Common use of Card Transactions Clause in Contracts

Card Transactions. You can use your Card to obtain cash at Plus ATMs and to make purchases at any merchant accepting Visa debit cards or debit cards of other networks in which the Bank participates. When you use your Card to initiate a transaction at certain merchants locations, such as hotels and rental car locations, where the final purchase amount is unknown at the time of authorization, a hold may be placed on your available funds for an amount equal to the quoted daily rate, plus 15% to cover incidental expenses added to the final bill. The held funds will not be available to you for any other purpose until the merchant has settled the transaction. Any excess will be released for your use when the transaction is settled. This rule applies only to signature-based transactions where you do not use your PIN to complete the transaction. Xxxx refunds will not be made to you for POS purchase returns. If a merchant gives you a credit for merchandise returns or adjustments, it may do so by processing a credit adjustment, which we will apply as a credit to your Card’s available funds. We may limit the number of authorizations we allow during a period of time. We reserve the right to deny certain transactions for any reason, including default, suspected fraudulent or unlawful activity, or any indication of increased risk related to the transaction. For security reasons, we cannot explain the details of how the authorization system works. You agree that we will not be liable for failing to give an authorization. If the authorization is denied, we may notify the person who attempted the transaction that it has been refused. 05775NMDS005 We may refuse to authorize a Card transaction if: (a) it would exceed the amount that the State has advised us to make available for your use; (b) the Card is reported lost or stolen; (c) we believe the Card is counterfeit;

Card Transactions. You can use your Card to obtain cash at Plus ATMs and to make purchases at any Visa and Interlink accepting merchant accepting Visa debit cards or debit cards of other networks locations that participate in which the Bank participatesVisa® and Interlink networks. When you use your Card to initiate a transaction at certain merchants locations, such as hotels and rental car locations, where the final purchase amount is unknown at the time of authorization, a hold may be placed on your available funds for an amount equal to the quoted daily rate, plus 15% to cover incidental expenses added to the final billxxxx. The held funds will not be available to you for any other purpose until the merchant has settled the transactionwith your account. Any excess will be released for your use when the transaction is settled. This rule applies only to signature-based transactions where you do not use your PIN to complete the transaction. Xxxx Cash refunds will not be made to you for POS purchase returnspurchases. If a merchant gives you a credit for merchandise returns or adjustments, it may do so by processing a credit adjustment, which we will apply as a credit to your Card’s available funds. We may limit the number of authorizations we allow during a period of time. We reserve the right to deny certain transactions for any reason, including default, suspected fraudulent or unlawful activity, or any indication of increased risk related to the transaction. For security reasons, we cannot explain the details of how the authorization system works. You agree that we will not be liable for failing to give an authorization. If the authorization is denied, we may notify the person who attempted the transaction that it has been refused. 05775NMDS005 We may refuse to authorize a Card transaction if: (a) it would exceed the amount that the State has advised us to make available for your use; (b) the Card is reported lost or stolen; (c) we believe the Card is counterfeit;; or (d) we are uncertain whether the transaction is authorized by you. We may temporarily “freeze” your Card and attempt to contact you if we note transactions that are unusual or appear suspicious. You may not use your Card to perform transactions that exceed the amount of funds made available to you through this program by the State. There may be occasions when deposits are posted to your account in error, or funds added that do not belong to you. You are not authorized to spend these funds because the State has not authorized us to make these funds available through your Card. In such events, this error will be corrected as soon as known and funds will be adjusted in your account. Should the adjustment result in your account balance becoming negative, a notice letter will be mailed to you explaining the error and the reason for the adjustment. If you have spent the funds before the error is identified, the amount to be repaid will be automatically deducted from future payments to your account, as described in Section 9 or you may be asked to make payment to us to cover the negative balance. You may not use the Integrated Voice Response (IVR) service associated with your Card to make an electronic payment or to electronically send funds outside of the United States. Your Card must not be used for any unlawful purpose (for example, funding any account that is set up to facilitate Internet gambling). You agree to take steps to ensure that you do not use your Card or the account underlying the Card for any transaction that is illegal under the laws governing your Card and the underlying account. In addition, Xxxxx Fargo Bank, N.A. (as the issuer of your Card) reserves the right to deny transactions or authorizations from merchants apparently engaging in the Internet gambling business or identifying themselves through the Card ACIDFC02 transactions record or otherwise as engaged in such business. You may stop payment on a preauthorized recurring payment by either calling us or writing us at least three business days before the date of the payment. Please be advised that you may experience difficulties using your Card at: unattended vending machines and kiosks; gas station pumps (you may go inside to pay); and certain other merchants, such as rental car companies, where a preauthorized amount may be held until a final xxxx is rendered. As described above, the held funds will not be available to you for any other purpose until the merchant has settled with your account.

