Common use of ATM Card Clause in Contracts

ATM Card. If approved, you may use your card and personal identi- fication number (PIN) in automated teller machines (ATMs) of the Credit Union, STAR®, Plus®, Cirrus®, Maestro® networks, and such other ma- chines or facilities as the Credit Union may designate. For ATM transac- tions, you must consent to the Credit Union’s overdraft protection plan in order for the transaction amount to be covered under the plan. Without your consent, the Credit Union may not authorize and pay an overdraft resulting from these types of transactions. Services and fees for ATM overdrafts are shown in the document the Credit Union uses to capture the member’s opt-in choice for overdraft protection and the Schedule of Fees and Charges. At the present time, you may use your card to: - Make deposits to your share and share draft accounts. - Withdraw funds from your share and share draft accounts. - Transfer funds from your share and share draft accounts. - Obtain balance information for your share and share draft accounts. The following limitations on ATM Card transactions may apply: - You may make 999 cash withdrawals in any one (1) day. - You may withdraw up to a maximum of $315.00 in any one (1) day, if there are sufficient funds in your account. - You may transfer up to the available balance in your accounts at the time of the transfer. - See Section 2 for transfer limitations that may apply to these transac- tions. Because of the servicing schedule and processing time required in ATM operations, there may be a delay between the time a deposit (either cash or check) is made and when it will be available for withdrawal.

ATM Card. If approved, you may use your card and personal identi- fication identification number (PIN) in automated teller machines (ATMs) of the Credit Union, STARPLUS®, Plus®Star, Cirrus®, Maestro® and CO-OP networks, and such other ma- chines machines or facilities as the Credit Union may designate. For ATM transac- tionstransactions, you must consent to the Credit Union’s overdraft protection plan in order for the transaction amount to be covered under the plan. Without your consent, the Credit Union may not authorize and pay an overdraft resulting from these types of transactions. Services and fees for ATM overdrafts are shown in the document the Credit Union uses to capture the member’s opt-in choice for overdraft protection and the Schedule of Fees and ChargesFee Schedule. At the present time, you may use your card to: - Make deposits to your share and share draft accounts. - Withdraw funds from your share and share draft accounts. - Transfer funds from your share and share draft accounts. - Obtain balance information for your share and share draft accounts. The following limitations on ATM Card transactions may apply: - You may make 999 three (3) cash withdrawals in any one (1) day. - You may withdraw up to a maximum of $315.00 1,000.00 in any one (1) day, if there are sufficient funds in your account. - You may transfer up to the available balance in your accounts at the time of the transfer. - $300.00 per ATM Transaction. - See Section 2 for transfer limitations that may apply to these transac- tionstransactions. Because of the servicing schedule and processing time required in ATM operations, there may be a delay between the time a deposit (either cash or check) is made and when it will be available for withdrawal.

ATM Card. If approved, you may use your card and personal identi- fication identification number (PIN) in automated teller machines (ATMs) of the Credit Union, STARMaestro®, PlusPulse, PLUS®, Cirrus®AFFN, Maestro® Accel/Exchange, and MoneyPass networks, and such other ma- chines machines or facilities as the Credit Union may designate. For ATM transac- tionstransactions, you must consent to the Credit Union’s overdraft protection plan in order for the transaction amount to be covered under the plan. Without your consent, the Credit Union may not authorize and pay an overdraft resulting from these types of transactions. Services and fees for ATM overdrafts are shown in the document the Credit Union uses to capture the member’s opt-in choice for overdraft protection and the Schedule of Fees and Charges. At the present time, you may use your card to: - Make deposits to your share and share draft accounts. - Withdraw funds from your share and share draft accounts. - Transfer funds from your share and share draft accounts. - Obtain balance information for your share and share draft accounts. - Make point-of-sale (POS) transactions with your card and personal identification number (PIN) to purchase goods or services at POS terminals that carry Maestro®, Pulse, PLUS®, AFFN, Accel/Exchange, and MoneyPass network logo(s). The following limitations on ATM Card transactions may apply: - You may make 999 four (4) cash withdrawals in any one (1) day. - You may withdraw up to a maximum of $315.00 1,000.00 in any one (1) day, if there are sufficient funds in your account. - You may purchase up to a maximum of $1,000.00 from POS terminals per day, if there are sufficient funds in your account. - You may transfer up to the available balance in your accounts at the time of the transfer. - See Section 2 for transfer limitations that may apply to these transac- tions. Because of the servicing schedule and processing time required in ATM operations, there may be a delay between the time a deposit (either cash or check) is made and when it will be available for withdrawaltransactions.

ATM Card. If approved, you may use your card and personal identi- fication identification number (PIN) in automated teller machines (ATMs) of the Credit Union, STAR®, Plus®, Cirrus®, Maestro® Pulse, American Express, Discover, PLUS®, Mastercard®, and Access OK networks, and such other ma- chines machines or facilities as the Credit Union may designate. For ATM transac- tionstransactions, you must consent to the Credit Union’s overdraft protection plan in order for the transaction amount to be covered under the plan. Without your consent, the Credit Union may not authorize and pay an overdraft resulting from these types of transactions. Services and fees for ATM overdrafts are shown in the document the Credit Union uses to capture the member’s opt-in choice for overdraft protection and the Schedule of Fees and Charges. At the present time, you may use your card to: - Make deposits to your share and share draft accounts. - Withdraw funds from your share and share draft accounts. - Transfer funds from your share and share draft accounts. - Obtain balance information for your share and share draft accounts. The following limitations on ATM Card transactions may apply: - You There is no limit on the number of cash withdrawals you may make 999 cash withdrawals in any one (1) day. - You may withdraw up to a maximum of $315.00 500.00 in any one (1) day, if there are sufficient funds in your account. - For security purposes, there are other limits on the frequency and amount of transfers available at ATMs. - You may transfer up to the available balance in your accounts at the time of the transfer. - See Section 2 for transfer limitations that may apply to these transac- tionstransactions. Because of the servicing schedule and processing time required in ATM operations, there may be a delay between the time a deposit (either cash or check) is made and when it will be available for withdrawal.

ATM Card. If approved, you may use your card and personal identi- fication identification number (PIN) in automated teller machines (ATMs) of the Credit Union, STAR®Cirrus, Plus®, Cirrus®American Express, Maestro® Pulse, MoneyPass networks, and such other ma- chines machines or facilities as the Credit Union may designate. For ATM transac- tionstransactions, you must consent to the Credit Union’s overdraft protection plan in order for the transaction amount to be covered under the plan. Without your consent, the Credit Union may not authorize and pay an overdraft resulting from these types of transactions. Services and fees for ATM overdrafts are shown in the document the Credit Union uses to capture the member’s opt-in choice for overdraft protection and the Schedule of Fees and Charges. At the present time, you may use your card to: - Make deposits to your share and share draft accounts. - Withdraw funds from your share and share draft accounts. - Transfer funds from your share and share draft accounts. - Obtain balance information for your share and share draft accounts. The following limitations on ATM Card transactions may apply: - You There is no limit on the number of cash withdrawals you may make 999 cash withdrawals in any one (1) day. - You may withdraw up to a maximum of $315.00 500.00 in any one (1) day, if there are sufficient funds in your account. - You may transfer up to the available balance in your accounts at the time of the transfer. - See Section 2 for transfer limitations that may apply to these transac- tionstransactions. Because of the servicing schedule and processing time required in ATM operations, there may be a delay between the time a deposit (either cash or check) is made and when it will be available for withdrawal.