Common use of Drugs Clause in Contracts

Drugs. Coverage will include drugs, oral contraceptives, and medicines dispensed by a doctor or pharmacist and, except for insulin, only available on the prescription of a doctor, to the extent that they are generally recognized as being effective in the sickness or injury being treated and are not excessive or unwarranted as judged by the generally accepted therapy for the sickness or injury. For the purposes of prescription drugs, generic drugs are to be dispensed if available, unless stipulated otherwise by the physician. There will be no benefits for proprietary or patent medicines.