Card Transactions. You can use your Card to obtain cash at Plus ATMs and to make purchases at any Visa and Interlink® accepting merchant accepting locations that participate in the Visa debit cards or debit cards of other networks in which the Bank participatesand Interlink networks. When you use your Card to initiate a transaction at certain merchants locations, such as hotels and rental car locations, where the final purchase amount is unknown at the time of authorization, a hold may be placed on your available funds for an amount equal to the quoted daily rate, plus 15% to cover incidental expenses added to the final billxxxx. The held funds will not be available to you for any other purpose until the merchant has settled the transaction. Any excess will be released for your use when the transaction is settled. This rule applies only to signature-based transactions where you do not use your PIN to complete the transaction. Xxxx Cash refunds will not be made to you for POS purchase returns. If a merchant gives you a credit for merchandise returns or adjustments, it may do so by processing a credit adjustment, which we will apply as a credit to your Card’s available funds. We may limit the number of authorizations we allow during a period of time. We reserve the right to deny certain transactions for any reason, including default, suspected fraudulent or unlawful activity, or any indication of increased risk related to the transaction. For security reasons, we cannot explain the details of how the authorization system works. You agree that we will not be liable for failing to give an authorization. If the authorization is denied, we may notify the person who attempted the transaction that it has been refused. 05775NMDS005 We may refuse to authorize a Card transaction if: (a) it would exceed the amount that the State has advised us to make available for your use; (b) the Card is reported lost or stolen; (c) we believe the Card is counterfeit;; or (d) we are uncertain whether the transaction is authorized by you. We may temporarily “freeze” your Card and attempt to contact you if we note transactions that are unusual or appear suspicious. You may not use your Card to perform transactions that exceed the amount of funds made available to you through this program by the State. There may be occasions when deposits are posted to your Card in error, or funds added that do not belong to you. You are not authorized to spend these funds because the State has not authorized us to make these funds available through your Card. In such events, errors will be corrected as soon as known and your Card balance adjusted. Should the adjustment result in a negative balance on your card, a notice letter will be mailed to you explaining the error and the reason for the adjustment. If you have spent the funds before the error is identified, the amount to be repaid will be automatically deducted from future payments to your Card, as described in Section 9 or you may be asked to make payment to us to cover the negative balance. Your Card must not be used for any unlawful purpose (for example, funding any account that is set up to facilitate Internet gambling). You agree to take steps to ensure that you do not use your Card or the account underlying the Card for any transaction that is illegal under the laws governing your Card. In addition, the Bank reserves the right to deny transactions or authorizations from merchants apparently engaging in the Internet gambling business or identifying themselves through the Card transactions record or otherwise as engaged in such business. You may stop payment on a preauthorized recurring payment by either calling us or writing us at least three business days before the date of the payment. Please be advised that you may experience difficulties using your Card at: unattended vending machines and kiosks; gas station pumps (you may go inside to pay); and certain other merchants, such as rental car companies, where a preauthorized amount may be held until a final xxxx is rendered. As described above, the held funds will not be available to you for any other purpose until the merchant has settled the transaction.

