Common use of Audio Response Clause in Contracts

Audio Response. If we approve the Audio Response access service for your accounts, separate PINs (Personal Identification Numbers) will be chosen by you. You must use your PINs along with your account number to access your accounts. At the present time you may use the audio response access service to: • Withdraw funds from your checking or savings accounts. • Transfer funds from your checking or savings accounts. • Obtain balance information for your checking or savings accounts. • Make loan payments from your checking or savings accounts. • Determine if a particular item has cleared. • Obtain tax information on amounts earned on checking or savings accounts or interest paid on loan accounts. • Verify the last date and amount of your payroll deposit. Your accounts can be accessed under the Audio Response service via a touch tone telephone only. Audio Response service will be available for your convenience twenty-four (24) hours per day. This service may be interrupted for a short time each day for data processing. • There are no limits to the number of inquiries, transfers, or withdrawal requests you may make in any one day. • The maximum withdrawal or transfer amount is $10,000.00 per transaction or per day. No transfer or withdrawal may exceed the available funds in your account. • See Funds Availability Policy for transfer limitations that may apply to these transactions. The Credit Union reserves the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, or lower an account below a required balance. All checks are payable to you as a primary member and will be mailed to your address of record. The Credit Union may set other limits on the amount of any transaction, and you would be notified of those limits. The Credit Union may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction, and there may be limits on the duration of each telephone call.

Audio Response. If we approve the Audio Response access service for your accounts, a separate PINs personal identification number (Personal Identification NumbersPIN) will be chosen by assigned to you. You must use your PINs personal identification number (PIN) along with your account number to access your accounts. At the present time time, you may use the audio response access service Audio Response to: • - Withdraw funds from your checking or savings share and share draft accounts. • - Transfer funds from your checking or savings share and share draft accounts. • - Obtain balance information for your checking or savings share and share draft accounts. • - Make loan payments from your checking or savings share and share draft accounts. • - Determine if a particular item has cleared. • - Obtain tax information on amounts earned on checking or savings share and share draft accounts or interest paid on loan accounts. • - Verify the last date and amount of your payroll deposit. Your accounts can be accessed under the Audio Response service via a touch touch-tone telephone only. Audio Response service will be available for your convenience twenty-four (24) 24 hours per day. This service may be interrupted for a short time each day for data processing. • The following limitations on Audio Response transactions may apply: - There are is no limits limit to the number of inquiries, transfers, or withdrawal requests you may make in any one (1) day. • - The maximum withdrawal or transfer amount is $10,000.00 5,000.00 per transaction or per day. No day and no transfer or withdrawal may exceed the available funds in your account. • - See Funds Availability Policy Section 2 for transfer limitations that may apply to these transactions. The Credit Union reserves the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, or lower an account below a required balance, or otherwise require us to increase our required reserve on the account. All checks are payable to you as a primary member and will be mailed to your address of record. The Credit Union may set other limits on the amount of any transaction, and you would will be notified of those limits. The Credit Union may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction, transaction and there may be limits on the duration of each telephone call.

Audio Response. If we approve the Audio Response access service for your accounts, a separate PINs personal identification number (Personal Identification NumbersPIN) will be chosen by assigned to you. You must use your PINs personal identification number (PIN) along with your account number to access your accounts. At the present time time, you may use the audio response access service Audio Response to: • - Withdraw funds from your checking or savings share, checking, loan, and money market accounts. • - Transfer funds from your checking or savings share, checking, loan, and money market accounts. • - Obtain balance information for your checking or savings share, checking, loan, XXX, money market, club, and certificate accounts. • - Make loan payments from your share and checking or savings accounts. • - Access your line of credit account. - Determine if a particular item has cleared. • Obtain tax information on amounts earned on checking or savings accounts or interest paid on loan accounts. • - Verify the last date and amount of your payroll deposit. Your accounts can be accessed under the Audio Response service via a touch touch-tone telephone only. Audio Response service will be available for your convenience twenty-four (24) 24 hours per day. This service may be interrupted for a short time each day for data processing. • The following limitations on Audio Response transactions may apply: - There are is no limits limit to the number of inquiries, transfers, or withdrawal requests you may make in any one (1) day. • The maximum withdrawal or transfer amount is $10,000.00 per transaction or per day. No transfer or withdrawal may exceed the available funds in your account. • - See Funds Availability Policy Section 2 for transfer limitations that may apply to these transactions. The Credit Union reserves the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, or lower an account below a required balance, or otherwise require us to increase our required reserve on the account. All checks are payable to you as a primary member and will be mailed to your address of record. The Credit Union may set other limits on the amount of any transaction, and you would will be notified of those limits. The Credit Union may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction, transaction and there may be limits on the duration of each telephone call.

