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"examples": ["Will include the following provisions: 66 2/3% of salary after ninety (90) calendar days qualifying period 24 hour coverage, immediate employee eligibility Pre-existing conditions, limitation waived Social <strong>Security freeze</strong> with family offset 50% maximum offset to benefit of wages Six (6) months before new waiting period is required Premium paid during waiting period for L.T.D. and premium waiver for persons qualifying for L.T.D.", "Will include the following provisions: The Board will provide the teacher LTD coverage 66 2/3% of salary after ninety (90) calendar days qualifying period $4,300 monthly maximum 24 hour coverage, immediate employee eligibility Pre-existing conditions, limitation waived Social <strong>Security freeze</strong> with family offset 50% maximum offset to benefit of wages Six (6) months before new waiting period is required Premium paid during waiting period for L.T.D. and premium waiver for persons qualifying for L.T.D.", "The School Corporation agrees to make available to each teacher a long-term disability insurance that provides a minimum benefit of 66 2/3% of salary to age 65, has a 180 day elimination period with a \u201cno-existing condition\u201d exclusion, a Social <strong>Security freeze</strong> and a cost of living adjustment, and does not coordinate with teacher retirement disability.", "This long-term disability program shall provide for maternity benefits and Social <strong>Security freeze</strong>.", "The plan shall also contain a Social <strong>Security freeze</strong>, a successive disability benefit, and a recurrent disability clause.", "Educational supplement, Social <strong>Security freeze</strong>, alcoholism/drug abuse waiver shall be included.", "Social <strong>Security freeze</strong>, pre-existing conditions, rehabilitation, recurrent disability and layoff provision.", "Long Term Disability - 66-2/3% - $3,000 maximum - 90 calendar days, modified fill mental/nervous and alcohol/drug addiction; Social <strong>Security freeze</strong>.", "Long Term Disability Insurance -- will include the following provisions: 66 2/3% of salary after ninety (90) calendar day qualifying period $3,000.00 monthly maximum 24 hour coverage, immediate employee eligibility Pre-existing conditions, limitation waived Social <strong>Security freeze</strong> with family offset 50% maximum offset to benefit of wages Six (6) months before new waiting period is required Premium paid during waiting period for L.T.D. and premium waiver for persons qualifying for L.T.D.", "The policy shall include a Social <strong>Security freeze</strong> provision whereby after a period of disability has been established, increases in benefits payable through Social Security (Primary and Family Benefit) or any other State or Federal Government disability or retirement plan will not reduce benefits currently payable under this plan so long as the Master Policy is in force."], "related": 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