Common use of Election of Trustees Clause in Contracts

Election of Trustees. The members of The Northwestern Mutual Life Insurance Company are its policyholders of insurance policies and deferred annuity contracts. The members exercise control through a Board of Trustees. Elections to the Board are held each year at the annual meeting of members. Members are entitled to vote in person or by proxy. FLEXIBLE PAYMENT VARIABLE ANNUITY - ACCOUNT A AMOUNTS ALLOCATED TO THE SEPARATE ACCOUNT DIVISIONS AND VARIABLE PAYMENTS PROVIDED BY THIS CONTRACT ARE NOT GUARANTEED AS TO FIXED DOLLAR AMOUNT BUT ARE VARIABLE AND MAY INCREASE OR DECREASE TO REFLECT THE INVESTMENT EXPERIENCE OF THE SEPARATE ACCOUNT. Exhibit B(4)(b) PAYMENT RATE TABLES MONTHLY INCOME PAYMENTS PER $1,000 BENEFITS GUARANTEED FIXED PAYMENT OR FIRST PAYMENT UNDER VARIABLE PAYMENT PLAN LIFE INCOME PLAN (OPTION C) ------------------------------------------------------------------------------------------------------------------------ SINGLE LIFE MONTHLY PAYMENTS ------------------------------------------------------------------------------------------------------------------------ CHOSEN PERIOD (YEARS) CHOSEN PERIOD (YEARS) ------------------------------------------- FEMALE ------------------------------------------- MALE ADJUSTED AGE* ZERO 10 20 ADJUSTED AGE* ZERO 10 20 ------------------ -------------- ------------- -------------- ------------- -------------- -------------- ------------- 55 $ 4.41 $ 4.36 $ 4.23 55 $ 4.04 $ 4.02 $ 3.96 56 4.49 4.44 4.29 56 4.10 4.08 4.01 57 4.58 4.52 4.35 57 4.17 4.14 4.07 58 4.67 4.60 4.41 58 4.24 4.21 4.12 59 4.77 4.69 4.47 59 4.31 4.28 4.18 60 4.87 4.79 4.54 60 4.39 4.36 4.24 61 4.98 4.89 4.60 61 4.48 4.44 4.31 62 5.10 4.99 4.67 62 4.57 4.52 4.37 63 5.23 5.11 4.74 63 4.66 4.61 4.44 64 5.36 5.22 4.81 64 4.77 4.71 4.51 65 5.51 5.35 4.87 65 4.88 4.81 4.58 66 5.67 5.47 4.94 66 5.00 4.92 4.66 67 5.84 5.61 5.00 67 5.12 5.03 4.73 68 6.02 5.75 5.07 68 5.26 5.15 4.80 69 6.21 5.89 5.13 69 5.41 5.28 4.88 70 6.41 6.05 5.19 70 5.57 5.42 4.95 71 6.63 6.20 5.25 71 5.74 5.56 5.02 72 6.86 6.36 5.30 72 5.93 5.71 5.09 73 7.11 6.53 5.35 73 6.13 5.87 5.16 74 7.37 6.70 5.39 74 6.34 6.04 5.23 75 7.65 6.87 5.44 75 6.58 6.22 5.29 76 7.96 7.05 5.47 76 6.83 6.40 5.34 77 8.28 7.23 5.51 77 7.11 6.59 5.39 78 8.63 7.40 5.54 78 7.40 6.78 5.44 79 9.01 7.58 5.56 79 7.72 6.98 5.48 80 9.41 7.76 5.59 80 8.07 7.18 5.52 81 9.84 7.93 5.61 81 8.45 7.38 5.55 82 10.30 8.10 5.62 82 8.86 7.58 5.58 83 10.79 8.27 5.63 83 9.30 7.78 5.60 84 11.31 8.42 5.64 84 9.78 7.98 5.62 85 and over 11.87 8.57 5.65 85 and over 10.30 8.16 5.63 ---------------- -------------- ------------- -------------- ------------- -------------- -------------- ------------- LIFE INCOME PLAN (OPTION E) ------------------ ---------------------------------------------------------------------------------------------- JOINT AND SURVIVOR MONTHLY PAYMENTS (with 10 years certain) ------------------ ---------------------------------------------------------------------------------------------- MALE FEMALE ADJUSTED AGE* ADJUSTED AGE* ------------------ ---------------------------------------------------------------------------------------------- 55 60 65 70 75 80 85 and over ------------------ ------------ ------------- ------------ ------------ ------------- ------------ -------------- 55 $ 3.75 $ 3.89 $ 4.02 $ 4.14 $ 4.23 $ 4.29 $4.33 60 3.83 4.02 4.21 4.39 4.54 4.65 4.73 65 3.90 4.13 4.39 4.65 4.89 5.09 5.22 70 3.94 4.22 4.54 4.89 5.26 5.58 5.81 75 3.98 4.28 4.65 5.10 5.59 6.07 6.45 80 4.00 4.32 4.73 5.24 5.86 6.51 7.07 85 and over 4.01 4.34 4.77 5.34 6.04 6.84 7.58 ------------------ ------------ ------------- ------------ ------------ ------------- ------------ --------------

