Section II – Civil Liability Coverages definition

Section II – Civil Liability Coverages only: • Any person having authorized use of or custody of an animal not excluded under this insurance policy and owned by the Insured (but not in the course of any business); • A residence employee while performing duties for you; • If the Insured dies while this policy is in force: - his or her legal representative, but only with respect to legal liability arising out of ownership, maintenance or use of the premises and while he or she has custody thereof; - any person who was insured under this policy before the Insured’s death and who continues to reside on the premises.
Section II – Civil Liability Coverages only: • Secondary residences and other dwellings provided they are specifically described on the “Coverage Summary Page”. • Premises where you are residing temporarily or which you are using temporarily, provided that: – you do not own such premises; and – you are neither the tenant nor user of the premises under the terms of an agreement for more than 180 consecutive days. • Subject to the coverage period, premises located within the lot lines of your newly acquired principal residence, provided that: – such premises are not covered by another insurance policy; and – such newly acquired principal residence is located in Canada. The coverage period is for 30 consecutive days: – It commences when you acquire ownership of, rent or occupy the premises, whichever occurs first. – It ends upon expiration of the 30 day period or upon termination of this insurance policy, whichever occurs first. • Individual or family cemetery plots or burial vaults located in Canada and for which you are responsible. • Vacant land in Canada you own or rent, excluding farm land. • Land in Canada where an independent contractor is building a one-unit or two-unit dwelling to be occupied by you. ME1510 (08/2019) - DEFINITIONS – CONDOMINIUM UNIT OWNER 1 Property damage means damage to or destruction of property.
Section II – Civil Liability Coverages only: An event causing loss, injury or damage; all loss, injury or damage having the same origin will be considered as one occurrence, regardless of the number of claimants. Plumbing system means water supply, distribution and drainage piping on the premises, including appliances and equipment attached thereto. Pollutant means any solid, liquid, gaseous or thermal irritant or contaminant, including fuel oil, vapour, soot, chemicals, pesticides, herbicides, waste and smoke from agricultural smudging or industrial operations. Waste also includes materials that are to be recycled, recovered and reused. Premises means:

More Definitions of Section II – Civil Liability Coverages

Section II – Civil Liability Coverages only: • Secondary residences and other dwellings, provided they are specifically described on the “Coverage Summary Page”. • Premises where you are residing temporarily or which you are using temporarily, provided that: - you do not own such premises; and - you are neither the tenant nor user of the premises under the terms of an agreement for more than 180 consecutive days. • Subject to the coverage period, premises located within the lot lines of your newly acquired principal residence, provided that: - such premises are not covered by another insurance policy; and - such newly acquired principal residence is located in Canada. The coverage period is for 30 consecutive days: - It commences when you acquire ownership of, rent or occupy the premises, whichever occurs first. - It ends upon expiration of the 30 day period or upon termination of this insurance policy, whichever occurs first. • Individual or family cemetery plots or burial vaults located in Canada and for which you are responsible. • Vacant land in Canada you own or rent, excluding farm land. • Land in Canada where an independent contractor is building a one-unit or two-unit dwelling to be occupied by you. Property damage means damage to or destruction of property. Remuneration means payment, in cash or in kind, made to a person for work done or services rendered. Residence employee means a person who performs duties for you in connection with the maintenance or use of the premises, including personal services. This does not include persons performing duties in connection with your business or under an independent contractor agreement or service agreement. Retention tank or holding pond means a tank in which surface, ground or storm water runoff is held temporarily before being released gradually into the drainage system. Spores includes, but is not limited to, any reproductive particle or microscopic fragment produced by, emitted from or arising out of any fungi. Spouse means:

Related to Section II – Civil Liability Coverages

  • General Liability Insurance Subcontractor shall carry minimum primary General Liability Insurance for the following amounts:

  • Legal Liability means responsibility which courts recognize and enforce between persons who sue one another.

  • General Liabilities shall have the meaning given it in Article III, Section 6(b) of this Declaration Trust;

  • Professional liability insurance means insurance against legal liability incident to the practice of a profession and provision of a professional service.

  • General Liability means:Your legal liability in respect of Personal Injury and/or Property Damage and/or Advertising Injury caused by or arising out of an Occurrence happening in connection with the Business other than Products Liability.

  • Liability Insurance means compulsory professional liability errors and omissions insurance required by a governing body;

  • Asset Coverage means “asset coverage” of a class of senior security which is a stock, as defined for purposes of Section 18(h) of the 1940 Act as in effect on the date hereof, determined on the basis of values calculated as of a time within 48 hours (only including Business Days) next preceding the time of such determination.

  • D&O Liability Insurance Policies means all insurance policies (including any “tail policy”) of any of the Debtors for liability of any current or former directors, managers, officers, and members.

  • Property Insurance is defined in Section 6.10(a).

