Common use of CONTRACTUAL TERMS Clause in Contracts

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the Prospectus dated [●] 2021 [and the supplemental Prospectus[es] dated [date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018, as amended/EUWA] (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]]. This document constitutes the Final Terms of the Covered Bonds described herein [for the purposes of Article 8 of the UK Prospectus Regulation] and must be read in conjunction with such Prospectus in order to obtain all relevant information. The Prospectus, together with these Final Terms and all documents incorporated by reference therein, is available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programme, and copies may be obtained from the registered office of the Issuer at 885 West Georgia Xxxxxx, Xxxxx 000, Xxxxxxxxx, Xxxxxxx Xxxxxxxx, Xxxxxx X0X 0X0 and at the office of the Issuing and Paying Agent at 0 Xxxxxx Xxxxxx, Xxxxxx, X00 0XX, XX, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”] and the headline “Publication of Prospectus”. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the prospectus dated [original date] which are incorporated by reference in the Prospectus dated [●] September 2021 [and the supplemental Prospectus[es] dated [date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [[Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018, as amended/EUWA] (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]]. This document constitutes the Final Terms of the Covered Bonds described herein for the purposes of Article 8 of the UK Prospectus Regulation and must be read in conjunction with such Prospectus in order to obtain all relevant information. The Prospectus, together with these Final Terms and all documents incorporated by reference therein, is available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programme, and copies may be obtained from the registered office of the Issuer at 000 Xxxx Xxxxxxx Xxxxxx, Xxxxx 000, Xxxxxxxxx, Xxxxxxx Xxxxxxxx, Xxxxxx X0X 0X0 and at the office of the Issuing and Paying Agent at 0 Xxxxxx Xxxxxx, Xxxxxx, X00 0XX, XX, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”] and the headline “Publication of Prospectus”.]]

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the Prospectus dated [●] 2021 September 8, 2017 [and the supplemental Prospectus[es] supplements to it dated [date[ ]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [Regulation (EU) 2017/1129 (Directive 2003/71/EC, as amended) as it forms part of UK domestic law amended including by virtue Directive 2010/73/EU and includes any relevant implementing measures in a relevant Member State of the [European Union (Withdrawal) Act 2018, as amended/EUWA] EEA (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]]Directive”). This document constitutes the Final Terms of the Covered Bonds described herein [for the purposes of Article 8 5.4 of the UK Prospectus Regulation] Directive as implemented in the United Kingdom and must be read in conjunction with such Prospectus in order to obtain all relevant informationthe Prospectus. The Prospectus, together with Full information on the Issuer and the offer of the Covered Bonds is only available on the basis of the combination of these Final Terms and the Prospectus. The Prospectus and all documents incorporated by reference therein, is therein are available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programme, and copies may be obtained from the registered office of the Issuer at 885 West Georgia Xxxxxx, Xxxxx 000, Xxxxxxxxx, Xxxxxxx Xxxxxxxx, Xxxxxx X0X 0X0 and at the office of the Issuing and Paying Agent at 0 Xxxxxx Xxxxxx, Xxxxxx, X00 0XX, XX, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html http:/ /xxx.xxxxxxxxxxxxxxxxxxx.xxx/xxxxxxxx/xxxx/xxxxxx-xxxx/xxxxxx- news-home.html under the name [“HSBC Royal Bank Canada”] of Canada and the headline “Publication of Prospectus”. ” and copies may be obtained from the offices of the Issuer, 13th Floor, 000 Xxxxxxxxxx Xxxxxx Xxxx, Xxxxxxx, Xxxxxxx, Xxxxxx X0X 0X0, and the offices of the Issuing and Paying Agent, Xxx Xxxxxx Xxxxxx, Xxxxxx X00 0XX, Xxxxxxx.] [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the prospectus dated [original date] which are incorporated by reference in the Prospectus dated [●] September 2021 [and the supplemental Prospectus[es] dated [date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [[Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 20188, as amended/EUWA] (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]]2017. This document constitutes the Final Terms of the Covered Bonds described herein for the purposes of Article 8 5.4 of Directive 2003/71/EC, as amended including by Directive 2010/73/EU and includes any relevant implementing measures in a relevant Member State of the UK EEA (the “Prospectus Regulation Directive”) as implemented in the United Kingdom and must be read in conjunction with such the Prospectus in order dated September 8, 2017, including the Conditions incorporated by reference therein [and the supplements to obtain all relevant informationit dated [ ]], which [together] constitute[s] a base prospectus (the “Prospectus”) for the purposes of the Prospectus Directive. The Prospectus, together with Full information on the Issuer and the offer of the Covered Bonds is only available on the basis of the combination of these Final Terms and the Prospectus. The Prospectus and all documents incorporated by reference therein, is therein are available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programme, and copies may be obtained from the registered office offices of the Issuer at Issuer, 13th Floor, 000 Xxxx Xxxxxxx XxxxxxXxxxxxxxxx Xxxxxx Xxxx, Xxxxx 000Xxxxxxx, Xxxxxxxxx, Xxxxxxx XxxxxxxxXxxxxxx, Xxxxxx X0X 0X0 0X0, and at the office offices of the Issuing and Paying Agent at 0 Xxxxxx XxxxxxAgent, XxxxxxOne Canada Square, X00 0XXLondon E14 5AL, XX, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”England.] and the headline “Publication of Prospectus”.1. (i) Series Number: [ ]]

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions terms and conditions of the Covered Bonds (the “"Conditions”") set forth in the Prospectus prospectus dated [●⚫] 2021 [and the supplemental Prospectus[essupplement[s] dated [date⚫] [and [⚫]]] which [together] constitute[s] [a base prospectus (the “"Prospectus”") for the purposes of [Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018, as amended/EUWA] EUWA (the “UK Prospectus Regulation”)]/[the "UK Prospectus Regulation]]"). This document constitutes the Final Terms of the Covered Bonds described herein [for the purposes of Article 8 of the UK Prospectus Regulation] Regulation and must be read in conjunction with such the Prospectus in order to obtain all the relevant information. The Copies of the Prospectus [and the supplemental Prospectus, together with these Final Terms ] [is] [are] published on the website of the London Stock Exchange and all documents incorporated by reference therein, is are available for viewing free of charge to the public at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programme, and copies may be obtained from the registered principal office of the Issuer at 885 West Georgia Xxxxxxand from the specified office of each of the Paying Agents copies of such documents may, Xxxxx 000, Xxxxxxxxx, Xxxxxxx Xxxxxxxx, Xxxxxx X0X 0X0 and at the office of the Issuing and Paying Agent at 0 Xxxxxx Xxxxxx, Xxxxxx, X00 0XX, XX, and can also Agent’s option be viewed provided electronically. The Prospectus has been published on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”(xxx.xxxxxxxxxxxxxxxxxxx.xxx/xxxxxxxx/xxxxxx-xxx-xxxx/xxxx/xxxxxx-xxxx/xxxxxx-xxxx-xxxx.xxxx) in accordance with Article 14.] and the headline “Publication of Prospectus”. / [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions terms and conditions of the Covered Bonds (the “"Conditions”") set forth in the prospectus dated [original date⚫] which are incorporated by reference in the Prospectus prospectus dated [●⚫] September 2021 [and the supplemental Prospectus[es] Prospectus(es) dated [date⚫] and [⚫]] which [together] constitute[s] [constitute(s) a base prospectus (the “Prospectus”) for the purposes of [[Regulation (EU) 2017/1129 (as amended2017/1129) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018, as amended/EUWA] EUWA (the “UK Prospectus Regulation”)]/[the "UK Prospectus Regulation]]"). This document constitutes the Final Terms of the Covered Bonds described herein for the purposes of Article 8 of the UK Prospectus Regulation and must be read in conjunction with such the Prospectus in order to obtain all the relevant information. The Prospectus, together with .. Full information on the Issuer and the LLP and the offer of the Covered Bonds is only available on the basis of the combination of these Final Terms and all documents incorporated by reference therein, is the Prospectus. Copies of such Prospectuses and the supplemental Prospectus are available for viewing free of charge to the public at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programme, and copies may be obtained from the registered principal office of the Issuer at 000 Xxxx Xxxxxxx Xxxxxxand from the specified office of each of the Paying Agents copies of such documents may, Xxxxx 000, Xxxxxxxxx, Xxxxxxx Xxxxxxxx, Xxxxxx X0X 0X0 and at the office of the Issuing and Paying Agent at 0 Xxxxxx Xxxxxx, Xxxxxx, X00 0XX, XX, and can also Agent’s option be viewed provided electronically. The Prospectus has been published on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html (xxx.xxxxxxxxxxxxxxxxxxx.xxx/xxxxxxxx/xxxxxx-xxx-xxxx/xxxx/xxxxxx-xxxx/xxxxxx- news-home.html) in accordance with Article 14.] [The LLP is not now, and immediately following the issuance of the Covered Bonds pursuant to the Trust Deed will not be, a "covered fund" for purposes of regulations adopted under Section 13 of the Bank Holding Company Act of 1956, as amended, commonly known as the "Xxxxxxx Rule". In reaching this conclusion, although other statutory or regulatory exemptions under the name [“HSBC Bank Canada”] Investment Company Act of 1940, as amended, and under the headline “Publication Xxxxxxx Rule and its related regulations may be available, the LLP has relied on the exemption from registration set forth in Section 3(c)(5) of Prospectus”the Investment Company Act of 1940, as amended. See "Certain U.S. Regulatory Considerations".]]

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the Prospectus dated [●] 2021 December 16, 2022 [and the supplemental Prospectus[es] dated [date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018, as amended/EUWA] (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]]. This document constitutes the Final Terms of the Covered Bonds described herein [for the purposes of Article 8 of the UK Prospectus Regulation] and must be read in conjunction with such Prospectus in order to obtain all relevant information. The Prospectus, together with these Final Terms and all documents incorporated by reference therein, is available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in- canada/legislative-covered-bond-programme, and copies may be obtained from the registered office of the Issuer at 885 West Georgia 000 Xxxx Xxxxxxx Xxxxxx, Xxxxx 000, Xxxxxxxxx, Xxxxxxx Xxxxxxxx, Xxxxxx X0X 0X0 and at the office of the Issuing and Paying Agent at 0 Xxxxxx Xxxxxx, Xxxxxx, X00 0XX, XX, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market- news-home.html under the name [“HSBC Bank Canada”] and the headline “Publication of Prospectus”. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the prospectus dated [original date] which are incorporated by reference in the Prospectus dated [●] September 2021 December 16, 2022 [and the supplemental Prospectus[es] dated [date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [[Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018, as amended/EUWA] (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]]. This document constitutes the Final Terms of the Covered Bonds described herein for the purposes of Article 8 of the UK Prospectus Regulation and must be read in conjunction with such Prospectus in order to obtain all relevant information. The Prospectus, together with these Final Terms and all documents incorporated by reference therein, is available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programme, and copies may be obtained from the registered office of the Issuer at 000 Xxxx Xxxxxxx Xxxxxx, Xxxxx 000, Xxxxxxxxx, Xxxxxxx Xxxxxxxx, Xxxxxx X0X 0X0 and at the office of the Issuing and Paying Agent at 0 Xxxxxx Xxxxxx, Xxxxxx, X00 0XX, XX, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”] and the headline “Publication of Prospectus”.]]

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions (the “Terms and Conditions”) set forth in the Prospectus dated [●⚫] 2021 2023 [and the supplemental Prospectus[essupplement[s] to it dated [⚫] [and [date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [Regulation (EU) 2017/1129 (as amendedthe Prospectus Regulation) and UK Regulation (EU) 2017/1129 as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018, as amended/EUWA] 2018 (the “UK Prospectus Regulation”)]/[the EUWA) (the UK Prospectus Regulation]]. ) This document constitutes the Final Terms of the Covered Bonds described herein [for the purposes of Article 8 of the Prospectus Regulation and the UK Prospectus Regulation] Regulation and must be read in conjunction with such Prospectus in order to obtain all relevant informationProspectus. The ProspectusFull information on the Issuer, together with the LLP and the Covered Bonds is only available on the basis of the combination of these Final Terms and all documents incorporated by reference therein, the Prospectus [and the supplemental Prospectus dated [date]]. The Prospectus is published on the website of the London Stock Exchange and is available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programmeXxxxx Xxxxxx House, 000 Xxxxxx Xxxxxx, Edinburgh EH2 4LH and the Issuer's website (xxx.xxx.xx.xx/xxxxxxxxx/xxxx-xxxxxxxxx), and copies may be obtained during normal business hours from the registered office of the Issuer at 885 West Georgia XxxxxxTSB Bank plc, Xxxxx 000Xxxxxx House, Xxxxxxxxx, Xxxxxxx Xxxxxxxx, Xxxxxx X0X 0X0 and at the office of the Issuing and Paying Agent at 0 000 Xxxxxx Xxxxxx, Xxxxxx, X00 0XX, XX, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”] and the headline “Publication of Prospectus”Edinburgh EH2 4LH. [Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions (the “Terms and Conditions”) set forth in the prospectus dated [original date⚫] which are incorporated by reference in into the Prospectus dated [●⚫] September 2021 2023 [and the supplemental Prospectus[essupplement[s] to it dated [⚫] [and [date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [[Regulation (EU) 2017/1129 (as amendedthe Prospectus Regulation) and UK Prospectus Regulation (Regulation (EU) 2017/1129) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018, as amended/2018 (EUWA] ) (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]]. This Regulation).This document constitutes the Final Terms of the Covered Bonds described herein for the purposes of Article 8 of the Prospectus Regulation and the UK Prospectus Regulation and must be read in conjunction with such Prospectus in order to obtain all relevant informationthe Prospectus. The ProspectusFull information on the Issuer, together with the LLP and the Covered Bonds is only available on the basis of the combination of these Final Terms and all documents incorporated by reference therein, is the Prospectus dated [current date] [and the supplemental Prospectus dated [date]]. The Prospectus and the Terms and Conditions are published on the website of the London Stock Exchange and are available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programmeXxxxx Xxxxxx House, 000 Xxxxxx Xxxxxx, Edinburgh EH2 4LH and the Issuer's website (xxx.xxx.xx.xx/xxxxxxxxx/xxxx-xxxxxxxxx), and copies may be obtained during normal business hours from the registered office of the Issuer at 000 Xxxx Xxxxxxx XxxxxxTSB Bank plc, Xxxxx 000Xxxxxx House, Xxxxxxxxx, Xxxxxxx Xxxxxxxx, Xxxxxx X0X 0X0 and at the office of the Issuing and Paying Agent at 0 000 Xxxxxx Xxxxxx, Xxxxxx, X00 0XX, XX, Edinburgh EH2 4LH.] 1 2 (i) (ii) (i) Issuer: LLP: Series Number: TSB Bank plc TSB Covered Bonds LLP [⚫] (ii) Tranche Number: [⚫] (iii) Series which Covered Bonds will be consolidated and can also form a single Series with: [⚫]/[Not Applicable] (iv) Date on which the Covered Bonds will be viewed on consolidated and form a [⚫]/[Issue Date]/[Not Applicable] single Series with the website Series specified above; 3 Specified Currency or Currencies: [⚫] 4 Aggregate Amount of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name Covered Bonds to be issued: 5 Aggregate Nominal Amount of Covered Bonds admitted to trading: [“HSBC Bank Canada”⚫] and the headline “Publication of Prospectus”.[⚫]]

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the Prospectus dated [●] 2021 5 July 2019 [and the supplemental Prospectus[es] dated [date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018Directive 2003/71/EC, as amended/EUWA] amended or superseded (the “UK Prospectus Regulation”)]/[the UK Directive”) / the Prospectus RegulationDirective]]. This document constitutes the Final Terms of the Covered Bonds described herein [for the purposes of Article 8 5.4 of the UK Prospectus RegulationDirective as implemented in the United Kingdom] and must be read in conjunction with such Prospectus in order to obtain all relevant informationProspectus. Full information on the Issuer and the offer of the Covered Bonds is only available on the basis of the combination of these Final Terms and the Prospectus. The Prospectus, together with these Final Terms and all documents incorporated by reference therein, is available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programmeat, and copies may be obtained from the registered office of the Issuer at 885 West Georgia Xxxxxx21st Floor, Xxxxx 000TD Bank Tower, XxxxxxxxxToronto- Dominion Centre, Xxxxxxx XxxxxxxxToronto, Xxxxxx X0X 0X0 Ontario, M5K 1A2, Canada and at the office of the Issuing and Paying Agent at 0 Agent, Citibank, N.A., acting through its London Branch, Citigroup Centre 2, 00 Xxxxxx Xxxxxx, XxxxxxXxxxxx Xxxxx, Xxxxxx X00 0XX, XXXxxxxx Xxxxxxx, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”] Toronto-Dominion Bank” and the headline “Publication of Prospectus”. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the prospectus dated [original date] which are incorporated by reference in the Prospectus dated [●] September 2021 5 July 2019 1 Relevant Dealer(s) to consider whether it/they have received the necessary product classification from the Issuer prior to the launch of the offer, pursuant to Section 309B of the SFA. [and the supplemental Prospectus[es] dated [date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [[Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018Directive 2003/71/EC, as amended/EUWA] amended or superseded (the “UK Prospectus Regulation”)]/[the UK Directive”) / Prospectus Regulation]Directive]. This document constitutes the Final Terms of the Covered Bonds described herein for the purposes of Article 8 5.4 of the UK Prospectus Regulation Directive as implemented in the United Kingdom and must be read in conjunction with such Prospectus in order to obtain all relevant informationProspectus, including the Conditions incorporated therein. Full information on the Issuer and the offer of the Covered Bonds is only available on the basis of the combination of these Final Terms and the Prospectus. The Prospectus, together with these Final Terms and all documents incorporated by reference therein, is available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programmeat, and copies may be obtained from the registered office of the Issuer at 000 Xxxx Xxxxxxx Xxxxxx21st Floor, Xxxxx 000TD Bank Tower, XxxxxxxxxToronto-Dominion Centre, Xxxxxxx XxxxxxxxToronto, Xxxxxx X0X 0X0 Ontario, M5K 1A2, Canada and at the office of the Issuing and Paying Agent at 0 Agent, Citibank, N.A., acting through its London Branch, Citigroup Centre 2, 00 Xxxxxx Xxxxxx, XxxxxxXxxxxx Xxxxx, Xxxxxx X00 0XX, XXXxxxxx Xxxxxxx, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news- home.html under the name [“HSBC Bank Canada”] Toronto-Dominion Bank” and the headline “Publication of Prospectus”.]]

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the Prospectus dated [●] 2021 July 29, 2022 [and the supplemental Prospectus[es] supplements to it dated [date[ ]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of Article 8 of [Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018, as amended/EUWA] amended (the “UK Prospectus Regulation”)]/[the Regulation”) / the 6 Delete text in square brackets if not a 144A issue. UK Prospectus Regulation]]. This document constitutes the Final Terms of the Covered Bonds described herein [for the purposes of Article 8 of the UK Prospectus Regulation] Regulation and must be read in conjunction with such the Prospectus in order to obtain all relevant information. The Prospectus, together with these Final Terms Prospectus and all documents incorporated by reference therein, is therein are available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programme, xxxx://xxx.xxx.xxx/investorrelations/fixed_income/covered-bonds-terms.html and copies may be obtained from the registered office offices of the Issuer at 885 West Georgia Issuer, 20th Floor, 000 Xxx Xxxxxx, Xxxxx 000Xxxxxxx, Xxxxxxxxx, Xxxxxxx XxxxxxxxXxxxxxx, Xxxxxx X0X 0X0 0X0, and at the office offices of the Issuing and Paying Agent at 0 Xxxxxx XxxxxxAgent, XxxxxxOne Canada Square, X00 0XXLondon E14 5AL, XX, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”England.] and the headline “Publication of Prospectus”. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the prospectus dated [original date] which are incorporated by reference in the Prospectus dated [●] September 2021 [and the supplemental Prospectus[es] dated [date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [[Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018July 29, as amended/EUWA] (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]]2022. This document constitutes the Final Terms of the Covered Bonds described herein for the purposes of Article 8 of [Regulation (EU) 2017/1129 (as amended) as it forms part of domestic law by virtue of the European Union (Withdrawal) Act 2018, as amended (the “UK Prospectus Regulation”) / the UK Prospectus Regulation Regulation] and must be read in conjunction with such the Prospectus in order dated July 29, 2022, including the Conditions incorporated by reference therein [and the supplements to obtain all relevant informationit dated [ ]], which [together] constitute[s] a base prospectus (the “Prospectus”) for the purposes of the UK Prospectus Regulation. The Prospectus, together with these Final Terms Prospectus and all documents incorporated by reference therein, is therein are available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programme, xxxx://xxx.xxx.xxx/investorrelations/fixed_income/covered-bonds-terms.html and copies may be obtained from the registered office offices of the Issuer at Issuer, 20th Floor, 000 Xxxx Xxxxxxx Xxx Xxxxxx, Xxxxx 000Xxxxxxx, Xxxxxxxxx, Xxxxxxx XxxxxxxxXxxxxxx, Xxxxxx X0X 0X0 0X0, and at the office offices of the Issuing and Paying Agent at 0 Xxxxxx XxxxxxAgent, XxxxxxOne Canada Square, X00 0XXLondon E14 5AL, XX, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”England.] and the headline “Publication of Prospectus”.1. (i) Series Number: [ ]]