Election of Trustees. The members of The Northwestern Mutual Life Insurance Company are its policyholders of insurance policies and deferred annuity contracts. The members exercise control through a Board of Trustees. Elections to the Board are held each year at the annual meeting of members. Members are entitled to vote in person or by proxy. FLEXIBLE PAYMENT VARIABLE ANNUITY - ACCOUNT A B AMOUNTS ALLOCATED TO THE SEPARATE ACCOUNT DIVISIONS AND VARIABLE PAYMENTS PROVIDED BY THIS CONTRACT ARE NOT GUARANTEED AS TO FIXED DOLLAR AMOUNT BUT ARE VARIABLE AND MAY INCREASE OR DECREASE TO REFLECT THE INVESTMENT EXPERIENCE OF THE SEPARATE ACCOUNT. Exhibit B(4)(b) PAYMENT RATE TABLES MONTHLY INCOME PAYMENTS PER $1,000 BENEFITS GUARANTEED FIXED PAYMENT OR FIRST PAYMENT UNDER VARIABLE PAYMENT PLAN LIFE INCOME PLAN (OPTION C) ------------------------------------------------------------------------------------------------------------------------ ---------------------------------------------------------------------------------------------------------------------- SINGLE LIFE MONTHLY PAYMENTS ------------------------------------------------------------------------------------------------------------------------ ---------------------------------------------------------------------------------------------------------------------- MALE ADJUSTED FEMALE AGE* CHOSEN PERIOD (YEARS) ADJUSTED AGE* CHOSEN PERIOD (YEARS) ---------------- ------------------------------------------- FEMALE ------------- ------------------------------------------- MALE ADJUSTED AGE* ZERO 10 20 ADJUSTED AGE* ZERO 10 20 ------------------ ---------------- -------------- ------------- -------------- ------------- -------------- -------------- ------------- 55 $ 4.41 $ 4.36 $ 4.23 55 $ 4.04 $ 4.02 $ 3.96 56 4.49 4.44 4.29 56 4.10 4.08 4.01 57 4.58 4.52 4.35 57 4.17 4.14 4.07 58 4.67 4.60 4.41 58 4.24 4.21 4.12 59 4.77 4.69 4.47 59 4.31 4.28 4.18 60 4.87 4.79 4.54 60 4.39 4.36 4.24 61 4.98 4.89 4.60 61 4.48 4.44 4.31 62 5.10 4.99 4.67 62 4.57 4.52 4.37 63 5.23 5.11 4.74 63 4.66 4.61 4.44 64 5.36 5.22 4.81 64 4.77 4.71 4.51 65 5.51 5.35 4.87 65 4.88 4.81 4.58 66 5.67 5.47 4.94 66 5.00 4.92 4.66 67 5.84 5.61 5.00 67 5.12 5.03 4.73 68 6.02 5.75 5.07 68 5.26 5.15 4.80 69 6.21 5.89 5.13 69 5.41 5.28 4.88 70 6.41 6.05 5.19 70 5.57 5.42 4.95 71 6.63 6.20 5.25 71 5.74 5.56 5.02 72 6.86 6.36 5.30 72 5.93 5.71 5.09 73 7.11 6.53 5.35 73 6.13 5.87 5.16 74 7.37 6.70 5.39 74 6.34 6.04 5.23 75 7.65 6.87 5.44 75 6.58 6.22 5.29 76 7.96 7.05 5.47 76 6.83 6.40 5.34 77 8.28 7.23 5.51 77 7.11 6.59 5.39 78 8.63 7.40 5.54 78 7.40 6.78 5.44 79 9.01 7.58 5.56 79 7.72 6.98 5.48 80 9.41 7.76 5.59 80 8.07 7.18 5.52 81 9.84 7.93 5.61 81 8.45 7.38 5.55 82 10.30 8.10 5.62 82 8.86 7.58 5.58 83 10.79 8.27 5.63 83 9.30 7.78 5.60 84 11.31 8.42 5.64 84 9.78 7.98 5.62 85 and over 11.87 8.57 5.65 85 and over 10.30 8.16 5.63 ---------------- -------------- ------------- -------------- ------------- -------------- -------------- ------------- LIFE INCOME PLAN (OPTION E) ------------------ ---------------------------------------------------------------------------------------------- JOINT AND SURVIVOR MONTHLY PAYMENTS (with 10 years certain) ------------------ ---------------------------------------------------------------------------------------------- MALE FEMALE ADJUSTED AGE* MALE ------------------------------------------------------------------------------- ADJUSTED AGE* ------------------ ---------------------------------------------------------------------------------------------- 55 60 65 70 75 80 85 and over ------------------ ------------ ------------- ------------ ------------ ------------- ------------ -------------- 55 $ 3.75 $ 3.89 $ 4.02 $ 4.14 $ 4.23 $ 4.29 $4.33 60 3.83 4.02 4.21 4.39 4.54 4.65 4.73 65 3.90 4.13 4.39 4.65 4.89 5.09 5.22 70 3.94 4.22 4.54 4.89 5.26 5.58 5.81 75 3.98 4.28 4.65 5.10 5.59 6.07 6.45 80 4.00 4.32 4.73 5.24 5.86 6.51 7.07 85 and over 4.01 4.34 4.77 5.34 6.04 6.84 7.58 ------------------ ------------ ------------- ------------ ------------ ------------- ------------ --------------

Election of Trustees. The members of The Northwestern Mutual Life Insurance Company are its policyholders of insurance policies and deferred annuity contracts. The members exercise control through a Board of Trustees. Elections to the Board are held each year at the annual meeting of members. Members are entitled to vote in person or by proxy. FLEXIBLE PAYMENT VARIABLE ANNUITY - ACCOUNT A AMOUNTS ALLOCATED TO THE SEPARATE ACCOUNT DIVISIONS AND VARIABLE PAYMENTS PROVIDED BY THIS CONTRACT ARE NOT GUARANTEED AS TO FIXED DOLLAR AMOUNT BUT ARE VARIABLE AND MAY INCREASE OR DECREASE TO REFLECT THE INVESTMENT EXPERIENCE OF THE SEPARATE ACCOUNT. Exhibit B(4)(b) PAYMENT RATE TABLES MONTHLY INCOME PAYMENTS PER $1,000 BENEFITS GUARANTEED FIXED PAYMENT OR FIRST PAYMENT UNDER VARIABLE PAYMENT PLAN LIFE INCOME PLAN (OPTION C) ------------------------------------------------------------------------------------------------------------------------ ---------------------------------------------------------------------------------------------------------------------- SINGLE LIFE MONTHLY PAYMENTS ------------------------------------------------------------------------------------------------------------------------ ---------------------------------------------------------------------------------------------------------------------- CHOSEN PERIOD (YEARS) CHOSEN PERIOD (YEARS) MALE ADJUSTED ------------------------------------------- FEMALE ------------------------------------------- MALE ADJUSTED AGE* ZERO 10 20 ADJUSTED AGE* ZERO 10 20 ------------------ ---------------- -------------- ------------- -------------- ------------- -------------- -------------- ------------- 55 $ 4.41 $ 4.36 $ 4.23 55 $ 4.04 $ 4.02 $ 3.96 56 4.49 4.44 4.29 56 4.10 4.08 4.01 57 4.58 4.52 4.35 57 4.17 4.14 4.07 58 4.67 4.60 4.41 58 4.24 4.21 4.12 59 4.77 4.69 4.47 59 4.31 4.28 4.18 60 4.87 4.79 4.54 60 4.39 4.36 4.24 61 4.98 4.89 4.60 61 4.48 4.44 4.31 62 5.10 4.99 4.67 62 4.57 4.52 4.37 63 5.23 5.11 4.74 63 4.66 4.61 4.44 64 5.36 5.22 4.81 64 4.77 4.71 4.51 65 5.51 5.35 4.87 65 4.88 4.81 4.58 66 5.67 5.47 4.94 66 5.00 4.92 4.66 67 5.84 5.61 5.00 67 5.12 5.03 4.73 68 6.02 5.75 5.07 68 5.26 5.15 