically initiated transfers of money from your Account through EFT services described below. You agree the use of EFT services by you shall be governed by the terms of your Account Agreement with us as well as the terms and conditions in this Electronic Funds Transfer Agreement and Disclosure. All EFT services provided are subject to approval. Additional terms, conditions, and disclosures may be furnished at the time you arrange for a service.
ELECTRONIC FUNDS TRANSFER DISCLOSURE AND AGREEMENT. The Electronic Funds Transfer Act (Regulation E) is only applicable to Accounts held by a natural person used primarily for personal, family, or household purposes. Regulation E does not apply to business, association, or organizational Accounts. This Electronic Funds Transfer Agreement covers your and our rights and responsibilities concerning the electronic funds transfer (EFT) services offered to you by the Credit Union. Electronic funds transfers are electronically initiated transfers of money from your Account through EFT services described below and additional EFT services that may be provided to you by us from time to time. You agree the use of EFT services by you shall be governed by the terms of your Account Agreement with us as well as the terms and conditions in this Electronic Funds Transfer Agreement and Disclosure. All EFT services provided are subject to approval. Additional terms, conditions, and disclosures may be furnished at the time you arrange for or enroll to use a service and such terms and conditions will apply to the use of that service in addition to these terms.

Related to ELECTRONIC FUNDS TRANSFER DISCLOSURE AND AGREEMENT

  • Confidentiality and Data Security (a) The Custodian agrees to keep confidential, and to cause its employees and agents to keep confidential, all records of the Funds and information relating to the Funds, including without limitation information as to their respective shareholders and their respective portfolio holdings, unless the release of such records or information is made (i) in connection with the services provided under this Agreement, (ii) at the written direction of the applicable Fund or otherwise consented to, in writing, by the respective Funds, (iii) in response to a request of a governmental, regulatory or self-regulatory authority or agency or pursuant to a subpoena, court order or other legal process, in each case with respect to which the Custodian has determined, on the advice of counsel, that it is required to comply, or (iv) where the Custodian has determined, on the advice of counsel, that the failure to release such information would expose the Custodian to civil or criminal contempt proceedings; provided in the case of clause (iii) or (iv) the Custodian provides the applicable Fund written notice of such requirement to release such records or information, to the extent such notice is permitted. The foregoing shall not be applicable to any information that is publicly available when provided and shall cease to be applicable to any information that thereafter becomes publicly available, other than through a breach of this Section 10(a), or that is independently derived by any party hereto without the use of any information derived in connection with the services provided under this Agreement. Notwithstanding the foregoing but subject to Section 10(d), (1) the Custodian may use information regarding the Funds in connection with certain functions performed on a centralized basis by the Custodian, its affiliates or its or their service providers (including audit, accounting, risk, legal, compliance, sales, administration, product communication, relationship management, compilation and analysis of customer-related data and storage) and disclose such information to its affiliates and to its or their service providers who are subject to the confidentiality obligations hereunder with respect to such information, but only for the purpose of servicing the Funds in connection with the relationship contemplated by this Agreement or providing additional services to the Funds, and (2) the Custodian may aggregate Fund or Portfolio data with similar data of other customers of the Custodian (“Aggregated Data”) and may use Aggregated Data so long as such Aggregated Data represents such a sufficiently large sample that no Fund or Portfolio data can be identified either directly or by inference or implication.

  • Non-Disclosure and Confidentiality The Participant will not make known to any Competitor and/or any member, manager, officer, director, employee or agent of a Competitor, the Business Contacts of Employer. The Participant further covenants and agrees that at all times during Participant’s employment with the Company, and at all times thereafter, Participant shall not, without the prior written consent of the Company’s Chief Executive Officer, Chief Operating Officer or General Counsel in each and every instance—such consent to be within the Company’s sole and absolute discretion—use, disclose or make known to any person, entity or other third party outside of the Employer any Confidential Information belonging to Employer or its individual members. Notwithstanding the foregoing, the provisions of this paragraph shall not apply to Confidential Information: (A) that is required to be disclosed by law or by any court, arbitrator, mediator or administrative or legislative body (including any committee thereof) in any litigation, arbitration, mediation or legislative hearing, with jurisdiction to order Participant to disclose or make accessible any information, provided, however, that Participant provides Company with ten (10) days’ advance written notice of such disclosure to enable Company to seek a protective order or other relief to protect the confidentiality of such Confidential Information; (B) that becomes generally known to the public or within the relevant trade or industry other than due to Participant’s or any third party’s violation of this Section 3.10 or other obligation of confidentiality; or (C) that becomes available to Participant on a non-confidential basis from a source that is legally entitled to disclose it to Participant.

  • Confidentiality Agreements The parties hereto agree that this Agreement supersedes any provision of the Confidentiality Agreements that could be interpreted to preclude the exercise of any rights or the fulfillment of any obligations under this Agreement, and that none of the provisions included in the Confidentiality Agreements will act to preclude Holder from exercising the Option or exercising any other rights under this Agreement or act to preclude Issuer from fulfilling any of its obligations under this Agreement.

