Fieldstone Investment – RE: EXTENDED SEVERANCE BENEFIT Dear Cynthia: (May 15th, 2006)
Fieldstone Investment Corporation (Fieldstone or the Company) greatly values your contributions as a senior manager of Fieldstone and the quality of the services that you provide the Company.
Fieldstone Investment – SEE REVERSE FOR IMPORTANT NOTICE ON TRANSFER RESTRICTIONS AND OTHER INFORMATION THIS CERTIFIES THAT Is the Owner Of (August 12th, 2004)
FULLY PAID AND NON-ASSESSABLE SHARES OF COMMON STOCK, PAR VALUE $.01 PER SHARE OF FIELDSTONE INVESTMENT CORPORATION transferable on the books of the Corporation by the holder hereof in person or by duly authorized attorney upon surrender of this Certificate properly endorsed. This Certificate and the shares represented thereby are issued and shall be subject to all provisions of the Articles of Incorporation and Bylaws of the Corporation and the amendments from time to time made thereto, copies of which are on file at the principal office of the Corporation, to all of which the holder of this Certificate by acceptance hereof assents. This Certificate is not valid until countersigned and registered by the Transfer Agent and Registrar.