Common use of Certificate No Clause in Contracts

Certificate No. [A-1-1/A-2-1/A-3-1/A-4-1//M-1-1/M-2-1/M- 3-1/M-4-1/M-5-1/M-6-1/B-1-1/B-2-1/B-3- 1/B-4-1] Cut-off Date : May 1, 2006 First Distribution Date : June 26, 2006 Initial Certificate Balance of this Certificate ("Denomination") : Initial Certificate Balances of all Certificates of this Class : CUSIP : ISIN : MORGAN STANLEY ABS CAPITAL I INC. IXIS Real Exxxxx Cxxxxxx Trust 2006-HE2 Mortgage Pass-Through Certificates, Series 2006-HE2 [Class A-1] [Class A-2] [Class A-3] [Class A-4] [Class M-1] [Class M-2] [Class M-3] [Class M-4] [Class M-5] [Class M-6] [Class B-1] [Class B-2] [Class B-3] [Class B-4] evidencing a percentage interest in the distributions allocable to the Certificates of the above-referenced Class. Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Balance at any time may be less than the Certificate Balance as set forth herein. This Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Unaffiliated Seller, the Securities Administrator, the Master Servicer, any Originator, the Servicers or the Trustee referred to below or any of their respective affiliates. Neither this Certificate nor the Mortgage Loans are guaranteed or insured by any governmental agency or instrumentality. This certifies that CEDE & CO. is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the denomination of this Certificate by the aggregate of the denominations of all Certificates of the Class to which this Certificate belongs) in certain monthly distributions pursuant to a Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the "Agreement") among Morgan Stanley ABS Capital I Inc., as depositor (the "Depositor"), Xxxxxx Xxxxxxxal, Inc., as a servicer ("Master Financial"), Saxon Mortgage Services Inc., as a servicer ("Saxon" and together with Master Financial, the "Servicers"), IXIS Real Estate Capital Inc., as unaffiliated seller (the "Unaffiliated Seller"), Deutsche Bank National Trust Company, as trustee and custodian (in each such capacity, respectively, the "Trustee" and the "Custodian") and JPMorgan Chase Bank, National Association, as securities administrator, master servicer and backup servicer (in each such capacity, respectively, the "Securities Administrator", the "Master Servicer" and the "Backup Servicer"). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually authenticated by an authorized signatory of the Securities Administrator. * * *

Certificate No. [A-1-1/A-2-1/A-3-1/A-4-1//M-1-1/M-2-1/M- 3-1/M-4-1/M-5-1/M-6-1/B-1-1/B-2-1/B-3- 1/B-4-1] Cut-off Date : May 1, 2006 First Distribution Date : June 26, 2006 Initial Certificate Balance of this Certificate ("Denomination") : Initial Certificate Balances of all Certificates of this Class : CUSIP : ISIN : MORGAN STANLEY XXXXXX XXXXXXX ABS CAPITAL I INC. IXIS Real Exxxxx Cxxxxxx Estate Capital Trust 2006-HE2 Mortgage Pass-Through Certificates, Series 2006-HE2 [Class A-1] [Class A-2] [Class A-3] [Class A-4] [Class M-1] [Class M-2] [Class M-3] [Class M-4] [Class M-5] [Class M-6] [Class B-1] [Class B-2] [Class B-3] [Class B-4] evidencing a percentage interest in the distributions allocable to the Certificates of the above-referenced Class. Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Balance at any time may be less than the Certificate Balance as set forth herein. This Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Unaffiliated Seller, the Securities Administrator, the Master Servicer, any Originator, the Servicers or the Trustee referred to below or any of their respective affiliates. Neither this Certificate nor the Mortgage Loans are guaranteed or insured by any governmental agency or instrumentality. This certifies that CEDE & CO. is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the denomination of this Certificate by the aggregate of the denominations of all Certificates of the Class to which this Certificate belongs) in certain monthly distributions pursuant to a Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the "Agreement") among Morgan Stanley Xxxxxx Xxxxxxx ABS Capital I Inc., as depositor (the "Depositor"), Xxxxxx XxxxxxxalMaster Financial, Inc., as a servicer ("Master Financial"), Saxon Mortgage Services Inc., as a servicer ("Saxon" and together with Master Financial, the "Servicers"), IXIS Real Estate Capital Inc., as unaffiliated seller (the "Unaffiliated Seller"), Deutsche Bank National Trust Company, as trustee and custodian (in each such capacity, respectively, the "Trustee" and the "Custodian") and JPMorgan Chase Bank, National Association, as securities administrator, master servicer and backup servicer (in each such capacity, respectively, the "Securities Administrator", the "Master Servicer" and the "Backup Servicer"). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually authenticated by an authorized signatory of the Securities Administrator. * * *

Certificate No. [A-1-1/A-2-1/A-3-1/A-4-1//M-1M-1-1/M-2-1/M- 3-1/M-4-1/M-5-1/M-6-1/B-1-1/B-2-1/B-3- 1/B-4-1B] Cut-off Date : May November 1, 2006 2001 First Distribution Date : June December 26, 2006 2001 Initial Certificate Balance of this Certificate ("Denomination") : A $168,100,000 M-1 $ 13,325,000 M-2 $ 10,250,000 B $ 10,250,000 Initial Certificate Balances of all Certificates of this Class : A $168,000,000 M-1 $ 13,325,000 M-2 $ 10,250,000 B $ 10,250,000 CUSIP : ISIN : MORGAN STANLEY A 00000XXX0 M-1 00000XXX0 M-2 00000XXX0 B 00000XXX0 XXXXXX XXXXXXX ABS CAPITAL I INC. IXIS Real Exxxxx Cxxxxxx CDC Mortgage Capital Trust 20062001-HE2 HE1 Mortgage Pass-Through Certificates, Series 20062001-HE2 HE1 [Class A-1] [Class A-2] [Class A-3] [Class A-4] [Class M-1] [Class M-2] [Class M-3] [Class M-4] [Class M-5] [Class M-6] [Class B-1] [Class B-2] [Class B-3] [Class B-4A-][Class M-][Class B] evidencing a percentage interest in the distributions allocable to the Certificates of the above-referenced Class. Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Balance at any time may be less than the Certificate Balance as set forth herein. This Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Unaffiliated Seller, the Securities Administratorany Responsible Party, the Master Servicer, any Originator, the Servicers Servicer or the Trustee referred to below or any of their respective affiliates. Neither this Certificate nor the Mortgage Loans are guaranteed or insured by any governmental agency or instrumentality. This certifies that CEDE & CO. is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the denomination of this Certificate by the aggregate of the denominations of all Certificates of the Class to which this Certificate belongs) in certain monthly distributions pursuant to a Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the "AgreementAGREEMENT") among Morgan Stanley XXXXXX XXXXXXX ABS Capital CAPITAL I Inc.INC., as depositor (the "DepositorDEPOSITOR"), Xxxxxx Xxxxxxxal, Inc.Ocwen Federal Bank FSB, as a servicer (the "Master FinancialSERVICER"), Saxon CDC Mortgage Services Inc., as a servicer ("Saxon" and together with Master Financial, the "Servicers"), IXIS Real Estate Capital Inc., as unaffiliated seller (the "Unaffiliated SellerUNAFFILIATED SELLER"), Deutsche Bank National BNC Mortgage, Inc. and Impac Funding Corporation, as responsible parties (the "RESPONSIBLE PARTIES") and Bankers Trust CompanyCompany of California, N.A., as trustee and custodian (in each such capacity, respectively, the "Trustee" and the "Custodian") and JPMorgan Chase Bank, National Association, as securities administrator, master servicer and backup servicer (in each such capacity, respectively, the "Securities Administrator", the "Master Servicer" and the "Backup ServicerTRUSTEE"). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually authenticated countersigned by an authorized signatory of the Securities AdministratorTrustee. * * *

Certificate No. [A-1-1/A-2-1/A-3-1/A-4-1//M-1M-1-1/M-2-1/M- 3-1/M-4-1/M-5-1/M-6-1/B-1-1/B-2-1/B-3- 1/B-4-1] Cut-off Date : May November 1, 2006 2002 First Distribution Date : June December 26, 2006 2002 Initial Certificate Balance of this Certificate ("DenominationDENOMINATION") : A $537,817,000 M-1 $39,594,000 M-2 $36,294,000 B-1 $26,066,000 B-2 $10,229,000 Initial Certificate Balances of all Certificates of this Class : A $537,817,000 M-1 $39,594,000 M-2 $36,294,000 B-1 $26,066,000 B-2 $10,229,000 CUSIP : ISIN : A 12506YAR0 M-0 00000XXS8 M-0 00000XXT6 B-0 00000XXU3 B-0 00000XXV1 MORGAN STANLEY ABS CAPITAL I INC. IXIS Real Exxxxx Cxxxxxx CDC Moxxxxxx Xxxxxxx Trust 20062002-HE2 HE3 Mortgage Pass-Through Certificates, Series 20062002-HE2 HE3 [Class A-1] [Class A-2] [Class A-3] [Class A-4] [Class A][Class M-1] [Class M-2] [Class M-3] [Class M-4] [Class M-5] [Class M-6] [Class B-1] [Class M-2][Class B-1][Class B-2] [Class B-3] [Class B-4] evidencing a percentage interest in the distributions allocable to the Certificates of the above-referenced Class. Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Balance at any time may be less than the Certificate Balance as set forth herein. This Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Unaffiliated Seller, the Securities Administrator, the Master Servicer, any Originator, the Servicers Servicer or the Trustee referred to below or any of their respective affiliates. Neither this Certificate nor the Mortgage Loans are guaranteed or insured by any governmental agency or instrumentality. This certifies that CEDE & CO. is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the denomination of this Certificate by the aggregate of the denominations of all Certificates of the Class to which this Certificate belongs) in certain monthly distributions pursuant to a Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the "AgreementAGREEMENT") among Morgan Stanley MORGAN STANLEY ABS Capital CAPITAL I Inc.INC., as depositor (the "DepositorDEPOSITOR"), Xxxxxx Xxxxxxxal, Inc.Xaxxxxxxx Capital Corp., as a servicer (the "Master FinancialServicer"), Saxon CDC Mortgage Services Inc., as a servicer ("Saxon" and together with Master Financial, the "Servicers"), IXIS Real Estate Capital Inc., as unaffiliated seller (the "Unaffiliated SellerUNAFFILIATED SELLER"), ) and Deutsche Bank National Trust Company, as trustee and custodian (in each such capacity, respectively, the "Trustee" and the "Custodian") and JPMorgan Chase Bank, National Association, as securities administrator, master servicer and backup servicer (in each such capacity, respectively, the "Securities Administrator", the "Master Servicer" and the "Backup ServicerTRUSTEE"). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually authenticated countersigned by an authorized signatory of the Securities AdministratorTrustee. * * *