4.80 69 6.21 5.89 5.13 69 5.41 5.28 4.88 70 6.41 6.05 5.19 70 5.57 5.42 4.95 71 6.63 6.20 5.25 71 5.74 5.56 5.02 72 6.86 6.36 5.30 72 5.93 5.71 5.09 73 7.11 6.53 5.35 73 6.13 5.87 5.16 74 7.37 6.70 5.39 74 6.34 6.04 5.23 75 7.65 6.87 5.44 75 6.58 6.22 5.29 76 7.96 7.05 5.47 76 6.83 6.40 5.34 77 8.28 7.23 5.51 77 7.11 6.59 5.39 78 8.63 7.40 5.54 78 7.40 6.78 5.44 79 9.01 7.58 5.56 79 7.72 6.98 5.48 80 9.41 7.76 5.59 80 8.07 7.18 5.52 81 9.84 7.93 5.61 81 8.45 7.38 5.55 82 10.30 8.10 5.62 82 8.86 7.58 5.58 83 10.79 8.27 5.63 83 9.30 7.78 5.60 84 11.31 8.42 5.64 84 9.78 7.98 5.62 85 and over 11.87 8.57 5.65 85 and over 10.30 8.16 5.63 ---------------- -------------- ------------- -------------- ------------- -------------- -------------- ------------- LIFE INCOME PLAN (OPTION E) ------------------ ---------------------------------------------------------------------------------------------- JOINT AND SURVIVOR MONTHLY PAYMENTS (with 10 years certain) ------------------ ---------------------------------------------------------------------------------------------- MALE FEMALE ADJUSTED AGE* MALE ---------------------------------------------------------------------------------------------- ADJUSTED AGE* ------------------ ---------------------------------------------------------------------------------------------- 55 60 65 70 75 80 85 and over ------------------ ------------ ------------- ------------ ------------ ------------- ------------ -------------- 55 $ 3.75 $ 3.89 $ 4.02 $ 4.14 $ 4.23 $ 4.29 $4.33 60 3.83 4.02 4.21 4.39 4.54 4.65 4.73 65 3.90 4.13 4.39 4.65 4.89 5.09 5.22 70 3.94 4.22 4.54 4.89 5.26 5.58 5.81 75 3.98 4.28 4.65 5.10 5.59 6.07 6.45 80 4.00 4.32 4.73 5.24 5.86 6.51 7.07 85 and over 4.01 4.34 4.77 5.34 6.04 6.84 7.58 ------------------ ------------ ------------- ------------ ------------ ------------- ------------ --------------

Election of Trustees. The members of The Northwestern Mutual Life Insurance Company are its policyholders of insurance policies and deferred annuity contracts. The members exercise control through a Board of Trustees. Elections to the Board are held each year at the annual meeting of members. Members are entitled to vote in person or by proxy. FLEXIBLE PAYMENT VARIABLE ANNUITY - ACCOUNT A B AMOUNTS ALLOCATED TO THE SEPARATE ACCOUNT DIVISIONS AND VARIABLE PAYMENTS PROVIDED BY THIS CONTRACT ARE NOT GUARANTEED AS TO FIXED DOLLAR AMOUNT BUT ARE VARIABLE AND MAY INCREASE OR DECREASE TO REFLECT THE INVESTMENT EXPERIENCE OF THE SEPARATE ACCOUNT. Exhibit B(4)(b) PAYMENT RATE TABLES MONTHLY INCOME PAYMENTS PER $1,000 BENEFITS GUARANTEED FIXED PAYMENT OR FIRST PAYMENT UNDER VARIABLE PAYMENT PLAN LIFE INCOME PLAN (OPTION C) ------------------------------------------------------------------------------------------------------------------------ ---------------------------------------------------------------------------------------------------------------------- SINGLE LIFE MONTHLY PAYMENTS ------------------------------------------------------------------------------------------------------------------------ ---------------------------------------------------------------------------------------------------------------------- CHOSEN PERIOD (YEARS) FEMALE CHOSEN PERIOD (YEARS) ------------------------------------------- FEMALE ------------------------------------------- ADJUSTED