Optimumbank Holdings – Contract (August 16th, 2004)
EXHIBIT 4.1 NUMBER SHARES OBH OptimumBank Holdings, Inc. INCORPORATED UNDER THE LAWS OF THE STATE OF FLORIDA SEE REVERSE FOR CERTAIN DEFINITIONS CUSIP 68401P 10 6 COMMON STOCK THIS CERTIFIES THAT: IS THE OWNER OF FULLY PAID AND NON-ASSESSABLE SHARES OF COMMON STOCK OF ONE CENT ($.01) PAR VALUE EACH OF OPTIMUMBANK HOLDINGS, INC. transferable on the books of the Corporation in person or by attorney upon surrender of this certificate properly endorsed. This certificate is not valid until countersigned by the Transfer Agent. WITNESS the facsimile seal of the Corporat
Optimumbank Holdings – Agreement and Plan of Reorganization (May 11th, 2004)
THIS AGREEMENT AND PLAN OF REORGANIZATION is made and entered into as of March 23, 2004, by and among OptimumBank Holdings, Inc., a proposed bank holding company organized under the laws of Florida, with its principal office in Plantation, Florida (the "Holding Company"), and OptimumBank.com, a Florida state chartered bank, with its main office in Plantation, Florida (the "Bank").