{"component": "definition", "props": {"groups": [{"samples": [{"hash": "j66R5u0mrCg", "uri": "/contracts/j66R5u0mrCg#interest-crediting", "label": "Funding Agreement (Genworth Life & Annuity Insurance Co)", "score": 21.0, "published": true}, {"hash": "b2PvWPrYfJ9", "uri": "/contracts/b2PvWPrYfJ9#interest-crediting", "label": "Funding Agreement (Genworth Life & Annuity Insurance Co)", "score": 21.0, "published": true}, {"hash": "WifJSF0eSZ", "uri": "/contracts/WifJSF0eSZ#interest-crediting", "label": "Funding Agreement (Genworth Life & Annuity Insurance Co)", "score": 21.0, "published": true}], "snippet_links": [{"key": "fund-balance", "type": "definition", "offset": [63, 75]}, {"key": "periodic-payouts", "type": "clause", "offset": [86, 102]}, {"key": "the-policyholder", "type": "definition", "offset": [157, 173]}, {"key": "accrued-and-unpaid-interest", "type": "definition", "offset": [178, 205]}, {"key": "not-a-business-day", "type": "clause", "offset": [223, 241]}, {"key": "following-business-day", "type": "definition", "offset": [288, 310]}, {"key": "in-such-cases", "type": "clause", "offset": [316, 329]}, {"key": "amount-of-interest", "type": "definition", "offset": [334, 352]}, {"key": "for-non", "type": "clause", "offset": [375, 382]}, {"key": "business-days", "type": "definition", "offset": [383, 396]}, {"key": "interest-payment-date", "type": "definition", "offset": [409, 430]}, {"key": "the-final", "type": "clause", "offset": [458, 467]}, {"key": "on-the-maturity-date", "type": "clause", "offset": [493, 513]}], "size": 24, "snippet": "Interest is credited based upon a 30/360 basis, applied to the Fund Balance each day. Periodic Payouts: On the 15th of each May and November, GLAIC will pay the Policyholder all accrued and unpaid interest (if such date is not a Business Day, the Periodic Payout will be made on the next following Business Day, and in such cases the amount of interest shall not be adjusted for non-Business Days) (each, an \u201cInterest Payment Date\u201d); provided, however, that the final Periodic Payout shall be on the Maturity Date, on which date all accrued and unpaid interest will be paid.", "hash": "46a810b41e21ef25578f466e895e7a4c", "id": 1}, {"samples": [{"hash": "kA3CvNjYA8Q", "uri": "/contracts/kA3CvNjYA8Q#interest-crediting", "label": "Funding Agreement (Genworth Life & Annuity Insurance Co)", "score": 21.0, "published": true}, {"hash": "k7L4OY5s69q", "uri": "/contracts/k7L4OY5s69q#interest-crediting", "label": "Funding Agreement (Genworth Life & Annuity Insurance Co)", "score": 21.0, "published": true}, {"hash": "jzi6KEzGedg", "uri": "/contracts/jzi6KEzGedg#interest-crediting", "label": "Funding Agreement (Genworth Life & Annuity Insurance Co)", "score": 21.0, "published": true}], "snippet_links": [{"key": "fund-balance", "type": "definition", "offset": [63, 75]}], "size": 22, "snippet": "Interest is credited based upon a 30/360 basis, applied to the Fund Balance each day.", "hash": "259547b3c8168ab6cb0d1d0ee61f90ce", "id": 2}, {"samples": [{"hash": "elj0yiMJWrL", "uri": "/contracts/elj0yiMJWrL#interest-crediting", "label": "Flexible Premium Variable Universal Life Insurance Policy (Nationwide Vli Separate Account 4)", "score": 18.0, "published": true}, {"hash": "a9RcmLuILQU", "uri": "/contracts/a9RcmLuILQU#interest-crediting", "label": "Flexible Premium Variable Universal Life Insurance Policy (Nationwide Vli Separate Account 5)", "score": 18.0, "published": true}, {"hash": "6MlTRmc50Ii", "uri": "/contracts/6MlTRmc50Ii#interest-crediting", "label": "Flexible Premium Variable Universal Life Insurance Policy (Nationwide Vli Separate Account 4)", "score": 18.0, "published": true}], "snippet_links": [{"key": "cash-value", "type": "clause", "offset": [4, 14]}, {"key": "allocated-to", "type": "definition", "offset": [15, 27]}, {"key": "policy-loan-account", "type": "definition", "offset": [32, 51]}, {"key": "credited-interest", "type": "definition", "offset": [60, 77]}, {"key": "minimum-annual", "type": "clause", "offset": [100, 114]}, {"key": "effective-rate", "type": "definition", "offset": [115, 129]}, {"key": "policy-data-page", "type": "definition", "offset": [146, 162]}, {"key": "minimum-guaranteed-rate", "type": "definition", "offset": [190, 