Electronic Banking. 16 How can you use automated teller machines (ATM) and debit cards? 16 What limits do we place on ATM transactions? 17 Can you use your debit card for illegal transactions? 17 Do we disclose your information to third parties? 17 How do you report errors relating to electronic fund transfer? 17 How do we handle your preauthorized electronic payments? 17 What liability do we have to you for incomplete transactions? 17 What is our phone number and address? 17 What is a "business day"? 17 DIGITAL BANKING SERVICES 18 FUNDS TRANSFER SERVICES 18 What transfer fees will we charge you? 18 How do we process and send funds transfers? 18 How do we receive funds transfers for your account? 18 What additional rules, if any, apply to ACH Debits and Credits? 19 Can I make a transfer using Phone Banking? 19 INTEREST / TAX REPORTING 19 UNLAWFUL INTERNET GAMBLING 19 OTHER RIGHTS APPLICABLE TO ACCOUNTS 19 Welcome to SouthState Bank, N.A. Thank you for opening an account with SouthState Bank, N.A. We are pleased you have chosen to bank with us and look forward to serving you now and in the future. This Business Deposit Account Agreement ("Agreement") includes the following disclosures that may be listed on your Account Agreement (herein referred to as a "signature card": Terms & Conditions, Funds Availability, and Substitute Checks. In this Agreement, "SouthState," "Bank," "we," "our," and "us" refers to SouthState Bank, N.A. "Depositor," "you" and "“your" refers to each owner and each person with the authority to deposit, withdraw, or exercise control over the funds in the account. GENERAL LEGAL AGREEMENT What is the purpose of this Agreement? Please read this entire Agreement carefully and keep it in a convenient location for future reference. This Agreement, along with the other disclosures provided at the time you opened your account, govern your deposit account with SouthState and supersede all previous business deposit account agreements. The term "other disclosures" may include, but is not limited to, a separate schedule of rates, qualifying balances, specific account terms and fees. By opening an account, providing a written or electronic signature card or other agreement or contract, conducting transactions on your account, and continuing to hold an account with us, you acknowledge you have read, understand and agree to this Agreement (as well as any future modifications, changes or supplements made to this Agreement, if any, in accordance with this Agreement) and oth...
Electronic Banking. Rules for stopping payment of other types of transfers of funds may be established by law or our internal procedures. When will we use subaccounts? We structure checking accounts into two sub-accounts for regulatory accounting purposes: a checking subaccount and a savings subaccount. We calculate and pay interest at the same rate and in the same way on both sub-accounts. You will not see a difference in the way your account operates. You agree we may automatically, without a specific request from you, initiate individual transfers of funds between sub-accounts from time to time at no cost to you. These transfers will be automatic transfers so your ability to use your funds through your checking account will not be affected. We record the subaccounts and any transfers between them on our internal accounting records only. What is unclaimed property? When do we consider your accounts abandoned? State and federal law and our policy govern when accounts are considered abandoned. Your account is usually considered abandoned if you have not made any deposits to or withdrawals from your account for the period of time specified in the applicable state's unclaimed property law. We are required by the unclaimed property laws to turn over to the applicable state accounts considered abandoned. Before we turn over an abandoned account, we may send a notice to the address we currently have on our records or the account statement. We may not send this notice if mail we previously sent to this address was returned. After we turn the funds over to the state, we have no further liability to you for the funds, and you must apply to the appropriate state agency to reclaim your funds. To the extent permitted by applicable state law, abandoned accounts will continue to be subject to standard account service charges, in addition to dormancy and escheat fees, as set forth on the Business Account Fee Schedule. What rights do we have to verify and reverse transactions? All transactions, including those for which we provide a receipt, are subject to subsequent verification and correction within our discretion. We may reverse or otherwise adjust any transaction which we believe we erroneously made to your account at any time even if you receive a receipt for the transaction without prior notice to you.
Electronic Banking. This Electronic Banking section describes your rights under the Electronic Fund Transfer Act and applies to your use of your Card and the other transactions described below.
Electronic Banking. The electronic banking services provided by the Bank include three types of services: “Telephone Banking,” “Internet Banking” and “Mobile Banking.” The services of “Internet Banking” and “Mobile Banking” are as defined in the Definition of Terms in Chapter 5.
Electronic Banking. Refers to the opportunity being allowed for the Customers to log in to the Bank's system, by means of one's own code and password, via the applications to be put to use by the Bank at anytime it may desire, including Internet, GPRS, WAP, Interactive Voice Response, by means of such technically capable devices as ATM, PC, Palmtop/Laptop Computers, GSM, TV, Telephone, etc., which maintain wired/wireless communication, and to carry out anyand all sorts ofpresent and future banking transactions being/to bebrought into service and within the limits being determined bythe Bank, EXPIRY DATE: Refers to the last date where the card can beused, which is written onthe card, MERCHANT: Refers to a real or legal entity who has signed a Merchant Agreement with the Bank and who accepts payments from the credit and Debit Card holders in the purchase of all sorts of goods and services, and who is able make cash payments as well in accordance with thepower granted, PASSWORD: Refers to a group of confidential figures which are given to the Customer by the Bank, and which must be kept confidential, that are authorizing the holder to purchase goods and services and to access and carry out transactions at ATMs and other distribution channels, and which can be changed through the channels provided bythe Bank, PAYMENT:Means all kinds of collection and payment transactions tobemade through Automatic/Regular Payment Order, PERMANENT DATA STORAGE: Refers to text messages, electronic mail, internet, disc, CD, DVD, memory card and similar instruments and medium which record the information sent by or sent to the Customer in such a way enabling it to be inspected for a reasonable period of time in accordance with the purpose of such information, and which allow access to the information as it is, POS TERMINALS (POINT OFSALE): Refers to the sales terminal where the magnetic stripe or chip of the card is read or on which the card number is entered, PREPAID DEBIT CARD: Means a card belonging to the Bank, not associated with any demand savings account at the Bank and providing theopportunityto spend and/or draw cash up to the amount previouslydeposited, REGULAR PAYMENT: Refers to the payment transactions made automatically for third parties through bank transfer and/or Electronic Funds Transfer (EFT) within the information/instructions given bythe customer using the account/accounts specified in the Application Form, REWARD/POINTS PROGRAM: The programs that provide reward/points for the tra...
