Common use of CHANGES TO THIS CONTRACT Clause in Contracts

CHANGES TO THIS CONTRACT. We may change the terms of this contract from time to time, and we will notify you of any changes we make to terms, disclosures, rates and fees that affect your accounts, services and if applicable, loans, as required. You may change your one owner or organization account at any time by contacting us and completing a new Part 1 of this contract. You may change your multiple owner account at any time by contacting us and completing a new Part 1 of this contract, with the exception of adding or removing an account owner (or adding and removing an agent) in which case all account owners must sign a new Part 1 of this contract agreeing to the change. For multiple owner accounts, each owner understands that any owner acting alone may change or close the account, and that his or her signature on Part 1 of this contract confirms his or her agreement to any subsequent change made to the account by any other owner on the account. Furthermore, for organization accounts, we reserve the right to require any signer requesting a change to show us authority for the change from the entity’s governing body (e.g., a resolution by the board of directors, certified partnership letter, etc.), and each signer’s authority as a signer to make the requested change to the account.