Card Transactions. You can use your Card to obtain cash at Plus ATMs and to make purchases at any POS terminals, and merchant accepting locations that accept Visa debit cards cards. With your PIN, you may use your Card to obtain cash from any ATM or debit cards of other networks in which any POS device, as permissible by merchant, that bears the Bank participatesVisa®, Plus®, Maestro®, Interlink®, Allpoint®, MoneyPass®, Comerica Bank, or Accel/Exchange® acceptance xxxx. When you use your the Card to initiate a transaction at certain merchants locationsmerchants, such as hotels and rental car locations, where the final purchase amount is unknown at the time of authorizationhotels, a hold may be placed on your available Card funds for an amount equal to the quoted daily rate, plus 15% to cover incidental expenses added to the final billor in excess of your ultimate transaction. The held funds will not be available to you for any other purpose until the merchant has settled the transactionpurpose. Any excess will be released for your use when the transaction is finally settled. This rule applies only to signature-based transactions where you do not use your PIN to complete the transaction. Xxxx Cash refunds will not be made to you for POS purchase returnspurchases. If a merchant gives you a credit for merchandise returns or adjustments, it may do so by processing a credit adjustment, which we will apply as a credit to your Card’s available fundsCard account. We may limit the number of authorizations we allow during a period of time. We reserve the right to deny certain transactions for any reason, including default, suspected fraudulent or unlawful activity, or any indication of increased risk related to the transaction. For security reasons, we cannot explain the details of how the authorization system works. You agree that we will not be liable for failing to give an authorization. If the authorization is denied, we may notify the person who attempted the transaction that it has been refused. 05775NMDS005 We may refuse to authorize a Card transaction if: (a) it would exceed the amount that the State has advised us to make available for your use; (b) the Card is reported lost or stolen; (c) we believe the Card is counterfeit;; or (d) we are uncertain whether the transaction is authorized by you or permitted by law. We may temporarily “freeze” the Card and attempt to contact you if we note transactions that are unusual or appear suspicious. You may not use the Card to perform transactions that exceed the amount of funds made available to you. There may be occasions when deposits are posted to your account in error, or funds added that do not belong to you. You are not authorized to spend these funds because the Payor has not authorized us to make these funds available through the Card. In such events, this error will be corrected once discovered and funds will be adjusted in your account. Should the adjustment result in your account becoming negative, a notice letter will be sent to you explaining the error and the reason for the adjustment. If you have spent the funds before the error is identified, the amount to be repaid may be automatically deducted from future payments to your account as described in Section 9 of this document. Your Card must not be used for any unlawful purpose (for example, to facilitate Internet gambling). You agree not to use your Card calling us or writing us at least three business days before the date of the payment. Please be advised that you may experience difficulties using the Card at: unattended vending machines and kiosks; gas station pumps (to avoid a hold being placed on your Card, you should go inside to pay); and certain other merchants, such as rental car companies, where a preauthorized amount may be held until a final xxxx is rendered.

Card Transactions. You can use your Card to obtain cash at Plus ATMs and to make purchases at any merchant accepting Visa debit cards or debit cards of other networks in which the Bank participates. When you use your Card to initiate a transaction at certain merchants locations, such as hotels and rental car locations, where the final purchase amount is unknown at the time of authorization, a hold may be placed on your available funds for an amount equal to the quoted daily rate, plus 15% to cover incidental expenses added to the final billxxxx. The held funds will not be available to you for any other purpose until the merchant has settled the transaction. Any excess will be released for your use when the transaction is settled. This rule applies only to signature-based transactions where you do not use your PIN to complete the transaction. Xxxx Cash refunds will not be made to you for POS purchase returns. If a merchant gives you a credit for merchandise returns or adjustments, it may do so by processing a credit adjustment, which we will apply as a credit to your Card’s available funds. We may limit the number of authorizations we allow during a period of time. We reserve the right to deny certain transactions for any reason, including default, suspected fraudulent or unlawful activity, or any indication of increased risk related to the transaction. For security reasons, we cannot explain the details of how the authorization system works. You agree that we will not be liable for 05775NXDS002 failing to give an authorization. If the authorization is denied, we may notify the person who attempted the transaction that it has been refused. 05775NMDS005 We may refuse to authorize a Card transaction if: (a) it would exceed the amount that the State has advised us to make available for your use; (b) the Card is reported lost or stolen; (c) we believe the Card is counterfeit;; (d) we are uncertain whether the transaction is authorized by you; (e) it not permitted by the State; or (f) it is not permitted by this Agreement. We may temporarily “freeze” your Card and attempt to contact you if we note transactions that are unusual or appear suspicious. You may not use your Card to perform transactions that exceed the amount of funds made available to you through this program by the State. There may be occasions when deposits are posted to your Card in error, or funds added that do not belong to you. You are not authorized to spend these funds because the State has not authorized us to make these funds available through your Card. In such event, errors will be corrected as soon as known and your Card balance adjusted. Should the adjustment result in a negative balance on your Card, a notice will be mailed to you explaining the error and the reason for the adjustment. If you have spent the funds before the error is identified, the amount to be repaid will be automatically deducted from future deposits to your Card, as described in Section 9 or you may be asked to make payment to us to cover the negative balance. Your Card must not be used for any unlawful purpose (for example, funding any account that is set up to facilitate Internet gambling). You agree to take steps to ensure that you do not use your Card or the account underlying the Card for any transaction that is illegal under the laws governing your Card. In addition, the Bank reserves the right to deny transactions or authorizations from merchants apparently engaging in internet gambling or identifying themselves through the Card transaction records or otherwise as engaged in such business. Please be advised that you may experience difficulties using your Card at: unattended vending machines and kiosks; gas station pumps (you may go inside to pay); and certain other merchants, such as rental car companies, where a preauthorized amount may be held until a final xxxx is rendered. As described above, the held funds will not be available to you for any other purpose until the merchant has settled the transaction. Recurring pre-authorized Payments. You may use your Card to make regular, recurring pre-authorized payments to merchants by giving your Card information to a merchant. If these payments vary in amount, you will be told the amount 10 days before such payment. You may choose instead to get this notice only when the payment would differ by more than a certain amount from the previous payment, or when the amount would fall outside certain limits that you set. You have the right to stop a pre-authorized payment from your Card if you call us at 0-000-000-0000 or write to us at Customer Account Services, X.X. Xxx 000000, Xxx Xxxxxxx, Xxxxx 00000-0000. We must receive your request at least three (3) business days before the payment is scheduled to be made. You also must notify the payee. (Note: If we do not receive your request at least three (3) business days before the scheduled payment, we may attempt, at our sole discretion, to stop the payment. However, we assume no responsibility for our failure or refusal to do so, even if we accept your stop payment request). If you call, we may also require you to put your request in writing and get it to us within 14 days after you call.If we do not receive the written confirmation within 14 days, we may honor subsequent debits to your Card. For individual payments, please specify the exact amount (dollars and cents) of the transfer you want to stop, the date of the transfer, and the identity of the payee. Unless you tell us that all future transfers to a specific recipient are to be stopped, we may treat your stop payment order as a request concerning the one transfer only. If you order us to stop one of these payments at least three (3) business days before the transfer is scheduled and we do not do so, we will be liable for your losses or damages.

Card Transactions. You can use your the Card to obtain cash at Plus ATMs and financial institutions, and to make purchases at any merchant accepting Visa debit cards or debit cards of other networks POS terminals and merchants, that participate in which the Bank participatesMasterCard® network. When you use your the Card to initiate a transaction at certain merchants locationsmerchants, such as hotels and rental car locations, where the final purchase amount is unknown at the time of authorizationhotels, a hold may be placed on your available Card funds for an amount equal to the quoted daily rate, plus 15% to cover incidental expenses added to the final billor in excess of your ultimate transaction. The held funds will not be available to you for any other purpose until the merchant has settled the transactionpurpose. Any excess will be released for your use when the transaction is finally settled. This rule applies only to signature-based transactions where you do not use your PIN to complete the transaction. Xxxx Cash refunds will not be made to you for POS purchase returnspurchases. If a merchant gives you a credit for merchandise returns or adjustments, it may do so by processing a credit adjustment, which we will apply as a credit to your Card’s available funds. We may limit the number of authorizations we allow during a period of time. We reserve the right to deny certain transactions for any reason, including default, suspected fraudulent or unlawful activity, or any indication of increased risk related to the transaction. For security reasons, we cannot explain the details of how the authorization system works. You agree that we will not be liable for failing to give an authorization. If the authorization is denied, we may notify the person who attempted the transaction that it has been refused. 05775NMDS005 We may refuse to authorize a Card transaction if: (a) it would exceed the amount that the State Commonwealth has advised us to make available for your use; (b) the Card is reported lost or stolen; (c) we believe the Card is counterfeit;; or (d) we are uncertain whether the transaction is authorized by you or permitted by law. We may temporarily “freeze” the Card and attempt to contact you if we note transactions that are unusual or appear suspicious. You may not use the Card to perform transactions that exceed the amount of funds made available to you through this program by the Commonwealth. There may be occasions when deposits are posted to your card in error, or funds added that do not belong to you. You are not authorized to spend these funds because the Commonwealth has not authorized us to make these funds available through the Card. In such events, this error will be corrected once discovered and funds will be adjusted in your card. Should the adjustment result in your card becoming negative, a notice letter will be sent to you explaining the error and the reason for the adjustment. If you have spent the funds before the error is identified, the amount to be repaid may be automatically deducted from future payments to your card as described in Section 9 of this document. Your Card must not be used for any unlawful purpose (for example, to facilitate Internet gambling). You agree not to use your Card or funds for any transaction that is illegal. We reserve the right to deny transactions or authorizations from merchants apparently engaging in the Internet gambling business or identifying themselves through transaction records or otherwise as engaged in such business. You also may experience difficulties using the Card at: unattended vending machines and kiosks; gas station pumps (you may go inside to pay).

