Common use of Devices Clause in Contracts

Devices. For the purpose of this Service Description, Communications shall have the meaning provided in the Master Agreement and shall include Communications to Bank in connection with the Online Banking Service. For the purpose of this Service Description, Security Devices shall have the meaning provided in the Master Agreement and shall include but not be limited to any Security Devices used to access Accounts and to use the Online Banking Services. Bank may offer to Client or require Client to use additional authentication tools or methods from time to time (for example, dual authentication, challenge questions and phrases for employees). If Client chooses not to implement supplemental authentication tools, Client’s access to some or all Online Banking Services may be limited. The term “Security Devices” will include any supplemental authentication tools that are made available by Bank and used by Client. Client has the responsibility of ensuring that Client has the current security patches installed and configured, Client maintains up-to-date virus detection program(s), and that Client regularly scans for the existence of malware and spyware and takes appropriate action if found. Client expressly acknowledges that encryption of data transmissions does not guarantee privacy. Data transferred via the Online Banking Service is encrypted in an effort to provide transmission security. Notwithstanding Bank’s efforts to insure that the Online Banking Services are secure, Client acknowledges that the Internet is inherently insecure. Bank cannot and does not warrant that all data transfers utilizing the Online Banking Services will not be monitored or read by others. TEMPL ATES Depending on the Online Banking Service requested, Client may be assigned a free-form Service template to initiate Communications, including transfer and other requests. Client may also be granted rights and permissions to create predefined Service templates to use for repetitive or recurring Communications. If Bank authorizes Client’s use of Service template(s) with maintenance authority, the designated Administrator may create Service templates through the Online Banking Service and assign such templates to other Client Users. In the event Client is not assigned free-form Service templates or Service template maintenance authority, Client’s use of the underlying Service will be subject to the Online Banking Service requirements, as applicable. Access to Service templates or Service template maintenance authority does not constitute a waiver by Bank to require Client’s compliance with applicable security procedure or other Service requirements.