Common use of Accidental Death and Dismemberment Benefits Clause in Contracts

Accidental Death and Dismemberment Benefits. This benefit applies to all Classes of Insured Persons. The following are Losses insured and the corresponding Benefit Amount expressed as a percentage of the Principal Sum: Class(es) All Accidental: Loss of Life Loss of Speech and Loss of Hearing Loss of Speech and one of Loss of Hand, Loss of Foot or Loss of Sight of One Eye Loss of Hearing and one of Loss of Hand, Loss of Foot or Loss of Sight of One Eye Benefit Amounts (Percentage of Principal Sum) 100% 100% 100% 100% Loss of Hands (Both), Loss of Feet (Both), Loss of Sight or a combination of any two of Loss of Hand, Loss of Foot or Loss of Sight of One Eye Quadriplegia Paraplegia Hemiplegia Loss of Hand, Loss of Foot or Loss of Sight of One Eye (Any one of each) Loss of Speech or Loss of Hearing Uniplegia Loss of Thumb and Index Finger of the same hand 100% 100% 75% 50% 50% 50% 25% 25% This Benefit Amount is subject to Section IV - Maximum Payment for Multiple Losses and Multiple Benefits, of the Contract. GCA6016 If an Insured Person has multiple Losses as the result of one Accident, then We will pay only the single largest Benefit Amount applicable to the Losses suffered, as described in Section IV - Maximum Payment for Multiple Losses and Multiple Benefits of the Contract. GCA6018

Accidental Death and Dismemberment Benefits. This benefit applies to all Classes of Insured Persons. The following are Losses insured and the corresponding Benefit Amount expressed as a percentage of the Principal Sum: Class(es) All Accidental: Loss of Life Loss of Speech and Loss of Hearing Loss of Speech and one of Loss of Hand, Loss of Foot or Loss of Sight of One Eye Loss of Hearing and one of Loss of Hand, Loss of Foot or Loss of Sight of One Eye Benefit Amounts (Percentage of Principal Sum) 100% 100% 100% 100% Loss of Hands (Both), Loss of Feet (Both), Loss of Sight or a combination of any two of Loss of Hand, Loss of Foot or Loss of Sight of One Eye Quadriplegia Paraplegia Hemiplegia Loss of Hand, Loss of Foot or Loss of Sight of One Eye (Any one of each) Loss of Speech or Loss of Hearing Uniplegia Loss of Thumb and Index Finger of the same hand 100% 100% 75% 50% 50% 50% 25% 25% This Benefit Amount is subject to Section IV - Maximum Payment for Multiple Losses and Multiple Benefits, of the Contract. GCA6016 BTA6016 If an Insured Person has multiple Losses as the result of one Accident, then We will pay only the single largest Benefit Amount applicable to the Losses suffered, as described in Section IV - Maximum Payment for For Multiple Losses and Multiple Benefits of the Contract. GCA6018BTA6018

Accidental Death and Dismemberment Benefits. This benefit applies to all Classes of Insured Persons. The following are Losses insured and the corresponding Benefit Amount expressed as a percentage of the Principal Sum: Class(es) All Accidental: Loss of Life Loss of Speech and Loss of Hearing Loss of Speech and one of Loss of Hand, Loss of Foot or Loss of Sight of One Eye Loss of Hearing and one of Loss of Hand, Loss of Foot or Loss of Sight of One Eye Benefit Amounts (Percentage of Principal Sum) 100% 100% 100% 100% Loss of Hands (Both), Loss of Feet (Both), Loss of Sight or a combination of any two of Loss of Hand, Loss of Foot or Loss of Sight of One Eye Quadriplegia Paraplegia Hemiplegia Loss of Hand, Loss of Foot or Loss of Sight of One Eye (Any one of each) Loss of Speech or Loss of Hearing Uniplegia Loss of Thumb and Index Finger of the same hand 100% 100% 75% 50% 50% 50% 25% 25% This Benefit Amount is subject to Section IV - Maximum Payment for Multiple Losses and Multiple Benefits, of the Contract. GCA6016 BTA6016 If an Insured Person has multiple Losses as the result of one Accident, then We will pay only the single largest Benefit Amount applicable to the Losses suffered, as described in Section IV - Maximum Payment for For Multiple Losses and Multiple Benefits of the Contract. GCA6018BTA6018