Inchazelo yekubalwa kwetimali lekufanele itfolwe ngulabo labafanele
Inchazelo yekubalwa kwetimali lekufanele itfolwe xxxxxxx xxxxxxxxxx
i-Tshiamiso Trust incephetela tisebenti tasemayini yeligolide macondzana ne-silicosis xxxxx ne- cardiorespiratory noma i-pulmonary tuberculosis (TB) lephatselene nemsebenti lowentako, letfolakele ngesikhatsi umuntfu lotsite enta umsebenti lonebungoti etimayini teligolide letineligunya lekuhlomula ngesikhatsi lesihleliwe salabatawuhlomula.
Xxxx xxxxxxxxxxx lesikhombisa kubalwa kwetimali letitawutfolwa ngulabo labatawuhlomula. I-Tshiamiso Trust Deed icacisa kutsi i-Trust Certification Committee itatibala kanjani tincephetelo talabo labafanele. Nakungenteka kutsi loku lokulandzelako kushayisane ne Tshiamiso Trust Deed kutawulandzelwa tiphakamiso te-Trust Deed.
Imihlomulo ye-Tshiamiso Trust ihlelelwe laba:
• Labasasebenta nalabo labebasebenta lekubalwa kubo nebetinkontileka labebasebenta ngaphansi kwesimo lesinobungoti etimayini teligolide letineligunya lekuhlomula kusukela mhlaka 12 March 1965 kuya ku 10 December 2019 xxxxx xxxxxx labebasebenta etimayini lekutfolakele kutsi baphetfwe tifo lekuhlomulekako kuto – i-silicosis noma i-cardio-respiratory TB noma i-pulmonary TB. Kulabo labafisa kufaka sicelo sesincephetelo se-TB, kumele kutsi loko kugula bakutfola ngesikhatsi benta umsebenti lonebungoti etimayini teligolide letineligunya lekuhlomula noma esikhatsini lesingangemnyaka bayekelile etimayini noma bayekelile kusebenta ngaphansi kwesimo lesinebungoti.
• Nangabe xxxx lobekasebenta emayini angasekho emhlabeni, imali yesincephetelo lecondzene naye itawutfolwa ngulabo labekabondla.
Timayini teligolide letineligunya lekuhlomula nguleto banikati bato noma lebetilawulwa noma lebetingaphansi kumbe lebetisetjentiswa tinkapane letisitfupha letiyincenye ye- Settlement Agreement, ngaleso sikhatsi lebekutabo noma lebetilawulwa ngibo noma lebetingaphansi kwabo kumbe labebatisebentisa ngaso. Leto tinkapane letisitfupha kubalwa kuto i-African Rainbow Minerals, Anglo American South Africa, AngloGold Xxxxxxx, Gold Fields, Xxxxxxx Xxxx, xxxxx xxXxxxxxx-Stillwater.
Ngena kule-link kute utfole lonkhe luhla lwetimayini teligolide letineligunya lekuhlomula xxxxx xxxxxxxxxx lesihleliwe sekuhlomula tisebenti letatisebenta ngaso: xxxxx://xxx.xxxxxxxxxxxxxx.xxx/xxxxx/ Explanation of benefit payment calculation
IMALI LESAMBA YESINCEPHETELO
Kuncephetelwa kwemuntfu kutawuya ngekutsi sifo lekuhlomulekako kuso lesitfolakele esisebentini sasemayini ngekucilongwa yi-Medical Certification Panel ye-Tshiamiso.
Sigaba sekuhlomula sitawuhambisana nesimo sekugula sesisebenti sasemayini, kodvwa futsi nasekutsini xxxxx xxxx lofaka sicelo sesincephetelo ngiso sisebenti sasemayini,
labebondliwa nguloyo longasekho lobekasebenta emayini, noma umabi welifa laloyo longasekho lobekasebenta emayini.
Tfola luhla lwetigaba temihlomulo letilishumi ku-website yeTshiamiso Trust website usebentisa le- link: xxxxx://xxx.xxxxxxxxxxxxxx.xxx/xxxxxxxxxxx/xxxxxxxxxxxx-xxxxxxx/
Imali lesamba yesincephetelo yimali yesincephetelo longayitfola seyiyonkhe ngekuhambisana netigaba tekuhlomula ngekuhlukahlukana kwato.
Lomculu uyatfolakala ngetilwimi letihlukahlukene nawuwudzinga.
Kuntjintjantjintja kwe-CPI ngekuhambisana nemandla emali: Naku lekumele ukucaphele
Kusukela ngamhlaka 1 February 2023, linani lemali lesamba yesincephetelo litawuhlelwa kabusha njalo ngemnyaka ngekwemandla emali ngekuhambisana ne-Consumer Price Index (CPI), ngekushicilelwa kwayo be-Statistics South Africa, kucinisekisa xxxxx xxxxxx letimali letisamba tesincephetelo atitsikametwa kwehla kwemandla emali, ngaleyondlela simo sayo ngekwemnotfo sihlale sisimeme.