Audio Response. If we approve the Audio Response access service for your accounts, a separate PINs personal identification number (Personal Identification NumbersPIN) will be chosen by assigned to you. You must use your PINs personal identification number (PIN) along with your account number to access your accounts. At the present time time, you may use the audio response access service Audio Response to: • - Withdraw funds from your checking or savings savings, checking, and club accounts. • - Transfer funds from your checking or savings savings, checking, loan and club accounts. • - Obtain balance information for your checking or savings savings, checking, IRA, and club accounts. • - Make loan payments from your checking or savings savings, checking, and club accounts. • - Make bill payments to preauthorized creditors. - Determine if a particular item has cleared. • Obtain tax information on amounts earned on checking or savings accounts or interest paid on loan accounts. • - Verify the last date and amount of your payroll deposit. Your accounts can be accessed under the Audio Response service via a touch touch-tone telephone only. Audio Response service will be available for your convenience twenty-four (24) 24 hours per day. This service may be interrupted for a short time each day for data processing. • The following limitations on Audio Response transactions may apply: - There are is no limits limit to the number of inquiries, transfers, or withdrawal requests you may make in any one (1) day. • The maximum withdrawal or transfer amount is $10,000.00 per transaction or per day. No transfer or withdrawal may exceed the available funds in your account. • - See Funds Availability Policy Section 2 for transfer limitations that may apply to these transactions. The Credit Union reserves the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, or lower an account below a required balance, or otherwise require us to increase our required reserve on the account. All checks are payable to you as a primary member and will be mailed to your address of record. The Credit Union may set other limits on the amount of any transaction, and you would will be notified of those limits. The Credit Union may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction, entera transaction and there may be limits on the duration of each telephone call.

Audio Response. If we approve the Audio Response access service for your accounts, a separate PINs personal identification number (Personal Identification NumbersPIN) will be chosen by assigned to you. You must use your PINs personal identification number (PIN) along with your account number to access your accounts. At the present time time, you may use the audio response access service Audio Response to: • - Withdraw funds from your checking or savings savings, checking, and club accounts. • - Transfer funds from your checking or savings savings, checking, loan and club accounts. • - Obtain balance information for your checking or savings savings, checking, XXX, and club accounts. • - Make loan payments from your checking or savings savings, checking, and club accounts. • - Make xxxx payments to preauthorized creditors. - Determine if a particular item has cleared. • Obtain tax information on amounts earned on checking or savings accounts or interest paid on loan accounts. • - Verify the last date and amount of your payroll deposit. Your accounts can be accessed under the Audio Response service via a touch touch-tone telephone only. Audio Response service will be available for your convenience twenty-four (24) 24 hours per day. This service may be interrupted for a short time each day for data processing. • The following limitations on Audio Response transactions may apply: - There are is no limits limit to the number of inquiries, transfers, or withdrawal requests you may make in any one (1) day. • The maximum withdrawal or transfer amount is $10,000.00 per transaction or per day. No transfer or withdrawal may exceed the available funds in your account. • - See Funds Availability Policy Section 2 for transfer limitations that may apply to these transactions. The Credit Union reserves the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, or lower an account below a required balance, or otherwise require us to increase our required reserve on the account. All checks are payable to you as a primary member and will be mailed to your address of record. The Credit Union may set other limits on the amount of any transaction, and you would will be notified of those limits. The Credit Union may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction, entera transaction and there may be limits on the duration of each telephone call.

Audio Response. If we approve the Audio Response access service for your accounts, a separate PINs personal identification number (Personal Identification NumbersPIN) will be chosen by assigned to you. You must use your PINs personal identification number (PIN) along with your account number to access your accounts. At the present time time, you may use the audio response access service Audio Response to: • Withdraw funds from your checking or savings accounts. • - Transfer funds from your checking or savings share, share draft, and club accounts. • - Obtain balance information for your checking or savings share, share draft, loan, XXX, club, and certificate accounts. • - Make loan payments from your checking or savings share, share draft, and club accounts. • - Determine if a particular item has cleared. • - Obtain tax information on amounts earned on checking or savings share and share draft accounts or interest paid on loan accounts. • - Verify the last date and amount of your payroll deposit. - Request stop payments on drafts. Your accounts can be accessed under the Audio Response service via a touch touch-tone telephone only. Audio Response service will be available for your convenience twenty-four (24) 24 hours per day. This service may be interrupted for a short time each day for data processing. • The following limitations on Audio Response transactions may apply: - There are no is a limit of 20 transactions per day and certain limits to on the number of inquiries, transfers, or withdrawal requests you may make in any one dayaccount history information available. • - The maximum withdrawal or transfer amount is $10,000.00 per transaction or per day. No day and no transfer or withdrawal may exceed the available funds in your account. • - See Funds Availability Policy Section 2 for transfer limitations that may apply to these transactions. The Credit Union reserves the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, or lower an account below a required balance. All checks are payable , or otherwise require us to you as a primary member and will be mailed to your address of recordincrease our required reserve on the account. The Credit Union may set other limits on the amount of any transaction, and you would will be notified of those limits. The Credit Union may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction, transaction and there may be limits on the duration of each telephone call.

