Common use of Credit Line Clause in Contracts

Credit Line. If we approve your application, we will establish a self- replenishing Line of Credit for you and notify you of its amount when we issue the card. You agree not to let the account balance exceed this approved Credit Line. Each payment you make on the account will restore your Credit Line by the amount of the payment which is applied to principle. You may request an increase in your Credit Line only by written application to us, which must be approved by our Credit Committee or loan officer. By giving you written notice our Credit Committee may reduce your Credit Line from time to time; or with good cause, revoke your card and terminate this Agreement. Good cause includes your failure to comply with this Agreement, or our adverse reevaluation of your credit-worthiness. You may also terminate this Agreement at any time, but termination by either of us does not affect your obligation to pay the account balance. The cards remain our property and you must recover and surrender to us all cards upon our request and upon termination of this Agreement. After revocations and/or termination, we may list your account number in a “Cancellation Bulletin”, or otherwise inform firms honoring the card that the card issued to you has been revoked or cancelled. Any firm honoring the card has the right to retain or request surrender of any revoked, cancelled or expired card.

Credit Line. If we approve your loan application, we will establish a self- self-replenishing Line line of Credit credit for you and will notify you of its the amount thereof ("credit limit") in the mailer included when we issue the cardyour Card. That mailer is incorporated herein as part of this Agreement. You agree not to let the account your Account balance exceed this approved Credit Linesuch credit limit. Each payment you make on the account Account will restore replenish your Credit Line credit limit by the amount part of the that payment which is applied to principleprincipal. You may request an increase in your Credit Line only the credit limit by written application to usonly, which must be approved by our Credit Committee or loan officerus. By giving you written notice our Credit Committee We may reduce your Credit Line credit limit from time to time; time or may, with good cause, revoke your card Card and terminate this Agreement; in either event, we will give you written notice of such action. "Good cause cause" includes your failure to comply with satisfy the terms of this Agreement, or our adverse reevaluation re-evaluation of your credit-worthinesscreditworthiness. You However, you may also terminate this Agreement Agreement, at any timetime and for any reason, but by giving us written notice. Nevertheless, termination by either of you or by us does not affect your obligation to pay the account balanceall debts and interest thereon arising from authorized use of your Card. The cards Cards remain our property and you must recover and surrender to us all cards Cards upon our request and or upon termination of this Agreement. After revocations and/or termination, we may list your account number in a “Cancellation Bulletin”, or otherwise inform firms honoring the card that the card issued to you has been revoked or cancelled. Any firm honoring the card has the right to retain or request surrender of any revoked, cancelled or expired card.

Credit Line. If we approve your application, we will establish a self- self replenishing Line of Credit for you and notify you of its amount when we issue the card. You agree not to let the account balance exceed this approved Credit Line. Each payment you make on the account will restore your Credit Line by the amount of the payment which is applied to principleprincipal. You may request an increase in your Credit Line only by written application to us, which must be approved by our us. Once approved, your interest rate will change to a Fixed Rate of 13.5% within 45 days of the Credit Committee or loan officerLine Increase. By giving you written notice our Credit Committee we may reduce your Credit Line from time to time; or time or, with good cause, revoke your card and terminate this Agreement. Good cause includes your failure to comply with this Agreement, Agreement or our adverse reevaluation of your credit-worthinesscreditworthiness. You may also terminate this Agreement at any time, but termination by either of us does not affect your obligation to pay the account balance. The cards remain our property property, and you must recover and surrender to us all cards upon our request and upon termination of this Agreement. After revocations and/or termination, we may list We reserve the right not to renew your account number in a “Cancellation Bulletin”, or otherwise inform firms honoring the card that the card issued to you credit cards if there has been revoked no activity for six months or cancelledmore. Any firm honoring the card has We reserve the right to retain set up accounts with a fixed payment schedule upon voluntary or request surrender involuntary closing of any revoked, cancelled or expired cardthe line of credit.

Credit Line. If we approve your loan application, we will establish a self- self-replenishing Line line of Credit credit for you and will notify you of its the amount thereof (“credit limit”) in the mailer included when we issue the cardyour Card. That mailer is incorporated herein as part of this Agreement. You agree not to let the account your Account balance exceed this approved Credit Linesuch credit limit. Each payment you make on the account Account will restore replenish your Credit Line credit limit by the amount part of the that payment which is applied to principleprincipal. You may request an increase in your Credit Line only the credit limit by written application to usonly, which must be approved by our Credit Committee or loan officerus. By giving you written notice our Credit Committee We may reduce your Credit Line credit limit from time to time; time or may, with good cause, revoke your card Card and terminate this Agreement; in either event, we will give you written notice of such action. “Good cause cause” includes your failure to comply with satisfy the terms of this Agreement, or our adverse reevaluation re-evaluation of your credit-worthinesscreditworthiness. You However, you may also terminate this Agreement Agreement, at any timetime and for any reason, but by giving us written notice. Nevertheless, termination by either of you or by us does not affect your obligation to pay the account balanceall debts and interest thereon arising from authorized use of your Card. The cards Cards remain our property and you must recover and surrender to us all cards Cards upon our request and or upon termination of this Agreement. After revocations and/or termination, we may list your account number in a “Cancellation Bulletin”, or otherwise inform firms honoring the card that the card issued to you has been revoked or cancelled. Any firm honoring the card has the right to retain or request surrender of any revoked, cancelled or expired card.