Naku lokungase kwehlise imali lebewutawuhlomula ngayo
Xxxxxx xxxxxx lesamba yesincephetelo
(imali seyiyonkhe longayitfola kuleso naleso sigaba sekuhlomula),
kungenteka yehliswe ngekwemigomo yeTshiamiso Trust Deed kuye ngebufakazi lobetfuliwe, kusetjentiswa lendlela lelandzelako:
A Umsebenti lonebungoti longakenteki etimayini teligolide letineligunya lekuhlomula noma esikhatsini lesihleliwe sisebenti sasemayini
lebesisebenta ngaso
Loluhla lolulandzelako lucuketse tigigaba letihlukahlukene temsebenti lonebungoti lowentiwe sisebenti sasemayini longabangela kwehliswa kwelinani lemali lesincephetelo
a. Umsebenti lonebungoti etimayini teligolide letineligunya lekuhlomula longazange wentiwe esikhatsini lesihleliwe sekuhlomula sisebenti sasemayini lebesisebenta ngaso
Umsebenti lonebungoti lowenteke etimayini teligolide letineligunya lekuhlomula kodvwa ube ungazange wenteke esikhatsini lesihleliwe sekuhlomula sisebenti sasemayini lebesisebenta ngaso utawuholela ekuncipheni kwelinani lemali lesincephetelo ngekwesilinganiso kulabo labaphetfwe yi-silicosis netifo te TB lekuhlomulekako kuto.
SIBONELO:
Nangabe sisebenti sasemayini sente umsebenti lonebungoti etimayini teligolide letineligunya lekuhlomula iminyaka lelishumi, kodvwa lemitsatfu yaleyominyaka kwentiwa lowomsebenti lonebungoti yenteka ngaphambi kwamhlaka 12 March 1965 noma ungakenteki esikhatsini lesihleliwe sekuhlomula, loko kusho xxxxx xxxxxx lemali yesincephetelo seyiyonkhe lotayitfola itakwehla ngekuhambisana nalesosimo saleso sikhatsi lowawusebenta ngaso umsebenti lonebungoti lesingaphandle kwalesi lesihleliwe sekuhlomula (kulesibonelo: 3/10 = 30%).
b. Umsebenti lonebungoti etimayini teligolide letite ligunya lekuhlomula (timayini letite ligunya lekuhlomula letisebentisana nalabo labasebenta ngekumbiwa kweligolide)
Umsebenti lonebungoti lowenteke etimayini teligolide letite ligunya lekuhlomula utawuholela ekuncipheni kwelinani lemali lesincephetelo ngekwesilinganiso kulabo labaphetfwe yi-silicosis netifo te TB lekuhlomulekako kuto.
SIBONELO:
Nangabe sisebenti sasemayini sente umsebenti lonebungoti embonini yetimayini teligolide iminyaka lengemashumi lamabili, kodvwa lesiphohlongo yalowo msebenti lonebungoti yenteke etimayini teligolide letite ligunya lekuhlomula banikati bato babaletinye tinkapane (kungasiyo lenye yaleti letisitfupha letingaphansi kwe-Settlement Agreement), linani lemali yesincephetelo seyiyonkhe lotayitfola (Gross Benefit) itawehla ngekuhambisana naleyoncenye (kulesibonelo: 8/20 = 40%).
c. Umsebenti lonebungoti kuletinye timayini letite ligunya lekuhlomula
Umsebenti lonebungoti lowenteke kuletinye timayini letite ligunya lekuhlomula letingasito teligolide utawuholela ekuncipheni kwelinani lemali lesincephetelo ngekwesilinganiso kulabo labanetifo te TB lekuhlomulekako kuto (ngaphandle kwalabo labafaka ticelo tesincephetelo se-silicosis).
SIBONELO:
Nangabe sisebenti sasemayini lesifakelwa sicelo sesincephetelo se TB senta umsebenti lonebungoti etimayini teligolide letineligunya lekuhlomula iminyaka lelishumi nambili, sase sisebenta leminye lesiphohlongo e, sibonelo, emayini yemalahle neye platinum (kungabi nandzaba kutsi banikati baleyonkapane baphindze babe banikati balenye yaleti letisitfupha letiyincenye ye Settlement Agreement, noma chake), kusho xxxxx xxxxxx lemali yesincephetelo seyiyonkhe lotayitfola itawehla ngekuhambisana naleyo ncenye (kulesibonelo: 8/20 = 40%).
