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the Bank and Company have agreed herein, in order for Company to communicate a Payment Order instruction to Bank and which Bank shall rely upon to authenticate a Payment Order instruction under a Service. Multifactor Authentication is required for logging onto the Bank provided Services through which Company, including Company\u2019s Administrator and Authorized Representatives, communicates Payment Orders, orders and other instructions to Bank. Access credentials (\u201cAccess Credentials\u201d) are one or more identification numbers, passwords, and/or other means of unique identification as has been provided to Company and its Authorized Representatives by Bank. Access Credentials must be possessed by, known to and communicated as needed for a Service by each of Company\u2019s Authorized Representatives to access many of the Services, including the communication of Payment Orders. Company and its Authorized Representatives are solely responsible for safeguarding and confidentially handling all Access Credentials. Company will be solely responsible for determining which of its employees, agents or\u200c Authorized Representatives shall receive Access Credentials, shall properly and promptly inform Bank of the same and that the persons to whom Access Credentials are issued shall thereafter be Authorized Representatives of Company for any act, error or omission by the same person through use of the Access Credentials in connection with any of the Services. The Administrator is responsible for reporting in a timely manner to Bank in writing any Access Credentials that have been compromised or have become known to any unauthorized third-party. The Administrator shall timely advise Bank in writing of any Access Credentials associated with an Authorized Representative who is terminated by Company or whose job duties have changed such that the employee no longer is an Authorized Representative of Company or an Authorized Representative in connection with one or more of the Services. Bank may require Company to change Company and its Authorized Representatives\u2019 Access Credential(s) at any time, upon demand. Bank may deny access to a Service to Company or any of its Authorized Representatives without prior notice if Bank is unable to confirm (to its satisfaction) any person\u2019s authority to use or access the Services or if Bank believes such action is necessary to protect the interests of Bank. In the event Company or its Authorized Representatives establish their own usernames and/or passwords, they shall do so as required under the Agreement and Related Agreements and shall securely maintain them thereafter as required therein.", "hash": "98a14f74f00dedbe33431b525d194dac", "id": 9}, {"snippet_links": [], "samples": [{"hash": "dLFO9Az4RoW", "uri": "https://legislature.idaho.gov/wp-content/uploads/sessioninfo/2021/legislation/H0147E1.pdf", "label": "legislature.idaho.gov", "score": 8.9986314774, "published": false}, {"hash": "83jaCjkAuJB", "uri": "https://legislature.idaho.gov/wp-content/uploads/sessioninfo/2021/legislation/H0147.pdf", "label": "legislature.idaho.gov", "score": 8.7056808472, "published": false}], "size": 2, "snippet": "means authentication through veri-", "hash": "cd79aab672796f3ecf0e1118e9d8a278", "id": 10}], "next_curs": "CmcSYWoVc35sYXdpbnNpZGVyY29udHJhY3RzckMLEhpEZWZpbml0aW9uU25pcHBldEdyb3VwX3Y1NiIjbXVsdGlmYWN0b3ItYXV0aGVudGljYXRpb24jMDAwMDAwMGEMogECZW4YACAA", "definition": {"title": "Multifactor authentication", "size": 83, "snippet": "means a type of authentication using two or more factors to achieve verification of the identity of a user, process or device as a prerequisite to allowing access to an information system. A user is granted access only after successfully presenting two or more pieces of evidence to an authentication mechanism. Factors include: (i) something you know (e.g. password/personal identification number (PIN)); (ii) something you have (e.g., cryptographic identification device, token); or (iii) something you are (e.g., biometric).", "id": "multifactor-authentication", "examples": ["Multi-Factor Authentication (MFA): Multi-factor authentication is used to verify the identity of users, adding an additional layer of security during the platform access process to prevent unauthorized access.", "Multi-factor authentication may include techniques such as the use of cryptographic certificates, one-time password (\u201cOTP\u201d) tokens, or biometrics.", "Multi-factor authentication may include techniques such as the use of cryptographic certificates, OTP tokens, or biometrics."], "related": [["multi-factor-authentication", "Multi-factor Authentication", "Multi-factor Authentication"], ["strong-customer-authentication", "Strong Customer Authentication", "Strong Customer Authentication"], ["secure-authentication", "Secure Authentication", "Secure Authentication"], ["certificate-of-authentication", "Certificate of Authentication", "Certificate of Authentication"], ["authentication-of-product-history", "Authentication of product history", "Authentication of product history"]], "related_snippets": [], "updated": "2025-07-10T05:58:13+00:00"}, "json": true, "cursor": ""}}