213]}, {"key": "the-fixed-account", "type": "clause", "offset": [259, 276]}, {"key": "where-required", "type": "clause", "offset": [456, 470]}, {"key": "interest-rates", "type": "clause", "offset": [521, 535]}, {"key": "department-of", "type": "clause", "offset": [555, 568]}, {"key": "the-state", "type": "clause", "offset": [569, 578]}, {"key": "this-policy", "type": "definition", "offset": [588, 599]}], "size": 8, "snippet": "Any Cash Value allocated to the Policy Loan Account will be credited interest daily. The guaranteed minimum annual effective rate is shown on the Policy Data Page. Interest in excess of the minimum guaranteed rate may be credited. Any Cash Value allocated to the Fixed Account will be credited interest daily. The guaranteed minimum annual effective rate is shown on the Policy Data Page. Interest in excess of the minimum guaranteed rate may be credited. Where required, we have filed our method for determining current interest rates with the Insurance Department of the state in which this Policy was delivered.", "hash": "7d00c56670f0b9a06ba484609f5dab25", "id": 3}, {"samples": [{"hash": "7Emt92twBa0", "uri": "/contracts/7Emt92twBa0#interest-crediting", "label": "Flexible Premium Variable Universal Life Insurance Policy (Nationwide VLI Separate Account-7)", "score": 20.0, "published": true}, {"hash": "3xZVBzoYINe", "uri": "/contracts/3xZVBzoYINe#interest-crediting", "label": "Life Insurance Policy (Nationwide VLI Separate Account-7)", "score": 20.0, "published": true}, {"hash": "7RSeUKSqSuV", "uri": "/contracts/7RSeUKSqSuV#interest-crediting", "label": "Flexible Premium Variable Universal Life Insurance Policy (Nationwide VL Separate Account-G)", "score": 18.0, "published": true}], "snippet_links": [{"key": "cash-value", "type": "clause", "offset": [4, 14]}, {"key": "allocated-to", "type": "definition", "offset": [15, 27]}, {"key": "policy-loan-account", "type": "definition", "offset": [32, 51]}, {"key": "credited-interest", "type": "definition", "offset": [60, 77]}, {"key": "minimum-annual", "type": "clause", "offset": [100, 114]}, {"key": "effective-rate", "type": "definition", "offset": [115, 129]}, {"key": "policy-data-page", "type": "definition", "offset": [146, 162]}, {"key": "minimum-guaranteed-rate", "type": "definition", "offset": [190, 213]}, {"key": "fixed-accounts", "type": "clause", "offset": [263, 277]}, {"key": "current-interest-rate", "type": "definition", "offset": [533, 554]}, {"key": "in-effect", "type": "clause", "offset": [555, 564]}, {"key": "transfer-to", "type": "clause", "offset": [580, 591]}, {"key": "be-guaranteed", "type": "clause", "offset": [616, 629]}, {"key": "calendar-quarter", "type": "definition", "offset": [653, 669]}, {"key": "interest-rates", "type": "clause", "offset": [694, 708]}, {"key": "where-required", "type": "clause", "offset": [760, 774]}, {"key": "department-of", "type": "clause", "offset": [859, 872]}, {"key": "the-state", "type": "clause", "offset": [873, 882]}, {"key": "this-policy", "type": "definition", "offset": [892, 903]}], "size": 7, "snippet": "Any Cash Value allocated to the Policy Loan Account will be credited interest daily. The guaranteed minimum annual effective rate is shown on the Policy Data Page. Interest in excess of the minimum guaranteed rate may be credited. Any Cash Value allocated to the Fixed Accounts will be credited interest daily. The guaranteed minimum annual effective rate for each Fixed Account is shown on the Policy Data Page. Interest in excess of the minimum guaranteed rate may be credited. Each Fixed Accounts may credit a different rate. The current interest rate in effect at the time of transfer to the Fixed Accounts will be guaranteed through the end of the calendar quarter. Thereafter, any excess interest rates will be guaranteed for the following three months. Where required, we have filed our method for determining current interest rates with the Insurance Department of the state in which this policy was delivered.", "hash": "6c8920a9509459a6c666364edf57731e", "id": 4}, {"samples": [{"hash": "f361aVlaKxF", "uri": "/contracts/f361aVlaKxF#interest-crediting", "label": "Funding Agreement (Hartford Life Insurance Co)", "score": 