Certain Checks Not Permitted. You may only use the Service to scan and transmit Eligible Checks made payable solely to you and which are properly endorsed by you. You agree that we are not obligated to accept for deposit any Check Image we receive and that we, in our discretion, determine to be ineligible for deposit using the Service. You may not use the Service to deposit: • Checks payable to others (even if endorsed over to you) and checks payable to more than one person (even if you are one of the payees); • Demand drafts or remotely created checks (i.e., checks lacking the signature of the person authorizing the check); • Substitute checks as defined by federal law (i.e., paper reproduction of an original check); • Checks that are irregular in any way (for example, where the numerical and written amounts are different); • Checks that have previously been cashed or deposited (either in paper form or electronically) or submitted for collection and returned unpaid for any reason; • Checks that are not dated, are postdated, or are more than ninety (90) days old; • Checks payable in a foreign currency; • Checks payable to “Cash” or checks issued by you which are payable to you; • Registered government warrants; • Checks you know or suspect may be fraudulent, forged, altered or not properly authorized; • Checks that do not bear the original signature of the person on whose account the check is drawn; or • Checks that exceed the deposit limits that we establish for the Service. The fact that we accept any of the items described above shall not obligate us to continue that practice, and we may stop doing so without cause or prior notice. Our failure to identify a Check Image you transmit as not being an Eligible Check shall not preclude or limit your obligations to us under this Agreement. We may refuse any check for deposit through the Service, with or without cause, or may elect to take a check on a collection basis only. If we accept a check on a collection basis, we will send it to the institution upon which it is drawn, but will not credit your account for the amount until we receive the funds from the other institution. If we elect to credit your account before then, we will charge the amount back against your account if we do not receive payment for any reason. We may, at our sole discretion, represent any check that has been returned to us for insufficient funds without notice to you.
Certain Checks Not Permitted. You agree to use the Mobile Deposit Service only to deposit original paper Checks that are payable as provided above. You may not use the Service to deposit: • Checks payable to others (even if endorsed over to you); • Demand drafts; • Substitute checks (i.e., paper checks created from an electronic image); • Checks that are irregular in any way (e.g., where the numerical and written (legal) amounts are different); • Checks that have previously been returned unpaid for any reason; • Checks drawn on a foreign bank or payable in a foreign currency; • Registered government warrants; • Travelers Checks, Money Orders or Postal Orders; • Checks suspected to be fraudulent or not properly authorized; or • Checks that exceed the maximum daily aggregate limit set forth below. Our processing of any of the Checks described above shall not obligate us to continue that practice, and we may stop doing so without cause or prior notice. We reserve the right to modify the types of checks acceptable for this Service at any time without prior notice. We may refuse any Check for deposit, with or without cause, or may elect to take a Check on a collection basis only. If we accept a Check for collection, we will send it to the institution upon which it is drawn, but will not credit your account for the amount until we receive the funds from the other institution. If we elect to credit your account before then, we may charge the amount back against your account if we do not receive payment for any reason. We may also change the amount of your deposit to the legal amount of the Check. Please see your account agreement for other terms related to deposits.
Certain Checks Not Permitted. You may not use the service to deposit:
Certain Checks Not Permitted. You may use the Service only to process the deposit of original paper Checks that are payable to you. Unless we specifically agree otherwise in writing, you may not use the Service to deposit: (a) Checks payable to a third party; (b) demand drafts or remotely created checks (i.e., checks lacking the original signature of the drawer); (c) substitute checks (i.e., paper checks created from an electronic image);
Certain Checks Not Permitted. At Bank’s discretion, Bank may disallow Customer the use of eDeposit other than to process the deposit of original paper Checks on which Customer is the payee. Bank currently does not allow use of eDeposit to deposit Checks drawn on a foreign bank or payable in a foreign currency and may disallow any Check that Customer or Bank suspects is fraudulent or not properly authorized. Bank may also change this policy to disallow use of eDeposit for other kinds of Checks, such as (a) Checks payable to a third party (even if endorsed to Customer);