Audio Response. If we approve the Audio Response access service for your accounts, a separate PINs personal identification number (Personal Identification NumbersPIN) will be chosen by assigned to you. You must use your PINs personal identification number (PIN) along with your account number to access your accounts. At the present time time, you may use the audio response access service Audio Response to: • Withdraw funds from your checking or savings accounts. • - Transfer funds from your savings and checking or savings accounts. • - Obtain balance information for your checking or savings savings, checking, Money Manager, and Line of Credit accounts. • - Make loan payments from your savings and checking or savings accounts. • - Access your Signature Line of Credit account. - Determine if a particular item has cleared. • - Obtain tax information on amounts earned on savings and checking or savings accounts or interest paid on loan accounts. • - Verify the last date and amount of your payroll deposit. Your accounts can be accessed under the Audio Response service via a touch touch-tone telephone only. Audio Response service will be available for your convenience twenty-four (24) 24 hours per day. This service may be interrupted for a short time each day for data processing. • The following limitations on Audio Response transactions may apply: - There are is no limits limit to the number of inquiries, transfers, or withdrawal requests you may make in any one (1) day. • The maximum withdrawal or transfer amount is $10,000.00 per transaction or per day. No transfer or withdrawal may exceed the available funds in your account. • - See Funds Availability Policy Section 2 for transfer limitations that may apply to these transactions. The Credit Union reserves the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, or lower an account below a required balance. All checks are payable , or otherwise require us to you as a primary member and will be mailed to your address of recordincrease our required reserve on the account. The Credit Union may set other limits on the amount of any transaction, and you would will be notified of those limits. The Credit Union may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction, transaction and there may be limits on the duration of each telephone call.

Audio Response. If we approve the Audio Response audio response access service for your accounts, a separate PINs PIN (Personal Identification NumbersNumber) will be chosen by assigned to you. You must use your PINs PIN (Personal Identification Number) along with your account number to access your accounts. At the present time you may use the audio response access service to: • Withdraw funds from your checking or savings accounts. • *Transfer funds from your checking or savings share and share draft accounts. • *Obtain balance information for your checking or savings share, share draft, loan, IRA and certificate accounts. • *Make loan payments from your checking or savings share and share draft accounts. • *Determine if a particular item has cleared. • *Obtain tax information on amounts earned on checking or savings share and share draft accounts or interest paid on loan accounts. • *Verify the last date and amount of your payroll deposit. Your accounts can be accessed under the Audio Response audio response service via a touch tone telephone only. Audio Response service Service will be available for your convenience twenty-four (24) hours per day. This service may be interrupted for a short time each day for data processing. • *There are is no limits limit to the number of inquiries, transfers, or withdrawal requests you may make in any one day. • The maximum withdrawal or transfer amount is $10,000.00 per transaction or per day. No transfer or withdrawal may exceed the available funds in your account. • *See Funds Availability Policy Section 2 for transfer limitations that may apply to these transactions. The Credit Union reserves the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, or lower an account below a required balance, or otherwise require us to increase our required reserve on the account. All checks are payable to you as a primary member and will be mailed to your address of record. The Credit Union may set other limits on the amount of any transaction, and you would will be notified of those limits. The Credit Union may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction, and there may be limits on the duration of each telephone call.

Audio Response. If we approve the Audio Response access service for your accounts, a separate PINs personal identification number (Personal Identification NumbersPIN) will be chosen by assigned to you. You must use your PINs personal identification number (PIN) along with your account number to access your accounts. At the present time time, you may use the audio response access service Audio Response to: • - Withdraw funds from your checking or savings share, share draft, Money Market, and Club accounts. • - Transfer funds from your checking or savings share, share draft, loan, Money Market, and Club accounts. • - Obtain balance information for your checking or savings share, share draft, loan, IRA, Money Market, Club, and certificate accounts. • - Make loan payments from your checking or savings share, share draft, Money Market, and Club accounts. • - Access your Line of Credit account. - Determine if a particular item has cleared. • - Obtain tax information on amounts earned on checking or savings share and share draft accounts or interest paid on loan accounts. • - Verify the last date and amount of your payroll deposit. Your accounts can be accessed under the Audio Response service via a touch touch-tone telephone only. Audio Response service will be available for your convenience twenty-four (24) 24 hours per day. This service may be interrupted for a short time each day for data processing. • The following limitations on Audio Response transactions may apply: - There are is no limits limit to the number of inquiries, transfers, or withdrawal requests you may make in any one (1) day. • The maximum withdrawal or transfer amount is $10,000.00 per transaction or per day. No transfer or withdrawal may exceed the available funds in your account. • - See Funds Availability Policy Section 2 for transfer limitations that may apply to these transactions. The Credit Union reserves the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, or lower an account below a required balance, or otherwise require us to increase our required reserve on the account. All checks are payable to you as a primary member and will be mailed to your address of record. The Credit Union may set other limits on the amount of any transaction, and you would will be notified of those limits. The Credit Union may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction, transaction and there may be limits on the duration of each telephone call.