About the Card. The Card is a prepaid card. The Card is not a credit card. The Card is not a gift card, nor is it intended to be used for gifting purposes. The Card is not a checking or savings account. You will not receive any interest on your funds in your Card Account. There is no credit line associated with your Card. The funds in your Card Account will be insured to the maximum coverage limit provided by the FDIC, through the Issuer, once we have been able to verify your identity. The Card is and will at all times remain the property of the Issuer and must be surrendered upon demand. The Card is nontransferable, may not be resold, and may be canceled, repossessed, or revoked at any time without prior notice subject to applicable law. You agree to sign each Card immediately upon receipt. You agree to only use the Card for personal, family, or household purposes. We may refuse to process any transaction that we believe may violate the terms of this Agreement or applicable law. All dollar amounts stated herein are in U.S. Dollars (“USD”) unless expressly stated otherwise. The Card is not offered in all states. Refer to the table below for a current list of states where the Card is not offered. If you are located in or move to a state where we do not offer the Card, we may close your Card Account and return any Balance to you as permitted by applicable law. the funds loaded to your Card Account minus any pending loads or pending authorizations, minus funds spent or withdrawn from the Card Account and minus any and all applicable fees. If your Available Balance is insufficient to cover any transaction amount or any transaction fee(s) assessed or both, the transaction may be declined. If you use your Card Number without presenting your Card (such as for a mail order, telephone, or online purchase), the legal effect will be the same as if you used the Card itself.
About the Card. The Card is a prepaid card. The Card is not a credit card. The Card is not a gift card, nor is it intended to be used for gifting purposes. If your Benefits Plan allows you to request calls for the Program Sponsor to load your post-tax payroll dollars by a payroll deduction into the Benefits Plan, your post-tax dollars are insured by the FDIC through us to the maximum coverage limit provided by the FDIC. The Card is and will at all times remain the property of the Issuer and must be surrendered upon demand. The Card is nontransferable, may not be resold, and may be canceled, repossessed, or revoked at any time without prior notice subject to applicable law. You agree to sign the back of the Card immediately upon receipt. We may refuse to process any transaction that we believe may violate the terms of this Agreement or applicable law. All dollar amounts stated herein are in U.S. Dollars ("USD") unless expressly stated otherwise. This Card is only offered, and may be used in, the United States and the District of Columbia. You acknowledge and agree that your Available Balance is limited to the funds that have been made available to you on your behalf by the Program Sponsor. You further acknowledge and agree that such funds may only be used to pay for your personal Eligible Expenses per your Benefits Plan.
About the Card. The Card is a prepaid payment device which must have funds loaded to it prior to use. The Card is not a gift card, credit card or charge card and does not constitute a checking, savings or other demand deposit or consumer asset account. The Card is not a payroll card and cannot be used to make payroll to anyone. The value of the funds available on your Card at any time is referred to as your "Available Funds." Subject to the amount of Available Funds on your Card, we may allow you to use the Card to obtain cash from Automatic Teller Machines (ATMs) in accordance with these Terms and Conditions. The Card may also be used for payment of goods and services at retailers and other merchants that accept Visa, within the United States, Puerto Rico, U.S. Virgin Islands and internationally. This includes mail order, online and brick and mortar establishments (each a "Merchant"). The Card is not intended for use for gambling or adult entertainment purchases, which you agree not to make with the Card. You also agree that you will not use the Card to engage in any type of illegal activity or prohibited sale (e.g., purchase of alcohol or tobacco by a minor). Merchant categories are determined by Merchants and other parties, and you agree to hold us harmless for any transactions that occur as a result of inaccuracies in Merchant classification. FOR BALANCE AND 24-HOUR MEMBER SERVICE Text "BAL" plus the last 4 Card number digits (e.g. "BAL xxxx"). Data charges may apply. You may also visit the Website, visit our Mobile App., or call Member Services at 000-000-0000. SETTING UP YOUR CARD
About the Card. The Card is a prepaid card and is connected only to the Card Account. The Card is not a credit card. Neither the Card nor the Card Account constitutes a checking, savings or other bank account. You will not receive any interest on your funds on the Card. You may not resell or transfer the Card. The Card has no minimum balance requirements. You agree to sign the back of the Card immediately upon receipt. The Card is our property and must be surrendered upon demand. If your Card was obtained in conjunction with the tax preparation process in which the filing status was married filing jointly, your spouse may receive inquiry only ability. Your spouse will not receive an additional card and may only exercise inquiries using the Card issued to the primary taxpayer. You acknowledge and agree that the value available on the Card is limited to the funds that you have loaded onto the Card, or have been loaded onto the Card on your behalf. The funds associated with your Card are insured by the FDIC up to the maximum amount permitted by law. Funds are FDIC insured when we receive the funds. Our business days are Monday through Friday, excluding holidays, even if we are open. Customer Service is available 24 hours a day, 365 days a year. You must be 18 years of age to obtain the Card, unless your state of residence is Alabama or Nebraska. If you reside in either Alabama or Nebraska, you must be at least 19 years of age to obtain the Card. If you reside in Puerto Rico, you must be at least 21 years of age to obtain the Card.
About the Card. The card is a prepaid debit card and is not a device that accesses money in an individual checking or savings account and does not earn interest. You may reload additional amounts onto your card. The card is not a credit card or a charge card that allows you to make purchases or obtain advances and pay later. Amounts that you load or reload on a card are insured by the Federal Deposit Insurance Corporation (FDIC) up to the maximum amount provided by applicable law (currently $250,000 per depositor). In order to ensure that you receive FDIC deposit insurance coverage on amounts that you load on your card, you must keep your contact information up to date with us. You acknowledge and agree that we maintain all amounts that are loaded on all cards issued by us in one aggregate account in our name as custodian for all holders of cards. That means that amounts you load on your card are commingled with amounts loaded on other cards by other customers. Note: The amounts you load on your card from time to time will be combined for FDIC deposit insurance purposes with other amounts you may have on deposit with FHNB. The card is our property, and we reserve the right to cancel, repossess, or revoke its use at any time without prior notice, subject to applicable law. If we are unable to verify your identity or confirm that you can lawfully enter into and form contracts under applicable law, we will return to you the amount loaded on your card and any fees you paid or, at our option, allow you to use a temporary card until the balance on the temporary card is $0. If you falsify, misrepresent, or fail to provide requested information, we may cancel your card. In addition, funds tied to potentially illicit or illegal activity may be subject to both internal and potential federal investigation, which may delay their immediate access.
About the Card. The Card is a prepaid card. The Card is not a credit card. The Card is not a gift card, nor is it intended to be used for gifting purposes. The Card is not a checking or savings account. You will not receive any interest on your funds in your Card Account. There is no credit line associated with your Card. The funds in your Card Account will be insured to the maximum coverage limit provided by the FDIC, through the Issuer, once we have been able to verify your identity. The Card is and will at all times remain the property of the Issuer and must be surrendered upon demand. The Card is nontransferable, may not be resold, and may be canceled, repossessed, or revoked at any time without prior notice subject to applicable law. You agree to sign the back of each Card immediately upon receipt. You agree to only use the Card for personal, family or household purposes. We may refuse to process any transaction that we believe may violate the terms of this Agreement or applicable law. All dollar amounts stated herein are in U.S. Dollars (“USD”) unless expressly stated otherwise. The Card is not offered in all states. Refer to the table below for a current list of states where the Card is not offered. If you are located in or move to a state where we do not offer the Card, we may close your Card Account and return any Balance to you as permitted by applicable law. States Where the Card is not offered*** Connecticut Delaware New Hampshire New Mexico New York Rhode Island Vermont ***If you move to one of these states your card may be closed and any remaining balance will be returned to you. States subject to change.