Certificate No. [A-1-1/A-2-1/A-3-1/A-4-1//M-1-1/M-1-1/ M-2-1/M- 3-1/M-4-1/M-5-1/M-6M-3-1/B-1-1/B-2-1/B-3- 1/B-4B-3-1] Cut-off Date : May February 1, 2006 2004 First Distribution Date : June 26March 25, 2006 2004 Initial Certificate Balance of this Certificate ("Denomination") : Initial Certificate Balances of all Certificates of this Class : CUSIP : ISIN : MORGAN STANLEY X-0 00000XXX0 A-3 00000XXX0 A-4 00000XXX0 M-1 00000XXX0 M-2 00000XXX0 M-3 00000XXX0 B-1 00000XXX0 B-2 00000XXX0 B-3 00000XXX0 XXXXXX XXXXXXX ABS CAPITAL I INC. IXIS Real Exxxxx Cxxxxxx CDC Mortgage Capital Trust 20062004-HE2 HE1 Mortgage Pass-Through Certificates, Series 20062004-HE2 HE1 [Class A-1] [Class A-2] [Class A-3] [Class A-3][Class A-4] [Class M-1] [Class M-2] [Class M-3] [Class M-4] [Class M-5] [Class M-6] [Class B-1] [Class B-2] [Class B-3] [Class B-4] evidencing a percentage interest in the distributions allocable to the Certificates of the above-referenced Class. Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Balance at any time may be less than the Certificate Balance as set forth herein. This Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Unaffiliated Seller, the Securities Administrator, the Master Servicer, any Originator, the Servicers Servicer or the Trustee referred to below or any of their respective affiliates. Neither this Certificate nor the Mortgage Loans are guaranteed or insured by any governmental agency or instrumentality. This certifies that CEDE & CO. ., is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the denomination of this Certificate by the aggregate of the denominations of all Certificates of the Class to which this Certificate belongs) in certain monthly distributions pursuant to a Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the "Agreement") among Morgan Stanley Xxxxxx Xxxxxxx ABS Capital I Inc., as depositor (the "Depositor"), Xxxxxx Xxxxxxxal, Inc.Countrywide Home Loans Servicing LP, as a servicer (the "Master FinancialServicer"), Saxon CDC Mortgage Services Inc., as a servicer ("Saxon" and together with Master Financial, the "Servicers"), IXIS Real Estate Capital Inc., as unaffiliated seller (the "Unaffiliated Seller"), ) and Deutsche Bank National Trust Company, as trustee and custodian (in each such capacity, respectively, the "Trustee" and the "Custodian") and JPMorgan Chase Bank, National Association, as securities administrator, master servicer and backup servicer (in each such capacity, respectively, the "Securities Administrator", the "Master Servicer" and the "Backup Servicer"). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually authenticated countersigned by an authorized signatory of the Securities AdministratorTrustee. * * *

Certificate No. [A-1-1/A-2-1/A-3-1/A-4-1//M-1-1/M-2-1/M- 31/ M-3-1/M-4-1/M-5-1/M-6-1/B-1-1/B-2-1/B-3- 1/B-4B-3-1] Cut-off Date : May January 1, 2006 2007 First Distribution Date : June February 26, 2006 2007 Initial Certificate Balance of this Certificate ("Denomination") : Initial Certificate Balances of all Certificates of this Class : CUSIP : ISIN : MORGAN STANLEY XXXXXX XXXXXXX ABS CAPITAL I INC. IXIS Real Exxxxx Cxxxxxx Trust 2006REAL ESTATE CAPITAL TRUST 2007-HE2 Mortgage PassHE1 MORTGAGE PASS-Through CertificatesTHROUGH CERTIFICATES, Series 2006SERIES 2007-HE2 HE1 [Class CLASS A-1] [Class CLASS A-2] [Class CLASS A-3] [Class CLASS A-4] [Class CLASS M-1] [Class CLASS M-2] [Class CLASS M-3] [Class CLASS M-4] [Class CLASS M-5] [Class CLASS M-6] [Class CLASS B-1] [Class CLASS B-2] [Class CLASS B-3] [Class B-4] evidencing a percentage interest in the distributions allocable to the Certificates of the above-referenced Class. Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Balance at any time may be less than the Certificate Balance as set forth herein. This Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Unaffiliated Seller, the Securities Administrator, the Master Servicer, any Originator, the Servicers Servicer or the Trustee referred to below or any of their respective affiliates. Neither this Certificate nor the Mortgage Loans are guaranteed or insured by any governmental agency or instrumentality. This certifies that CEDE & CO. is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the denomination of this Certificate by the aggregate of the denominations of all Certificates of the Class to which this Certificate belongs) in certain monthly distributions pursuant to a Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the "Agreement") among Morgan Stanley Xxxxxx Xxxxxxx ABS Capital I Inc., as depositor (the "Depositor"), Xxxxxx XxxxxxxalSaxon Mortgage Services, Inc., as a servicer ("Master Financial"), Saxon Mortgage Services Inc., as a servicer ("Saxon" and together with Master Financial, the "ServicersServicer"), IXIS Real Estate Capital Inc., as unaffiliated seller (the "Unaffiliated Seller"), Deutsche Bank National Trust Company, as trustee and custodian (in each such capacity, respectively, the "Trustee" and the "Custodian") and JPMorgan Chase Xxxxx Fargo Bank, National Association, as securities administrator, administrator and master servicer and backup servicer (in each such capacity, respectively, the "Securities Administrator", the "Master Servicer" and the "Backup Master Servicer"). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually authenticated by an authorized signatory of the Securities Administrator. * * *

Certificate No. [A-1-1/A-2-1/A-31//A-3-1/A-4-1//M-11/M-1-1/M-2-1/M- 3-1/M-4-1/M-5-1/M-61/ M-3-1/B-1-1/B-2-1/B-3- 1/B-4B-3-1] Cut-off Date : May November 1, 2006 2004 First Distribution Date : June 26December 27, 2006 2004 Initial Certificate Balance of this Certificate ("Denomination") : Initial Certificate Balances of all Certificates of this Class : CUSIP : ISIN : MORGAN STANLEY XXXXXX XXXXXXX ABS CAPITAL I INC. IXIS Real Exxxxx Cxxxxxx Estate Capital Trust 20062004-HE2 HE4 Mortgage Pass-Through Certificates, Series 20062004-HE2 HE4 [Class A-1] [Class A-2] [Class A-3] [Class A-4] [Class M-1] [Class M-2] [Class M-3] [Class M-4] [Class M-5] [Class M-6] [Class B-1] [Class B-2] [Class B-3] [Class B-4] evidencing a percentage interest in the distributions allocable to the Certificates of the above-referenced Class. Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Balance at any time may be less than the Certificate Balance as set forth herein. This Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Unaffiliated Seller, the Securities Administrator, the Master Servicer, any Originator, the Servicers Servicer or the Trustee referred to below or any of their respective affiliates. Neither this Certificate nor the Mortgage Loans are guaranteed or insured by any governmental agency or instrumentality. This certifies that CEDE & CO. ., is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the denomination of this Certificate by the aggregate of the denominations of all Certificates of the Class to which this Certificate belongs) in certain monthly distributions pursuant to a Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the "Agreement") among Morgan Stanley Xxxxxx Xxxxxxx ABS Capital I Inc., as depositor (the "Depositor"), Xxxxxx Xxxxxxxal, Inc.Countrywide Home Loans Servicing LP, as a servicer ("Master Financial"), Saxon Mortgage Services Inc., as a servicer ("Saxon" and together with Master Financial, the "ServicersServicer"), IXIS Real Estate Capital Inc., as unaffiliated seller (the "Unaffiliated Seller"), Deutsche Bank National Trust Company, as custodian and as trustee and custodian (in each such capacity, respectively, the "Trustee" and the "Custodian") and JPMorgan Chase Bank, National Association, as securities administrator, master servicer and backup servicer (in each such capacity, respectively, the "Securities Administrator", the "Master Servicer" and the "Backup Servicer"). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually authenticated by an authorized signatory of the Securities AdministratorTrustee. * * *

Certificate No. [A-1-1/A-2-1/A-3-1/A-4-1//M-1-1/M-2-1/M- 3-1/M-4-1/M-5-1/M-6M-3-1/B-1-1/B-2-1/B-3- 1/B-4B-3-1] Cut-off Date : May August 1, 2006 2004 First Distribution Date : June 26September 25, 2006 2004 Initial Certificate Balance of this Certificate ("Denomination") : Initial Certificate Balances of all Certificates of this Class : CUSIP : ISIN : MORGAN STANLEY XXXXXX XXXXXXX ABS CAPITAL I INC. IXIS Real Exxxxx Cxxxxxx CDC Mortgage Capital Trust 20062004-HE2 HE3 Mortgage Pass-Through Certificates, Series 20062004-HE2 HE3 [Class A-1A1] [Class A-2] [Class A-3] [Class A-4A2] [Class M-1] [Class M-2] [Class M-3] [Class M-4] [Class M-5] [Class M-6] [Class B-1] [Class B-2] [Class B-3] [Class B-4] evidencing a percentage interest in the distributions allocable to the Certificates of the above-referenced Class. Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Balance at any time may be less than the Certificate Balance as set forth herein. This Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Unaffiliated Seller, the Securities Administrator, the Master Servicer, any Originator, the Servicers Servicer or the Trustee referred to below or any of their respective affiliates. Neither this Certificate nor the Mortgage Loans are guaranteed or insured by any governmental agency or instrumentality. This certifies that CEDE & CO. ., is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the denomination of this Certificate by the aggregate of the denominations of all Certificates of the Class to which this Certificate belongs) in certain monthly distributions pursuant to a Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the "Agreement") among Morgan Stanley Xxxxxx Xxxxxxx ABS Capital I Inc., as depositor (the "Depositor"), Xxxxxx Xxxxxxxal, Inc.Countrywide Home Loans Servicing LP, as a servicer (the "Master FinancialServicer"), Saxon CDC Mortgage Services Inc., as a servicer ("Saxon" and together with Master Financial, the "Servicers"), IXIS Real Estate Capital Inc., as unaffiliated seller (the "Unaffiliated Seller"), Deutsche Bank National Trust Company, as trustee and custodian (in each such capacitycustodian, respectively, the "Trustee" and the "Custodian") and JPMorgan Chase Bank, National Association, as securities administrator, master servicer and backup servicer trustee (in each such capacity, respectively, the "Securities Administrator", the "Master Servicer" and the "Backup ServicerTrustee"). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually authenticated by an authorized signatory of the Securities AdministratorTrustee. * * ***

Certificate No. [A-1-1/A-2-1/A-3-1/A-4-1//M-1-1/M-2-1/M- 3-1/M-4-1/M-5-1/M-6-1/B-1-1/B-2-1/B-3- 1/B-4-1] Cut-off Date : May March 1, 2006 First Distribution Date : June 26April 25, 2006 Initial Certificate Balance of this Certificate ("Denomination") : ------------ Initial Certificate Balances of all Certificates of this Class : _______________ ________________ CUSIP : ISIN : MORGAN STANLEY ABS CAPITAL I INCA-2 GS MORTGAGE SECURITIES CORP. IXIS Real Exxxxx Cxxxxxx GSAA Home Equity Trust 2006-HE2 Mortgage Pass5 Asset-Through Backed Certificates, Series 2006-HE2 5 [Class A-11A1][Class 2A1][Class 2A2][Class 2A3][Class 2A4] [Class A-2] [Class A-3] [Class A-4] [Class M-1] [Class M-2] [Class M-3] [Class M-4] [Class M-1][Class M-2][Class M-3][Class M-4][Class M-5] [Class M-6] [Class B-1] [Class B-2] [Class B-1][Class B-2][Class B-3] [Class B-4] evidencing a percentage interest in the distributions allocable to the Certificates of the above-referenced Class. Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Balance at any time may be less than the Certificate Balance as set forth herein. This Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Unaffiliated SellerMaster Servicer, the Securities Administrator, the Master Servicer, any Originator, the Servicers Administrator or the Trustee referred to below or any of their respective affiliates. Neither this Certificate nor the Mortgage Loans are guaranteed or insured by any governmental agency or instrumentality. This certifies that CEDE & CO. is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the denomination of this Certificate by the aggregate of the denominations of all Certificates of the Class to which this Certificate belongs) in certain monthly distributions pursuant to a Pooling Master Servicing and Servicing Trust Agreement dated as of the Cut-off Date specified above (the "Agreement") among Morgan Stanley ABS Capital I Inc.GS Mortgage Securities Corp., as depositor (the "Depositor"), Xxxxxx Xxxxxxxal, Inc.U.S. Bank National Association, as a servicer ("Master Financial"), Saxon Mortgage Services Inc., as a servicer ("Saxon" and together with Master Financial, the "Servicers"), IXIS Real Estate Capital Inc., as unaffiliated seller trustee (the "Unaffiliated Seller"), Deutsche Bank National Trust Company, as trustee and custodian (in each such capacity, respectively, the "Trustee" and the "Custodian") and as a custodian, JPMorgan Chase Bank, National Association, as securities administrator, master servicer and backup servicer Master Servicer (in each such capacity, respectivelythe "Master Servicer") and Securities Administrator (in such capacity, the "Securities Administrator") and as a custodian and Deutsche Bank National Trust Company, the "Master Servicer" and the "Backup Servicer")as a custodian. To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually authenticated by an authorized signatory of the Securities Administrator. * * *

Certificate No. [A-1-1/A-2-1/A-3-1/A-4-1//M-1M-1-1/M-2-1/M- 3-1/M-4-1/M-5-1/M-6-1/B-1-1/B-2-1/B-3- 1/B-4-1] Cut-off Date : May July 1, 2006 2002 First Distribution Date : June 26August 25, 2006 2002 Initial Certificate Balance of this Certificate ("DenominationDENOMINATION") : A $328,101,000 M-1 $27,342,000 M-2 $21,266,000 B-1 $16,810,000 B-2 $6,481,000 Initial Certificate Balances of all Certificates of this Class : A $328,101,000 M-1 $27,342,000 M-2 $21,266,000 B-1 $16,810,000 B-2 $6,481,000 CUSIP : ISIN : MORGAN A 12506YAK5 M-1 12506YAL3 M-2 12506AM1 B-1 12506YAN9 B-2 12506YAP4 XXXXAN STANLEY ABS CAPITAL I INC. IXIS Real Exxxxx Cxxxxxx Trust 2006CDC Mortgage Capixxx Xxuxx 0000-HE2 Mortgage Pass-Through Certificates, Series 20062002-HE2 [Class A-1] [Class A-2] [Class A-3] [Class A-4] [Class A][Class M-1] [Class M-2] [Class M-3] [Class M-4] [Class M-5] [Class M-6] [Class B-1] [Class M-2][Class B-1][Class B-2] [Class B-3] [Class B-4] evidencing a percentage interest in the distributions allocable to the Certificates of the above-referenced Class. Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Balance at any time may be less than the Certificate Balance as set forth herein. This Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Unaffiliated Seller, the Securities Administrator, the Master Servicer, any Originator, the Servicers Servicer or the Trustee referred to below or any of their respective affiliates. Neither this Certificate nor the Mortgage Loans are guaranteed or insured by any governmental agency or instrumentality. This certifies that CEDE & CO. is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the denomination of this Certificate by the aggregate of the denominations of all Certificates of the Class to which this Certificate belongs) in certain monthly distributions pursuant to a Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the "AgreementAGREEMENT") among Morgan Stanley MORGAN STANLEY ABS Capital CAPITAL I Inc.INC., as depositor (the "DepositorDEPOSITOR"), Xxxxxx Xxxxxxxal, Inc.Ocwen Fexxxxx Bxxx XXX, as a servicer (the "Master FinancialSERVICER"), Saxon CDC Mortgage Services Inc., as a servicer ("Saxon" and together with Master Financial, the "Servicers"), IXIS Real Estate Capital Inc., as unaffiliated seller (the "Unaffiliated SellerUNAFFILIATED SELLER"), ) and Deutsche Bank National Trust Company, as trustee and custodian (in each such capacity, respectively, the "Trustee" and the "Custodian") and JPMorgan Chase Bank, National Association, as securities administrator, master servicer and backup servicer (in each such capacity, respectively, the "Securities Administrator", the "Master Servicer" and the "Backup ServicerTRUSTEE"). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually authenticated countersigned by an authorized signatory of the Securities AdministratorTrustee. * * *

Certificate No. [A-1-1/A-2-1/A-3-1/A-4-1//M-11/M-1-1/M-2-1/M- 3M -3-1/M-4-1/M-5-1/M-6-1/B-1-1/B-2-1/B-3- 1/B-4B- 3-1] Cut-off Date : May February 1, 2006 2005 First Distribution Date : June 26March 25, 2006 2005 Initial Certificate Balance of this Certificate ("Denomination") : Initial Certificate Balances of all Certificates of this Class : CUSIP : ISIN : MORGAN STANLEY XXXXXX XXXXXXX ABS CAPITAL I INC. IXIS Real Exxxxx Cxxxxxx Estate Capital Trust 20062005-HE2 HE1 Mortgage Pass-Through Certificates, Series 20062005-HE2 HE1 [Class A-1] [Class A-2] [Class A-3] [Class A-4] [Class A-4][Class M-1] [Class M-2] [Class M-3] [Class M-4] [Class M-5] [Class M-6] [Class B-1] [Class B-2] [Class B-3] [Class B-4] evidencing a percentage interest in the distributions allocable to the Certificates of the above-referenced Class. Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Balance at any time may be less than the Certificate Balance as set forth herein. This Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Unaffiliated Seller, the Securities Administrator, the Master Servicer, any Originator, the Servicers Servicer or the Trustee referred to below or any of their respective affiliates. Neither this Certificate nor the Mortgage Loans are guaranteed or insured by any governmental agency or instrumentality. This certifies that CEDE & CO. ., is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the denomination of this Certificate by the aggregate of the denominations of all Certificates of the Class to which this Certificate belongs) in certain monthly distributions pursuant to a Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the "Agreement") among Morgan Stanley Xxxxxx Xxxxxxx ABS Capital I Inc., as depositor (the "Depositor"), Xxxxxx Xxxxxxxal, Inc.Countrywide Home Loans Servicing LP, as a servicer ("Master Financial"), Saxon Mortgage Services Inc., as a servicer ("Saxon" and together with Master Financial, the "ServicersServicer"), IXIS Real Estate Capital Inc., as unaffiliated seller (the "Unaffiliated Seller"), Deutsche Bank National Trust Company, as custodian and as trustee and custodian (in each such capacity, respectively, the "Trustee" and the "Custodian") and JPMorgan Chase Bank, National Association, as securities administrator, master servicer and backup servicer (in each such capacity, respectively, the "Securities Administrator", the "Master Servicer" and the "Backup Servicer"). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually authenticated by an authorized signatory of the Securities AdministratorTrustee. * * *

