Common use of Card Services Clause in Contracts

Card Services. You may activate, close, temporarily freeze/unfreeze or report your card lost/stolen for one or more debit or credit cards using Online Banking. Freezing, closing or reporting card lost/stolen will cause any new authorizations to reject for the card selected. If transactions are rejected as a result of freezing, closing or reporting the card lost/stolen, you may incur fees from those other entities. Blocking or closing your card or reporting your card lost/stolen will permanently deactivate your card and will require a new card to be requested with a new card number and expiration date. Our fraud prevention systems may detect when you travel outside your home zip-code. It is possible that our systems will determine that charge(s) outside your home zip code are suspicious or unusual, and automatically decline the transaction(s). To avoid this inconvenience, you should notify us whenever you travel outside your home zip-code by using the Travel Notice Request in Online Banking. For US travel, these requests are processed immediately. International travel requests are processed within 2 hours of receipt on Mondays – Fridays 7:30 AM – 4:30 PM (excluding holidays). You agree to hold us harmless from liability resulting from any declined transactions.