COVER PROVIDED. At our absolute sole discretion, this service contract provides the protection described in the cover sections below as a result of an emergency occurring at the home. The benefit under your service contract is limited to the claim limit stated in each section of cover. At our absolute sole discretion, the amount we will pay in respect of any one claim shall not exceed the claim limit including call out charges, labour and materials. You are responsible for paying any additional costs of repair where the claim exceeds the benefit provided under the service contract.
COVER PROVIDED. Within the Period of Insurance, We will provide a Cosmetic Repair to Minor Cosmetic Damage to Your Vehicle up to the Claim Limit shown on Your Validation Certificate, subject to the terms and conditions of this policy. Your Claim Limit is determined by the duration of the policy You have purchased, as follows: – For a 12 month policy the Claim Limit is 6 claims; – For a 24 month policy the Claim Limit is 12 claims; – For a 36 month policy the Claim Limit is 18 claims. Claims will be handled by the Administrator and the repairs will be carried out by Our Approved Repairer, who will make all efforts to effect the repair to Your satisfaction. Please note that Our Approved Repairer can only carry out repairs within the Territorial Limits. In the event that a Cosmetic Repair cannot be used to repair Minor Cosmetic Damage on Your Vehicle under this policy, the policy will contribute up to a maximum of £150 including VAT towards the cost of having a conventional body shop repair carried out whereby the Minor Cosmetic Damage has been repaired as a result. This is subject to being provided an invoice from a VAT registered repairer for the work carried out.
COVER PROVIDED. In return for the payment of the appropriate premium, We will provide cover against the cost of performing a M.D.I. repair for Minor Damage to Your Vehicle, subject to the terms of this document up to the Claims Limit. M.D.I. repairs can only be carried out on the United Kingdom mainland. M.D.I. PLUS insurance will not contribute to a non M.D.I. repair of any damaged area that exceeds the maximum limits of Minor Damage. In the event of multiple cases of Minor Damage being caused by the same Incident, each Minor Damage will constitute a separate claim and a separate Call Out Charge or Excess will be payable.
COVER PROVIDED. In return for the payment of the appropriate premium, We will provide Complete Wheel insurance subject to the terms of this Certificate up to the Claims Limit during the Period of Cover. Complete Wheel insurance will contribute towards the cost of:
COVER PROVIDED. Following the Total Loss of Your Vehicle during the Period of Insurance, We will pay the difference – up to the Sum Insured – between the Insured Value and the Purchase Price of Your Vehicle as confirmed in the net sales invoice. If the Finance Early Settlement Amount is greater than the Purchase Price of Your Vehicle, We will pay the difference – up to the Sum Insured – between the Insured Value and the Finance Early Settlement Amount. The benefit will be paid to the Finance Company and We will pay any excess over the Finance Early Settlement Amount to You. If You have a Lease Agreement, We will pay the difference up to the Sum Insured between the Insured Value and the Lease Early Termination Charge to the Lease Company, as well as the original up-front payment that You had made in the form of rentals paid in advance. The maximum benefit levels for claims are as follows: Where Your Vehicle Purchase Price is up to £50,000, the maximum benefit payable is up to Your Vehicle Purchase Price. Where Your Vehicle Purchase Price is between £50,001 and £75,000, the maximum benefit payable is £25,000. Where Your Vehicle Purchase Price is between £75,001 and £100,000 the maximum benefit payable is £35,000. Where Your Vehicle Purchase Price is between £100,001 and £125,000 the maximum benefit payable is £45,000. Where Your Vehicle Purchase Price is between £125,001 and £180,000 the maximum benefit payable is £55,000. Any amount due will be paid to You where Your Vehicle is not subject to a Finance Agreement or Lease Agreement. We will cover Your Vehicle providing it is 10 years old or under at the Start Date of this policy. Your Vehicle providing the Purchase Price does not exceed £180,000. Your Vehicle providing it is shown in Glass’s Guide. Your Vehicle providing this Asset Protection Policy is purchased within 100 days from the original purchase date of Your Vehicle. Your Vehicle providing it is covered by a Motor Insurance Policy throughout the Period of Insurance, or where any permitted driver of Your Vehicle has a valid Motor Insurance Policy in force at the time of driving Your Vehicle. Your Vehicle providing it was not purchased via a private sale. Your Vehicle providing it is not used for daily or weekly rental. You providing You are either the owner of Your Vehicle or have a Finance Agreement or Lease Agreement in relation to Your Vehicle or are the registered keeper of Your Vehicle. You providing You are at least 18 years of age at the Start Date of this po...
COVER PROVIDED. At OUR absolute sole discretion, the service contract provides the protection described in the cover sections below as a result of an EMERGENCY occurring at the property. The benefit under your bespoke service contract is limited to the claim limit stated in the section of cover. At OUR absolute sole discretion, the amount WE will pay in respect of any one claim shall not exceeded our CLAIM LIMIT including CALL OUT CHARGES, labour, and parts. You are solely responsible for paying any costs of repair where the claim exceeds the benefit provided under the service contract. External water pipe At our absolute sole discretion, we will assist you in any EMERGENCY for any blockage, collapse or leakage of the mains water supply pipe, from and including the main stopcock in your home up to where it is connected to the public or shared water pipe within the boundary of your property. Some examples of cover include but are not limited to –
COVER PROVIDED. The cover provided by this Policy is shown in the current Schedule and determines which of the following Sections of this Policy apply Comprehensive: All Sections Third Party Fire and Theft: Sections 1, 2, (but limited to loss or damage solely in respect of fire, theft or attempted theft), 4 and 8. Third Party Only: Sections 1, 4 and 8 Laid Up: Section 2 but limited to loss or damage solely in respect of fire, theft or attempted theft.
COVER PROVIDED. In return for the payment of the appropriate premium, We will provide Alloy Wheel Insurance subject to the terms of this Policy up to the Claims Limit during the Period of Cover. Alloy Wheel insurance will contribute towards the cost of repair of Your Alloy Wheel(s) that sustain Accidental or Malicious Damage. If Your Alloy Wheel(s) are not repairable We will pay You a contribution towards the replacement of Your Alloy Wheel(s) of up to £150 per Alloy Wheel. If We make a contribution towards the replacement of Your Alloy Wheel(s) each such contribution will count as two claims towards the Claims Limit. In the event of multiple cases of Accidental or Malicious Damage being caused by the same Incident, each Accidental or Malicious Damage repair will constitute a separate claim and a separate Call Out Charge or Excess will be payable. Repairs can only be carried out on the United Kingdom mainland.
COVER PROVIDED. In return for the payment of the premium, We will provide a Cosmetic Repair to Minor Cosmetic Damage on the Vehicle, subject to the terms and conditions detailed in this document. In the event that a Cosmetic Repair cannot be used to repair Minor Cosmetic Damage on the Vehicle under this policy, the policy will contribute up to a maximum of £150 including VAT towards the cost of having a conventional body shop repair carried out whereby the Minor Cosmetic Damage has been repaired as a result. This is subject to being provided an invoice from a VAT registered repairer for the work carried out. Cover will be provided if You are resident in the Geographical Limits. Vehicle repairs will only be carried out within the stated Geographical Limits.
COVER PROVIDED. This plan provides the protection selected and described in the cover sections below as a result of an emergency occurring at the Property. The benefit under your plan is limited to the Claim Limit identified under each section of your Cover below. The amount we will pay in respect of any one claim shall not exceed the Claim Limit including call out charges, labour and materials. You are responsible for paying any Excess under the plan or where the cost of repair exceeds the benefit provided under the plan.