Certificate No. [A-1-1/A-2-1/A-3-1/A-4-1//M-11/A-MZ- 1/M-1-1/M-2-1/M- 3M-3-1/M-4-1/M-5-M-5- 1/M-6-1/B-1-1/B-2-1/B-3- 1/B-4B-3-1] Cut-off Date : May 1, 2006 2005 First Distribution Date : June 2625, 2006 2005 Initial Certificate Balance of this Certificate ("Denomination") : Initial Certificate Balances of all Certificates of this Class : CUSIP : ISIN : MORGAN STANLEY XXXXXX XXXXXXX ABS CAPITAL I INC. IXIS Real Exxxxx Cxxxxxx Estate Capital Trust 20062005-HE2 Mortgage Pass-Through Certificates, Series 20062005-HE2 [Class A-1] [Class A-2] [Class A-3] [Class A-4] [Class A-MZ] [Class M-1] [Class M-2] [Class M-3] [Class M-4] [Class M-5] [Class M-6] [Class B-1] [Class B-2] [Class B-3] [Class B-4] evidencing a percentage interest in the distributions allocable to the Certificates of the above-referenced Class. Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Balance at any time may be less than the Certificate Balance as set forth herein. This Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Unaffiliated Seller, the Securities Administrator, the Master Servicer, any Originator, the Servicers Servicer or the Trustee referred to below or any of their respective affiliates. Neither this Certificate nor the Mortgage Loans are guaranteed or insured by any governmental agency or instrumentality. This certifies that CEDE & CO. ., is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the denomination of this Certificate by the aggregate of the denominations of all Certificates of the Class to which this Certificate belongs) in certain monthly distributions pursuant to a Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the "Agreement") among Morgan Stanley Xxxxxx Xxxxxxx ABS Capital I Inc., as depositor (the "Depositor"), Xxxxxx Xxxxxxxal, Inc.Countrywide Home Loans Servicing LP, as a servicer ("Master Financial"), Saxon Mortgage Services Inc., as a servicer ("Saxon" and together with Master Financial, the "ServicersServicer"), IXIS Real Estate Capital Inc., as unaffiliated seller (the "Unaffiliated Seller"), Deutsche Bank National Trust Company, as trustee and custodian (in each such capacity, respectively, the "Trustee" and the "Custodian") and JPMorgan Chase Bank, National AssociationN.A., as securities administrator, master servicer and backup servicer trustee (in each such capacity, respectively, the "Securities Administrator", the "Master Servicer" and the "Backup ServicerTrustee"). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually authenticated by an authorized signatory of the Securities AdministratorTrustee. * * *

Certificate No. [A-1-1/A-2-1/A-3-1/A-4-1//M-1-1/M-2-1/M- 3-1/M-4-1/M-5-1/M-6-1/B-1-1/B-2-1/B-3- 1/B-4-1] Cut-off Date : May 1, 2006 2007 First Distribution Date : June 2625, 2006 2007 Initial Certificate Balance of this Certificate ("Denomination") : Initial Certificate Balances of all Certificates of this Class : _______________ ______________ CUSIP : ISIN : MORGAN STANLEY ABS CAPITAL I INCGS MORTGAGE SECURITIES CORP. IXIS Real Exxxxx Cxxxxxx GSAA Home Equity Trust 20062007-HE2 Mortgage Pass6 Asset-Through Backed Certificates, Series 20062007-HE2 6 [Class A-11A1][Class 1A2][Class 2A1][Class 3A1A][Class 3A1B][Class A4][Class A5] [Class A-2M1][Class M2][Class M3][Class M4][Class M5][Class M6] [Class A-3] [Class A-4] [Class M-1] [Class M-2] [Class M-3] [Class M-4] [Class M-5] [Class M-6] [Class B-1] [Class B-2] [Class B-3] [Class B-4B1][Class B2] evidencing a percentage interest in the distributions allocable to the Certificates of the above-referenced Class. Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Balance at any time may be less than the Certificate Balance as set forth herein. This Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Unaffiliated SellerMaster Servicer, the Securities Administrator, the Master Servicer, any Originator, the Servicers Administrator or the Trustee referred to below or any of their respective affiliates. Neither this Certificate nor the Mortgage Loans are guaranteed or insured by any governmental agency or instrumentality. This certifies that CEDE & CO. is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the denomination of this Certificate by the aggregate of the denominations of all Certificates of the Class to which this Certificate belongs) in certain monthly distributions pursuant to a Pooling Master Servicing and Servicing Agreement Trust Agreement, dated as of the Cut-off Date specified above (the "Agreement") ), among Morgan Stanley ABS Capital I Inc.GS Mortgage Securities Corp., as depositor (the "Depositor"), Xxxxxx Xxxxxxxal, Inc., as a servicer ("Master Financial"), Saxon Mortgage Services Inc., as a servicer ("Saxon" and together with Master Financial, the "Servicers"), IXIS Real Estate Capital Inc., as unaffiliated seller (the "Unaffiliated Seller"), Deutsche Bank National Trust Company, as trustee and custodian (in each such capacity, respectively, the "Trustee" and the "Custodian") and JPMorgan Chase as a custodian, Wells Fargo Bank, National Association, as securities administrator, master servicer and backup servicer Master Servicer (in each sucx xxxacity, the "Master Servicer"), Securities Administrator (in such capacity, respectively, the "Securities Administrator") and as a custodian, the "Master Servicer" The Bank of New York Trust Company, National Association, as a custodian and the "Backup Servicer")U.S. Bank National Association, as a custodian. To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually authenticated by an authorized signatory of the Securities Administrator. * * *