AGE* MALE ADJUSTED ADUSTED -------------- ------------- -------------- ------------- -------------- -------------- ------------- AGE* ZERO 10 20 ADJUSTED AGE* ZERO 10 20 ------------------ ---------------- -------------- ------------- -------------- ------------- -------------- -------------- ------------- 55 $ 4.41 $ 4.36 $ 4.23 55 $ 4.04 $ 4.02 $ 3.96 56 4.49 4.44 4.29 56 4.10 4.08 4.01 57 4.58 4.52 4.35 57 4.17 4.14 4.07 58 4.67 4.60 4.41 58 4.24 4.21 4.12 59 4.77 4.69 4.47 59 4.31 4.28 4.18 60 4.87 4.79 4.54 60 4.39 4.36 4.24 61 4.98 4.89 4.60 61 4.48 4.44 4.31 62 5.10 4.99 4.67 62 4.57 4.52 4.37 63 5.23 5.11 4.74 63 4.66 4.61 4.44 64 5.36 5.22 4.81 64 4.77 4.71 4.51 65 5.51 5.35 4.87 65 4.88 4.81 4.58 66 5.67 5.47 4.94 66 5.00 4.92 4.66 67 5.84 5.61 5.00 67 5.12 5.03 4.73 68 6.02 5.75 5.07 68 5.26 5.15 4.80 69 6.21 5.89 5.13 69 5.41 5.28 4.88 70 6.41 6.05 5.19 70 5.57 5.42 4.95 71 6.63 6.20 5.25 71 5.74 5.56 5.02 72 6.86 6.36 5.30 72 5.93 5.71 5.09 73 7.11 6.53 5.35 73 6.13 5.87 5.16 74 7.37 6.70 5.39 74 6.34 6.04 5.23 75 7.65 6.87 5.44 75 6.58 6.22 5.29 76 7.96 7.05 5.47 76 6.83 6.40 5.34 77 8.28 7.23 5.51 77 7.11 6.59 5.39 78 8.63 7.40 5.54 78 7.40 6.78 5.44 79 9.01 7.58 5.56 79 7.72 6.98 5.48 80 9.41 7.76 5.59 80 8.07 7.18 5.52 81 9.84 7.93 5.61 81 8.45 7.38 5.55 82 10.30 8.10 5.62 82 8.86 7.58 5.58 83 10.79 8.27 5.63 83 9.30 7.78 5.60 84 11.31 8.42 5.64 84 9.78 7.98 5.62 85 and over 11.87 8.57 5.65 85 and over 10.30 8.16 5.63 ---------------- -------------- ------------- -------------- ------------- -------------- -------------- ------------- LIFE INCOME PLAN (OPTION E) ------------------ ---------------------------------------------------------------------------------------------- JOINT AND SURVIVOR MONTHLY PAYMENTS (with 10 years certain) ------------------ ---------------------------------------------------------------------------------------------- MALE FEMALE ADJUSTED AGE* FEMALE ADJUSTED AGE* ------------------ ---------------------------------------------------------------------------------------------- 55 60 65 70 75 80 85 and over ------------------ ------------ ------------- ------------ ------------ ------------- ------------ -------------- 55 $ 3.75 $ 3.89 $ 4.02 $ 4.14 $ 4.23 $ 4.29 $4.33 60 3.83 4.02 4.21 4.39 4.54 4.65 4.73 65 3.90 4.13 4.39 4.65 4.89 5.09 5.22 70 3.94 4.22 4.54 4.89 5.26 5.58 5.81 75 3.98 4.28 4.65 5.10 5.59 6.07 6.45 80 4.00 4.32 4.73 5.24 5.86 6.51 7.07 85 and over 4.01 4.34 4.77 5.34 6.04 6.84 7.58 ------------------ ------------ ------------- ------------ ------------ ------------- ------------ --------------

Election of Trustees. The members of The Northwestern Mutual Life Insurance Company are its policyholders of insurance policies and deferred annuity contracts. The members exercise control through a Board of Trustees. Elections to the Board are held each year at the annual meeting of members. Members are entitled to vote in person or by proxy. FLEXIBLE PAYMENT VARIABLE ANNUITY - ACCOUNT A AMOUNTS ALLOCATED TO THE SEPARATE ACCOUNT DIVISIONS AND VARIABLE PAYMENTS PROVIDED BY THIS CONTRACT ARE NOT GUARANTEED AS TO FIXED DOLLAR AMOUNT BUT ARE VARIABLE AND MAY INCREASE OR DECREASE TO REFLECT THE INVESTMENT EXPERIENCE OF THE SEPARATE ACCOUNT. Exhibit B(4)(b) PAYMENT RATE TABLES MONTHLY INCOME PAYMENTS PER $1,000 BENEFITS GUARANTEED