Common use of Credit Enhancement Clause in Contracts

Credit Enhancement. Senior/Subordinated: Shifting interest. Cut-off Date: ------------- The Cut-off Date is July 1, 2002. Distribution Date: ------------------ The 25th day of each month, or if such 25th day is not a Business Day, the first Business Day immediately following, commencing in August 2002.

Credit Enhancement. Senior/Subordinated: Shifting interest. Cut-off Date: ------------- The Cut-off Date is July August 1, 2002. Distribution Remittance Date: ------------------ ---------------- The 25th day of each month, or if such 25th day is not a Business Day, the first Business Day immediately following, commencing in September 25, 2002. Purchase Price: --------------- The purchase price payable by the Underwriter for the Certificates is 101.71578% of the aggregate principal balance of the Certificates as of the Closing Date plus accrued interest, as applicable, from August 20021, 2002 up to but not including the Closing Date.

Credit Enhancement. Senior/Subordinated: Shifting interest. Cut-off Date: ------------- ------------ The Cut-off Date is July November 1, 20022003. Distribution Remittance Date: ------------------ --------------- The 25th day of each month, or if such 25th day is not a Business Day, the first Business Day immediately following, commencing in August 2002December 26, 2003.

Credit Enhancement. Senior/Subordinated: Shifting interest. interest Cut-off Date: ------------- ------------ The Cut-off Date is July December 1, 20022001. Distribution Date: ------------------ ----------------- The 25th day of each monthmonth (or, or if such 25th day is not a Business Daybusiness day, the first Business Day business day immediately following, ) commencing in August January 2002.

Credit Enhancement. Senior/Subordinated: Shifting interest. interest Cut-off Date: ------------- The Cut-off Date is July April 1, 20022001. Distribution Date: ------------------ The 25th day of each monthmonth (or, or if such 25th day is not a Business Daybusiness day, the first Business Day business day immediately following, ) commencing in August 2002May 2001.

Credit Enhancement. Senior/Subordinated: Shifting interest. Cut-off Date: ------------- ------------ The Cut-off Date is July March 1, 20022003. Distribution Remittance Date: ------------------ --------------- The 25th day of each month, or if such 25th day is not a Business Day, the first Business Day immediately following, commencing in August 2002April 25, 2003.

Credit Enhancement. Senior/Subordinated: Shifting interest. interest Cut-off Date: ------------- The Cut-off Date is July 1, 20021999. Distribution Date: ------------------ The 25th day of each monthmonth (or, or if such 25th day is not a Business Daybusiness day, the first Business Day business day immediately following, ) commencing in August 20021999.

Credit Enhancement. Senior/Subordinated: Shifting interest. interest Cut-off Date: ------------- The Cut-off Date is July June 1, 20022001. Distribution Date: ------------------ The 25th day of each monthmonth (or, or if such 25th day is not a Business Daybusiness day, the first Business Day business day immediately following, ) commencing in August 2002July 2001.

Credit Enhancement. Senior/Subordinated: Shifting interest. Cut-off Date: ------------- The Cut-off Date is July December 1, 2002. Distribution Remittance Date: ------------------ ---------------- The 25th day of each month, or if such 25th day is not a Business Day, the first Business Day immediately following, commencing in August 2002January 27, 2003.

Credit Enhancement. Senior/Subordinated: Shifting interest. interest Cut-off Date: ------------- ------------ The Cut-off Date is July May 1, 2002. Distribution Date: ------------------ ----------------- The 25th day of each monthmonth (or, or if such 25th day is not a Business Day, the first Business Day immediately following, ) commencing in August June 2002.

Credit Enhancement. Senior/Subordinated: Shifting interest. interest Cut-off Date: ------------- ------------ The Cut-off Date is July May 1, 20022001. Distribution Date: ------------------ ----------------- The 25th day of each monthmonth (or, or if such 25th day is not a Business Daybusiness day, the first Business Day business day immediately following, ) commencing in August 20021999.

Credit Enhancement. Senior/Subordinated: Shifting interest. interest Cut-off Date: ------------- ------------ The Cut-off Date is July 1, 20022001. Distribution Date: ------------------ ----------------- The 25th day of each monthmonth (or, or if such 25th day is not a Business Daybusiness day, the first Business Day business day immediately following, ) commencing in August 20022001.

Credit Enhancement. Senior/Subordinated: Shifting interest. interest Cut-off Date: ------------- ------------ The Cut-off Date is July October 1, 20022001. Distribution Date: ------------------ ----------------- The 25th day of each monthmonth (or, or if such 25th day is not a Business Daybusiness day, the first Business Day business day immediately following, ) commencing in August 2002November 2001.