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the Prospectus dated [●] 2021 27 July 2018 [and the supplemental Prospectus[es] dated [date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018Directive 2003/71/EC, as amended, including by Directive 2010/73/EUWA] EU, and includes any relevant implementing measures in each Relevant Member State (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]Directive”)]. This document constitutes the Final Terms of the Covered Bonds described herein [for the purposes of Article 8 5.4 of the UK Prospectus RegulationDirective as implemented in the United Kingdom] and must be read in conjunction with such Prospectus in order to obtain all relevant informationProspectus. Full information on the Issuer and the offer of the Covered Bonds is only available on the basis of the combination of these Final Terms and the Prospectus. The Prospectus, together with these Final Terms and all documents incorporated by reference therein, is available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programmeat, and copies may be obtained from the registered office of the Issuer at 885 West Georgia Xxxxxx21st Floor, Xxxxx 000TD Bank Tower, XxxxxxxxxToronto-Dominion Centre, Xxxxxxx XxxxxxxxToronto, Xxxxxx X0X 0X0 Ontario, M5K 1A2, Canada and at the office of the Issuing and Paying Agent at 0 Agent, Citibank, N.A., acting through its London Branch, Citigroup Centre 2, 00 Xxxxxx Xxxxxx, XxxxxxXxxxxx Xxxxx, Xxxxxx X00 0XX, XXXxxxxx Xxxxxxx, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”] Toronto-Dominion Bank” and the headline “Publication of Prospectus”. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the prospectus dated [original date] which are incorporated by reference in the Prospectus dated [●] September 2021 27 July 2018 [and the supplemental Prospectus[es] dated [date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [[Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018Directive 2003/71/EC, as amended, including by Directive 2010/73/EUWA] EU, and includes any relevant implementing measures in each Relevant Member State (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]Directive”)]. This document constitutes the Final Terms of the Covered Bonds described herein for the purposes of Article 8 5.4 of the UK Prospectus Regulation Directive as implemented in the United Kingdom and must be read in conjunction with such Prospectus in order to obtain all relevant informationProspectus, including the Conditions incorporated therein. Full information on the Issuer and the offer of the Covered Bonds is only available on the basis of the combination of these Final Terms and the Prospectus. The Prospectus, together with these Final Terms and all documents incorporated by reference therein, is available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programmeat, and copies may be obtained from the registered office of the Issuer at 000 Xxxx Xxxxxxx Xxxxxx21st Floor, Xxxxx 000TD Bank Tower, XxxxxxxxxToronto-Dominion Centre, Xxxxxxx XxxxxxxxToronto, Xxxxxx X0X 0X0 Ontario, M5K 1A2, Canada and at the office of the Issuing and Paying Agent at 0 Agent, Citibank, N.A., acting through its London Branch, Citigroup Centre 2, 00 Xxxxxx Xxxxxx, XxxxxxXxxxxx Xxxxx, Xxxxxx X00 0XX, XXXxxxxx Xxxxxxx, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”] Toronto-Dominion Bank” and the headline “Publication of Prospectus”.]]

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the Prospectus dated [●] 2021 July 5, 2019 [and the supplemental Prospectus[es] supplements to it dated [date[ ]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [Regulation (EU) 2017/1129 (Directive 2003/71/EC, as amended) as it forms part of UK domestic law by virtue amended or superseded and includes any relevant implementing measures in a relevant Member State of the [European Union (Withdrawal) Act 2018, as amended/EUWA] EEA (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]]Directive”). This document constitutes the Final Terms of the Covered Bonds described herein [for the purposes of Article 8 5.4 of the UK Prospectus Regulation] Directive as implemented in the United Kingdom and must be read in conjunction with such Prospectus in order to obtain all relevant informationthe Prospectus. The Prospectus, together with Full information on the Issuer and the offer of the Covered Bonds is only available on the basis of the combination of these Final Terms and the Prospectus. The Prospectus and all documents incorporated by reference therein, is therein are available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programme, and copies may be obtained from the registered office of the Issuer at 885 West Georgia Xxxxxx, Xxxxx 000, Xxxxxxxxx, Xxxxxxx Xxxxxxxx, Xxxxxx X0X 0X0 and at the office of the Issuing and Paying Agent at 0 Xxxxxx Xxxxxx, Xxxxxx, X00 0XX, XX, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html http:/ /xxx.xxxxxxxxxxxxxxxxxxx.xxx/xxxxxxxx/xxxx/xxxxxx-xxxx/xxxxxx-xxxx-xxxx.xxxx under the name [“HSBC Royal Bank Canada”] of Canada and the headline “Publication of Prospectus”. ” and copies may be obtained from the offices of the Issuer, 20th Floor, 000 Xxx Xxxxxx, Xxxxxxx, Xxxxxxx, Xxxxxx X0X 0X0, and the offices of the Issuing and Paying Agent, Xxx Xxxxxx Xxxxxx, Xxxxxx X00 0XX, Xxxxxxx.] [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the prospectus dated [original date] which are incorporated by reference in the Prospectus dated [●] September 2021 [and the supplemental Prospectus[es] dated [date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [[Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018July 5, as amended/EUWA] (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]]2019. This document constitutes the Final Terms of the Covered Bonds described herein for the purposes of Article 8 of the UK Prospectus Regulation and must be read in conjunction with such Prospectus in order to obtain all relevant information. The Prospectus, together with these Final Terms and all documents incorporated by reference therein, is available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programme, and copies may be obtained from the registered office of the Issuer at 000 Xxxx Xxxxxxx Xxxxxx, Xxxxx 000, Xxxxxxxxx, Xxxxxxx Xxxxxxxx, Xxxxxx X0X 0X0 and at the office of the Issuing and Paying Agent at 0 Xxxxxx Xxxxxx, Xxxxxx, X00 0XX, XX, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”] and the headline “Publication of Prospectus”.]]Article

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the Prospectus dated [●] 2021 September 17, 2020 [and the supplemental Prospectus[es] dated [date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018, as amended/EUWA] (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]”)]. This document constitutes the Final Terms of the Covered Bonds described herein [for the purposes of Article 8 of the UK Prospectus Regulation] and must be read in conjunction with such Prospectus in order to obtain all relevant information. The Prospectus, together with these Final Terms and all documents incorporated by reference therein, is available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programmexxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered-bond-programme, and copies may be obtained from the registered office of the Issuer at 885 West Georgia 000 Xxxx Xxxxxxx Xxxxxx, Xxxxx 000, Xxxxxxxxx, Xxxxxxx Xxxxxxxx, Xxxxxx X0X 0X0 and at the office of the Issuing and Paying Agent at 0 Xxxxxx Xxxxxx, Xxxxxx, X00 0XX, XX, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”] and the headline “Publication of Prospectus”. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the prospectus dated [original date] which are incorporated by reference § Legend to be included on front of the Final Terms if the Covered Bonds: (a) are being sold into Singapore; and (b) do not constitute capital markets products other than prescribed capital markets products as defined under the CMP Regulations 2018. in the Prospectus dated [●] September 2021 17, 2020 [and the supplemental Prospectus[es] dated [date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [[Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018, as amended/EUWA] (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]”)]. This document constitutes the Final Terms of the Covered Bonds described herein for the purposes of Article 8 of the UK Prospectus Regulation and must be read in conjunction with such Prospectus Prospectus, including the Conditions incorporated therein, in order to obtain all relevant information. The Prospectus, together with these Final Terms and all documents incorporated by reference therein, is available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programmexxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered-bond-programme, and copies may be obtained from the registered office of the Issuer at 000 Xxxx Xxxxxxx Xxxxxx, Xxxxx 000, Xxxxxxxxx, Xxxxxxx Xxxxxxxx, Xxxxxx X0X 0X0 and at the office of the Issuing and Paying Agent at 0 Xxxxxx Xxxxxx, Xxxxxx, X00 0XX, XX, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”] and the headline “Publication of Prospectus”.]]

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the Prospectus base prospectus dated [●] 2021 2 August 2022 [and the supplemental Prospectus[essupplement[s] thereto dated [date[ ]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [the EU Prospectus Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of [together, ]the [European Union (Withdrawal) Act 2018, as amended/EUWA] (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]]"Base Prospectus"). This document constitutes the applicable Final Terms of the Covered Bonds Certificates described herein [for the purposes of Article 8 of the UK EU Prospectus Regulation] Regulation and must be read in conjunction with such Prospectus in order to obtain all relevant informationthe Base Prospectus. The ProspectusFull information on the Trustee, together with Majid Al Futtaim Properties LLC and Majid Al Futtaim Holding LLC and the offer of the Certificates is only available on the basis of a combination of these applicable Final Terms and all documents incorporated by reference therein, the Base Prospectus. The Base Prospectus is available for viewing in accordance with Article 21 of the EU Prospectus Regulation on Euronext Dublin's website at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bondxxxxx://xxxx.xxxxxxxx.xxx/en/product/bonds-detail/6788/documents, the website of Nasdaq Dubai at xxxxx://xxx.xxxxxxxxxxx.xxx/listing/listed-securities and during normal business hours at the registered office of the Trustee at X.X. Xxx 0000, Xxxxxxxxxx Xxxxx, Xxxxxx Town, Grand Cayman KY1-programme1102, Cayman Islands and copies may be obtained from the registered office of the Issuer at 885 West Georgia Xxxxxx, Xxxxx 000, Xxxxxxxxx, Xxxxxxx Xxxxxxxx, Xxxxxx X0X 0X0 and at the office of the Issuing and Principal Paying Agent at 0 [Citigroup Centre, Canada Square, Xxxxxx XxxxxxXxxxx, Xxxxxx, Xxxxxx X00 0XX, XX, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”Xxxxxx Xxxxxxx].] and the headline “Publication of Prospectus”. [Terms used herein shall be deemed to be defined as such for the purposes of of, and shall be read in conjunction with [the 2015 Conditions (the “"2015 Conditions”") contained in the Agency Agreement dated 8 October 2015 and set forth in the base prospectus dated [original date8 October 2015]/[the 2019 Conditions (the "2019 Conditions") contained in the Agency Agreement dated 12 June 2018 and set forth in the base prospectus dated 8 April 2019]/[the 2021 Conditions (the "2021 Conditions") contained in the Agency Agreement dated 26 August 2021 and set forth on the base prospectus dated 26 August 2021] which are incorporated by reference in into the Prospectus dated [●] September 2021 [and the supplemental Prospectus[es] dated [date]] which [together] constitute[s] [a base prospectus dated 2 August 2022 (the “"Base Prospectus”) for the purposes of [[Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018, as amended/EUWA] (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]]"). This document constitutes the applicable Final Terms of the Covered Bonds Certificates described herein for the purposes of Article 8 of the UK EU Prospectus Regulation and must be read in conjunction with such the [2015]/[2019]/[2021] Conditions, the Base Prospectus in order to obtain all relevant information[and the supplement[s] thereto dated [ ]] which [together] constitute[s] a base prospectus for the purposes of the EU Prospectus Regulation. Full information on the Trustee, Majid Al Futtaim Properties, the Guarantor and the offer of the Certificates is only available on the basis of the combination of these Final Terms, the [2015]/[2019]/[2021] Conditions [and] the Base Prospectus [and the supplement[s] thereto dated [ ]]. The Prospectus, together with these Final Terms [2015]/[2019]/[2021] Conditions [and] the Base Prospectus [and all documents incorporated by reference therein, is the supplement[s] thereto dated [ ]] are available for viewing in accordance with Article 21 of the EU Prospectus Regulation on Euronext Dublin's website at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bondxxxxx://xxxx.xxxxxxxx.xxx/en/product/bonds- detail/6788/documents, the website of Nasdaq Dubai at xxxxx://xxx.xxxxxxxxxxx.xxx/listing/listed-securities and during normal business hours at the registered office of the Trustee at X.X. Xxx 0000, Xxxxxxxxxx Xxxxx, Xxxxxx Town, Grand Cayman KY1-programme1102, Cayman Islands and copies may be obtained from the registered office of the Issuer at 000 Xxxx Xxxxxxx Xxxxxx, Xxxxx 000, Xxxxxxxxx, Xxxxxxx Xxxxxxxx, Xxxxxx X0X 0X0 and at the office of the Issuing and Principal Paying Agent at 0 [Citigroup Centre, Canada Square, Xxxxxx XxxxxxXxxxx, Xxxxxx, Xxxxxx X00 0XX, XX, and can also Xxxxxx Xxxxxxx].] [All references to the EU Prospectus Regulation should be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”] and the headline “Publication of Prospectus”removed if an issuance is not EU Prospectus Regulation compliant.]]

