Common use of Checking and Savings Accounts Clause in Contracts

Checking and Savings Accounts. From time to time, we may offer you or you may open a variety of deposit accounts. Each such account (the "Account") is subject to the general terms and conditions and any specific terms and conditions relating to that type of account as set forth in this Agreement. This disclosure describes the terms, services and the interest calculation with respect to the Deposit Accounts opened through the Bank's website. All Checking and Savings accounts are variable accounts and these rates are subject to change without notice. Interest If your account earns Interest, the following information applies unless otherwise specified in the description for your account type: Rate Information: • The interest rate and corresponding APY for savings and money market accounts are variable and are set at our discretion. • Your interest rate and annual percentage yield may change. • Fees may reduce earnings. • At our discretion, we may change the interest rate on your account. • We may change the interest rate on your account at any time. • Interest rates and APYs for different balance ranges are listed on the Bank’s website. • We reserve the right to change balance ranges or apply the same interest rate to more than one range.

Checking and Savings Accounts. From time to time, we may offer you or you may open a variety of deposit accounts. Each such account (the "Account") is subject to the general terms and conditions and any specific terms and conditions relating to that type of account as set forth in this Agreement. This disclosure describes the terms, services and the interest calculation with respect to the Deposit Accounts opened through the Bank's website. All Checking and Savings accounts are variable accounts and these rates are subject to change without notice. Interest If your account earns Interest, the following information applies unless otherwise specified in the description for your account type: Rate Information: •  The interest rate and corresponding APY for savings and money market accounts are variable and are set at our discretion. •  Your interest rate and annual percentage yield may change. •  Fees may reduce earnings. •  At our discretion, we may change the interest rate on your account. •  We may change the interest rate on your account at any time. •  Interest rates and APYs for different balance ranges are listed on the Bank’s website. •  We reserve the right to change balance ranges or apply the same interest rate to more than one range.