Pre-Existing Conditions means, in respect of the Insured Person, any Sickness, Disease, Injury, physical, mental or medical condition or physiological degradation, including Congenital Condition, that has existed prior to the Policy Issuance Date or the Policy Effective Date, whichever is the earlier. An ordinary prudent person shall be reasonably aware of a Pre- existing Condition, where -
Examples of Pre-Existing Conditions in a sentence
PRE-EXISTING CONDITIONS LIMITATION - This policy does not pay benefits for loss which occurs or confinement which begins within six (6) months after the effective date of the policy as a result of a pre-existing condition.
More Definitions of Pre-Existing Conditions
Pre-Existing Conditions means any Sickness/disease, injury, disability or physical condition which existed at the time of applying this insurance or arrangement of Insured Journey in respect of the Insured Person, which presented signs or symptoms of which Insured Person, Immediate Family Members was aware or should reasonably have been aware.
Pre-Existing Conditions means an Injury, Illness or Disease which existed or have developed symptoms or there exists manifestation of illnesses before the Effective Date of Cover in respect of an Insured Person of which the Insured Person was aware or should reasonably have been aware, based on normal medically accepted pathological development of the Injury, Illness or Disease.
Pre-Existing Conditions means, in respect of the Insured Person, any Sickness, Disease, Injury, physical, mental or medical condition or physiological degradation, including Congenital Condition, that has existed prior to the Policy Issuance Date or the Policy Effective Date, whichever is the earlier. An ordinary prudent person shall be reasonably aware of a Pre- existing Condition, where -(a) it has been diagnosed;(b) it has manifested clear and distinct signs or symptoms; or(c) medical advice or treatment has been sought, recommended or received."Premium Loading"shall mean the additional premium on top of the Standard Premium charged by the Company to the Policy Holder according to the additional risk assessed for the Insured Person."Prescribed Diagnostic Imaging Tests"shall mean computed tomography (“CT” scan), magnetic resonance imaging (“MRI” scan), positron emission tomography (“PET” scan), PET-CT combined and PET-MRI combined."Prescribed Non- surgical Cancer Treatments"shall mean chemotherapy, radiotherapy, targeted therapy, immunotherapy and hormonal therapy for cancer treatment."Reasonable and Customary"shall mean, in relation to a charge for Medical Service, such level which does not exceed the general range of charges being charged by the relevant service providers in the locality where the charge is incurred for similar treatment, services or supplies to individuals with similar conditions, e.g. of the same sex and similar Age, for a similar Disability, as reasonably determined by the Company in utmost good faith. The Reasonable and Customary charges shall not in any event exceed the actual charges incurred.In determining whether a charge is Reasonable and Customary, the Company shall make reference to the followings (if applicable) -(a) treatment or service fee statistics and surveys in the insurance or medical industry;(b) internal or industry claim statistics;(c) gazette published by the Government; and/or(d) other pertinent source of reference in the locality where the treatments, services or supplies are provided."Registered Medical Practitioner", "Specialist",shall mean a medical practitioner of western medicine,(a) who is duly qualified and is registered with the Medical Council of Hong Kong pursuant to the Medical Registration Ordinance (Cap. 161 of the Laws of Hong Kong) or a body of equivalent standing in
Pre-Existing Conditions means any injury, illness, condition or symptom:• for which treatment, or medication, or advice, or diagnosis has been sought or received or was foreseeable by the Insured Person prior to the policy Commencement Date, or• which originated or was known to exist by the Policyholder or the Insured Person prior to the policy Commencement Date whether or not treatment, or medication, or advice, or diagnosis was sought or received.
Pre-Existing Conditions means any physical or mental defect or infirmity, illness, disease, bacterial or viral infections even if contracted by accident of which the Insured Person was aware or had reasonable knowledge within the twelve (12) month period preceding the first day of Period of Journey. An Insured Person will be considered to have had reasonable knowledge of a Pre-existing Condition where the condition is one for which: