Exam - Chr/Conval Hosp - LTIC – GP W121A LTIC Ac. Intercurrent illness, in excess of monthly max W777A Visit for Pronouncement of Death LTIC W872A Terminal Care N.H/G.P. Family Pract.
Illness means a sickness or a disease or pathological condition leading to the impairment of normal physiological function which manifests itself during the Policy Period and requires medical treatment.
Terminal Illness means a person is diagnosed by a Physician to have a prognosis of 12 months or less to live.
Catastrophic illness or “injury” means an illness or injury that is expected to incapacitate the employee for an extended period of time, or that incapacitates a member of the employee’s family which incapacity requires the employee to take time off from work for an extended period of time to care for that family member, and taking extended time off work creates a financial hardship for the employee because he or she has exhausted all of his or her sick leave and other paid time off.
Sickness means an illness or disease diagnosed or treated by a Physician.
Serious illness means a medical illness or physical