Common use of Annual Independent Certified Public Accountants’ Servicing Report Clause in Contracts

Annual Independent Certified Public Accountants’ Servicing Report. On the earlier of (a) March 31 or (b) using best efforts, within 15 calendar days prior to the date on which the Purchaser's annual report on Form 10-K is required to be filed, the Seller will deliver to the Purchaser at Seller's expense and shall cause a firm of independent public accountants, which is a member of the American Institute of Certified Public Accountants to furnish a statement to the Purchaser to the effect that such firm has examined certain documents and records relating to the Seller's servicing of mortgage loans of the same type as the Mortgage Loans pursuant to servicing agreements substantially similar to this Agreement, which agreements may include this Agreement, and that, on the basis of such an examination, conducted substantially in accordance with the uniform single attestation program for mortgage bankers, such firm is of the opinion that the Seller's servicing has been conducted in compliance with the agreements examined pursuant to this Section 6.05, except for (i) such exceptions as such firm shall believe to be immaterial, and (ii) such other exceptions as shall be set forth in such statement. Copies of such statement shall be provided by the Seller to the Purchaser. In addition, on an annual basis, upon Purchaser's request, Seller shall provide Purchaser with copies of its audited financial statements upon execution by Purchaser of an agreement to keep confidential the contents of such financial statements.

Annual Independent Certified Public Accountants’ Servicing Report. On The Servicer will use its best efforts to deliver to the earlier of (a) March 31 or (b) using best effortsOwner, within 15 fifteen (15) calendar days prior to before the date on which the Purchaser's Owner’s annual report on Form 10-K is required to be filed, the Seller will deliver to the Purchaser at Seller's its expense and shall cause a firm of independent public accountants, accountants which is a member of the American Institute of Certified Public Accountants to furnish a statement to the Purchaser Owner to the effect that such firm has examined certain documents and records relating to the SellerServicer's servicing of mortgage loans of the same type as the Mortgage Loans pursuant to servicing agreements substantially similar to this Agreement, which agreements may include this Agreement, and that, on the basis of such an examination, conducted substantially in accordance with the uniform single attestation program for mortgage bankers, such firm is of the opinion that the SellerServicer's servicing has been conducted in compliance with the agreements examined pursuant to this Section 6.05, except for (i) such exceptions as such firm shall believe to be immaterial, and (ii) such other exceptions as shall be set forth in such statement. Copies of such statement shall be provided by the Seller Servicer to the PurchaserOwner. In addition, on an annual basis, upon Purchaser's Owner’s request, Seller Servicer shall provide Purchaser Owner with copies of its audited financial statements upon execution by Purchaser Owner of an agreement to keep confidential the contents of such financial statements.

Annual Independent Certified Public Accountants’ Servicing Report. On Within one hundred twenty (120) days after the earlier end of (a) March 31 or (b) using best effortsthe Servicer’s fiscal year, within 15 calendar days prior to the date on which the Purchaser's annual report on Form 10-K is required to be filedbeginning in its 2002 fiscal year, the Seller will deliver to the Purchaser Servicer at Seller's its expense and shall cause a firm of independent public accountants, accountants which is a member of the American Institute of Certified Public Accountants to furnish a statement to the Purchaser to the effect that such firm has examined certain documents and records relating to the Seller's Servicer’s servicing of mortgage loans of the same type as the Mortgage Loans pursuant to servicing agreements substantially similar to this Agreement, which agreements may include this Agreement, and that, on the basis of such an examination, conducted substantially in accordance compliance with the uniform single attestation program Uniform Single Attestation Program for mortgage bankersMortgage Bankers or the Audit Guide for HUD Approved Title II Approved Mortgagees and Loan Correspondent Programs, such firm is of the opinion that the Seller's Servicer’s servicing has been conducted in compliance with the agreements examined pursuant to this Section 6.05, except for (i) such exceptions as such firm shall believe to be immaterial, and (ii) such other exceptions as shall be set forth in such statement. Copies of such statement shall be provided by the Seller Servicer to the Purchaser. In addition, on an annual basis, upon Purchaser's request, Seller the Servicer shall provide the Purchaser with copies of its audited financial statements upon execution by the Purchaser of an agreement to keep confidential the contents of such financial statements.

Annual Independent Certified Public Accountants’ Servicing Report. On Within one hundred twenty (120) days after the earlier end of (a) March 31 or (b) using best effortsthe Servicer's fiscal year, within 15 calendar days prior to the date on which the Purchaser's annual report on Form 10-K is required to be filedbeginning in its 2002 fiscal year, the Seller will deliver to the Purchaser Servicer at Seller's its expense and shall cause a firm of independent public accountants, accountants which is a member of the American Institute of Certified Public Accountants to furnish a statement to the Purchaser to the effect that such firm has examined certain documents and records relating to the SellerServicer's servicing of mortgage loans of the same type as the Mortgage Loans pursuant to servicing agreements substantially similar to this Agreement, which agreements may include this Agreement, and that, on the basis of such an examination, conducted substantially in accordance compliance with the uniform single attestation program Uniform Single Attestation Program for mortgage bankersMortgage Bankers, such firm is of the opinion that the SellerServicer's servicing has been conducted in compliance with the agreements examined pursuant to this Section 6.05, except for (i) such exceptions as such firm shall believe to be immaterial, and (ii) such other exceptions as shall be set forth in such statement. Copies of such statement shall be provided by the Seller Servicer to the Purchaser. In addition, on an annual basis, upon Purchaser's request, Seller the Servicer shall provide the Purchaser with copies of its audited financial statements upon execution by the Purchaser of an agreement to keep confidential the contents of such financial statements.

Annual Independent Certified Public Accountants’ Servicing Report. On the earlier Within one hundred twenty (120) days of Seller's fiscal year end (aDecember 31 of each year beginning December 31, 2000) March 31 or (b) using best efforts, within 15 calendar days prior to the date on which the Purchaser's annual report on Form 10-K is required to be filed, the Seller will deliver to the Purchaser at Seller's its expense and shall cause a firm of independent public accountants, accountants which is a member of the American Institute of Certified Public Accountants to furnish a statement to the 'Purchaser to the effect that such firm has examined certain documents and records relating to the Seller's servicing of mortgage loans of the same type as the Mortgage Loans pursuant to servicing agreements substantially similar to this Agreement, which agreements may include this Agreement, and that, on the basis of such an examination, conducted substantially in accordance with the uniform single attestation program for mortgage bankers, such firm is of the opinion that the Seller's servicing has been conducted in compliance with the agreements examined pursuant to this Section 6.05, except for (i) such exceptions as such firm shall believe to be immaterial, and (ii) such other exceptions as shall be set forth in such statement. Copies of such statement shall be provided by the Seller to the Purchaser. In addition, on an annual basis, upon Purchaser's request, Seller shall provide provided Purchaser with copies of its audited financial statements upon execution by Purchaser of an agreement to keep confidential the contents of such financial statements.

Annual Independent Certified Public Accountants’ Servicing Report. On the earlier or before March 15, 2005, and by March 15 of (a) March 31 or (b) using best efforts, within 15 calendar days prior to the date on which the Purchaser's annual report on Form 10-K is required to be filedeach year thereafter, the Seller will deliver to the Purchaser Servicer at Seller's its expense and shall cause a firm of independent public accountants, accountants which is a member of the American Institute of Certified Public Accountants to furnish a statement to the Purchaser Owner in a form acceptable for filing with the Securities and Exchange Commission as an exhibit to a Form 10-K to the effect that such firm has examined certain documents and records relating to the SellerServicer's servicing of mortgage loans of the same type as the Mortgage Loans pursuant to servicing agreements substantially similar to this Agreement, which agreements may include this Agreement, and that, on the basis of such an examination, conducted substantially in accordance compliance with the uniform single attestation program Uniform Single Attestation Program for mortgage bankersMortgage Bankers, such firm is of the opinion that the SellerServicer's servicing has been conducted in compliance with the agreements examined pursuant to this Section 6.05, except for (i) such exceptions as such firm shall believe to be immaterial, and (ii) such other exceptions as shall be set forth in such statement. Copies of such statement shall be provided by the Seller Servicer to the PurchaserOwner and the Master Servicer. In addition, on an annual basis, upon Purchaser's request, Seller Servicer shall provide Purchaser Owner with copies of its audited financial statements upon execution by Purchaser Owner of an agreement to keep confidential the contents of such financial statements.

Annual Independent Certified Public Accountants’ Servicing Report. On Within one hundred twenty (120) days after the earlier end of (a) March 31 or (b) using best effortsthe Servicer's fiscal year, within 15 calendar days prior to the date on which the Purchaser's annual report on Form 10-K is required to be filedbeginning in its 2001 fiscal year, the Seller will deliver to the Purchaser Servicer at Seller's its expense and shall cause a firm of independent public accountants, accountants which is a member of the American Institute of Certified Public Accountants to furnish a statement to the Purchaser to the effect that such firm has examined certain documents and records relating to the SellerServicer's servicing of mortgage loans of the same type as the Mortgage Loans pursuant to servicing agreements substantially similar to this Agreement, which agreements may include this Agreement, and that, on the basis of such an examination, conducted substantially in accordance compliance with the uniform single attestation program Uniform Single Attestation Program for mortgage bankersMortgage Bankers, such firm is of the opinion that the SellerServicer's servicing has been conducted in compliance with the agreements examined pursuant to this Section 6.05, except for (i) such exceptions as such firm shall believe to be immaterial, and (ii) such other exceptions as shall be set forth in such statement. Copies of such statement shall be provided by the Seller Servicer to the Purchaser. In addition, on an annual basis, upon Purchaser's request, Seller the Servicer shall provide the Purchaser with copies of its audited financial statements upon execution by the Purchaser of an agreement to keep confidential the contents of such financial statements.

Annual Independent Certified Public Accountants’ Servicing Report. On or before February 28 of each year beginning February 28, 2005 the earlier of (a) March 31 or (b) using best efforts, within 15 calendar days prior to the date on which the Purchaser's annual report on Form 10-K is required to be filed, the Seller will deliver to the Purchaser Servicer at Seller's its expense and shall cause a firm of independent public accountants, accountants which is a member of the American Institute of Certified Public Accountants to furnish a statement to the Purchaser in a form acceptable for filing with the Securities and Exchange Commission as an exhibit to a Form 10-K to the effect that such firm has examined certain documents and records relating to the Seller's Servicer’s servicing of mortgage loans of the same type as the Mortgage Loans pursuant to servicing agreements substantially similar to this Agreement, which agreements may include this Agreement, and that, on the basis of such an examination, conducted substantially in accordance with the uniform single attestation audit program for mortgage bankers, such firm is of the opinion that the Seller's Servicer’s servicing has been conducted in compliance with the agreements examined pursuant to this Section 6.05, except for (i) such exceptions as such firm shall believe to be immaterial, and (ii) such other exceptions as shall be set forth in such statement. Copies of such statement shall be provided by the Seller Servicer to the PurchaserPurchaser and the Master Servicer. In addition, on an annual basis, upon Purchaser's request, Seller Servicer shall provide provided Purchaser with copies of its audited financial statements upon execution by Purchaser of an agreement to keep confidential the contents of such financial statements.

Annual Independent Certified Public Accountants’ Servicing Report. On The Servicer will use its best efforts to deliver to the earlier of (a) March 31 or (b) using best effortsOwner, within 15 fifteen (15) calendar days prior to before the date on which the Purchaser's Owner’s annual report on Form 10-K is required to be filed, the Seller will deliver to the Purchaser at Seller's its expense and shall cause a firm of independent public accountants, accountants which is a member of the American Institute of Certified Public Accountants to furnish a statement to the Purchaser Owner to the effect that such firm has examined certain documents and records relating to the Seller's Servicer’s servicing of mortgage loans of the same type as the Mortgage Loans pursuant to servicing agreements substantially similar to this Agreement, which agreements may include this Agreement, and that, on the basis of such an examination, conducted substantially in accordance with the uniform single attestation program for mortgage bankers, such firm is of the opinion that the Seller's Servicer’s servicing has been conducted in compliance with the agreements examined pursuant to this Section 6.05, except for (i) such exceptions as such firm shall believe to be immaterial, and (ii) such other exceptions as shall be set forth in such statement. Copies of such statement shall be provided by the Seller Servicer to the PurchaserOwner. In addition, on an annual basis, upon Purchaser's Owner’s request, Seller Servicer shall provide Purchaser Owner with copies of its audited financial statements upon execution by Purchaser Owner of an agreement to keep confidential the contents of such financial statements.

Annual Independent Certified Public Accountants’ Servicing Report. On the earlier of (a) March 31 or (b) using best efforts, within 15 calendar days prior to the date on which the Purchaser's annual report on Form 10-K is required to be filed, the The Seller will deliver to the Purchaser Purchaser, not later than the Business Day prior to March 31 of each calendar year and will use its best effort to deliver by March 15 of each year, at Seller's its expense and shall cause a firm of independent public accountants, accountants which is a member of the American Institute of Certified Public Accountants to furnish a statement to the Purchaser to the effect that such firm has examined certain documents and records relating to the Seller's ’s servicing of mortgage loans of the same type as the Mortgage Loans pursuant to servicing agreements substantially similar to this Agreement, which agreements may include this Agreement, and that, on the basis of such an examination, conducted substantially in accordance with the uniform single attestation program for mortgage bankers, such firm is of the opinion that the Seller's ’s servicing has been conducted in compliance with the agreements examined pursuant to this Section 6.05, except for (i) such exceptions as such firm shall believe to be immaterial, and (ii) such other exceptions as shall be set forth in such statement. Copies of such statement shall be provided by the Seller to the Purchaser. In addition, on an annual basis, upon Purchaser's ’s request, Seller shall provide Purchaser with copies of its audited financial statements upon execution by Purchaser of an agreement to keep confidential the contents of such financial statements.