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the Prospectus dated [●] 2021 18 June 2019 [and the supplemental Prospectus[esProspectus supplement[s] dated [date[ ]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [Regulation (EUDirective 2003/71/EC, as amended or 1 Relevant Dealer(s) 2017/1129 (as amended) as it forms part of UK domestic law by virtue to consider whether it/they have received the necessary product classification from the Issuer prior to the launch of the [European Union (Withdrawal) Act 2018offer, as amended/EUWA] pursuant to Section 309B of the SFA. superseded, and includes any relevant implementing measures in a Relevant Member State (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]Directive”)]. This document constitutes the Final Terms of the Covered Bonds described herein [for the purposes of Article 8 5.4 of the UK Prospectus RegulationDirective] and must be read in conjunction with such Prospectus in order to obtain all relevant information[as so supplemented]. Full information on the Issuer and the offer of the Covered Bonds is only available on the basis of the combination of these Final Terms and the Prospectus. [The ProspectusProspectus [and the Prospectus supplement[s]]], together with these Final Terms and all documents incorporated by reference therein, is [is] [are] available for viewing on the website of the Luxembourg Stock Exchange at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programme, xxxxx://xxx.xxxxxx.xx under the name Canadian Imperial Bank of Commerce and the headline “Documents” and copies may be obtained from the registered office specified offices of the Issuer at 885 West Georgia Xxxxxx, Xxxxx 000, Xxxxxxxxx, Xxxxxxx Xxxxxxxx, Xxxxxx X0X 0X0 and at the office of the Issuing and Paying Agent at 0 Xxxxxx Xxxxxx, Xxxxxx, X00 0XX, XX, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”] and the headline “Publication of Prospectus”. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the prospectus dated [original date] which are incorporated by reference in the Prospectus dated [●] September 2021 [and the supplemental Prospectus[es] dated [date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [[Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018Agent, as amended/EUWAset out at the end of this Prospectus. 1. (i) [Series Number:] [ ] (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]]. This document constitutes the Final Terms of iii) Date on which the Covered Bonds described herein become fungible: [Not Applicable]/[The Covered Bonds shall be consolidated, form a single series and be interchangeable for the trading purposes of Article 8 with [ ] on [[ ]/[the Issue Date]/[exchange of the UK Prospectus Regulation and must be read Temporary Global Covered Bond for interests in conjunction with such Prospectus the Permanent Global Covered Bonds, as referred to in order paragraph [ ] below], which is expected to obtain all relevant information. The Prospectus, together with these Final Terms and all documents incorporated by reference therein, is available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programme, and copies may be obtained from the registered office of the Issuer at 000 Xxxx Xxxxxxx Xxxxxx, Xxxxx 000, Xxxxxxxxx, Xxxxxxx Xxxxxxxx, Xxxxxx X0X 0X0 and at the office of the Issuing and Paying Agent at 0 Xxxxxx Xxxxxx, Xxxxxx, X00 0XX, XX, and can also be viewed occur on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”] and the headline “Publication of Prospectus”.or about [ ]]].

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the Prospectus dated [●] 2021 8 September 2023 [and the supplemental Prospectus[es] dated [date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018, as amended/EUWA] (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]]. This document constitutes the Final Terms of the Covered Bonds described herein [for the purposes of Article 8 of the UK Prospectus Regulation] and must be read in conjunction with such Prospectus in order to obtain all relevant information. [The ProspectusProspectus [and the supplemental Prospectus[es]]], together with these Final Terms and all documents incorporated by reference therein, is [is] [are] available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programme, and copies may be obtained from the registered office of the Issuer at 885 West Georgia Xxxxxx, Xxxxx 000, Xxxxxxxxx, Xxxxxxx Xxxxxxxx, Xxxxxx X0X 0X0 and at the office of the Issuing and Paying Agent at 0 Xxxxxx Xxxxxx, Xxxxxx, X00 0XX, XX, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC National Bank Canada”] of Canada and the headline “Publication of Prospectus”, on the website of the Issuer at xxxxx://xxx.xxx.xx/en/about-us/investors/investor-relations/capital-debt- information/debt/legislative-covered-bonds-program/legislative-covered-bonds.html and copies 1 Relevant Dealer(s) to consider whether it/they have received the necessary product classification from the Issuer prior to the launch of the offer, pursuant to Section 309B of the SFA. 2 Legend to be included on front of the Final Terms if the Covered Bonds: (a) are being sold into Singapore; and (b) do not constitute prescribed capital markets products as defined under the CMP Regulations 2018. may be obtained from the specified offices of the Issuer and the Issuing and Paying Agent, as set out at the end of this Prospectus. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “"Conditions”") set forth in the prospectus Prospectus dated [original date7 April 2016]/[12 September 2017]/[27 September 2018]/[9 July 2019]/[9 September 2020]/[2 September 2021]/[2 September 2022] [and the Prospectus supplement[s] to it dated []] which are incorporated by reference in the Prospectus dated [●] 8 September 2021 2023. These Final Terms contain the final terms of the Covered Bonds described herein and must be read in conjunction with the Prospectus dated 8 September 2023 [and the supplemental Prospectus[esProspectus supplement[s] dated [date[ ]] in order to obtain all relevant information, save in respect of the Conditions which are set forth in the prospectus dated [together] constitute[s7 April 2016]/[12 September 2017]/[27 September 2018]/[9 July 2019]/[9 September 2020]/[2 September 2021]/[2 September 2022] [a base prospectus (and the “supplement[s] to it dated []] and are incorporated by reference in the Prospectus”) for the purposes of [[Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018, as amended/EUWA] (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]]. This document constitutes the Final Terms relating to the issue of the Covered Bonds described herein for the purposes of Article 8 of the UK Prospectus Regulation and must be read in conjunction with such Prospectus in order to obtain all relevant information. The Prospectus, together with these Final Terms and all documents incorporated by reference therein, is available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programme, and copies may be obtained from the registered office of the Issuer at 000 Xxxx Xxxxxxx Xxxxxx, Xxxxx 000, Xxxxxxxxx, Xxxxxxx Xxxxxxxx, Xxxxxx X0X 0X0 and at the office of the Issuing and Paying Agent at 0 Xxxxxx Xxxxxx, Xxxxxx, X00 0XX, XX, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”] and the headline “Publication of Prospectus”Regulation.]]

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the Prospectus dated [●] 2021 August 1, 2014 [and the supplemental Prospectus[es] supplements to it dated [date[ ]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018Directive 2003/71/EC, as amended/EUWA] amended (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]]Directive”). This document constitutes the Final Terms of the Covered Bonds described herein [for the purposes of Article 8 5.4 of the UK Prospectus Regulation] Directive and must be read in conjunction with such Prospectus in order to obtain all relevant informationthe Prospectus. The Prospectus, together with Full information on the Issuer and the offer of the Covered Bonds is only available on the basis of the combination of these Final Terms and the Prospectus. The Prospectus and all documents incorporated by reference therein, is therein are available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programme, and copies may be obtained from the registered office of the Issuer at 885 West Georgia Xxxxxx, Xxxxx 000, Xxxxxxxxx, Xxxxxxx Xxxxxxxx, Xxxxxx X0X 0X0 and at the office of the Issuing and Paying Agent at 0 Xxxxxx Xxxxxx, Xxxxxx, X00 0XX, XX, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market- news/market-news-home.html under the name [“HSBC Royal Bank Canada”] of Canada and the headline “Publication of Prospectus”. ” and copies may be obtained from the offices of the Issuer, Royal Bank Plaza, 000 Xxx Xxxxxx, 0xx Xxxxx, Xxxxx Xxxxx, Xxxxxxx, Xxxxxxx, Xxxxxx M5J 2J5, and the offices of the Issuing and Paying Agent, Xxx Xxxxxx Xxxxxx, Xxxxxx X00 0XX, Xxxxxxx.] [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the prospectus dated [original date] which are incorporated by reference in the Prospectus dated [●] September 2021 [and the supplemental Prospectus[es] dated [date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [[Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018August 1, as amended/EUWA] (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]]2014. This document constitutes the Final Terms of the Covered Bonds described herein for the purposes of Article 8 5.4 of Directive 2003/71/EC, as amended (the UK “Prospectus Regulation Directive”) and must be read in conjunction with such the Prospectus in order dated August 1, 2014 [and the supplements to obtain all relevant informationit dated [ ]], which [together] constitute[s] a base prospectus (the “Prospectus”) for the purposes of the Prospectus Directive. The Prospectus, together with Full information on the Issuer and the offer of the Covered Bonds is only available on the basis of the combination of these Final Terms and the Prospectus. The Prospectus and all documents incorporated by reference therein, is therein are available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programme, and copies may be obtained from the registered office offices of the Issuer at Issuer, Royal Bank Plaza, 000 Xxxx Xxxxxxx Xxx Xxxxxx, 0xx Xxxxx, Xxxxx 000Xxxxx, XxxxxxxxxXxxxxxx, Xxxxxxx XxxxxxxxXxxxxxx, Xxxxxx X0X 0X0 M5J 2J5, and at the office offices of the Issuing and Paying Agent at 0 Xxxxxx XxxxxxAgent, XxxxxxOne Canada Square, X00 0XXLondon E14 5AL, XX, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”England.] and the headline “Publication of Prospectus”.1. (i) Series Number: [ ]]

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the Prospectus dated [●] 2021 7 September 2017 [and the supplemental Prospectus[es] dated [date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018Directive 2003/71/EC, as amended, including by Directive 2010/73/EUWA] EU, and includes any relevant implementing measures in each Relevant Member State (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]Directive”)]. This document constitutes the Final Terms of the Covered Bonds described herein [for the purposes of Article 8 5.4 of the UK Prospectus RegulationDirective as implemented in the United Kingdom] and must be read in conjunction with such Prospectus in order to obtain all relevant informationProspectus. Full information on the Issuer and the offer of the Covered Bonds is only available on the basis of the combination of these Final Terms and the Prospectus. The Prospectus, together with these Final Terms and all documents incorporated by reference therein, is available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programmeat, and copies may be obtained from the registered office of the Issuer at 885 West Georgia Xxxxxx21st Floor, Xxxxx 000TD Bank Tower, XxxxxxxxxToronto-Dominion Centre, Xxxxxxx XxxxxxxxToronto, Xxxxxx X0X 0X0 Ontario, M5K 1A2, Canada and at the office of the Issuing and Paying Agent at 0 Agent, Citibank, N.A., acting through its London Branch, Citigroup Centre 2, 00 Xxxxxx Xxxxxx, XxxxxxXxxxxx Xxxxx, Xxxxxx X00 0XX, XXXxxxxx Xxxxxxx, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”] Toronto-Dominion Bank” and the headline “Publication of Prospectus”. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the prospectus dated [original date] which are incorporated by reference in the Prospectus dated [●] 7 September 2021 2017 [and the supplemental Prospectus[es] dated [date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [[Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018Directive 2003/71/EC, as amended, including by Directive 2010/73/EUWA] EU, and includes any relevant implementing measures in each Relevant Member State (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]Directive”)]. This document constitutes the Final Terms of the Covered Bonds described herein for the purposes of Article 8 5.4 of the UK Prospectus Regulation Directive as implemented in the United Kingdom and must be read in conjunction with such Prospectus in order to obtain all relevant informationProspectus, including the Conditions incorporated therein. Full information on the Issuer and the offer of the Covered Bonds is only available on the basis of the combination of these Final Terms and the Prospectus. The Prospectus, together with these Final Terms and all documents incorporated by reference therein, is available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programmeat, and copies may be obtained from the registered office of the Issuer at 000 Xxxx Xxxxxxx Xxxxxx21st Floor, Xxxxx 000TD Bank Tower, XxxxxxxxxToronto-Dominion Centre, Xxxxxxx XxxxxxxxToronto, Xxxxxx X0X 0X0 Ontario, M5K 1A2, Canada and at the office of the Issuing and Paying Agent at 0 Agent, Citibank, N.A., acting through its London Branch, Citigroup Centre 2, 00 Xxxxxx Xxxxxx, XxxxxxXxxxxx Xxxxx, Xxxxxx X00 0XX, XXXxxxxx Xxxxxxx, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news- home.html under the name [“HSBC Bank Canada”] Toronto-Dominion Bank” and the headline “Publication of Prospectus”.]]

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the Prospectus dated [●] 2 September 2021 [and the supplemental Prospectus[es] dated [date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018, as amended/EUWA] (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]]. This document constitutes the Final Terms of the Covered Bonds described herein [for the purposes of Article 8 of the UK Prospectus Regulation] and must be read in conjunction with such Prospectus in order to obtain all relevant information. [The ProspectusProspectus [and the supplemental Prospectus[es]]], together with these Final Terms and all documents incorporated by reference therein, is [is] [are] available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programme, and copies may be obtained from the registered office of the Issuer at 885 West Georgia Xxxxxx, Xxxxx 000, Xxxxxxxxx, Xxxxxxx Xxxxxxxx, Xxxxxx X0X 0X0 and at the office of the Issuing and Paying Agent at 0 Xxxxxx Xxxxxx, Xxxxxx, X00 0XX, XX, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC National Bank Canada”] of Canada and the headline “Publication of Prospectus”, on the website of the Issuer at xxxxx://xxx.xxx.xx/en/about-us/investors/investor-relations/capital-debt-information/debt/legislative-covered- bonds-program/legislative-covered-bonds.html and copies may be obtained from the specified offices of the Issuer and the Issuing and Paying Agent, as set out at the end of this Prospectus. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “"Conditions”") set forth in the prospectus Prospectus dated [original date4 November 2013]/[17 December 2014]/[7 April 2016]/[12 September 2017]/[27 September 2018]/[9 July 2019]/[9 September 2020] [and the Prospectus supplement[s] to it dated [ ]] which are incorporated by reference in the Prospectus dated [●] 2 September 2021. These Final Terms contain the final terms of the Covered Bonds described herein and must be read in conjunction with the Prospectus dated 2 September 2021 [and the supplemental Prospectus[esProspectus supplement[s] dated [date[ ]] in order to obtain all relevant information, save in respect of the Conditions which are set forth in the prospectus dated [together] constitute[s4 November 2013]/[17 December 2014]/[7 April 2016]/[12 September 2017]/[27 September 2018]/[9 July 2019]/[9 September 2020] [a base prospectus (and the “supplement[s] to it dated [ ]] and are incorporated by reference in the Prospectus”) for the purposes of [[Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018, as amended/EUWA] (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]]. This document constitutes the Final Terms relating to the issue of the Covered Bonds described herein for the purposes of Article 8 of the UK Prospectus Regulation and must be read in conjunction with such Prospectus in order to obtain all relevant information. The Prospectus, together with these Final Terms and all documents incorporated by reference therein, is available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programme, and copies may be obtained from the registered office of the Issuer at 000 Xxxx Xxxxxxx Xxxxxx, Xxxxx 000, Xxxxxxxxx, Xxxxxxx Xxxxxxxx, Xxxxxx X0X 0X0 and at the office of the Issuing and Paying Agent at 0 Xxxxxx Xxxxxx, Xxxxxx, X00 0XX, XX, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”] and the headline “Publication of Prospectus”Regulation.]]

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the Prospectus dated [●] 2021 30 June 2020 [and the supplemental Prospectus[es] dated [date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018, as amended/EUWA] (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]”)]. This document constitutes the Final Terms of the Covered Bonds described herein [for the purposes of Article 8 of the UK Prospectus Regulation] and must be read in conjunction with such Prospectus in order to obtain all relevant information. The Prospectus, together with these Final Terms and all documents incorporated by reference therein, is available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bondxxxxx://xxx.xx.xxx/investor-relations/ir-homepage/debt- information/legislative-programmecovered-bonds/LCBdocuments.jsp, and copies may be obtained from the registered office of the Issuer at 885 West Georgia Xxxxxx21st Floor, Xxxxx 000TD Bank Tower, XxxxxxxxxToronto-Dominion Centre, Xxxxxxx XxxxxxxxToronto, Xxxxxx X0X 0X0 Ontario, M5K 1A2, Canada and at the office of the Issuing and Paying Agent at 0 Agent, Citibank, N.A., acting through its London Branch, Citigroup Centre 2, 00 Xxxxxx Xxxxxx, XxxxxxXxxxxx Xxxxx, Xxxxxx X00 0XX, XXXxxxxx Xxxxxxx, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”] Toronto-Dominion Bank” and the headline “Publication of Prospectus”. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the prospectus dated [original date] which are incorporated by reference in the Prospectus dated [●] September 2021 30 June 2020 [and the supplemental Prospectus[es] dated [date]] which [together] constitute[s] [a base prospectus (the 1 Relevant Dealer(s) to consider whether it/they have received the necessary product classification from the Issuer prior to the launch of the offer, pursuant to Section 309B of the SFA. “Prospectus”) for the purposes of [[Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018, as amended/EUWA] (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]”)]. This document constitutes the Final Terms of the Covered Bonds described herein for the purposes of Article 8 of the UK Prospectus Regulation and must be read in conjunction with such Prospectus Prospectus, including the Conditions incorporated therein, in order to obtain all relevant information. The Prospectus, together with these Final Terms and all documents incorporated by reference therein, is available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bondxxxxx://xxx.xx.xxx/investor-relations/ir-homepage/debt- information/legislative-programmecovered-bonds/LCBdocuments.jsp, and copies may be obtained from the registered office of the Issuer at 000 Xxxx Xxxxxxx Xxxxxx21st Floor, Xxxxx 000TD Bank Tower, XxxxxxxxxToronto-Dominion Centre, Xxxxxxx XxxxxxxxToronto, Xxxxxx X0X 0X0 Ontario, M5K 1A2, Canada and at the office of the Issuing and Paying Agent at 0 Agent, Citibank, N.A., acting through its London Branch, Citigroup Centre 0, 00 Xxxxxx Xxxxxx, XxxxxxXxxxxx Xxxxx, Xxxxxx X00 0XX, XXXxxxxx Xxxxxxx, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”] Toronto-Dominion Bank” and the headline “Publication of Prospectus”.]]

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the Prospectus dated [●] 2021 July 14, 2016 [and the supplemental Prospectus[es] dated [date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018Directive 2003/71/EC, as amended, including by Directive 2010/73/EUWA] EU, and includes any relevant implementing measures in each Relevant Member State (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]Directive”)]. This document constitutes the Final Terms of the Covered Bonds described herein [for the purposes of Article 8 5.4 of the UK Prospectus RegulationDirective as implemented in the United Kingdom] and must be read in conjunction with such Prospectus in order to obtain all relevant informationProspectus. Full information on the Issuer and the offer of the Covered Bonds is only available on the basis of the combination of these Final Terms and the Prospectus. The Prospectus, together with these Final Terms and all documents incorporated by reference therein, is available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programmeat, and copies may be obtained from the registered office of the Issuer at 885 West Georgia Xxxxxx21st Floor, Xxxxx 000TD Bank Tower, XxxxxxxxxToronto-Dominion Centre, Xxxxxxx XxxxxxxxToronto, Xxxxxx X0X 0X0 Ontario, M5K 1A2, Canada and at the office of the Issuing and Paying Agent at 0 Agent, Citibank, N.A., acting through its London Branch, Citigroup Centre 2, 00 Xxxxxx Xxxxxx, XxxxxxXxxxxx Xxxxx, Xxxxxx X00 0XX, XXXxxxxx Xxxxxxx, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”] Toronto-Dominion Bank” and the headline “Publication of Prospectus”. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the prospectus dated [original date] which are incorporated by reference in the Prospectus dated [●] September 2021 July 14, 2016 [and the supplemental Prospectus[es] dated [date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [[Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018Directive 2003/71/EC, as amended, including by Directive 2010/73/EUWA] EU, and includes any relevant implementing measures in each Relevant Member State (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]Directive”)]. This document constitutes the Final Terms of the Covered Bonds described herein for the purposes of Article 8 5.4 of the UK Prospectus Regulation Directive as implemented in the United Kingdom and must be read in conjunction with such Prospectus in order to obtain all relevant informationProspectus, including the Conditions incorporated therein. Full information on the Issuer and the offer of the Covered Bonds is only available on the basis of the combination of these Final Terms and the Prospectus. The Prospectus, together with these Final Terms and all documents incorporated by reference therein, is available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programmeat, and copies may be obtained from the registered office of the Issuer at 000 Xxxx Xxxxxxx Xxxxxx21st Floor, Xxxxx 000TD Bank Tower, XxxxxxxxxToronto-Dominion Centre, Xxxxxxx XxxxxxxxToronto, Xxxxxx X0X 0X0 Ontario, M5K 1A2, Canada and at the office of the Issuing and Paying Agent at 0 Agent, Citibank, N.A., acting through its London Branch, Citigroup Centre 2, 00 Xxxxxx Xxxxxx, XxxxxxXxxxxx Xxxxx, Xxxxxx X00 0XX, XXXxxxxx Xxxxxxx, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”] Toronto-Dominion Bank” and the headline “Publication of Prospectus”.]]

