Common use of Duty of Disclosure Clause in Contracts

Duty of Disclosure. You have a duty to take reasonable care not to make any misrepresentation when You applied for this insurance. You should answer all questions fully and accurately. Failure to take reasonable care in answering the questions may result in avoidance of Your contract of insurance, refusal or reduction of Your claim(s), change of terms or termination of Your insurance contract. In the event of any pre-contractual misrepresentations by You relation to Your answers and disclosures, only remedies in Schedule 9 of the Financial Services Act 2013 will apply. You have a duty to tell Us immediately if at any time after Your insurance contract has been entered into, varied or renewed with Us, any of the information given when You applied for this insurance is inaccurate or has changed. At the point of purchasing this Policy and at any point during the validity of this insurance contract, You must immediately inform Us of any other insurance You have bought which provides like or similar type of coverage to the items insured under this insurance contract.

Duty of Disclosure. You have a duty to take reasonable care not to make any misrepresentation when You applied for this insurance. i.e. You should answer all questions fully and accurately. Failure to take reasonable care in answering the questions may result in avoidance of Your contract of insuranceinsurance contract, refusal or reduction of Your claim(s), change of terms or termination of Your insurance contract. In the event of any pre-contractual misrepresentations by You in relation to Your answers and disclosures, only remedies in Schedule 9 of the Financial Services Act 2013 will apply. You have a duty to tell Us immediately if at any time after Your insurance contract has been entered into, varied or renewed with Us, any of the information given when You applied for this insurance is inaccurate or has changed. At the point of purchasing this Policy and at any point during the validity of this insurance contract, You must immediately inform Us of any other insurance You have bought which provides like or similar type of coverage to the items insured under this insurance contract.

Duty of Disclosure. You have a duty to take reasonable care not to make any misrepresentation when You applied for this insurance. i.e. You should answer all questions fully and accurately. Failure to take reasonable care in answering the questions may result in avoidance of Your contract of insuranceinsurance contract, refusal or reduction of Your claim(s), change of terms or termination of Your insurance contract. In the event of any pre-contractual misrepresentations by You in relation to Your answers and disclosures, only remedies in Schedule 9 of the Financial Services Act 2013 will apply. You have a duty to tell Us immediately if at any time after Your insurance contract has been entered into, varied or renewed with UswithUs, any of the information given when You applied for this insurance is inaccurate or has changed. At the point of purchasing this Policy and at any point during the validity of this insurance contract, You must immediately inform Us of any other insurance You have bought which provides like or similar type of coverage to the items insured under this insurance contract.. DEFINITIONS Some words and expressions in this Policy have been printed in bold because they have been given specific meaning as follows:

Duty of Disclosure. You have a duty to take reasonable care not to make any misrepresentation when You applied for this insurance. You should answer all questions fully and accuratelyin providing information through the Proposal Form, correspondences or any other form of disclosure. Failure to take reasonable care in answering the questions may result in avoidance of Your contract of insuranceinsurance contract, refusal or reduction of Your claim(s), change of terms or termination of Your insurance contract. In the event of any pre-pre- contractual misrepresentations by You made in relation to Your answers and disclosuresthe information in any form disclosed by You, only remedies in Schedule 9 of the Financial Services Act 2013 will apply. You have a duty to tell Us immediately if at any time after Your insurance contract has been entered into, varied or renewed with Us, any of the information given when You applied for this insurance is inaccurate or has changed. At the point of purchasing this Policy and at any point during the validity of this insurance contract, You must immediately inform Us of any other insurance You have bought which provides like or similar type of coverage to the items insured under this insurance contract.