  • Claims-made coverage means an insurance contract or provision limiting

  • First party insurance means an insurance policy or contract in which the insurer

  • Fraud Loss Coverage Amount As of the Closing Date, $2,500,000, subject to reduction from time to time, by the amount of Fraud Losses allocated to the Certificates. In addition, on each anniversary of the Cut-off Date, the Fraud Loss Coverage Amount will be reduced as follows: (a) on the first, second, third and fourth anniversaries of the Cut-off Date, to an amount equal to the lesser of (i) 1.00% of the then current Stated Principal Balance of the Mortgage Loans in the case of the first and second anniversaries and 0.50% of the then-current Stated Principal Balance of the Mortgage Loans in the case of the third and fourth such anniversaries and (ii) the excess of the Fraud Loss Coverage Amount as of the preceding anniversary of the Cut-off Date over the cumulative amount of Fraud Losses allocated to the Certificates since such preceding anniversary; and (b) on the fifth anniversary of the Cut-off Date, to zero.

  • Credit property insurance means insurance:

  • Lot coverage means the portion or percentage of the area of a lot upon which buildings are erected.

  • Title IV-E Foster Care means a federal program authorized under §§ 472 and 473 of the Social

  • Accidental Bodily Injury means an Injury sustained as the result of an Accident and independently of all other causes by an outside traumatic event or due to exposure to the elements.

  • Special Hazard Loss Coverage Amount With respect to the first Distribution Date, $10,348,874. With respect to any Distribution Date after the first Distribution Date, the lesser of (a) the greatest of (i) 1% of the aggregate of the principal balances of the Mortgage Loans, (ii) twice the principal balance of the largest Mortgage Loan and (iii) the aggregate of the principal balances of all Mortgage Loans secured by Mortgaged Properties located in the single California postal zip code area having the highest aggregate principal balance of any such zip code area and (b) the Special Hazard Loss Coverage Amount as of the Closing Date less the amount, if any, of Special Hazard Losses allocated to the Certificates since the Closing Date. All principal balances for the purpose of this definition will be calculated as of the first day of the calendar month preceding the month of such Distribution Date after giving effect to Scheduled Payments on the Mortgage Loans then due, whether or not paid.

  • Credit unemployment insurance means insurance:

  • Fraud Coverage During the period prior to the first anniversary of the Cut-Off Date, 2.00% of the aggregate principal balance of the Mortgage Loans as of the Cut-Off Date (the "Initial Fraud Coverage"), reduced by Fraud Losses allocated to the Certificates since the Cut-Off Date; during the period from the first anniversary of the Cut-Off Date to (but not including) the fifth anniversary of the Cut-Off Date, the amount of the Fraud Coverage on the most recent previous anniversary of the Cut-Off Date (calculated in accordance with the second sentence of this paragraph) reduced by Fraud Losses allocated to the Certificates since such anniversary; and during the period on and after the fifth anniversary of the Cut-Off Date, zero. On each anniversary of the Cut-Off Date, the Fraud Coverage shall be reduced to the lesser of (i) on the first, second, third and fourth anniversaries of the Cut-Off Date, 1.00% of the aggregate principal balance of the Mortgage Loans as of the Due Date in the preceding month and (ii) the excess of the Initial Fraud Coverage over cumulative Fraud Losses allocated to the Certificates since the Cut-Off Date. The Fraud Coverage may be reduced upon written confirmation from the Rating Agencies that such reduction will not adversely affect the then current ratings assigned to the Certificates by the Rating Agencies.

  • Property damage means physical injury to, de- struction of, or loss of use of tangible property.

  • group insurance means insurance, other than creditor’s group insurance and family insurance, whereby the lives of a number of persons are insured severally under a single contract between an insurer and an employer or other person; (“assurance collective”)

  • Bankruptcy Loss Coverage Amount As of any date of determination, the Bankruptcy Loss Coverage Amount shall equal the Initial Bankruptcy Loss Coverage Amount as reduced by (i) the aggregate amount of Bankruptcy Losses allocated to the Certificates since the Cut-off Date and (ii) any permissible reductions in the Bankruptcy Loss Coverage Amount as evidenced by a letter of each Rating Agency to the Trustee to the effect that any such reduction will not result in a downgrading, qualification or withdrawal of the then current ratings assigned to the Classes of Certificates rated by it.

  • Excess insurance means insurance purchased from an insurance company authorized or admitted in the State of New Jersey or deemed eligible by the Commissioner as a surplus lines insurer or from any other entity authorized to provide said coverage in this state pursuant to law, covering losses in excess of an amount set forth in insurance contracts on a specific occurrence, or per accident or annual aggregate basis.

  • Insurance Add-On Amount means the premium charged to the Obligor in the event that the Servicer obtains Force-Placed Insurance pursuant to Section 4.4.

  • Loss in excess of policy limits shall be defined as Loss in excess of the Policy limit, having been incurred because of, but not limited to, failure by the Company to settle within the Policy limit or by reason of alleged or actual negligence, fraud or bad faith in rejecting an offer of settlement or in the preparation of the defense or in the trial of any action against its insured or reinsured or in the preparation or prosecution of an appeal consequent upon such action.

  • Bodily injury means bodily injury, sickness or disease sustained by a person, including death resulting from any of these at any time.