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the Base Prospectus dated [●] 2021 19 September 2022 [and the supplemental Prospectus[essupplement[s] to the Base Prospectus dated [date]] 19 September 2022 which [together] constitute[s] [a base prospectus (the “Base Prospectus”) for the purposes of [Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018, as amended/EUWA] (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]]. This document constitutes the Final Terms of the Covered Bonds described herein [for the purposes of Article 8 of the UK Prospectus Regulation] and must be read in conjunction with such Base Prospectus in order to obtain all relevant information. The Base Prospectus, together with these Final Terms and all documents incorporated by reference therein, is available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programmexxxxx://xxxxxx.xxxxxxxxxxxx.xxx/covered-bonds-terms-of-access, and copies may be obtained from the registered office of the Issuer at 885 West Georgia Xxxxxx00 Xx. Xxxxx Xxxxxx Xxxx, Xxxxx 000, XxxxxxxxxXxxxxxx, Xxxxxxx XxxxxxxxXxxxxxx, Xxxxxx X0X 0X0 and at the office of the Issuing and Paying Agent at 0 Xxxxxx XxxxxxAgent, XxxxxxThe Bank of New York Mellon, X00 0XXLondon Branch, XXOne Canada Square, London E14 5AL, United Kingdom, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange Euronext Dublin available at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”xxxx://xxxx.xxxxxxxx.xxx.] and the headline “Publication of Prospectus”. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the prospectus dated [original date26 August 2021] which are incorporated by reference in the Base Prospectus dated [●] 19 September 2021 2022 [and the supplemental Prospectus[essupplement[s] dated to the Base Prospectus [datedated][date]] which [together] constitute[s] [a base prospectus (the “Base Prospectus”) for the purposes of [[Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018, as amended/EUWA] (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]]. This document constitutes the Final Terms of the Covered Bonds described herein for the purposes of Article 8 of the UK Prospectus Regulation and must be read in conjunction with such Base Prospectus in order to obtain all relevant information, save in respect of the Conditions which are set forth in the prospectus dated [26 August 2021] [and the supplement[s] to it dated [ ]] and are incorporated by reference in the Base Prospectus. The Base Prospectus, together with these Final Terms and all documents incorporated by reference therein, is available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programmexxxxx://xxxxxx.xxxxxxxxxxxx.xxx/covered-bonds-terms-of- access, and copies may be obtained from the registered office of the Issuer at 000 Xxxx Xxxxxxx Xxxxxx00 Xx. Xxxxx Xxxxxx Xxxx, Xxxxx 000, XxxxxxxxxXxxxxxx, Xxxxxxx XxxxxxxxXxxxxxx, Xxxxxx X0X 0X0 and at the office of the Issuing and Paying Agent at 0 Xxxxxx XxxxxxAgent, XxxxxxThe Bank of New York Mellon, X00 0XXLondon Branch, XXOne Canada Square, London E14 5AL, United Kingdom, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange Euronext Dublin available at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”] and the headline “Publication of Prospectus”xxxx://xxxx.xxxxxxxx.xxx.]]

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the Prospectus dated [●[ ] 2021 [and the supplemental Prospectus[es] supplements to it dated [date[ ]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [Regulation (EU) 2017/1129 (Directive 2003/71/EC, as amended) as it forms part of UK domestic law amended including by virtue Directive 2010/73/EU and includes any relevant implementing measures in a relevant Member State of the [European Union (Withdrawal) Act 2018, as amended/EUWA] EEA (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]]Directive”). This document constitutes the Final Terms of the Covered Bonds described herein [for the purposes of Article 8 5.4 of the UK Prospectus Regulation] Directive as implemented in the United Kingdom and must be read in conjunction with such Prospectus in order to obtain all relevant informationthe Prospectus. The Prospectus, together with Full information on the Issuer and the offer of the Covered Bonds is only available on the basis of the combination of these Final Terms and the Prospectus. The Prospectus and all documents incorporated by reference therein, is therein are available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programme, and copies may be obtained from the registered office of the Issuer at 885 West Georgia Xxxxxx, Xxxxx 000, Xxxxxxxxx, Xxxxxxx Xxxxxxxx, Xxxxxx X0X 0X0 and at the office of the Issuing and Paying Agent at 0 Xxxxxx Xxxxxx, Xxxxxx, X00 0XX, XX, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html http:/ /xxx.xxxxxxxxxxxxxxxxxxx.xxx/xxxxxxxx/xxxx/xxxxxx-xxxx/xxxxxx-xxxx-xxxx.xxxx under the name [“HSBC Royal Bank Canada”] of Canada and the headline “Publication of Prospectus”. ” and copies may be obtained from the offices of the Issuer, Royal Bank Plaza, 200 Bay Street, 8th Floor, South Tower, Toronto, Ontario, Canada M5J 2J5, and the offices of the Issuing and Paying Agent, One Canada Square, London E14 5AL, England.] [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the prospectus dated [original date] which are incorporated by reference in the Prospectus dated [●] September 2021 [and the supplemental Prospectus[es] dated [date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [[Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018, as amended/EUWA] (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]]2016. This document constitutes the Final Terms of the Covered Bonds described herein for the purposes of Article 8 5.4 of Directive 2003/71/EC, as amended including by Directive 2010/73/EU and includes any relevant implementing measures in a relevant Member State of the UK EEA (the “Prospectus Regulation Directive”) as implemented in the United Kingdom and must be read in conjunction with such the Prospectus in order dated [●], 2016, including the Conditions incorporated by reference therein [and the supplements to obtain all relevant informationit dated [ ]], which [together] constitute[s] a base prospectus (the “Prospectus”) for the purposes of the Prospectus Directive. The Prospectus, together with Full information on the Issuer and the offer of the Covered Bonds is only available on the basis of the combination of these Final Terms and the Prospectus. The Prospectus and all documents incorporated by reference therein, is therein are available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programme, and copies may be obtained from the registered office offices of the Issuer at 000 Xxxx Xxxxxxx XxxxxxIssuer, Xxxxx 000Royal Bank Plaza, Xxxxxxxxx200 Bay Street, Xxxxxxx Xxxxxxxx8th Floor, Xxxxxx X0X 0X0 South Tower, Toronto, Ontario, Canada M5J 2J5, and at the office offices of the Issuing and Paying Agent at 0 Xxxxxx XxxxxxAgent, XxxxxxOne Canada Square, X00 0XXLondon E14 5AL, XX, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”] and the headline “Publication of Prospectus”England.]]

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the Prospectus dated [●] 2021 September 9, 2020 [and the supplemental Prospectus[es] dated [date]] which date](which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [† Relevant Dealer(s) to consider whether it/they have received the necessary product classification from the Issuer prior to the launch of the offer, pursuant to Section 309B of the SFA. ‡ Legend to be included on front of the Final Terms if the Covered Bonds: (a) are being sold into Singapore; and (b) do not constitute prescribed capital markets products as defined under the CMP Regulations 2018. Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 20182017/1129, as amended/EUWA] amended (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]]”). This document constitutes the Final Terms of the Covered Bonds described herein [for the purposes of Article 8 of the UK Prospectus Regulation] and must be read in conjunction with such Prospectus [as so supplemented] in order to obtain all relevant information. [The ProspectusProspectus [and the supplemental Prospectus[es]]], together with these Final Terms and all documents incorporated by reference therein, is [is] [are] available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programme, and copies may be obtained from the registered office of the Issuer at 885 West Georgia Xxxxxx, Xxxxx 000, Xxxxxxxxx, Xxxxxxx Xxxxxxxx, Xxxxxx X0X 0X0 and at the office of the Issuing and Paying Agent at 0 Xxxxxx Xxxxxx, Xxxxxx, X00 0XX, XX, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market- news/market-news-home.html under the name [“HSBC National Bank Canada”] of Canada and the headline “Publication of Prospectus”. [Terms used herein shall be deemed to be defined as such for , on the purposes website of the Conditions (the “Conditions”) set forth in the prospectus dated [original date] which are incorporated by reference in the Prospectus dated [●] September 2021 [and the supplemental Prospectus[es] dated [date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [[Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018, as amendedIssuer at xxxxx://xxx.xxx.xx/en/about- us/EUWA] (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]]. This document constitutes the Final Terms of the Covered Bonds described herein for the purposes of Article 8 of the UK Prospectus Regulation and must be read in conjunction with such Prospectus in order to obtain all relevant investors/investor-relations/capital-debt-information. The Prospectus, together with these Final Terms and all documents incorporated by reference therein, is available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond/debt/legislative-programme, covered-bonds- program/legislative-covered-bonds.html and copies may be obtained from the registered office specified offices of the Issuer at 000 Xxxx Xxxxxxx Xxxxxx, Xxxxx 000, Xxxxxxxxx, Xxxxxxx Xxxxxxxx, Xxxxxx X0X 0X0 and at the office of the Issuing and Paying Agent Agent, as set out at 0 Xxxxxx Xxxxxx, Xxxxxx, X00 0XX, XX, and can also be viewed on the website end of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”] and the headline “Publication of this Prospectus”.]]

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the Prospectus dated [●] 2021 July 14, 2014 [and the supplemental Prospectus[es] dated [date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [Regulation (EU) 2017/1129 (the Directive 2003/71/EC as amended) as it forms part of UK domestic law , including by virtue of Directive 2010/73/EU to the [European Union (Withdrawal) Act 2018extent such amendments have been implemented in a Relevant Member State, as amended/EUWA] and includes any relevant implementing measure in each Relevant Member State (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]Directive”)]. This document constitutes the Final Terms of the Covered Bonds described herein [for the purposes of Article 8 5.4 of the UK Prospectus RegulationDirective] and must be read in conjunction with such Prospectus in order to obtain all relevant information[as so supplemented]. Full information on the Issuer and the offer of the Covered Bonds is only available on the basis of the combination of these Final Terms and the Prospectus [as so supplemented]. The ProspectusProspectus [and the supplemental Prospectus[es]], together with these Final Terms and all documents incorporated by reference therein, is [is] [are] available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programmeat, and copies may be obtained from the registered office of the Issuer at 885 West Georgia Xxxxxx21st Floor, Xxxxx 000TD Bank Tower, XxxxxxxxxToronto-Dominion Centre, Xxxxxxx XxxxxxxxToronto, Xxxxxx X0X 0X0 Ontario, M5K 1A2, Canada and at the office of the Issuing and Paying Agent at 0 Agent, Citibank, N.A., acting through its London Branch, Citigroup Centre 0, 00 Xxxxxx Xxxxxx, XxxxxxXxxxxx Xxxxx, Xxxxxx X00 0XX, XXXxxxxx Xxxxxxx, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”] and the headline “Publication of Prospectus”. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the prospectus dated [original date] which are incorporated by reference in the Prospectus dated [●] September 2021 [and the supplemental Prospectus[es] dated [date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [[Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018, as amended/EUWA] (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]]. This document constitutes the Final Terms of the Covered Bonds described herein for the purposes of Article 8 of the UK Prospectus Regulation and must be read in conjunction with such Prospectus in order to obtain all relevant information. The Prospectus, together with these Final Terms and all documents incorporated by reference therein, is available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programme, and copies may be obtained from the registered office of the Issuer at 000 Xxxx Xxxxxxx Xxxxxx, Xxxxx 000, Xxxxxxxxx, Xxxxxxx Xxxxxxxx, Xxxxxx X0X 0X0 and at the office of the Issuing and Paying Agent at 0 Xxxxxx Xxxxxx, Xxxxxx, X00 0XX, XX, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”] Toronto- Dominion Bank” and the headline “Publication of Prospectus”.]]

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the Prospectus dated [●] 2021 July 14, 2015 [and the supplemental Prospectus[es] dated [date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018Directive 2003/71/EC, as amended, including by Directive 2010/73/EUWA] EU, and includes any relevant implementing measures in each Relevant Member State (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]Directive”)]. This document constitutes the Final Terms of the Covered Bonds described herein [for the purposes of Article 8 5.4 of the UK Prospectus RegulationDirective as implemented in the United Kingdom] and must be read in conjunction with such Prospectus in order to obtain all relevant informationProspectus. Full information on the Issuer and the offer of the Covered Bonds is only available on the basis of the combination of these Final Terms and the Prospectus. The Prospectus, together with these Final Terms and all documents incorporated by reference therein, is available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programmeat, and copies may be obtained from the registered office of the Issuer at 885 West Georgia Xxxxxx21st Floor, Xxxxx 000TD Bank Tower, XxxxxxxxxToronto-Dominion Centre, Xxxxxxx XxxxxxxxToronto, Xxxxxx X0X 0X0 Ontario, M5K 1A2, Canada and at the office of the Issuing and Paying Agent at 0 Agent, Citibank, N.A., acting through its London Branch, Citigroup Centre 0, 00 Xxxxxx Xxxxxx, XxxxxxXxxxxx Xxxxx, Xxxxxx X00 0XX, XXXxxxxx Xxxxxxx, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”] Toronto- Dominion Bank” and the headline “Publication of Prospectus”. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the prospectus dated [original date] which are incorporated by reference in the Prospectus dated [●] September 2021 July 14, 2015 [and the supplemental Prospectus[es] dated [date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [[Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018Directive 2003/71/EC, as amended, including by Directive 2010/73/EUWA] EU, and includes any relevant implementing measures in each Relevant Member State (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]Directive”)]. This document constitutes the Final Terms of the Covered Bonds described herein for the purposes of Article 8 5.4 of the UK Prospectus Regulation Directive as implemented in the United Kingdom and must be read in conjunction with such Prospectus in order to obtain all relevant informationProspectus, including the Conditions incorporated therein. Full information on the Issuer and the offer of the Covered Bonds is only available on the basis of the combination of these Final Terms and the Prospectus. The Prospectus, together with these Final Terms and all documents incorporated by reference therein, is available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programmeat, and copies may be obtained from the registered office of the Issuer at 000 Xxxx Xxxxxxx Xxxxxx21st Floor, Xxxxx 000TD Bank Tower, XxxxxxxxxToronto-Dominion Centre, Xxxxxxx XxxxxxxxToronto, Xxxxxx X0X 0X0 Ontario, M5K 1A2, Canada and at the office of the Issuing and Paying Agent at 0 Agent, Citibank, N.A., acting through its London Branch, Citigroup Centre 2, 00 Xxxxxx Xxxxxx, XxxxxxXxxxxx Xxxxx, Xxxxxx X00 0XX, XXXxxxxx Xxxxxxx, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”] Toronto- Dominion Bank” and the headline “Publication of Prospectus”.]]

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the Prospectus dated [●] 2021 5 July 2019 [and the supplemental Prospectus[es] dated [date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018Directive 2003/71/EC, as amended/EUWA] amended or superseded (the “UK Prospectus Regulation”)]/[the UK Directive”) / the Prospectus RegulationDirective]]. This document constitutes the Final Terms of the Covered Bonds described herein [for the purposes of Article 8 5.4 of the UK Prospectus RegulationDirective as implemented in the United Kingdom] and must be read in conjunction with such Prospectus in order to obtain all relevant informationProspectus. Full information on the Issuer and the offer of the Covered Bonds is only available on the basis of the combination of these Final Terms and the Prospectus. The Prospectus, together with these Final Terms and all documents incorporated by reference therein, is available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programmeat, and copies may be obtained from the registered office of the Issuer at 885 West Georgia Xxxxxx21st Floor, Xxxxx 000TD Bank Tower, XxxxxxxxxToronto- Dominion Centre, Xxxxxxx XxxxxxxxToronto, Ontario, X0X 0X0, Xxxxxx X0X 0X0 and at the office of the Issuing and Paying Agent at 0 Agent, Citibank, N.A., acting through its London Branch, Citigroup Centre 2, 25 Canada Square, Xxxxxx XxxxxxXxxxx, Xxxxxx, Xxxxxx X00 0XX, XXXxxxxx Xxxxxxx, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”] Toronto-Dominion Bank” and the headline “Publication of Prospectus”. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the prospectus dated [original date] which are incorporated by reference in the Prospectus dated [●] September 2021 5 July 2019 1 Relevant Dealer(s) to consider whether it/they have received the necessary product classification from the Issuer prior to the launch of the offer, pursuant to Section 309B of the SFA. [and the supplemental Prospectus[es] dated [date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [[Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018Directive 2003/71/EC, as amended/EUWA] amended or superseded (the “UK Prospectus Regulation”)]/[the UK Directive”) / Prospectus Regulation]Directive]. This document constitutes the Final Terms of the Covered Bonds described herein for the purposes of Article 8 5.4 of the UK Prospectus Regulation Directive as implemented in the United Kingdom and must be read in conjunction with such Prospectus in order to obtain all relevant informationProspectus, including the Conditions incorporated therein. Full information on the Issuer and the offer of the Covered Bonds is only available on the basis of the combination of these Final Terms and the Prospectus. The Prospectus, together with these Final Terms and all documents incorporated by reference therein, is available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programmeat, and copies may be obtained from the registered office of the Issuer at 000 Xxxx Xxxxxxx Xxxxxx21st Floor, Xxxxx 000TD Bank Tower, XxxxxxxxxToronto-Dominion Centre, Xxxxxxx XxxxxxxxToronto, Ontario, X0X 0X0, Xxxxxx X0X 0X0 and at the office of the Issuing and Paying Agent at 0 Agent, Citibank, N.A., acting through its London Branch, Citigroup Centre 2, 25 Canada Square, Xxxxxx XxxxxxXxxxx, Xxxxxx, Xxxxxx X00 0XX, XXXxxxxx Xxxxxxx, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news- home.html under the name [“HSBC Bank Canada”] Toronto-Dominion Bank” and the headline “Publication of Prospectus”.]]

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions (the “Terms and Conditions”) set forth in the Prospectus dated [●⚫] 2021 [and the supplemental Prospectus[essupplement[s] to it dated [⚫] [and [date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [Regulation (EU) 2017/1129 (as amendedthe Prospectus Regulation) and UK Regulation (EU) 2017/1129 as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018, as amended/EUWA] 2018 (the “UK Prospectus Regulation”)]/[the EUWA) (the UK Prospectus Regulation]]. ) This document constitutes the Final Terms of the Covered Bonds described herein [for the purposes of Article 8 of the Prospectus Regulation and the UK Prospectus Regulation] Regulation and must be read in conjunction with such Prospectus in order to obtain all relevant informationProspectus. The ProspectusFull information on the Issuer, together with the LLP and the Covered Bonds is only available on the basis of the combination of these Final Terms and all documents incorporated by reference therein, the Prospectus [and the supplemental Prospectus dated [date]]. The Prospectus is published on the website of the London Stock Exchange and is available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programmeXxxxx Xxxxxx Xxxxx, 000 Xxxxxx Xxxxxx, Edinburgh EH2 4LH and the Issuer's website (xxx.xxx.xx.xx/xxxxxxxxx/xxxx-xxxxxxxxx), and copies may be obtained during normal business hours from the registered office of the Issuer at 885 West Georgia XxxxxxTSB Bank plc, Xxxxx 000Xxxxxx Xxxxx, Xxxxxxxxx, Xxxxxxx Xxxxxxxx, Xxxxxx X0X 0X0 and at the office of the Issuing and Paying Agent at 0 000 Xxxxxx Xxxxxx, Xxxxxx, X00 0XX, XX, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”] and the headline “Publication of Prospectus”Edinburgh EH2 4LH. [Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions (the “Terms and Conditions”) set forth in the prospectus dated [original date⚫] which are incorporated by reference in into the Prospectus dated [●⚫] September 2021 [and the supplemental Prospectus[essupplement[s] to it dated [⚫] [and [date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [[Regulation (EU) 2017/1129 (as amendedthe Prospectus Regulation) and UK Prospectus Regulation (Regulation (EU) 2017/1129) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018, as amended/2018 (EUWA] ) (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]]. This Regulation).This document constitutes the Final Terms of the Covered Bonds described herein for the purposes of Article 8 of the Prospectus Regulation and the UK Prospectus Regulation and must be read in conjunction with such Prospectus in order to obtain all relevant informationthe Prospectus. The ProspectusFull information on the Issuer, together with the LLP and the Covered Bonds is only available on the basis of the combination of these Final Terms and all documents incorporated by reference therein, is the Prospectus dated [current date] [and the supplemental Prospectus dated [date]]. The Prospectus and the Terms and Conditions are published on the website of the London Stock Exchange and are available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programmeXxxxx Xxxxxx Xxxxx, 000 Xxxxxx Xxxxxx, Edinburgh EH2 4LH and the Issuer's website (xxx.xxx.xx.xx/xxxxxxxxx/xxxx-xxxxxxxxx), and copies may be obtained during normal business hours from the registered office of the Issuer at 000 Xxxx Xxxxxxx XxxxxxTSB Bank plc, Xxxxx 000Xxxxxx House, Xxxxxxxxx120 Xxxxxx Street, Xxxxxxx Xxxxxxxx, Xxxxxx X0X 0X0 and at the office of the Issuing and Paying Agent at 0 Xxxxxx Xxxxxx, Xxxxxx, X00 0XX, XX, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”] and the headline “Publication of Prospectus”Edinburgh EH2 4LH.]]