B Umsebenti lonebungoti lowentiwe ngemuva
kwelilanga lekucilongwa nangabe loku kugunyatwa sitifiketi lesisemtsetfweni se ODMWA
Nangabe xxxx lofaka sicelo sesincephetelo agunyatwa ngekuhambisana nesitifiketi se- Occupational Diseases in Mines and Works Act (ODMWA) noma sitifiketi se-Tuberculosis, umsebenti lonebungoti lowentiwe ngemuva kwelilanga lekucilongwa lelibhalwe esitifiketini
ngeke linakwe nasekubalwa linani lemali lekumele uhlomule ngayo sekudvonswe tonkhe letinye timali letifanele kuleso samba. Loko kusho xxxxx xxxxxx lemali lotawuhlomula ngayo ngeke lehliswe nangabe umsebenti lowentile lonebungoti uwente ngemuva kwelilanga lekucilongwa etimayini
letineligunya lekuhlomula kodvwa ube ungakentiwa
Umtsetfo lohambisana
neminyaka lengemashumi lamatsatfu
Kulabo labasebente etimayini benta umsebenti lonebungoti kuyinye noma kuletiningi timayini
teligolide letineligunya lekuhlomula esikhatsini lesihleliwe sekuhlomula iminyaka lengemashumi lamatsatfu nangetulu, futsi wafaka sicelo sakho sesincephetelo saphumelela, ngeke kubekhona imali letawudvonswa emalini seyiyonkhe lekumele uyitfole noma enanini lemali lesamba yesincephetelo ngenca yemsebenti lonebungoti lowentile longakenteki esikhatsini lesihleliwe sekuhlomula futsi/noma etimayini teligolide letite ligunya lekuhlomula. Kunjalo nakulabo labasebenta etimayini labente umsebenti lonebungoti ngaphandle kwesikhatsi lesihleliwe
sekuhlomula futsi/noma etimayini teligolide letite ligunya lekuhlomula futsi/noma kuletinye timayini letite ligunya lekuhlomula.
esikhatsini lesihleliwe sekuhlomula futsi/noma etimayini letite ligunya lekuhlomula letisebentisana nalabo labebasebenta ngekumbiwa kwegolide.
C Differential of Increased Benefit (DIB) Modifier (luntjintjo lwetinzuzo te-MBOD)
Nakungenteka kutsi kwenyuka (ngenca yekuntjintja kwemandla emali) kwelinani lemali yesincephetelo ngekwemtsetfo legunyatwa be-Medical Bureau for Occupational Diseases (MBOD) ibangetulu kwelizinga lekwenyuswa kwelinani lemali yesincephetelo leligunyatwe be-Tshiamiso Trust, umehluko wekwenyuka kwetimali tesincephetelo utawudvonswa emalini lesamba yesincephetelo ye-Tshiamiso Trust.
NET BENEFIT (IMALI LETA KUWE SEKUDVONSWE LETINYE TIMALI LETIFANELE)
Imali leta kuwe sekudvonswe tonkhe letinye timali letifanele ibalwa ngekutsatsa sonkhe samba selinani lemali yesincephetelo kuhlanganiswe naletinye timali lekumele utitfole (nakunesidzingo) bese kudvonswa letinye lekumele titsatfwe (bakunesidzingo)
NET BENEFIT
=
GROSS BENEFIT + BENEFIT ADJUSTMENTS
—
BENEFIT MODIFIERS
KUDVONSWA KWEMALI YEMTSELO
i-Tshiamiso Trust kungenteka kutsi idvonse imali yemtselo enanini lemali lekumele ite kuwe sekudvonswe naletinye lekumele titsatfwe. Loku kuvamise kwenteka nangabe xxxx lofaka sicelo
sesincephetelo ake wadendwa emsebentini ngenca yesimo lesiholele ekutseni abe nekukhubateka imphilo yakhe yonkhe, lokuhambisana nesincephetelo lesikhishwa yi-Tshiamiso Trust. Nangabe kumele idvonswe imali yemtselo kuleso sicelo sesincephetelo,
i-Tshiamiso Trust Finance Department kudzingeka kutsi indlulisele leyomali yemtselo kubaka South African Revenue Service (SARS) ngaphansi kwaloyo lofake sicelo. Xxxx lofake sicelo sesincephetelo utawutfola satiso nangabe kunemtselo lekufanele awubhadale.
KUBHADALWA KWETIMALI
Linani lemali yesincephetelo letawutfolwa sisebenti sasemayini nguleyo lecondzane naso sekudvonswe imtselo (nakunesidzingo).
BENEFIT PAYMENT
=
NET BENEFIT
—
INCOME TAX DEDUCTION