FIXED PAYMENT OR FIRST PAYMENT UNDER VARIABLE PAYMENT PLAN LIFE INCOME PLAN (OPTION C) ------------------------------------------------------------------------------------------------------------------------ ---------------------------------------------------------------------------------------------------------------------- SINGLE LIFE MONTHLY PAYMENTS ------------------------------------------------------------------------------------------------------------------------ ---------------------------------------------------------------------------------------------------------------------- CHOSEN PERIOD (YEARS) FEMALE CHOSEN PERIOD (YEARS) ------------------------------------------- FEMALE ------------------------------------------- ADJUSTED AGE* MALE ADJUSTED ADUSTED -------------- ------------- -------------- ------------- -------------- -------------- ------------- AGE* ZERO 10 20 ADJUSTED AGE* ZERO 10 20 ------------------ ---------------- -------------- ------------- -------------- ------------- -------------- -------------- ------------- 55 $ 4.41 $ 4.36 $ 4.23 55 $ 4.04 $ 4.02 $ 3.96 56 4.49 4.44 4.29 56 4.10 4.08 4.01 57 4.58 4.52 4.35 57 4.17 4.14 4.07 58 4.67 4.60 4.41 58 4.24 4.21 4.12 59 4.77 4.69 4.47 59 4.31 4.28 4.18 60 4.87 4.79 4.54 60 4.39 4.36 4.24 61 4.98 4.89 4.60 61 4.48 4.44 4.31 62 5.10 4.99 4.67 62 4.57 4.52 4.37 63 5.23 5.11 4.74 63 4.66 4.61 4.44 64 5.36 5.22 4.81 64 4.77 4.71 4.51 65 5.51 5.35 4.87 65 4.88 4.81 4.58 66 5.67 5.47 4.94 66 5.00 4.92 4.66 67 5.84 5.61 5.00 67 5.12 5.03 4.73 68 6.02 5.75 5.07 68 5.26 5.15 4.80 69 6.21 5.89 5.13 69 5.41 5.28 4.88 70 6.41 6.05 5.19 70 5.57 5.42 4.95 71 6.63 6.20 5.25 71 5.74 5.56 5.02 72 6.86 6.36 5.30 72 5.93 5.71 5.09 73 7.11 6.53 5.35 73 6.13 5.87 5.16 74 7.37 6.70 5.39 74 6.34 6.04 5.23 75 7.65 6.87 5.44 75 6.58 6.22 5.29 76 7.96 7.05 5.47 76 6.83 6.40 5.34 77 8.28 7.23 5.51 77 7.11 6.59 5.39 78 8.63 7.40 5.54 78 7.40 6.78 5.44 79 9.01 7.58 5.56 79 7.72 6.98 5.48 80 9.41 7.76 5.59 80 8.07 7.18 5.52 81 9.84 7.93 5.61 81 8.45 7.38 5.55 82 10.30 8.10 5.62 82 8.86 7.58 5.58 83 10.79 8.27 5.63 83 9.30 7.78 5.60 84 11.31 8.42 5.64 84 9.78 7.98 5.62 85 and over 11.87 8.57 5.65 85 and over 10.30 8.16 5.63 ---------------- -------------- ------------- -------------- ------------- -------------- -------------- ------------- LIFE INCOME PLAN (OPTION E) ------------------ ---------------------------------------------------------------------------------------------- JOINT AND SURVIVOR MONTHLY PAYMENTS (with 10 years certain) ------------------ ---------------------------------------------------------------------------------------------- MALE FEMALE ADJUSTED AGE* FEMALE ADJUSTED AGE* ------------------ ---------------------------------------------------------------------------------------------- 55 60 65 70 75 80 85 and over ------------------ ------------ ------------- ------------ ------------ ------------- ------------ -------------- 55 $ 3.75 $ 3.89 $ 4.02 $ 4.14 $ 4.23 $ 4.29 $4.33 60 3.83 4.02 4.21 4.39 4.54 4.65 4.73 65 3.90 4.13 4.39 4.65 4.89 5.09 5.22 70 3.94 4.22 4.54 4.89 5.26 5.58 5.81 75 3.98 4.28 4.65 5.10 5.59 6.07 6.45 80 4.00 4.32 4.73 5.24 5.86 6.51 7.07 85 and over 4.01 4.34 4.77 5.34 6.04 6.84 7.58 ------------------ ------------ ------------- ------------ ------------ ------------- ------------ --------------