Common use of Access Codes Clause in Contracts

Access Codes. Security of your transactions is important to us. During your enrollment for Internet Banking, you are required to select a User Name and a Password. The User Name may be any word or grouping of letter, numbers, or special characters. It is recommended to use letters (upper and lower case), numbers and special characters. Do not use a word that may easily be guessed. Your Password must have at least 8 characters including a number, an upper case letter, a lower case letter, and a special character. You should select your Password carefully and stay away from names, dates and information that may easily be guessed. DUAL AUTHENTICATION – The first time you logon to Muenster State Bank Internet Banking you will be required to provide information necessary to establish the additional security requirements for dual authentication. Dual authentication is necessary to further enhance your security when using Muenster State Bank Internet Banking, and to comply with current regulatory guidelines. Security questions must be chosen and answered, and will be part of each Internet Banking login. A personal image and personal greeting will be selected by you during the enrollment process. The image will be displayed to you in the future after you enter your User Name and security question answer. You should review the image and greeting that is displayed to ensure you are connected to the authentic Muenster State Bank Internet site before entering your Password. If signing on to Muenster State Bank Internet Banking and the image or greeting does not match your selections during enrollment, do NOT enter your Password. Contact the Bank for further instructions. Use of your User Name and Password (the “Access Codes”) and the Dual Authentication procedures described above is the agreed security procedure to access Internet Banking. We may accept as authentic and authorized any instructions given to us through the use of your User Name and Password.