Check Card. If approved, you may use your card to purchase goods and services from participating merchants. If you wish to pay for goods or services over the Internet, you may be required to provide card number security information before you will be permitted to complete the transaction. You agree that you will not use your card for any transaction that is illegal under applicable federal, state, or local law. Funds to cover your card purchases will be deducted from your share draft account. For one-time debit card transactions, you must consent to the Credit Union’s overdraft protection plan in order for the transaction amount to be covered under the plan. Without your consent, the Credit Union may not authorize and pay an overdraft resulting from these types of transactions. Services and fees for overdrafts are shown in the document the Credit Union uses to capture the member’s opt-in choice for overdraft protection and the Schedule of Fees and Charges. For other types of transactions, if the balance in your account is not sufficient to pay the transaction amount, the Credit Union may pay the amount and treat the transaction as a request to transfer funds from other deposit accounts, approved overdraft protection accounts, or loan accounts that you have established with the Credit Union. If you initiate a transaction that overdraws your account, you agree to make immediate payment of any overdrafts together with any service charges to the Credit Union. In the event of repeated overdrafts, the Credit Union may terminate all services under this Agreement. You may use your card and personal identification number (PIN) in ATMs of the Credit Union, Transfund networks, and such other machines or facilities as the Credit Union may designate. In addition, you may use your card without a PIN for certain transactions on the Visa Pulse, Cirrus networks. However, provisions of this Agreement relating to Visa transactions do not apply to transactions processed through non-Visa networks. To initiate a Visa Debit transaction, you may sign a receipt, provide a card number or swipe your card through a point-of-sale (POS) terminal and choose to route the transaction over a Visa network. Please refer to the Member Liability section of this Agreement for terms and conditions. At the present time, you may also use your card to: - Make deposits to your share and share draft accounts. - Withdraw funds from your share and share draft accounts. - Transfer funds from your share and share dr...
Check Card. You may use your Card to purchase goods and services any place your Card is honored by participating merchants. Funds to cover your Card purchases will be deducted from your checking account. If the balance in your account is not sufficient to pay the transaction amount, the Credit Union may treat the transaction as an overdraft request pursuant to the overdraft protection plan or may terminate all services under the Agreement.
Check Card. At the present time the Branch does not offer Check Cards.
Check Card. The Check Card is not a credit card and no commitment to extend credit will be made by issuance of the Check Card. Once the card is issued, any ATM card on the account will be cancelled. You may use your Card to: • Perform ATM Card transactions as described above. • Make POS transactions with your Card and PIN to purchase goods or services at merchants that accept VISA®. • Order goods or services by mail, online, or telephone from places that accept VISA®. • Transfer funds between accounts. The following limitations on the frequency and amount of Check Card transactions may apply: • There is no limit to the number of Check Card purchases you can make each day directly from merchants or through POS terminals. • You may purchase up to a total of $1,500 each day with your Check Card (or the available funds in your account, if less than $1,500). • There is no limit to the number of cash withdrawals you can make each day from ATMs, nor to the number of cash advances you can make each day in person at participating institutions (subject to the withdrawal and cash advance limits below). • Your combined total of cash withdrawals at ATMs and/or cash advances made in person each day cannot exceed $500 (or the available funds in your account, if less than $500). Concierge members may be authorized for higher withdrawal limits. • You can transfer up to the available balance in your accounts at the time of transfer. ELECTRONIC CHECK CONVERSION--TYPES OF TRANSFERS Your check can result in an electronic funds transfer. This can happen in several ways. For example: • You can purchase goods or pay for services and authorize a merchant or service provider to convert your check into an electronic funds transfer. • At the time, you offer a check to the merchant or service provider, you may be asked to authorize the merchant or service provider to electronically collect a charge in the event a check is returned for insufficient funds. Paying such a fee electronically is an electronic funds transfer. Your authorization to make these types of electronic funds transfers may be expressed in writing or implied through the posting of a sign. INTERNET BANKING/BILL PAYMENT COMPUTER TRANSFER--TYPES OF TRANSFERS You may access your account(s) with a computer or mobile device using Internet access to xxx.xxxxxxxxxxx.xxx or a related mobile application and using your login ID and PIN to: • Transfer funds between accounts and/or transfer funds to others • Make payments to loans with us (tr...
Check Card. You may use your Card to purchase goods and services any place your Card is honored by participating merchants. Funds to over Card purchases will be deducted from your checking account. If the balance in your account is not sufficient to pay the transaction amount and there is not an overdraft protection plan that transfers the necessary funds from another account or loan account we will not pay the amount and may terminate all services under this Agreement. You may use your Card and PIN (Personal Identification Number) in automated teller machines or facilities as the Credit Union may designate. At the present time, you may also use your Card to: * Make deposits to your savings and checking accounts in Automatic Teller Machines of the Credit Union. * Withdraw funds from your savings and checking accounts. * Transfer funds from your savings and checking accounts. * Obtain balance information for your savings and checking accounts. * Make loan payments from your savings and checking accounts. * Make POS (Point-of-Sale) transaction with your Card and PIN (Personal Identification Number) to purchase goods and services at merchants that accept VISA. * Order goods or services by mail or telephone from places that accept VISA.
Check Card. The Check Card is not a credit card and no commitment to extend credit will be made by issuance of the Check Card. Once the card is issued, any ATM card on the account will be cancelled. You may use your Card to:
Check Card. You may request a Check Lard by submitting to Banka completed Check Card Application (“Card Application”). The issuance and your use of the Check Card will be governed by the terms and conditions of the separate Check Card Agreement and Disclosure Statement (the "Card Agreement”). Upon approval by Bank of the Card Application, a Check Card, together with a copy of the Card Agreement, will be delivered to you. With your Check Card you will be able to withdraw funds from your Account. You may use your Check Card at participating Automated Teller Machines (ATMs) and for point-of-sale transactions to purchase goods or services with merchants that accept VISA® cards. For information regarding the participating ATM networks, please contact the Bank.
Check Card. The Check Card/ATM Card is the property of Heartland Credit Union and is subject to revocation at any time. It must be returned to us by you upon request. You agree that the Check Card/ATM Card issued to you may be impounded automatically by the Credit Union at any time at an automated terminal. You agree that you will be the only one to use the Check Card/ATM Card issued to you and that you will not divulge, give, or make available to any other person, even Credit Union employees, your PERSONAL IDENTIFICATION NUMBER (PIN) either directly or indirectly at any time.
