CONTINUATION OF COVERAGE RIGHTS. If eligibility for Group coverage ceases upon the death of the Subscriber, a surviving Spouse covered as a Dependent who is fifty (50) years of age or older, has ninety (90) days from the date of the Subscriber's death to notify Company of his election to continue the same coverage for himself, and if already covered, for his Dependent children. • Coverage is automatic during the ninety (90) day election period. Premium is owed for this coverage. If continuation is not chosen, or if premium is not received for the ninety 90 days of automatic coverage, the ninety (90) days of automatic coverage is terminated retroactive to the end of the billing cycle in which the death occurred. • If the continuation coverage is chosen within the ninety (90) day period, coverage will continue without interruption. Premium is owed from the last date for which premium has been paid. No physical exams are required. Premium for continuing coverage will not exceed the premium assessed for each Subscriber by class of coverage under the Group Benefit Plan. The Group will be responsible for notifying the Spouse of the right to continue and for billing and collection of premium. However, if We have been furnished with the home address of the surviving Spouse at the time of death and have been notified by the Group in a manner acceptable to Us of the death of the Subscriber, We will notify the surviving Spouse of the right to continue. Coverage continues on a premium-paying basis until the earliest of: • the date premium is due and is not paid on a timely basis; or • the date the surviving Spouse or a Dependent child becomes eligible for Medicare; or • the date the surviving Spouse or a Dependent child becomes eligible to participate in another Group health plan; or • the date the surviving Spouse remarries or dies; or • the date this Group Benefit Plan ends; or • the date a Dependent child is no longer eligible.
CONTINUATION OF COVERAGE RIGHTS. Employee Rights Under the Uniformed Services Employment and Reemployment Rights Act (USERRA) Employees going on a military leave of absence to perform “service in the United States uniformed services” (as that term is defined under USERRA) may elect to continue coverage under this Benefit Plan for up to twenty-four (24) months from the date that the Employee leaves for service. Only a covered Employee may elect continuation coverage under USERRA for himself/herself and for those eligible Dependents that were covered under the Plan immediately before him/her leaving for military service. Dependents do not have any independent right to elect USERRA continuation coverage. To claim USERRA continuation coverage, the Employee must properly notify the Employer that he/she is leaving to perform “service in the uniformed services” and apply for continuation coverage as required by the Employer. An Employee who elects USERRA continuation coverage may be required to pay a premium. If the leave of absence lasts thirty (30) days or less, the Employee may be required to pay the Employee’s required contribution for coverage. However, if the military leave of absence lasts more than thirty (30) days, the Employee may be required to pay up to one hundred two percent (102%) of the full contribution under the Plan (including both, the Employer’s and the Employee’s contribution for coverage). USERRA continuation coverage may be terminated before the maximum twenty-four (24) month period if:
CONTINUATION OF COVERAGE RIGHTS