18.0, "published": true}, {"hash": "1l4aElfmO3K", "uri": "/contracts/1l4aElfmO3K#interest-crediting", "label": "Funding Agreement (Hartford Life Insurance Co)", "score": 18.0, "published": true}], "snippet_links": [{"key": "based-on", "type": "clause", "offset": [21, 29]}, {"key": "day-month", "type": "clause", "offset": [36, 45]}, {"key": "fund-balance", "type": "definition", "offset": [88, 100]}], "size": 5, "snippet": "Interest is credited based on a [30-day month and using a 360-day year], applied to the Fund Balance each day.", "hash": "f81e030d49b3ffa94ab44781b7777298", "id": 5}, {"samples": [{"hash": "hFadkgjKNzX", "uri": "https://investors.albemarle.com/static-files/29a6e883-7d5f-4849-b005-6b8956d6a653", "label": "Proxy", "score": 11.2080766598, "published": false}, {"hash": "cwwQ8LuTJly", "uri": "https://investors.albemarle.com/static-files/61ff65be-d490-4782-be31-376cdc459d61", "label": "Proxy", "score": 8.6180698152, "published": false}, {"hash": "7wUsBSoiQvH", "uri": "https://investors.albemarle.com/static-files/cbaef458-0137-42d4-bd6a-ea83c4865ea1", "label": "investors.albemarle.com", "score": 7.2135523614, "published": false}], "snippet_links": [{"key": "interest-for", "type": "definition", "offset": [23, 35]}, {"key": "a-director", "type": "clause", "offset": [36, 46]}, {"key": "deferred-cash-account", "type": "definition", "offset": [49, 70]}, {"key": "pursuant-to-section", "type": "clause", "offset": [71, 90]}, {"key": "the-plan", "type": "clause", "offset": [104, 112]}, {"key": "interest-rates", "type": "clause", "offset": [151, 165]}, {"key": "by-the-administrator", "type": "clause", "offset": [177, 197]}], "size": 4, "snippet": "means the crediting of interest for a Director\u2019s Deferred Cash Account pursuant to Section 7.3(b)(i) of the Plan which interest shall be calculated at interest rates determined by the Administrator.", "hash": "b4f9498f8b22dd1090b38e13eb820f7a", "id": 6}, {"samples": [{"hash": "7oLj7ZTbsJT", "uri": "/contracts/7oLj7ZTbsJT#interest-crediting", "label": "Life Insurance Policy (Valley Forge Life Insurance Co Variable Life Separate Accoun)", "score": 18.0, "published": true}, {"hash": "9vy4eHbv0JZ", "uri": "https://www.sec.gov/Archives/edgar/data/1007010/000092838900000250/0003.txt", "label": "Valley Forge Life Insurance Co Variable Life Separate Accoun", "score": 5.0, "published": false}], "snippet_links": [{"key": "credit-interest", "type": "definition", "offset": [3, 18]}, {"key": "fixed-account", "type": "definition", "offset": [28, 41]}, {"key": "minimum-guaranteed-interest-rate", "type": "definition", "offset": [51, 83]}, {"key": "policy-schedule", "type": "definition", "offset": [97, 112]}, {"key": "excess-interest", "type": "definition", "offset": [128, 143]}, {"key": "from-time-to-time", "type": "clause", "offset": [198, 215]}, {"key": "interest-rates", "type": "clause", "offset": [226, 240]}, {"key": "be-guaranteed", "type": "clause", "offset": [246, 259]}, {"key": "policy-year", "type": "definition", "offset": [268, 279]}], "size": 2, "snippet": "We credit interest daily to Fixed Account I at the minimum guaranteed interest rate shown on the policy schedule. We may credit excess interest to Fixed Account I in an amount which we will declare from time to time. Declared interest rates will be guaranteed for one Policy Year.", "hash": "1e6685c7ac0719f61765acb31671db43", "id": 7}, {"samples": [{"hash": "9qDtsKd2L7R", "uri": "/contracts/9qDtsKd2L7R#interest-crediting", "label": "Last Survivor Flexible Premium Variable Universal Life Insurance Policy (Nationwide Vli Separate Account 5)", "score": 18.0, "published": true}, {"hash": "2Q2xtnSCWqK", "uri": "/contracts/2Q2xtnSCWqK#interest-crediting", "label": "Last Survivor Flexible Premium Variable Universal Life Insurance Policy (Nationwide Vli Separate Account 4)", "score": 18.0, "published": true}], "snippet_links": [{"key": "cash-value", "type": "clause", "offset": [4, 14]}, {"key": "allocated-to", "type": "definition", "offset": [15, 27]}, {"key": "policy-loan-account", "type": "definition", "offset": [32, 51]}, {"key": "credited-interest", "type": "definition", "offset": [60, 77]}, {"key": "minimum-annual", "type": "clause", "offset": [100, 114]}, {"key": "effective-rate", "type": "definition", "offset": [115, 129]}, {"key": "minimum-guaranteed-rate", "type": "definition", "offset": [163, 186]}, {"key": "the-fixed-account", "type": "clause", "offset": [228, 245]}, {"key": "current-interest-rate", "type": "definition", "offset": [398, 419]}, {"key": "in-effect", "type": "clause", "offset": [420, 429]}, {"key": "transfer-to", "type": "clause", "offset": [445, 456]}, {"key": "be-guaranteed", "type": "clause", "offset": [480, 493]}, {"key": "calendar-quarter", "type": "definition", "offset": [517, 533]}, {"key": "interest-rates", "type": "clause", "offset": [558, 572]}, {"key": "where-required", "type": "clause", "offset": [624, 638]}, {"key": "department-of", "type": "clause", "offset": [723, 736]}, {"key": "the-state", "type": "clause", "offset": [737, 746]}, {"key": "this-policy", "type": "definition", "offset": [756, 767]}], "size": 2, "snippet": "Any Cash Value allocated to the Policy Loan Account will be credited interest daily. The guaranteed minimum annual effective rate is 3%. Interest in excess of the minimum guaranteed rate may be used. Any Cash Value allocated to the Fixed Account will be credited interest daily. The guaranteed minimum annual effective rate is 3%. Interest in excess of the minimum guaranteed rate may be used. The current interest rate in effect at the time of transfer to the Fixed Account will be guaranteed through the end of the calendar quarter. Thereafter, any excess interest rates will be guaranteed for the following three months. Where required, we have filed our method for determining current interest rates with the Insurance Department of the state in which this Policy was delivered.", "hash": "fa3a4c3a7e04e7e5048059b0fa4334d8", "id": 8}, {"samples": [{"hash": "5YXLMb3pPmi", "uri": "/contracts/5YXLMb3pPmi#interest-crediting", "label": "Funding Agreement (Genworth Life & Annuity Insurance Co)", "score": 21.0, "published": true}], "snippet_links": [{"key": "actual-360-basis", "type": "definition", "offset": [35, 51]}, {"key": "fund-balance", "type": "definition", "offset": [68, 80]}, {"key": "index-rate", "type": "definition", "offset": [91, 101]}, {"key": "month-libor", "type": "clause", "offset": [107, 118]}, {"key": "as-specified", "type": "clause", "offset": [131, 143]}, {"key": "prospectus-supplement", "type": "clause", "offset": [162, 183]}, {"key": "the-program", "type": "clause", "offset": [188, 199]}, {"key": "a-percentage", "type": "definition", "offset": [244, 256]}, {"key": "following-the", "type": "definition", "offset": [276, 289]}], "size": 1, "snippet": "Interest is credited based upon an Actual/360 basis, applied to the Fund Balance each day. Index Rate: One-month LIBOR, determined as specified in the applicable prospectus supplement for the Program (the \u201cProspectus Supplement\u201d), expressed as a percentage to the fifth place following the decimal.", "hash": "a311454ed71a91cda0951fa056792b16", "id": 9}, {"samples": [{"hash": "gLggMRewoJU", "uri": "/contracts/gLggMRewoJU#interest-crediting", "label": "Funding Agreement (Genworth Life & Annuity Insurance Co)", "score": 21.0, "published": true}], "snippet_links": [{"key": "fund-balance", "type": "definition", "offset": [63, 75]}, {"key": "periodic-payouts", "type": "clause", "offset": [86, 102]}, {"key": "the-policyholder", "type": "definition", "offset": [160, 176]}, {"key": "all-accrued", "type": "clause", "offset": [177, 188]}, {"key": "not-a-business-day", "type": "clause", "offset": [228, 246]}, {"key": "following-business-day", "type": "definition", "offset": [293, 315]}, {"key": "in-such-cases", "type": "clause", "offset": [321, 334]}, {"key": "amount-of-interest", "type": "definition", "offset": [339, 357]}, {"key": "for-non", "type": "clause", "offset": [380, 387]}, {"key": "business-days", "type": "definition", "offset": [388, 401]}, {"key": "interest-payment-date", "type": "definition", "offset": [414, 435]}, {"key": "the-final", "type": "clause", "offset": [463, 472]}, {"key": "on-the-maturity-date", "type": "clause", "offset": [498, 518]}, {"key": "accrued-and-unpaid-interest", "type": "definition", "offset": [538, 565]}, {"key": "optional-repayments", "type": "clause", "offset": [599, 618]}, {"key": "section-22", "type": "clause", "offset": [625, 636]}, {"key": "of-the-policy", "type": "clause", "offset": [637, 650]}, {"key": "with-respect-to", "type": "clause", "offset": [670, 685]}, {"key": "supplement-no", "type": "definition", "offset": [731, 744]}, {"key": "the-prospectus-supplement", "type": "clause", "offset": [774, 799]}, {"key": "related-to", "type": "clause", "offset": [823, 833]}, {"key": "the-program", "type": "clause", "offset": [834, 845]}], "size": 1, "snippet": "Interest is credited based upon a 30/360 basis, applied to the Fund Balance each day. Periodic Payouts: On the 15th of each March and September, GLAIC will pay the Policyholder all accrued and . unpaid interest (if such date is not a Business Day, the Periodic Payout will be made on the next following Business Day, and in such cases the amount of interest shall not be adjusted for non-Business Days) (each, an \u201cInterest Payment Date\u201d); provided, however, that the final Periodic Payout shall be on the Maturity Date, on which date all accrued and unpaid interest will be paid Optional Repayment: Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the \u201cSurvivor\u2019s Option\u201d described in Pricing Supplement No. 015 dated March 10, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.", "hash": "0368eabd2e1abdbb521a20f068e4bcbe", "id": 10}], "next_curs": "Cl8SWWoVc35sYXdpbnNpZGVyY29udHJhY3RzcjsLEhpEZWZpbml0aW9uU25pcHBldEdyb3VwX3Y1NiIbaW50ZXJlc3QtY3JlZGl0aW5nIzAwMDAwMDBhDKIBAmVuGAAgAA==", "definition": {"size": 76, "title": "Interest Crediting", "snippet": "Interest is credited based upon a 30/360 basis, applied to the Fund Balance each day. Periodic Payouts: On the 15th of each May and November, GLAIC will pay the Policyholder all accrued and unpaid interest (if such date is not a Business Day, the Periodic Payout will be made on the next following Business Day, and in such cases the amount of interest shall not be adjusted for non-Business Days) (each, an \u201cInterest Payment Date\u201d); provided, however, that the final Periodic Payout shall be on the Maturity Date, on which date all accrued and unpaid interest will be paid.", "id": "interest-crediting", "examples": ["<strong>Interest Crediting</strong>: Interest is credited based upon a 30/360 basis, applied to the Fund Balance each day.", "The declared rates will never be less than the Minimum <strong>Interest Crediting</strong> Rate shown on a Contract Data page.", "For purposes of Section 7.9(e), the <strong>Interest Crediting</strong> Rate in effect in the Pension Account Plan during the period between Closing Date and Actual Transfer Date will be used for the adjustment.", "Type of Account <strong>Interest Crediting</strong> Interest Compounding BALANCE COMPUTATION METHOD \u2013 We use the daily balance method to calculate the interest on your account.", "The Minimum <strong>Interest Crediting</strong> Rate on the Interest-Rate Investment Option is 3%.", "Transfers into the Fixed Rate Account from any of the other Allocation Options will not be eligible for an Additional <strong>Interest Crediting</strong> Rate amount.", "The declared rates will never be less than the Minimum <strong>Interest Crediting</strong> Rate shown on the Contract Data page.", "The Bank may adjust the <strong>Interest Crediting</strong> Rate on a prospective basis in its sole discretion.", "The <strong>Interest Crediting</strong> Rate shall be based on the prime rate as published in The Wall Street Journal on the last business day of the preceding Plan Year.", "Transfers into the Fixed Rate Investment Option from any of the other Allocation Options will not be eligible for an Additional <strong>Interest Crediting</strong> Rate amount."], "related": [["crediting-rate", "Crediting Rate", "Crediting Rate"], ["company-matching-account", "Company Matching Account", "Company Matching Account"], ["interest-collection-subaccount", "Interest Collection Subaccount", "Interest Collection Subaccount"], ["interest-equivalent", "Interest Equivalent", "Interest Equivalent"], ["reinvestment-deferred-amount", "Reinvestment Deferred Amount", "Reinvestment Deferred Amount"]], "related_snippets": [], "updated": "2025-07-06T21:56:45+00:00"}, "json": true, "cursor": ""}}