Common use of Allowance for Loan and Lease Losses Clause in Contracts

Allowance for Loan and Lease Losses. (1) Within ninety (90) days, the Board shall review the adequacy of the Bank's Allowance for Loan and Lease Losses (“Allowance”) and shall establish a program for the maintenance of an adequate Allowance. This review and program shall be designed in light of the comments on maintaining a proper Allowance found in the “Allowance for Loan and Lease Losses” booklet of the Comptroller’s Handbook, and shall focus particular attention on the following factors:

Allowance for Loan and Lease Losses. (1) Within ninety sixty (9060) days, the Board shall review review, revise, and thereafter ensure Bank adherence to its written program designed to ensure the adequacy maintenance of the Bank's an adequate Allowance for Loan and Lease Losses (“Allowance”) and shall establish a program for the maintenance of an adequate Allowance). This review and An acceptable program shall be designed in light of the comments on maintaining a proper Allowance found in the “Allowance for Loan and Lease Losses” booklet of the Comptroller’s Handbook, Handbook and shall focus particular attention on the following factors:

Allowance for Loan and Lease Losses. (1) Within ninety sixty (9060) days, the Board shall review review, revise, and thereafter ensure Bank adherence to its written program to ensure the adequacy maintenance of the Bank's an adequate Allowance for Loan and Lease Losses (“Allowance”) and shall establish a program for the maintenance of an adequate Allowance). This review and An acceptable program shall be designed in light of the comments on maintaining a proper Allowance found in the “Allowance for Loan and Lease Losses” booklet of the Comptroller’s Handbook, Handbook and shall focus particular attention on the following factors:

Allowance for Loan and Lease Losses. (1) Within ninety sixty (9060) daysdays of the date of this Agreement, the Board shall review the adequacy of the Bank's Allowance for Loan and Lease Losses (“"Allowance”") and shall establish a program for the maintenance of an adequate Allowance. This review and program shall be designed in light of the comments on maintaining a proper Allowance found in OCC Bulletin 2001-37 and the “"Allowance for Loan and Lease Losses” " booklet of the Comptroller’s Handbook, and shall focus particular attention on the following factors:

Allowance for Loan and Lease Losses. (1) Within ninety (90) days, days the Board shall review the adequacy of the Bank's ’s Allowance for Loan and Lease Losses (“Allowance”) and shall establish a program for the maintenance of an adequate Allowance. This review and program shall be designed in light of the comments on maintaining a proper Allowance found in the “Allowance for Loan and Lease Losses” booklet of the Comptroller’s Handbook, and shall focus particular attention on the following factors:the

Allowance for Loan and Lease Losses. (1) Within ninety (90) days, the Board shall review ensure Bank adherence to its written program designed to ensure the adequacy maintenance of the Bank's an adequate Allowance for Loan and Lease Losses (“Allowance”) and shall establish a program for the maintenance of an adequate Allowance). This review and The program shall be designed in light of the comments on maintaining a proper Allowance found in the “Allowance for Loan and Lease Losses” booklet of the Comptroller’s Handbook, and shall focus particular attention on the following factors:

Allowance for Loan and Lease Losses. (1) Within ninety (90) days, the The Board shall review the adequacy of the Bank's Allowance for Loan and Lease Losses (“Allowance”) and shall establish a program for the maintenance of an adequate AllowanceAllowance within ninety (90) days. This review and program shall be designed in light of the comments on maintaining a proper Allowance found in the “Allowance for Loan and Lease Losses” booklet of the Comptroller’s Handbook, Handbook and shall focus particular attention on include the following factors:Bank’s methodology for determining and measuring impairment under FAS 114 and FAS 5.

