Travis Uses in Headings Clause

Headings from Amended and Restated Trust Agreement

THIS SECOND AMENDED AND RESTATED TRUST AGREEMENT, dated as of September 16, 2005, (as amended and restated, the Trust Agreement), among (i) Impac Mortgage Holdings, Inc., a Maryland corporation (including any successors or permitted assigns, the Depositor), (ii) JPMorgan Chase Bank, National Association, a national banking association, as property trustee (in such capacity, the Property Trustee), (iii) Chase Bank USA, National Association, a national banking association, as Delaware trustee (in such capacity, the Delaware Trustee), (iv) Richard J. Johnson, an individual, William S. Ashmore, an individual and Ronald M. Morrison, an individual, each of whose address is c/o Impac Mortgage Holdings, Inc. 1401 Dove Street, Newport Beach, CA 92660, as administrative trustees (in such capacities, each an Administrative Trustee and, collectively, the Administrative Trustees and, together with the Property Trustee and the Delaware Trustee, the Trustees) and (v) the several Holders, as hereinaft

Headings. The Article and Section headings are for convenience only and shall not affect the construction of this Trust Agreement