Common use of CREDIT REFERENCES Clause in Contracts

CREDIT REFERENCES. THE CUSTOMER authorizes the BANK expressly to consult, supply or exchange information with other banks, external auditors, information agencies or other entities, in accordance with the provisions of article 24 and other applicable provisions of Law 24 of May 22, 2002. Economic agents of the locality or of the exterior, related to his credit history and relations with creditors and with THE BANK. Likewise, THE BANK is also authorized pursuant to numeral 4 of article 23 of Law 24 of May 22, 2002, to collect and / or transmit any data of the credit history and relations with creditors of THE CUSTOMER , to any information agencies, banks, external auditors or economic agents of the locality or abroad, as well as to request and obtain information and documents related to THE CUSTOMER, whether of offices or government officials or individuals or private companies, both domestic and foreign. pg. 8 Rev. 06/06/2018 THE CUSTOMER hereby exonerates expressly the BANK, as well as its affiliated companies, subsidiaries, employees, executives, directors, officials or attorneys, of every consequence or liability resulting from the exercise that the BANK makes of the right to request or supply information, or by reason of any authorizations contained in this clause. This authorization shall remain in force for the BANK to exercise it as many times as necessary, for as long as THE CUSTOMER maintains any type of banking relationship with THE BANK.

CREDIT REFERENCES. THE CUSTOMER authorizes the BANK expressly to consult, supply or exchange information with other banks, external auditors, information agencies or other entities, in accordance with the provisions of article 24 and other applicable provisions of Law 24 of May 22, 2002. Economic agents of the locality or of the exterior, related to his credit history and relations with creditors and with THE BANK. Likewise, THE BANK is also authorized pursuant to numeral 4 of article 23 of Law 24 of May 22, 2002, to collect and / or transmit any data of the credit history and relations with creditors of THE CUSTOMER , to any information agencies, banks, external auditors or economic agents of the locality or abroad, as well as to request and obtain information and documents related to THE CUSTOMER, whether of offices or government officials or individuals or private companies, both domestic and foreign. pg. 8 Rev. 06/06/2018 27/11/2017 THE CUSTOMER hereby exonerates expressly the BANK, as well as its affiliated companies, subsidiaries, employees, executives, directors, officials or attorneys, of every consequence or liability resulting from the exercise that the BANK makes of the right to request or supply information, or by reason of any authorizations contained in this clause. This authorization shall remain in force for the BANK to exercise it as many times as necessary, for as long as THE CUSTOMER maintains any type of banking relationship with THE BANK.

CREDIT REFERENCES. THE CUSTOMER expressly authorizes the BANK expressly to consult, supply or exchange information with other banks, external auditors, information agencies or other entities, in accordance with the provisions of article 24 and other applicable provisions of Law 24 of May 22, 2002. Economic agents of the locality or of the exterior, related to his its history of credit history and relations with creditors and with THE BANK. Likewise, THE BANK is also authorized pursuant to in accordance with what is stipulated in numeral 4 of article 23 of Law 24 of May 22, 2002, to collect and / or transmit any data of about the credit history and relations with creditors of THE CUSTOMER CLIENT , to To any information agencies, banks, external auditors or economic agents of the locality or abroad, as well as to request and obtain information and documents related to THE CUSTOMERCLIENT, whether of offices or government officials or individuals or private companiescompanies , both Both domestic and foreign. pg. 8 Rev. 06/06/2018 THE CUSTOMER hereby expressly exonerates expressly the BANK, as well as its affiliated companies, subsidiaries, employees, executives, directors, officials dignitaries or attorneys, of every from any consequence or liability resulting from the exercise that the BANK makes of the right to request or supply information, or by reason of any authorizations contained in this clause. This authorization shall will remain in force for the BANK to exercise it as many times as necessary, for as long as THE CUSTOMER CLIENT maintains any type of banking relationship with THE BANK.. pg. 8 Rev. 03-27-2017

CREDIT REFERENCES. THE CUSTOMER authorizes the BANK expressly to consult, supply or exchange information with other banks, external auditors, information agencies or other entities, in accordance with the provisions of article 24 and other applicable provisions of Law 24 of May 22, 2002. Economic agents of the locality or of the exterior, related to his credit history and relations with creditors and with THE BANK. Likewise, THE BANK is also authorized pursuant to numeral 4 of article 23 of Law 24 of May 22, 2002, to collect and / or transmit any data of the credit history and relations with creditors of THE CUSTOMER , to any information agencies, banks, external auditors or economic agents of the locality or abroad, as well as to request and obtain information and documents related to THE CUSTOMER, whether of offices or government officials or individuals or private companies, both domestic and foreign. pg. 8 Rev. 06/06/2018 10/05/2017 THE CUSTOMER hereby exonerates expressly the BANK, as well as its affiliated companies, subsidiaries, employees, executives, directors, officials or attorneys, of every consequence or liability resulting from the exercise that the BANK makes of the right to request or supply information, or by reason of any authorizations contained in this clause. This authorization shall remain in force for the BANK to exercise it as many times as necessary, for as long as THE CUSTOMER maintains any type of banking relationship with THE BANK.