Card Transactions. You can use your Card to obtain cash at Plus ATMs and to make purchases at any merchant accepting Visa debit cards or debit cards of other networks in which the Bank participates. When you use your Card to initiate a transaction at certain merchants locations, such as hotels and rental car locations, where the final purchase amount is unknown at the time of authorization, a hold may be placed on your available funds for an amount equal to the quoted daily rate, plus 15% to cover incidental expenses added to the final billxxxx. The held funds will not be available to you for any other purpose until the merchant has settled the transaction. Any excess will be released for your use when the transaction is settled. This rule applies only to signature-based transactions where you do not use your PIN to complete the transaction. Xxxx Cash refunds will not be made to you for POS purchase returns. If a merchant gives you a credit for merchandise returns or adjustments, it may do so by processing a credit adjustment, which we will apply as a credit to your Card’s available funds. We may limit the number of authorizations we allow during a period of time. We reserve the right to deny certain transactions for any reason, including default, suspected fraudulent or unlawful activity, or any indication of increased risk related to the transaction. For security reasons, we cannot explain the details of how the authorization system works. You agree that we will not be liable for failing to give an authorization. If the authorization is denied, we may notify the person who attempted the transaction that it has been refused. 05775NMDS005 We may refuse to authorize a Card transaction if: (a) it would exceed the amount that the State has advised us to make available for your use; (b) the Card is reported lost or stolen; (c) we believe the Card is counterfeit;

Card Transactions. You can use your the Card to obtain cash at Plus ATMs and financial institutions, and to make purchases at any merchant accepting Visa debit cards or debit cards of other networks POS terminals and merchants, that participate in which the Bank participatesMasterCard® network. When you use your the Card to initiate a transaction at certain merchants locationsmerchants, such as hotels and rental car locations, where the final purchase amount is unknown at the time of authorizationhotels, a hold may be placed on your available Card funds for an amount equal to the quoted daily rate, plus 15% to cover incidental expenses added to the final billor in excess of your ultimate transaction. The held funds will not be available to you for any other purpose until the merchant has settled the transactionpurpose. Any excess will be released for your use when the transaction is finally settled. This rule applies only to signature-based transactions where you do not use your PIN to complete the transaction. Xxxx Cash refunds will not be made to you for POS purchase returnspurchases. If a merchant gives you a credit for merchandise returns or adjustments, it may do so by processing a credit adjustment, which we will apply as a credit to your Card’s available funds. We may limit the number of authorizations we allow during a period of time. We reserve the right to deny certain transactions for any reason, including default, suspected fraudulent or unlawful activity, or any indication of increased risk related to the transaction. For security reasons, we cannot explain the details of how the authorization system works. You agree that we will not be liable for failing to give an authorization. If the authorization is denied, we may notify the person who attempted the transaction that it has been refused. 05775NMDS005 We may refuse to authorize a Card transaction if: (a) it would exceed the amount that the State has advised us to make available for your use; (b) the Card is reported lost or stolen; (c) we believe the Card is counterfeit;; or (d) we are uncertain whether the transaction is authorized by you or permitted by law. We may temporarily “freeze” the Card and attempt to contact you if we note transactions that are unusual or appear suspicious. You may not use the Card to perform transactions that exceed the amount of funds made available to you through this program by the State. There may be occasions when deposits are posted to your card in error, or funds added that do not belong to you. You are not authorized to spend these funds because the State has not authorized us to make these funds available through the Card. In such events, this error will be corrected once discovered and funds will be adjusted in your card. Should the adjustment result in your card becoming negative, a notice letter will be sent to you explaining the error and the reason for the adjustment. If you have spent the funds before the error is identified, the amount to be repaid may be automatically deducted from future payments to your card as described in Section 9 of this document. Your Card must not be used for any unlawful purpose (for example, to facilitate Internet gambling). You agree not to use your Card or funds for any transaction that is illegal. We reserve the right to deny transactions or authorizations from merchants apparently engaging in the Internet gambling business or identifying themselves through transaction records or otherwise as engaged in such business. You also may experience difficulties using the Card at: unattended vending machines and kiosks; gas station pumps (you may go inside to pay).

