Pre-Existing Conditions means, in respect of the Insured Person, any Sickness, Disease, Injury, physical, mental or medical condition or physiological degradation, including Congenital Condition, that has existed prior to the Policy Issuance Date or the Policy Effective Date, whichever is the earlier. An ordinary prudent person shall be reasonably aware of a Pre- existing Condition, where -
Pre-Existing Conditions means, in respect of the Insured Person, any Sickness, Disease,
Pre-Existing Conditions means, in respect of an Insured, any Sickness, Disease, Injury, physical condition or physiological degradation which:
Examples of Pre-Existing Conditions in a sentence
The Maximum Benefit for Pre-Existing Conditions is shown in the Schedule below and is subject to the Pre-Existing Condition Deductible.
Bilateral Conditions, if your Pet had at any time any Pre-Existing Conditions consistent with that same Bilateral Condition on either side of the body.
By signing below I indicate that I have read these statements including the paragraph above on the Pre-Existing Conditions and the Special Provisions and acknowledge the limitations in LTD Benefits as explained.
There is no limitation for Pre-Existing Conditions as defined under this Certificate.
Pre-Existing Conditions - A benefit will not be payable for a death, if it occurs within the 24-month period after the Policy Issue Date if the cause of death is wholly or partly related to an illness or an injury for which the Life Insured received treatments or took medication within the 12 months immediately prior to the Policy Issue Date, even if the Life Insured did not consult a physician during the same period.
More Definitions of Pre-Existing Conditions
Pre-Existing Conditions means an Injury or Illness which existed before the Effective Date of Cover:
Pre-Existing Conditions means any Sickness/disease, injury, disability or physical condition which existed at the time of applying this insurance or arrangement of Insured Flight in respect of the Insured Person, which presented signs or symptoms of which the Policyholder, Insured Person, Immediate Family Members was aware or should reasonably have been aware.
Pre-Existing Conditions means, in respect of the Insured Person, any Sickness, Disease, Injury, physical, mental or medical condition or physiological degradation, including Congenital Condition, that has existed prior to the Policy Issuance Date or the Policy Effective Date, whichever is the earlier. An ordinary prudent person shall be reasonably aware of a Pre- existing Condition, where -(a) it has been diagnosed;(b) it has manifested clear and distinct signs or symptoms; or(c) medical advice or treatment has been sought, recommended or received."Premium Loading"shall mean the additional premium on top of the Standard Premium charged by the Company to the Policy Holder according to the additional risk assessed for the Insured Person."Prescribed Diagnostic Imaging Tests"shall mean computed tomography (“CT” scan), magnetic resonance imaging (“MRI” scan), positron emission tomography (“PET” scan), PET-CT combined and PET-MRI combined."Prescribed Non- surgical Cancer Treatments"shall mean chemotherapy, radiotherapy, targeted therapy, immunotherapy and hormonal therapy for cancer treatment."Reasonable and Customary"shall mean, in relation to a charge for Medical Service, such level which does not exceed the general range of charges being charged by the relevant service providers in the locality where the charge is incurred for similar treatment, services or supplies to individuals with similar conditions, e.g. of the same sex and similar Age, for a similar Disability, as reasonably determined by the Company in utmost good faith. The Reasonable and Customary charges shall not in any event exceed the actual charges incurred.In determining whether a charge is Reasonable and Customary, the Company shall make reference to the followings (if applicable) -(a) treatment or service fee statistics and surveys in the insurance or medical industry;(b) internal or industry claim statistics;(c) gazette published by the Government; and/or(d) other pertinent source of reference in the locality where the treatments, services or supplies are provided."Registered Medical Practitioner", "Specialist",shall mean a medical practitioner of western medicine,(a) who is duly qualified and is registered with the Medical Council of Hong Kong pursuant to the Medical Registration Ordinance (Cap. 161 of the Laws of Hong Kong) or a body of equivalent standing in
Pre-Existing Conditions means any Injury, Illness, condition or symptom:
Pre-Existing Conditions means any illness or injury or related condition for which treatment, or medication, or advice, or diagnosis was sought or received within 36 months prior to the commencement of this Policy for the Insured concerned OR which was known or reasonably should have been known to exist prior to the commencement of this Policy for the Insured or in respect of which the need for treatment was foreseeable at inception of this Policy whether or not treatment or medication or advice or diagnosis had been sought or received.
Pre-Existing Conditions means an Injury, Illness or Disease which existed or have developed symptoms or there exists manifestation of illnesses before the Effective Date of Cover in respect of an Insured Person of which the Insured Person was aware or should reasonably have been aware, based on normal medically accepted pathological development of the Injury, Illness or Disease.
Pre-Existing Conditions means a condition for which medical care, treatment, or advice was recommended by or received from a Physician or which was first manifested or contracted preceding the effective date of coverage.