ANNUAL PERCENTAGE RATE FINANCE CHARGE AMOUNT FINANCED TOTAL OF PAYMENTS. The cost of the Borrower’s credit as a yearly rate. The dollar amount the credit will cost the Borrower. The amount of credit provided to the Borrower or on his or her behalf. The amount the Borrower will have paid after all payments as scheduled. % $ $ $
ANNUAL PERCENTAGE RATE FINANCE CHARGE AMOUNT FINANCED TOTAL OF PAYMENTS. The cost of your credit as a yearly rate The dollar amount the credit will cost you The amount of credit provided to you or on your behalf. The amount you will have paid after you have made all payments as 240.00% $200.00 $1,000.00 $1,200.00 Motor Vehicle Collateral: Make: buick Model: century Year: 1992 Vin#: 00000000000000000 License Color: blue Title Certificate Number: Drivers License # 00000000 SECURITY: Lender will have a security interest in the motor vehicle described above.
ANNUAL PERCENTAGE RATE FINANCE CHARGE AMOUNT FINANCED TOTAL OF PAYMENTS. The cost of your credit as a yearly rate The dollar amount the credit will cost you The amount of credit provided to you or on your behalf. The amount you will have paid after you have made all payments as 10.00% $8.22 $1,000.00 $1,008.22 Payment Schedule: Beginning on 12/29/2006, consecutive Monthly payments of $0.00 and 1 final payment of $0.00. Security: You are giving a security interest in your Black 2000 BMW 735i VIN#00000000000000000 (keys included).
ANNUAL PERCENTAGE RATE FINANCE CHARGE AMOUNT FINANCED TOTAL OF PAYMENTS. The cost of your credit as a yearly rate The dollar amount the credit will cost you The amount of credit provided to you or on your behalf The amount you will have paid after all scheduled payments are made 469.29% $36.00 $200.00 $236.00 PAYMENT SCHEDULE One payment in the amount of : $236.00 Due on: 11/28/2005 Description of Check Given: Check Number: 123 Amount: $200.00 Checking Account No.: 101715155 Bank: FIRST TENNESSEE BANK Prepayment: There will be no rebate of the Finance Charge if this Delayed Deposit Agreement is prepaid before the Presentment Date. See the rest of this Agreement for additional information about the method of payment, our rights in the event of nonpayment, and any required repayment before the scheduled date and prepayment refunds and penalties. See your contract documents for any additional information about nonpayment, default, any required repayment in full before the schedule date, and prepayment refunds. ITEMIZATION OF AMOUNT FINANCED 1. Amount Paid Directly To You: $200 Total Amount Financed: $200.00 THE ABOVE IS A DISCLOSURE REQUIRED BY THE FEDERAL TRUTH IN LENDING ACT. The amount stated in the Amount Financed box above consists solely of the amount of cash the Customer was given in exchange for the Customer's check. The amount shown above in the Finance Charge box is Deemed a Service Fee by Mississippi law ¶75-67 515 (4) and not interest. In this Delayed Deposit Agreement (this “Agreement”), the words “I”, “you” and “your” mean the customer and all who have signed as a customer. The words “we”, “us” and “our” mean the check cashier listed on this Agreement. The Customer, shown above, promises to pay to the Licensee, shown above, the amount set out above as the Total of Payments in accordance with the above Payment Schedule. To satisfy the obligation, the Customer this date has delivered Customer's check to Licensee in the amount of the Total of Payments with the understanding that Licensee will not present the check for payment until the Payment Due Date as set out in the Payment schedule. If borrower has not redeemed the check prior to the above set out Payment Due Date, Licensee is authorized to deposit the check to satisfy this obligation. TRUTH OF APPLICATION: You certify that the information stated on this Agreement is true and correct. You understand that we are relying upon the Application and this Agreement. You authorize us to verify any information through any source including use of a credit report. METHOD OF P...
ANNUAL PERCENTAGE RATE FINANCE CHARGE AMOUNT FINANCED TOTAL OF PAYMENTS. The cost of your credit as a yearly rate The dollar amount the credit will cost you The amount of credit provided to you or on your behalf The amount you will have paid after all scheduled payments are made 391.07% $30.00 $200.00 $230.00 Your payment schedule will be 1 payment in the amount of $230.00 due on 3/17/2009 SECURITY: Your 123 is security for this loan.
ANNUAL PERCENTAGE RATE FINANCE CHARGE AMOUNT FINANCED TOTAL OF PAYMENTS. The cost of your credit as a yearly rate The dollar amount the credit will cost you The amount of credit provided to you or on your behalf. The amount you will have paid after you have made all payments as scheduled 469.29% $36.00 $200.00 $236.00 ITEMIZATION OF AMOUNT FINANCED Amount Financed $200.00 Amount given to you directly. $200.00 Amount Refinanced $0.00 This Loan Agreement, Promissory Note, and Security Agreement is entered into by and between CREDITOR/LENDER and BORROWR/DEBTOR as of the above date, subject to the terms and conditions set forth and any and all representations BORROWER has made to LENDER in connection with this transaction. LOAN AGREEMENT. You have requested a loan (the “LOAN”) in the amount of the Amount Financed stated above (the “PRINCIPAL”). At your specific request, we as LENDER do hereby advance to you the Principal Amount. This loan is offered under the Laws governing money, interest and usury. You as BORROWER shall pay in cash to LENDER the amount set forth by the installment schedule above when due pursuant to the Promissory Note. Any notice that we as LENDER are required to provide you pursuant to the Agreement and/or the Uniform Commercial Code of the State of New Mexico will be deemed reasonable if sent to you at the address set forth by you above at least five (5) days before the event with respect to which notice is required. In the event the loan is repaid prior to maturity, BORROWRE shall pay interest at the rate set forth as the ANNUAL PERCENTAGE RATE above for the number of days the loan is outstanding and there will be no prepayment penalty. The amount set forth above as the FINANCE CHARGE is deemed a service fee by New Mexico law and is not interest.
