Keith Millner 7309 Merrick Drive Peachtree City, GA 30269 Dear Keith: (December 3rd, 2004)
On behalf of Mark Thresher, President & Chief Operating Officer, Nationwide Financial Services, I am pleased to extend you a formal offer to begin employment with Nationwide Financial Services on January 3, 2005. As we have discussed, your position will be Senior Vice President, In-Retirement, reporting to Mark Thresher. Regarding the specific details of our offer, I have attached an outline that describes each of the particular components of your package. Please keep a copy for your records and sign and return a copy indicating your acceptance.