Allowance for Loan and Lease Losses. (1) Within ninety sixty (9060) days, the Board shall review the adequacy of the Bank's Allowance for Loan and Lease Losses (“Allowance”) and shall establish a program for the maintenance of an adequate Allowance. This review and program shall be designed in light of the comments on maintaining a proper Allowance found in the “Allowance for Loan and Lease Losses” booklet of the Comptroller’s Handbook, and shall focus particular attention on the following factors:

Allowance for Loan and Lease Losses. (1) Within ninety sixty (9060) days, the Board shall review the adequacy of the Bank's Allowance for Loan and Lease Losses (“Allowance”) and shall establish a program for the maintenance of an adequate Allowance. This review and program shall be designed in light of the comments on maintaining a proper Allowance found in the “FFIEC Interagency Policy Statement for Allowance for Loan and Loans and Lease Losses” booklet of the Comptroller’s HandbookLosses contained in OCC Bulletin 2006-47 (December 13, 2006), and shall focus particular attention on incorporate the following factorsfollowing:

Allowance for Loan and Lease Losses. (1) Within ninety thirty (9030) days, days the Board shall review the adequacy of the Bank's Allowance for Loan and Lease Losses (“Allowance”) and shall establish a make such revisions to its Allowance program as are necessary for the maintenance of an adequate Allowance. This review Allowance and program shall be designed in light of to comport with the comments guidance on maintaining a proper Allowance found in OCC Bulletin 2006-47 – The Interagency Statement on the “Allowance for Loan and Lease Losses” booklet of the Comptroller’s Handbook, . The review and revisions shall focus particular attention on the following factors:updated collateral valuations for impaired loans.

Allowance for Loan and Lease Losses. (1) Within ninety sixty (9060) days, the Board shall review the adequacy of the Bank's Allowance for Loan and Lease Losses (“Allowance”) and shall establish a program for the maintenance of an adequate Allowance. This review and program shall be designed in light of accordance with the comments on guidance for maintaining a proper Allowance found in the “Comptroller’s Handbook for the Allowance for Loan and Lease Losses” booklet of the Comptroller’s HandbookLosses and OCC 2001-37, and and, in addition, shall focus particular attention on the following factors:

Allowance for Loan and Lease Losses. (1) Within ninety sixty (9060) daysdays of the date of this Agreement, the Board shall review the adequacy of the Bank's Allowance for Loan and Lease Losses (“Allowance”) and shall establish a program for the maintenance of an adequate Allowance. This review and program shall be designed in light of the comments on maintaining a proper Allowance found in the “Allowance for Loan and Lease Losses” booklet of the Comptroller’s Handbook, and shall focus particular attention on the following factors:

Allowance for Loan and Lease Losses. (1) Within The Board shall, within ninety (90) days, the Board shall review the adequacy of the Bank's Allowance for Loan and Lease Losses (“Allowance”) and shall establish a program for the maintenance of an adequate Allowance. This review and program shall be designed in light of the comments on maintaining a proper Allowance found in the “Allowance for Loan and Lease Losses” booklet of the Comptroller’s Handbook, and shall focus particular attention on the following factors:

Allowance for Loan and Lease Losses. (1) Within The Board shall within ninety (90) days, the Board shall days review the adequacy of the Bank's Allowance for Loan and Lease Losses (“Allowance”) and shall establish a program for the maintenance of an adequate Allowance. This review and program shall be designed in light of the comments on maintaining a proper Allowance found in the “Allowance for Loan and Lease Losses” booklet of the Comptroller’s Handbook, and shall focus particular attention on the following factors:

Allowance for Loan and Lease Losses. (1) Within ninety The Board shall, within sixty (9060) days, the Board shall review the adequacy of the Bank's ’s Allowance for Loan and Lease Losses (“Allowance”) and shall establish ensure that enhancements are made to improve the analysis of the Allowance on a program for the maintenance of an adequate Allowanceleast a quarterly basis. This review and program analysis shall be designed enhanced in light of the comments on maintaining a proper Allowance found in the “Allowance for Loan and Lease Losses” booklet of the Comptroller’s Handbook, and shall focus particular attention on the following factors:

Allowance for Loan and Lease Losses. (1) Within ninety sixty (9060) days, the Board shall review the adequacy of the Bank's Allowance for Loan and Lease Losses (“Allowance”) and shall establish a program for the maintenance of an adequate Allowance. This review and program shall be designed in light of the comments on maintaining a proper Allowance found in the “Allowance for Loan and Lease Losses” booklet Losses booklet, A-ALLL, of the Comptroller’s Handbook, and shall focus particular attention on the following factors:

Allowance for Loan and Lease Losses. (1) Within ninety sixty (9060) days, days the Board shall review the adequacy of the Bank's Allowance for Loan and Lease Losses (“Allowance”) and shall establish a program for the maintenance of an adequate Allowance. This review and program shall be designed in light of the comments on maintaining a proper Allowance found in the “Allowance for Loan and Lease Losses” booklet Losses booklet, A-ALLL, of the Comptroller’s Handbook, and shall focus particular attention on the following factors:

Allowance for Loan and Lease Losses. (1) Within ninety sixty (9060) days, the Board shall review the adequacy of the Bank's Allowance for Loan and Lease Losses (“Allowance”) and shall establish a program for the maintenance of an adequate Allowance. This review and program shall be designed in light of the comments on maintaining a proper Allowance found in OCC Bulletin 2006-47 and the “Allowance for Loan and Lease Losses” booklet of the Comptroller’s Handbook, and shall focus particular attention on the following factors:

Allowance for Loan and Lease Losses. (1) Within ninety sixty (9060) days, the Board shall review review, revise, and thereafter ensure Bank adherence to its written program designed to ensure the adequacy maintenance of the Bank's an adequate Allowance for Loan and Lease Losses (“Allowance”) and shall establish a program for the maintenance of an adequate Allowance). This review and The program shall be designed in light of the comments on maintaining a proper Allowance found in the “Allowance for Loan and Lease Losses” booklet of the Comptroller’s Handbook, and shall focus particular attention on the following factors:

Allowance for Loan and Lease Losses. (1) Within ninety sixty (9060) days, the Board shall review the adequacy of the Bank's Allowance for Loan and Lease Losses (“Allowance”) and shall establish a program for the maintenance of an adequate Allowance. This review and program shall be designed in light of the comments on maintaining a proper Allowance found in that complies with OCC Bulletin 2006-47, Interagency Policy Statement on the “Allowance for Loan and Lease Losses” booklet of the Comptroller’s Handbook, and shall focus particular attention on the following factors:

Allowance for Loan and Lease Losses. (1) Within ninety sixty (9060) days, the Board shall review the adequacy of the Bank's Allowance for Loan and Lease Losses (“Allowance”) and shall establish a revise the program for the maintenance of an adequate Allowance. This review and program shall be designed in light of the comments on maintaining a proper Allowance found in the “Allowance for Loan and Lease Losses” booklet of the Comptroller’s Handbook, and shall focus particular attention on the following factorscorrective measures:

Allowance for Loan and Lease Losses. (1) Within ninety forty-five (9045) days, the Board shall review the adequacy of the Bank's Allowance for Loan and Lease Losses (“Allowance”) and shall establish a program for the maintenance of an adequate Allowance. This review and program shall be designed in light of the comments on maintaining a proper Allowance found in the “Allowance for Loan and Lease Losses” booklet of Losses found in the Comptroller’s Handbook's Handbook for National Bank Examiners, and shall focus particular attention on the following factors:

Allowance for Loan and Lease Losses. (1) Within ninety (90) days, the Board shall review the adequacy of the Bank's Allowance for Loan and Lease Losses (“"Allowance”") and shall establish a program for the maintenance of an adequate Allowance. This review and program shall be designed in light of the comments on maintaining a proper Allowance found in the “Allowance for Loan and Lease Losses” booklet Losses booklet, A-ALLL, of the Comptroller’s Handbook, and shall focus particular attention on the following factors:

Allowance for Loan and Lease Losses. (1) Within ninety (90) days, the The Board shall review the adequacy of the Bank's Allowance for Loan and Lease Losses (“Allowance”) and shall shall, within ninety (90) days, establish a program for the maintenance of an adequate Allowance. This review and program shall be designed in light of the comments on maintaining a proper Allowance found in the “Allowance for Loan and Lease Losses” booklet Losses booklet, A- ALLL, of the Comptroller’s Handbook, and shall focus particular attention on the following factors:

Allowance for Loan and Lease Losses. (1) Within ninety (90) days, the Board shall require the Bank to review the adequacy of the Bank's Allowance for Loan and Lease Losses (“Allowance”) and shall establish adopt a program for the maintenance of an adequate Allowance. This review and program shall be designed in light of the comments on maintaining a proper Allowance found in OCC Bulletin 2006-47, “Interagency Policy Statement on the “Allowance for Loan and Lease Losses” booklet of the Comptroller’s Handbook”, and shall focus particular attention on the following factors:

Allowance for Loan and Lease Losses. (1) Within ninety (90) days, the Board shall review the adequacy of the Bank's Allowance for Loan and Lease Losses (“Allowance”) and shall establish a program for the maintenance of an adequate Allowance. This review and program shall be designed in light of the comments on maintaining a proper Allowance found in the “Allowance for Loan and Lease Losses” booklet of the Comptroller’s Handbook, and shall focus particular attention on the following factorson:

Allowance for Loan and Lease Losses. (1) Within ninety sixty (9060) days, the Board shall review the adequacy of the Bank's Allowance for Loan and Lease Losses (“Allowance”) and shall establish a program for the maintenance of an adequate Allowance. This review and program shall be designed in light of accordance with the comments on guidance for maintaining a proper Allowance found in the “Comptroller’s Handbook for the Allowance for Loan and Lease Losses” booklet of the Comptroller’s HandbookLosses and OCC 2001-37, and in addition, shall focus particular attention on the following factors:

Allowance for Loan and Lease Losses. (1) Within ninety (90) days, the Board shall review the adequacy of the Bank's Allowance for Loan and Lease Losses (“Allowance”) and shall establish a program for the maintenance of an adequate Allowance. This review and program shall be designed in light of the comments made in the January 12, 2004, Report of Examination and comments on maintaining a proper Allowance found in the “Allowance for Loan and Lease Losses” booklet Losses booklet, A- ALLL, of the Comptroller’s Handbook, and shall focus particular attention on the following factors:

Allowance for Loan and Lease Losses. (1) Within ninety sixty (9060) daysdays of the date of this Agreement, the Board shall review the adequacy of the Bank's ’s Allowance for Loan and Lease Losses (“Allowance”) and shall establish a program for the maintenance of an adequate Allowance. This review and program shall be designed in light of the comments on maintaining a proper Allowance found in the “Allowance for Loan and Lease Losses” booklet of the Comptroller’s Handbook, and shall focus particular attention on the following factors:

Allowance for Loan and Lease Losses. (1) Within ninety (90) days, the The Board shall review the adequacy of the Bank's Allowance for Loan and Lease Losses (“Allowance”) and shall shall, within ninety (90) days, establish a program for the maintenance of an adequate Allowance. This review and program shall be designed in light of the comments on maintaining a proper Allowance found in the “Allowance for Loan and Lease Losses” booklet Losses booklet, A-ALLL, of the Comptroller’s HandbookHandbook and OCC Banking Bulletin 2001-37 “Policy Statement on Allowance for Loan and Lease Losses Methodologies”, and shall focus particular attention on the following factors:

Allowance for Loan and Lease Losses. (1) Within ninety (90) days, the The Board shall review the adequacy of the Bank's Allowance for Loan and Lease Losses (“Allowance”) and shall establish a review and revise, as necessary, its program for the maintenance of an adequate Allowance. This review and program shall be designed in light of the comments on maintaining a proper Allowance found in OCC Bulletin 2006-47: Interagency Policy on the “Allowance for Loan and Lease Losses” booklet of the Comptroller’s Handbook, Losses and shall focus particular attention on the following factors:

Allowance for Loan and Lease Losses. (1) Within ninety (90) days, the Board shall review the adequacy appropriateness of the Bank's ’s Allowance for Loan and Lease Losses (“Allowance”) and shall establish a program for the maintenance of an adequate appropriate Allowance. This review and program shall be designed in light of the comments on maintaining a proper an appropriate Allowance found in the “Allowance for Loan and Lease Losses” booklet of the Comptroller’s Handbook, and shall focus particular attention on the following factorsinclude:

Allowance for Loan and Lease Losses. (1) Within ninety sixty (9060) days, the Board shall review the adequacy of the Bank's ’s Allowance for Loan and Lease Losses (“Allowance”) and shall establish a program for the maintenance of an adequate Allowance. This review and program shall be designed in light of the comments on maintaining a proper Allowance found in that complies with OCC Bulletin 2006-47, Interagency Policy Statement on the “Allowance for Loan and Lease Losses” booklet of the Comptroller’s Handbook, and shall focus particular attention on the following factors: