Common use of Allowance for Loan and Lease Losses Clause in Contracts

Allowance for Loan and Lease Losses. (1) By June 30, 2009, the Board shall review the adequacy of the Bank’s Allowance for Loan and Lease Losses (“Allowance”) and shall establish a program for the maintenance of an appropriate Allowance. This review and program shall be designed in light of the comments on maintaining a proper Allowance found in OCC Bulletin 2006-47 (December 13, 2006) and shall focus particular attention on the following factors:

Allowance for Loan and Lease Losses. (1) By June 30, 2009, the The Board shall review the adequacy of the Bank’s Allowance for Loan and Lease Losses (“Allowance”) and shall establish a program for the maintenance of an appropriate adequate Allowance. This review and program shall be designed in light of the comments on maintaining a proper Allowance found in OCC Bulletin 2006-47 (December 13, 2006) and shall focus particular attention on the following factors:47,

Allowance for Loan and Lease Losses. (1) By June 30December 31, 20092007, the Board shall review the adequacy of the Bank’s 's Allowance for Loan and Lease Losses (“Allowance”) and shall establish a program for the maintenance of an appropriate Allowance. This review and program shall be designed adequate Allowance in light of the comments on maintaining a proper Allowance found in accordance with OCC Bulletin 2006-47 (December 1347, 2006) and shall focus particular attention on the following factors:

Allowance for Loan and Lease Losses. (1) By June 30, 2009, the The Board shall review the adequacy of the Bank’s 's Allowance for Loan and Lease Losses (“Allowance”) and shall establish a program for the maintenance of an appropriate adequate Allowance. This review and program shall be designed in light of the comments on maintaining a proper Allowance found in consistent with OCC Bulletin 2006-47 (December 13, 2006) and shall focus particular attention on the following factors:

Allowance for Loan and Lease Losses. (1) By June 30, 2009, the The Board shall review the adequacy of the Bank’s 's Allowance for Loan and Lease Losses (“Allowance”) and shall establish a program for the maintenance of an appropriate adequate Allowance. This review and program shall be designed in light of the comments on maintaining a proper Allowance found in OCC Bulletin 20062001-47 (December 13, 2006) and shall focus particular attention on the following factors:37;

Allowance for Loan and Lease Losses. (1) By June 30, 2009, the Board shall review the adequacy of the Bank’s 's Allowance for Loan and Lease Losses (“Allowance”) and shall establish a program for the maintenance of an appropriate Allowance. This review and program shall be designed in light of the comments on maintaining a proper Allowance found in OCC Bulletin 2006-47 (December 13, 2006) and shall focus particular attention on the following factors:

Allowance for Loan and Lease Losses. (1) By June 30, 2009, the The Board shall review the adequacy of the Bank’s 's Allowance for Loan and Lease Losses (“Allowance”) and shall establish a program for the maintenance of an appropriate adequate Allowance. This review and program shall be designed in light of the comments guidance on maintaining a proper Allowance found in the “Interagency Policy Statement on the Allowance for Loan and Lease Losses” in OCC Bulletin 2006-47 (dated December 13, 2006) , and at a minimum shall focus particular attention on the following factorsinclude:

Allowance for Loan and Lease Losses. (1) By June 30, 2009, the The Board shall review the adequacy methodology of the Bank’s 's Allowance for Loan and Lease Losses (“Allowance”) and shall establish a program for the maintenance of an appropriate adequate Allowance. This review and program shall be designed in light of the comments on maintaining a proper Allowance found in OCC Bulletin 2006-47 (December 13, 2006) and shall focus particular attention on the following factors:47,

Allowance for Loan and Lease Losses. (1) By June 30March 31, 20092008, the Board shall review the adequacy of the Bank’s 's Allowance for Loan and Lease Losses (“Allowance”) and shall establish a program for the maintenance of an appropriate Allowance. This review and program shall be designed in light of the comments on maintaining a proper Allowance found in OCC Bulletin 2006-47 (December 13, 2006) and shall focus particular attention on the following factors:

Allowance for Loan and Lease Losses. (1) By June 30, 2009, the The Board shall review the adequacy of the Bank’s 's Allowance for Loan and Lease Losses (“Allowance”) and shall establish a program for the maintenance of an appropriate adequate Allowance. This review and program shall be designed in light of the comments on maintaining a proper Allowance found in the Interagency Policy Statement contained in OCC Bulletin 2006-2006- 47 (December 13, 2006) ), and shall focus particular attention on incorporate the following factorsfollowing: