{"component": "definition", "props": {"groups": [{"snippet": "means any fee assessed to an Account when paying an item at a time the Account has insufficient funds to cover the item. Fees charged to transfer balances from other accounts are excluded.", "size": 31, "snippet_links": [{"key": "the-account", "type": "clause", "offset": [67, 78]}, {"key": "insufficient-funds", "type": "definition", "offset": [83, 101]}, {"key": "fees-charged", "type": "clause", "offset": [121, 133]}, {"key": "to-transfer", "type": "clause", "offset": [134, 145]}, {"key": "other-accounts", "type": "definition", "offset": [160, 174]}], "samples": [{"hash": "ibOCfV0YM6", "uri": "/contracts/ibOCfV0YM6#overdraft-fee", "label": "Settlement Agreement", "score": 30.1684589386, "published": true}, {"hash": "kb48YBmyYVB", "uri": "/contracts/kb48YBmyYVB#overdraft-fee", "label": "Settlement Agreement", "score": 24.3141689301, "published": true}, {"hash": "hqQqlWLfRlO", "uri": "/contracts/hqQqlWLfRlO#overdraft-fee", "label": "Settlement Agreement", "score": 24.3141689301, "published": true}], "hash": "50cad9ecbd363b6a2bb5291ae4296e34", "id": 1}, {"snippet": "means the fee charged when the Bank pays an Item charged to your Account resulting in an Overdraft, rather than returning the Item. \u2022 New Deposit Account means a deposit account that has not been open for longer than 90 calendar days. This definition is applicable only to external transfers as outlined within this Account Agreement. \u2022 NSF (Non-Sufficient Funds) Fee means the fee charged when an Item presented for payment exceeds the available funds in your Account and the Bank returns the Item unpaid.", "size": 6, "snippet_links": [{"key": "the-fee", "type": "clause", "offset": [6, 13]}, {"key": "the-bank", "type": "clause", "offset": [27, 35]}, {"key": "to-your-account", "type": "clause", "offset": [57, 72]}, {"key": "deposit-account", "type": "clause", "offset": [138, 153]}, {"key": "calendar-days", "type": "definition", "offset": [220, 233]}, {"key": "external-transfers", "type": "definition", "offset": [273, 291]}, {"key": "account-agreement", "type": "clause", "offset": [316, 333]}, {"key": "sufficient-funds", "type": "clause", "offset": [346, 362]}, {"key": "for-payment", "type": "clause", "offset": [413, 424]}, {"key": "funds-in", "type": "definition", "offset": [447, 455]}], "samples": [{"hash": 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"offset": [168, 183]}], "samples": [{"hash": "2CESKrlghaw", "uri": "https://www.govinfo.gov/content/pkg/USCOURTS-dcd-1_10-cv-00232/pdf/USCOURTS-dcd-1_10-cv-00232-1.pdf", "label": "www.govinfo.gov", "score": 4.9004158974, "published": false}, {"hash": "e1ZtGGtTKKA", "uri": "https://www.govinfo.gov/content/pkg/USCOURTS-dcd-1_10-cv-00232/pdf/USCOURTS-dcd-1_10-cv-00232-0.pdf", "label": "www.govinfo.gov", "score": 3.5133469105, "published": false}, {"hash": "awb7Gsp13Lr", "uri": "https://cases.justia.com/federal/district-courts/district-of-columbia/dcdce/1:2010cv00232/140801/37/0.pdf?ts=1618255233", "label": "cases.justia.com", "score": 3.5133469105, "published": false}], "hash": "38ee674242bcd21f8093df21794f1d91", "id": 4}, {"snippet": "or \u201cOD Fee\u201d means any fee assessed to an Accountholder for items paid when the Account had insufficient funds.", "size": 3, "snippet_links": [{"key": "od-fee", "type": "definition", "offset": [4, 10]}, {"key": "the-account", "type": "clause", 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"sufficient-funds-overdraft-charges", "type": "definition", "offset": [44, 78]}], "samples": [{"hash": "7oCqxVIm3aG", "uri": "/contracts/7oCqxVIm3aG#overdraft-fee", "label": "Settlement Agreement", "score": 34.561378479, "published": true}, {"hash": "3oKqVA2bihM", "uri": "/contracts/3oKqVA2bihM#overdraft-fee", "label": "Settlement Agreement", "score": 25.7419567108, "published": true}, {"hash": "4eGwifIKQ4B", "uri": "/contracts/4eGwifIKQ4B#overdraft-fee", "label": "Settlement Agreement", "score": 25.5462017059, "published": true}], "hash": "1ce8bfae7f24f17386c80b6157512312", "id": 6}, {"snippet": "means any fee assessed to an Accountholder for items paid when the Account has insufficient funds.", "size": 2, "snippet_links": [{"key": "the-account", "type": "clause", "offset": [63, 74]}, {"key": "insufficient-funds", "type": "definition", "offset": [79, 97]}], "samples": [{"hash": "djKi1ik3YZt", "uri": "/contracts/djKi1ik3YZt#overdraft-fee", "label": "Settlement Agreement", "score": 35.072807312, "published": true}, {"hash": "dyPAns2zFd5", "uri": "https://www.harroldunionbankoverdraftlitigation.com/home/7670/DocumentHandler?docPath=/Documents/Plaintiff_s_Second_Supplemental_Memorandum_in_Support_of_Motion_for_Preliminary_Approval.pdf", "label": "www.harroldunionbankoverdraftlitigation.com", "score": 11.9952087402, "published": false}], "hash": "652ccc9d45399f417ea8dd0a8bacf938", "id": 7}, {"snippet": "means any fee imposed and collected by Popular as a result of an Account being overdrawn, including both the one-time initial fee charged by Popular for each transaction that exceeded a customer\u2019s account balance (\u201cInitial Overdraft Fee\u201d), and the daily fee that, effective January 25, 2012, Popular charged beginning the 5th business day that an account remained overdrawn (\u201cContinuous Overdraft Fee\u201d). Overdraft Fees include those fees described in monthly account statements as: \u201cOverdraft Withdrawal,\u201d \u201cOverdraft Fee,\u201d \u201cContinuous Overdraft Fee\u201d or \u201cNSF/Unavailable Fee.\u201d Only Overdraft Fees charged as a result of ATM withdrawals or POS Debit Card purchases are potentially recoverable in this Settlement.", "size": 2, "snippet_links": [{"key": "initial-fee", "type": "definition", "offset": [118, 129]}, {"key": "account-balance", "type": "clause", "offset": [197, 212]}, {"key": "daily-fee", "type": "definition", "offset": [248, 257]}, {"key": "effective-january", "type": "clause", "offset": [264, 281]}, {"key": "business-day", "type": "definition", "offset": [326, 338]}, {"key": "overdraft-fees", "type": "clause", "offset": [404, 418]}, {"key": "account-statements", "type": "definition", "offset": [459, 477]}, {"key": "fees-charged", "type": "clause", "offset": [591, 603]}, {"key": "atm-withdrawals", "type": "clause", "offset": [619, 634]}, {"key": "card-purchases", "type": "clause", "offset": [648, 662]}], "samples": [{"hash": "35gzPymBB3v", "uri": "/contracts/35gzPymBB3v#overdraft-fee", "label": "Settlement Agreement", "score": 25.1054077148, "published": true}, {"hash": "dPNQ8nr57OJ", "uri": "https://bancopopular.blob.core.windows.net/documents/BPNA54203_Long-Form%20Notice_Final_WEB.pdf", "label": "Notice", "score": 11.1984939575, "published": false}], "hash": "8a5c82041d69490813927889a328daa7", "id": 8}, {"snippet": "means the fee charged to your account when you are not covered by the CIBC Overdraft Protection Service and we choose to process a debit which results in your account being overdrawn, as set out in section 14 above. \u25cf \u201cPersonal Deposit Account and CIBC Overdraft Protection Service Application\u201d means the account Personal Deposit Account and CIBC Overdraft Protection Service Application you signed when opening the account, or when requesting that you be added as a joint accountholder on the account, as applicable.", "size": 2, "snippet_links": [{"key": "the-fee", "type": "clause", "offset": [6, 13]}, {"key": "to-your-account", "type": "clause", "offset": [22, 37]}, {"key": "covered-by", "type": "definition", "offset": [55, 65]}, {"key": "overdraft-protection-service", "type": "clause", "offset": [75, 103]}, {"key": "process-a", "type": "definition", "offset": [121, 130]}, {"key": "set-out", "type": "definition", "offset": [187, 194]}, {"key": "section-14", "type": "definition", "offset": [198, 208]}, {"key": "deposit-account", "type": "clause", "offset": [228, 243]}, {"key": "service-application", "type": "definition", "offset": [274, 293]}, {"key": "opening-the-account", "type": "clause", "offset": [404, 423]}, {"key": "joint-accountholder", "type": "definition", "offset": [467, 486]}], "samples": [{"hash": "7VAwFpSxtSi", "uri": "/contracts/7VAwFpSxtSi#overdraft-fee", "label": "Cibc Personal Deposit Account Agreement", "score": 26.6331272125, "published": true}, {"hash": "a7aTuBa3Tyl", "uri": "/contracts/a7aTuBa3Tyl#overdraft-fee", "label": "Cibc Personal Deposit Account Agreement", "score": 25.0629711151, "published": true}], "hash": "4b09d742ec822718887c86079b4e6afb", "id": 9}, {"snippet": "means a fee assessed against a member\u2019s checking account when that account does not have sufficient funds at the time a transaction is presented for payment that was not reversed.", "size": 2, "snippet_links": [{"key": "a-member", "type": "definition", "offset": [29, 37]}, {"key": "checking-account", "type": "clause", "offset": [40, 56]}, {"key": "sufficient-funds", "type": "clause", "offset": [89, 105]}, {"key": "at-the-time", "type": "definition", "offset": [106, 117]}, {"key": "for-payment", "type": "clause", "offset": [145, 156]}], "samples": [{"hash": "juY7KWQs9em", "uri": "/contracts/juY7KWQs9em#overdraft-fee", "label": "Settlement Agreement", "score": 27.9445590973, "published": true}, {"hash": "8V50wp28rCq", "uri": "https://www.feesettlementny.com/home/8714/DocumentHandler?docPath=/Documents/Updated_Motion_for_Preliminary_Approval.pdf", "label": "Notice", "score": 15.9924707413, "published": false}], "hash": "4a29670f0f03bd701569369561878f6c", "id": 10}], "next_curs": "CloSVGoVc35sYXdpbnNpZGVyY29udHJhY3RzcjYLEhpEZWZpbml0aW9uU25pcHBldEdyb3VwX3Y1NiIWb3ZlcmRyYWZ0LWZlZSMwMDAwMDAwYQyiAQJlbhgAIAA=", "definition": {"snippet": "means any fee assessed to an Account when paying an item at a time the Account has insufficient funds to cover the item. Fees charged to transfer balances from other accounts are excluded.", "title": "Overdraft Fee", "size": 70, "id": "overdraft-fee", "examples": ["If you are opted in to the Optional Overdraft Service for Debit Card Transactions, you may be charged an <strong>Overdraft Fee</strong>.", "Therefore, if a transaction debits your Account in the morning and exceeds your Available Balance at that time, you may be charged an NSF Fee or <strong>Overdraft Fee</strong>, even if a deposit or credit transaction occurring later that day raises your Available Balance above $0.00."], "related": [["overdraft-rate", "Overdraft Rate", "Overdraft Rate"], ["overdraft-facility", "Overdraft Facility", "Overdraft Facility"], ["overdraft-obligations", "Overdraft Obligations", "Overdraft Obligations"], ["overdraft", "Overdraft", "Overdraft"], ["cash-advance-fees", "Cash Advance Fees", "Cash Advance Fees"]], "related_snippets": [], "updated": "2025-07-10T04:27:38+00:00"}, "json": true, "cursor": ""}}