  • Confidentiality of Contractor Information The Contractor acknowledges and agrees that this Contract and any and all Contractor information obtained by the State in connection with this Contract are subject to the State of Vermont Access to Public Records Act, 1 V.S.A. § 315 et seq. The State will not disclose information for which a reasonable claim of exemption can be made pursuant to 1 V.S.A. § 317(c), including, but not limited to, trade secrets, proprietary information or financial information, including any formulae, plan, pattern, process, tool, mechanism, compound, procedure, production data, or compilation of information which is not patented, which is known only to the Contractor, and which gives the Contractor an opportunity to obtain business advantage over competitors who do not know it or use it. The State shall immediately notify Contractor of any request made under the Access to Public Records Act, or any request or demand by any court, governmental agency or other person asserting a demand or request for Contractor information. Contractor may, in its discretion, seek an appropriate protective order, or otherwise defend any right it may have to maintain the confidentiality of such information under applicable State law within three business days of the State’s receipt of any such request. Contractor agrees that it will not make any claim against the State if the State makes available to the public any information in accordance with the Access to Public Records Act or in response to a binding order from a court or governmental body or agency compelling its production. Contractor shall indemnify the State for any costs or expenses incurred by the State, including, but not limited to, attorneys’ fees awarded in accordance with 1 V.S.A. § 320, in connection with any action brought in connection with Contractor’s attempts to prevent or unreasonably delay public disclosure of Contractor’s information if a final decision of a court of competent jurisdiction determines that the State improperly withheld such information and that the improper withholding was based on Contractor’s attempts to prevent public disclosure of Contractor’s information. The State agrees that (a) it will use the Contractor information only as may be necessary in the course of performing duties, receiving services or exercising rights under this Contract; (b) it will provide at a minimum the same care to avoid disclosure or unauthorized use of Contractor information as it provides to protect its own similar confidential and proprietary information; (c) except as required by the Access to Records Act, it will not disclose such information orally or in writing to any third party unless that third party is subject to a written confidentiality agreement that contains restrictions and safeguards at least as restrictive as those contained in this Contract; (d) it will take all reasonable precautions to protect the Contractor’s information; and (e) it will not otherwise appropriate such information to its own use or to the use of any other person or entity. Contractor may affix an appropriate legend to Contractor information that is provided under this Contract to reflect the Contractor’s determination that any such information is a trade secret, proprietary information or financial information at time of delivery or disclosure.

  • Confidentiality Agreement As an employee of the Company, you will continue to have access to certain confidential information of the Company and you may, during the course of your employment, develop certain information or inventions that will be the property of the Company. To protect the interests of the Company, your acceptance of this Agreement confirms that the terms of the Company’s At-Will Employment, Confidential Information, Invention Assignment and Arbitration Agreement you previously signed with the Company (the “Confidentiality Agreement”) still apply.

  • Confidentiality and Data Protection 12.1 Buyer undertakes that it shall not at any time disclose to any person any confidential information concerning (i) the business, affairs, customers, clients or suppliers of Seller or any of its affiliates and (ii) the operations, processes, product information, recipes and formulae, know-how, designs, trade secrets of Seller or any of its affiliates, except as permitted by Condition 12.2 (“Confidential Information”).

  • Record Retention Audit and Confidentiality Section 7.1(A) is deleted in its entirety and replaced with the following

  • Confidentiality of Vendor Data Vendor understands and agrees that by signing this Agreement, all Vendor Data is hereby released to TIPS, TIPS Members, and TIPS third-party administrators to effectuate Vendor’s TIPS Contract except as provided for herein. The Parties agree that Vendor Data is accessible by all TIPS Members as if submitted directly to that TIPS Member Customer for purchase consideration. If Vendor otherwise considers any portion of Vendor’s Data to be confidential and not subject to public disclosure pursuant to Chapter 552 Texas Gov’t Code (the “Public Information Act”) or other law(s) and orders, Vendor must have identified the claimed confidential materials through proper execution of the Confidentiality Claim Form which is required to be submitted as part of Vendor’s proposal resulting in this Agreement and incorporated by reference. The Confidentiality Claim Form included in Vendor’s proposal and incorporated herein by reference is the sole indicator of whether Vendor considers any Vendor Data confidential in the event TIPS receives a Public Information Request. If TIPS receives a request, any responsive documentation not deemed confidential by you in this manner will be automatically released. For Vendor Data deemed confidential by you in this manner, TIPS will follow procedures of controlling statute(s) regarding any claim of confidentiality and shall not be liable for any release of information required by law, including Attorney General determination and opinion. In the event that TIPS receives a written request for information pursuant to the Public Information Act that affects Vendor’s interest in any information or data furnished to TIPS by Vendor, and TIPS requests an opinion from the Attorney General, Vendor may, at its own option and expense, prepare comments and submit information directly to the Attorney General stating why the requested information is exempt from disclosure pursuant to the requirements of the Public Information Act. Vendor is solely responsible for submitting the memorandum brief and information to the Attorney General within the time period prescribed by the Public Information Act. Notwithstanding any other information provided in this solicitation or Vendor designation of certain Vendor Data as confidential or proprietary, Vendor’s acceptance of this TIPS Vendor Agreement constitutes Vendor’s consent to the disclosure of Vendor’s Data, including any information deemed confidential or proprietary, to TIPS Members or as ordered by a Court or government agency, including without limitation the Texas Attorney General. Vendor agrees that TIPS shall not be responsible or liable for any use or distribution of information or documentation by TIPS Members or as required by law.

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