Certificate No. [A-1-1/A-2-1/A-3-1/A-4-1//M-1-1/M-2-1/M- 3-1/M-4-1/M-5-1/M-6-1/B-1-1/B-2-1/B-3- 1/B-4-1] Cut-off II A-1-__ Date of Pooling and Servicing Agreement : May 1, 2006 2000 Cut-Off Date : April 30, 2000 First Distribution Date : June 2620, 2006 2000 Initial Certificate Balance of $___________ this Certificate ("Denomination") : Initial Certificate Balances Balance of all Class II A-1 Certificates : $155,656,917 Pass-Through Rate : The lesser of this Class (a) LIBOR plus 0.27%, per annum or (b) the related Net Funds Cap Month of Last Scheduled Distribution Date : December 2021 CUSIP : ISIN : MORGAN STANLEY ABS CAPITAL I INC. IXIS Real Exxxxx Cxxxxxx 000000XX0 Exhibit B-6-1 GreenPoint Credit Manufactured Housing Contract Trust 2006-HE2 Mortgage Pass-Through Certificates, Series 20062000-HE2 [Class A-1] [Class A-2] [Class A-3] [Class A-4] [Class M-1] [Class M-2] [Class M-3] [Class M-4] [Class M-5] [Class M-6] [Class B-1] [Class B-2] [Class B-3] [Class B-4] 3 evidencing a percentage interest in the any distributions allocable to the Class II A-1 Certificates with respect to a Trust Fund consisting primarily of a pool of conventional manufactured housing contracts (the above-referenced Class"Contracts") formed and sold by GreenPoint Credit, LLC (the "Contract Seller") which manufactured housing contracts were originated or acquired by Contract Seller, and are initially serviced by GreenPoint Credit, LLC (the "Servicer"). Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Balance at any time may be less than the Certificate Balance as set forth herein. This Neither this Certificate does not evidence an obligation of, nor the Contracts are insured or an interest in, and is not guaranteed by the Depositor, the Unaffiliated Contract Seller, the Securities Administrator, the Master Servicer, any Originator, the Servicers Servicer or the Trustee referred to below or any of their respective affiliates. Neither this Certificate nor the Mortgage Loans are guaranteed Affiliates or insured by any governmental agency or instrumentality. This certifies that CEDE Cede & CO. Co. is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the denomination of this Certificate by the aggregate of the denominations of all Certificates of the Class to which this Certificate belongsII A-1 Certificates) in certain monthly distributions with respect to a Trust Fund consisting of the Contracts deposited by the Contract Seller. The Trust Fund was created pursuant to a Pooling and Servicing Agreement Agreement, dated as of the Cut-off Date specified above May 1, 2000 (the "Agreement") among Morgan Stanley ABS Capital I Inc., as depositor (the "Depositor"), Xxxxxx Xxxxxxxal, Inc., as a servicer ("Master Financial"), Saxon Mortgage Services Inc., as a servicer ("Saxon" and together with Master Financialbetween the Contract Seller, the "Servicers"), IXIS Real Estate Capital Inc., as unaffiliated seller (the "Unaffiliated Seller"), Deutsche Servicer and Bank National Trust Company, as trustee and custodian (in each such capacity, respectively, the "Trustee" and the "Custodian") and JPMorgan Chase BankOne, National Association, as securities administrator, master servicer and backup servicer trustee (in each such capacity, respectively, the "Securities Administrator", the "Master Servicer" and the "Backup ServicerTrustee"). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Pursuant to the terms of the Agreement, a distribution will be made on the 20th day of each month or, if such 20th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing on the first Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the Class II A-1 Distribution Amount on such Distribution Date pursuant to Section 5.02 of the Agreement. The Record Date applicable to each Distribution Date is the close of business on the day preceding such Distribution Date. Distributions to the Holder of this Class II A-1 Certificate shall be applied first to interest and then to principal. Distributions on this Certificate shall be made by wire transfer of immediately available funds to the account of the Holder hereof at a bank or other entity having appropriate facilities therefor, if such Certificateholder shall have so notified the Trustee in writing at least five Business Days prior to the related Record Date and such Certificateholder shall hold Class II A-1 Certificates evidencing a Percentage Interest aggregating 10% or more or, if not, by check mailed by first class mail to the address of such Certificateholder appearing in the Certificate Register. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the Corporate Trust Office or such other location specified in the notice to Certificateholders of such final distribution. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless the certificate of authentication hereon has been manually authenticated executed by an authorized signatory officer of the Securities AdministratorTrustee. * * *