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the Prospectus dated [●] 2021 July 25, 2013 [and the supplemental Prospectus[essupplements] to it dated [date[ ]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018, as amended/EUWA] (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]]). This document constitutes the Final Terms Pricing Supplement of the Covered Bonds described herein [for the purposes of Article 8 of the UK Prospectus Regulation] and must be read in conjunction with such Prospectus in order to obtain all relevant informationthe Prospectus. Full information on the Issuer and the offer of the Covered Bonds is only available on the basis of the combination of this Pricing Supplement and the Prospectus. The Prospectus, together with these Final Terms Prospectus and all documents incorporated by reference therein, is therein are available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programme, and copies may be obtained from the registered office offices of the Issuer at 885 West Georgia Issuer, Royal Bank Plaza, 000 Xxx Xxxxxx, 0xx Xxxxx, Xxxxx 000Xxxxx, XxxxxxxxxXxxxxxx, Xxxxxxx XxxxxxxxXxxxxxx, Xxxxxx X0X 0X0 M5J 2J5, and at the office offices of the Issuing and Paying Agent at 0 Xxxxxx XxxxxxAgent, XxxxxxOne Canada Square, X00 0XXLondon E14 5AL, XX, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”England.] and the headline “Publication of Prospectus”. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the prospectus dated [original date] which are incorporated by reference in the Prospectus dated [●] September 2021 July 25, 2013. This document constitutes the Pricing Supplement of the Covered Bonds described herein and must be read in conjunction with the Prospectus dated July 25, 2013 [and the supplemental Prospectus[es] supplements to it dated [date[ ]] ], which [together] constitute[s] [a base prospectus (the “Prospectus”) for ). Full information on the purposes of [[Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of Issuer and the [European Union (Withdrawal) Act 2018, as amended/EUWA] (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]]. This document constitutes the Final Terms offer of the Covered Bonds described herein for is only available on the purposes of Article 8 basis of the UK Prospectus Regulation combination of this Pricing Supplement and must be read in conjunction with such Prospectus in order to obtain all relevant informationthe Prospectus. The Prospectus, together with these Final Terms Prospectus and all documents incorporated by reference therein, is therein are available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programme, and copies may be obtained from the registered office offices of the Issuer at Issuer, Royal Bank Plaza, 000 Xxxx Xxxxxxx Xxx Xxxxxx, 0xx Xxxxx, Xxxxx 000Xxxxx, XxxxxxxxxXxxxxxx, Xxxxxxx XxxxxxxxXxxxxxx, Xxxxxx X0X 0X0 M5J 2J5, and at the office offices of the Issuing and Paying Agent at 0 Xxxxxx XxxxxxAgent, XxxxxxOne Canada Square, X00 0XXLondon E14 5AL, XX, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”] and the headline “Publication of Prospectus”England.]]

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the Prospectus dated [●] 2021 July 25, 2013 [and the supplemental Prospectus[essupplements] to it dated [date[ ]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018Directive 2003/71/EC, as amended/EUWA] amended (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]]Directive”). This document constitutes the Final Terms of the Covered Bonds described herein [for the purposes of Article 8 5.4 of the UK Prospectus Regulation] Directive and must be read in conjunction with such Prospectus in order to obtain all relevant informationthe Prospectus. The Prospectus, together with Full information on the Issuer and the offer of the Covered Bonds is only available on the basis of the combination of these Final Terms and the Prospectus. The Prospectus and all documents incorporated by reference therein, is therein are available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programme, and copies may be obtained from the registered office of the Issuer at 885 West Georgia Xxxxxx, Xxxxx 000, Xxxxxxxxx, Xxxxxxx Xxxxxxxx, Xxxxxx X0X 0X0 and at the office of the Issuing and Paying Agent at 0 Xxxxxx Xxxxxx, Xxxxxx, X00 0XX, XX, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Royal Bank Canada”] of Canada and the headline “Publication of Prospectus”. ” and copies may be obtained from the offices of the Issuer, Royal Bank Plaza, 000 Xxx Xxxxxx, 0xx Xxxxx, Xxxxx Xxxxx, Xxxxxxx, Xxxxxxx, Xxxxxx M5J 2J5, and the offices of the Issuing and Paying Agent, One Canada Square, London E14 5AL, England.] [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the prospectus dated [original date] which are incorporated by reference in the Prospectus dated [●] September 2021 [and the supplemental Prospectus[es] dated [date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [[Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018July 25, as amended/EUWA] (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]]2013. This document constitutes the Final Terms of the Covered Bonds described herein for the purposes of Article 8 5.4 of Directive 2003/71/EC, as amended (the UK “Prospectus Regulation Directive”) and must be read in conjunction with such the Prospectus in order dated July 25, 2013 [and the supplements to obtain all relevant informationit dated [ ]], which [together] constitute[s] a base prospectus (the “Prospectus”) for the purposes of the Prospectus Directive. The Prospectus, together with Full information on the Issuer and the offer of the Covered Bonds is only available on the basis of the combination of these Final Terms and the Prospectus. The Prospectus and all documents incorporated by reference therein, is therein are available for viewing at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bond-programme, and copies may be obtained from the registered office offices of the Issuer at Issuer, Royal Bank Plaza, 000 Xxxx Xxxxxxx Xxx Xxxxxx, 0xx Xxxxx, Xxxxx 000Xxxxx, XxxxxxxxxXxxxxxx, Xxxxxxx XxxxxxxxXxxxxxx, Xxxxxx X0X 0X0 M5J 2J5, and at the office offices of the Issuing and Paying Agent at 0 Xxxxxx XxxxxxAgent, XxxxxxOne Canada Square, X00 0XXLondon E14 5AL, XX, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”] and the headline “Publication of Prospectus”England.]]

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the Prospectus base prospectus dated [●] 26 August 2021 [and the supplemental Prospectus[essupplement[s] thereto dated [date[ ]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of [the EU Prospectus Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of [together, ]the [European Union (Withdrawal) Act 2018, as amended/EUWA] (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]]"Base Prospectus"). This document constitutes the applicable Final Terms of the Covered Bonds Certificates described herein [for the purposes of Article 8 of the UK EU Prospectus Regulation] Regulation and must be read in conjunction with such Prospectus in order to obtain all relevant informationthe Base Prospectus. The ProspectusFull information on the Trustee, together with Majid Al Futtaim Properties LLC and Majid Al Futtaim Holding LLC and the offer of the Certificates is only available on the basis of a combination of these applicable Final Terms and all documents incorporated by reference therein, the Base Prospectus. The Base Prospectus is available for viewing in accordance with Article 21 of the EU Prospectus Regulation on Euronext Dublin's website at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bondxxxxx://xxxx.xxxxxxxx.xxx/en/product/bonds-detail/6788/documents, the website of Nasdaq Dubai at xxxxx://xxx.xxxxxxxxxxx.xxx/listing/listed-securities and during normal business hours at the registered office of the Trustee at X.X. Xxx 0000, Xxxxxxxxxx Xxxxx, Xxxxxx Town, Grand Cayman KY1-programme1102, Cayman Islands and copies may be obtained from the registered office of the Issuer at 885 West Georgia Xxxxxx, Xxxxx 000, Xxxxxxxxx, Xxxxxxx Xxxxxxxx, Xxxxxx X0X 0X0 and at the office of the Issuing and Principal Paying Agent at 0 [Citigroup Centre, Canada Square, Xxxxxx XxxxxxXxxxx, Xxxxxx, Xxxxxx X00 0XX, XX, and can also be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”Xxxxxx Xxxxxxx].] and the headline “Publication of Prospectus”. [Terms used herein shall be deemed to be defined as such for the purposes of of, and shall be read in conjunction with [the 2015 Conditions (the “"2015 Conditions”") contained in the Agency Agreement dated 8 October 2015 and set forth in the base prospectus dated [original date8 October 2015]/[the 2019 Conditions (the "2019 Conditions") contained in the Agency Agreement dated 12 June 2018 and set forth in the base prospectus dated 8 April 2019] which are incorporated by reference in into the Prospectus dated [●] September 2021 [and the supplemental Prospectus[es] dated [date]] which [together] constitute[s] [a base prospectus dated 26 August 2021 (the “"Base Prospectus”) for the purposes of [[Regulation (EU) 2017/1129 (as amended) as it forms part of UK domestic law by virtue of the [European Union (Withdrawal) Act 2018, as amended/EUWA] (the “UK Prospectus Regulation”)]/[the UK Prospectus Regulation]]"). This document constitutes the applicable Final Terms of the Covered Bonds Certificates described herein for the purposes of Article 8 of the UK EU Prospectus Regulation and must be read in conjunction with such the [2015]/[2019] Conditions, the Base Prospectus in order to obtain all relevant information[and the supplement[s] thereto dated [ ]] which [together] constitute[s] a base prospectus for the purposes of the EU Prospectus Regulation. Full information on the Trustee, Majid Al Futtaim Properties, the Guarantor and the offer of the Certificates is only available on the basis of the combination of these Final Terms, the [2015]/[2019] Conditions [and] the Base Prospectus [and the supplement[s] thereto dated [ ]]. The Prospectus, together with these Final Terms [2015]/[2019] Conditions [and] the Base Prospectus [and all documents incorporated by reference therein, is the supplement[s] thereto dated [ ]] are available for viewing in accordance with Article 21 of the EU Prospectus Regulation on Euronext Dublin's website at xxxxx://xxx.xxxxx.xxxx.xx/hsbc-in-canada/legislative-covered- bondxxxxx://xxxx.xxxxxxxx.xxx/en/product/bonds- detail/6788/documents, the website of Nasdaq Dubai at xxxxx://xxx.xxxxxxxxxxx.xxx/listing/listed-securities and during normal business hours at the registered office of the Trustee at X.X. Xxx 0000, Xxxxxxxxxx Xxxxx, Xxxxxx Town, Grand Cayman KY1-programme1102, Cayman Islands and copies may be obtained from the registered office of the Issuer at 000 Xxxx Xxxxxxx Xxxxxx, Xxxxx 000, Xxxxxxxxx, Xxxxxxx Xxxxxxxx, Xxxxxx X0X 0X0 and at the office of the Issuing and Principal Paying Agent at 0 [Citigroup Centre, Canada Square, Xxxxxx XxxxxxXxxxx, Xxxxxx, Xxxxxx X00 0XX, XX, and can also Xxxxxx Xxxxxxx].] [All references to the EU Prospectus Regulation should be viewed on the website of the Regulatory News Service operated by the London Stock Exchange at xxxx://xxx.xxxxxxxxxxxxxxxxxxx.xxx/exchange/news/market-news/market-news-home.html under the name [“HSBC Bank Canada”] and the headline “Publication of Prospectus”removed if an issuance is not EU Prospectus Regulation compliant.]]