Electronic Banking. The Bank's electronic banking services make certain account, transaction and related information available to help the City control and manage the City's accounts, including without limitation, the OP Convention Center Accounts. This may include information generated from other services the City uses. Detailed information regarding the electronic banking services platform is available in the applicable user documentation and setup information. The City is responsible for the administration of the electronic banking platform, including assigning authorized users access to accounts and services and assigning user IDs. When the City delegates authority for the electronic banking platform the City is solely responsible for that access, including users of Information Reporting Services, Stop Payment Services, ACH Services, Account Transfer Services, Image Services, ARP Services, Funds Transfer Services and possibly future Improvements or Enhancements. The users to whom the City grants access and the services to which the City grants access may contradict signature cards and other agreements the City has in place with the Bank. As the Bank has no access to the City's electronic banking platform administration, the Bank assumes no liability for information reported or transactions initiated through the electronic banking platform if valid IDs and passwords and PINS for wires are provided.
Electronic Banking. Banking Practices Security Procedures and Liability for Governing Law Unauthorized Transactions for Severability and Change of Law by Agreement Washington Federal Debit or ATM Card Venue and Limitation on Bringing Actions Using your Washington Federal Debit or ATM Attorneys’ Fees Card Our Right to Delay Enforcement Telephone Banking Items in the Mail Pre-Authorized Transfers from Your Account Assignment Recurring Payments Representations and Warranties Documentation of Transactions Online and Mobile Banking Cost of Electronic Funds Transfers Contacting Us Unauthorized Transactions Liability for Our Failure to Make Transfers Washington Federal Debit or ATM Card
Electronic Banking. We offer many electronic banking services, including telephone banking service, automated teller machines (ATMs), an ATM or Visa debit card, and online and mobile banking services (collectively “Electronic Banking Services”). Electronic Banking Services are subject to the terms and conditions outlined below, all applicable rules and regulations governing the service, including without limitation, the NACHA Rules, and any agreement we have with you covering the specific service, including without limitation, the applicable Online Banking Service Agreement for your Account.
Electronic Banking. Refer to page 22. ScotiaOne Account Plan for business This is an all-in-one service package for your business and personal accounts. Our most versatile and comprehensive full-service banking package, ScotiaOne Account Plan for business, comes with three monthly fee package options. These options include all of the following products and services: Account Plan for business with up to $5,000 optional Overdraft ProtectionC ScotiaLine for business™ VISA* cardC Personal Banking account with up to $5,000 optional Overdraft ProtectionC Electronic Banking for business ScotiaCard Monthly fees Account Plan for business Personal Account Full- Transactions2&D Deposit ContentsD TransactionsD Service1 Cash Items $49.00 60 $3,000 30 50 $78.00 100 $5,000 50 100 $112.50 150 $10,000 75 100 Additional transactions: Business Account transactions and deposit contents over the number included in each option are charged on a “pay-per-use” basis. (See Transaction, Deposit, Account Statement, and Sundry Service Fees charts on pages 17 through 21. See Day-to-Day Banking Companion Booklet for Personal Basic Banking Plan account fees.) Fees in addition to the monthly plan fee apply as follows: Overdraft ProtectionC: Monthly fee waived for Business Accounts on the ScotiaOne Account Plan for business. Personal Accounts with Overdraft Protection are referred to the Day-to-Day Companion Booklet for the fees, rates and Overdraft Protection Agreement. VISA*C: Standard non-interest charges apply. For current rates and information on fees and interest costs, call 0-000-000-0000 or visit xxx.xxxxxxxxxx.xxx More than one business owner: Up to two additional personal accounts are available with each account plan. The additional monthly fee is $8 for each additional personal account with 50 transactions, and $15 for each additional personal account with 100 transactions. Electronic Banking: Refer to page 22. ScotiaOne Account Plan for agriculture This account plan, designed specially for agri-businesses, is our most versatile and comprehensive full-service banking package for your agri-business and personal accounts. This plan includes all of the following products and services: Account Plan for business Credit Line for agriculture by way of overdraftC or Overdraft ProtectionC (max. $5,000) Personal Banking account with up to $5,000 optional Overdraft ProtectionC Electronic Banking for business ScotiaCard Monthly fees Account Plan for business Personal Account Full- Service1 Transactions2&D Depo...
Electronic Banking. Refer to page 22. SPP Plus Account Plan This account plan is designed for customers who operate their own practice and is intended to meet the needs of professionals with high volume transactions at a special price. Customers interested in the SPP Plus Account Plan must also enroll in Scotia Professional® Plan. Besides accessing the account plan features, Scotia Professional Plan customers also receive the following products and services: Choice of Overdraft Protection of up to $5,000 or operating loans by way of overdraftC Electronic Banking for business ScotiaCard Monthly fees Full- Service1 Transactions2&D Deposit ContentsD Cash Items $33.00 110 $3,000 40 There is no further discount on this account plan monthly fee for Scotia Professional Plan customers.