Card Transactions. You can may use your Card to obtain cash at Plus ATMs and to make purchases at any merchant accepting Visa and bank locations worldwide wherever MasterCard debit cards or debit cards of are accepted as well as other networks in which the Bank participates. When you use your Card to initiate a transaction at certain merchants locations, such as hotels and rental car locations, where the final purchase amount is unknown at the time of authorization, a hold may be placed on your available funds for an amount equal to the quoted daily rate, plus 15% to cover incidental expenses added to the final billxxxx. The held funds will not be available to you for any other purpose until the merchant has settled settles the transaction. Any excess will be released for your use when the transaction is settled. This rule applies only to signature-based transactions where you do not use your PIN to complete the transaction. Xxxx Cash refunds will not be made to you for POS purchase purchase-returns. If a merchant gives you a credit for merchandise returns or adjustments, it may do so by processing a credit adjustment, which we will apply as a credit to your Card’s available funds. We may limit the number of authorizations transactions that we allow authorize during a period of time. We reserve the right to deny certain transactions for any reason, including your default, suspected fraudulent or unlawful activity, or any indication of increased risk related to the transaction. For security reasons, we cannot explain the provide details of how the authorization system works. You agree that we will not be liable for failing to give an authorization. If the authorization is denied, we may notify the person who attempted the transaction that it has been refused. 05775NMDS005 We may refuse to authorize a Card transaction if: (a) it would exceed the amount that the State has advised us to make available for your use; (b) the Card is reported lost or stolen; (c) we believe the Card is counterfeit;; (d) we are uncertain whether the transaction is authorized by you;(e) it is not permitted by the State; or (f) it is not permitted by this Agreement. We may temporarily “freeze” your Card and attempt to contact you if we note transactions that are unusual or appear suspicious. You may not use your Card to perform transactions that exceed the amount of funds made available to you through this program by the State. There may be 05775CA-CC-015 occasions when deposits are posted to your Card in error or funds are added that do not belong to you. You are not authorized to spend these funds because the State has not authorized us to make these funds available through your Card. In such event, errors will be corrected as soon as they are known and your Card balance will be adjusted. Should the adjustment result in a negative balance on your Card, a notice will be mailed to you explaining the error and the reason for the adjustment. If you have spent the funds before the error is identified, the amount to be repaid will be automatically deducted from future deposits to your Card, as described in Section 9 or you may be asked to make payment to us to cover the negative balance. Your Card must not be used for any unlawful purpose (for example, funding any account that is set up to facilitate Internet gambling). You agree to take steps to ensure that you do not use your Card or the account underlying the Card for any transaction that is illegal under the laws governing your Card. In addition, the Bank reserves the right to not authorize transactions with merchants that appear to engage in internet gambling or identify themselves through the Card transaction records or otherwise as engaging in such business. Please be advised that you may experience difficulties using your Card at: unattended vending machines and kiosks; gas station pumps (you may go inside to pay); and certain other merchants, such as rental car companies, where a preauthorized amount may be held until a final xxxx is rendered. As described above, the held funds will not be available to you for any other purpose until the merchant settles the transaction. Recurring pre-authorized Payments. You may use your Card to make regular, recurring pre-authorized payments to merchants by giving your Card information to a merchant. If these payments vary in amount, the merchant should tell you the amount of the transaction at least 10 days before such payment or you may choose to get this notice from the merchant only when the payment would differ by more than a certain amount from the previous payment, or when the amount would fall outside certain limits that you set. You may stop a pre-authorized payment from your Card by calling us at 1-877-777- 1617 or writing us at Customer Account Services, X.X. Xxx 000000, Xxx Xxxxxxx, Xxxxx 00000-0000. We must receive your request at least three (3) business days before the payment is scheduled to be made. You also must notify the payee. (Note: If we do not receive your request at least three (3) business days before the scheduled payment, we may attempt, at our sole discretion, to stop the payment. However, we assume no responsibility for our failure or refusal to do so, even if we accept your stop payment request). If you call us, we may also require you to put your request in writing and provide it to us within 14 days after you call. If we do not receive the written confirmation within 14 days, we may honor subsequent debits to your Card. For individual payments, please specify the exact amount (dollars and cents) of the payment you want to stop, the scheduled date of the payment, and the identity of the payee. Unless you tell us that all future payments to a specific payee are to be stopped, we may treat your stop payment order as a request concerning the one payment only. Our liability for failure to stop payment of preauthorized transactions. If you order us to stop one of these payments 3 business days or more before the transaction is scheduled and we do not do so, we will be liable for your losses or damages.