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as amended from time to time. \"Investor Service Centres\" or \"ISCs\" Designated Offices of HDFC Asset Management Company Limited or such other centres / offices as may be designated by the AMC from time to time. \"Load\" In the case of Redemption / Switch-out of a Unit, the sum of money deducted from the Applicable NAV on the Redemption / Switch-out and in the case of Sale/ Switch-in of a Unit, a sum of money to be paid by the prospective investoron the Sale / Switch-in of a Unit in addition to the Applicable NAV. \"Lock-in Period\" Units held under the Scheme by the Unit holders and as declared/ designated for availing tax benefits shall be subject to lock-in-periods viz. fixed lock-in and flexible lock-in as specified under the notified RGESS. The fixed lock-in-period shall commence from the date of purchase of such Units in the relevant financial year and end on the 31st day of March of the year immediately following the relevant financial year.The flexible lock-in period will be of two years beginning immediately after the end of the fixed lock-in period.The Depositories will be required to ensure the enforcement of the lock-in on Units under the Scheme. \"Maturity Date / Final Redemption Date\" The date (or the immediately following Business Day, if that date is not a BusinessDay) on which the Units under the Scheme will be compulsorily and without any further act by the Unit holder(s) redeemed at the Applicable NAV. \"Money Market Instruments\" Includes commercial papers, commercial bills, treasury bills, Government securities having an unexpired maturity upto one year, call or notice money, certificate of deposit, usance bills and any other like instruments as specified bythe Reserve Bank of India from time to time. \"Mutual Fund\" or \"the Fund\" HDFC Mutual Fund, a trust set up under the provisions of the Indian Trusts Act, 1882. \"National Stock Exchange of India Ltd.\" or \"NSE\" National Stock Exchange of India Ltd., a Stock Exchange recognized by the Securities and Exchange Board of India. \"NAV\" Net Asset Value per Unit of the Scheme, calculated in the manner described in this Scheme Information Document or as may be prescribed by the SEBI (MF)Regulations from time to time. \"New Fund Offer\" Offer for purchase of Units of the Scheme during the New Fund Offer Period as described hereinafter. \"New Fund Offer Period\" The date on or the period during which the initial subscription of Units of the Plans under the Scheme can be made subject to extension, such that the NewFund Offer Period does not exceed 30 days. \"New Retail Investor\" New Retail Investor means a resident individual,-(a) who has not opened a demat account and has not made any transactions in the derivative segment before the date of opening of a demat account or the first day of the Initial Year, whichever is later:Provided that an individual who is not the first account holder of an existing joint demat account shall be deemed to have not opened a demat account for the purposes of RGESS; or(b) who has opened a demat account but has not made any transactions in the equity segment or the derivative segment before the date he designates his existing demat account for the purpose of availing the benefit under RGESS or the first day of the Initial Year, whichever is later.", "hash": "2f2e63b5ac641d5bb8185eb420b533e7", "id": 10}], "next_curs": "ClkSU2oVc35sYXdpbnNpZGVyY29udHJhY3RzcjULEhpEZWZpbml0aW9uU25pcHBldEdyb3VwX3Y1NiIVaW5pdGlhbC15ZWFyIzAwMDAwMDBhDKIBAmVuGAAgAA==", "definition": {"size": 96, "snippet": "means the first 12 full calendar months of the Initial Term.", "title": "Initial Year", "id": "initial-year", "examples": ["Thereafter, the Agreement shall automatically renew for successive one-year periods (each, a \u201cRenewal Year\u201d), unless either party notifies the other party in writing, not less than 30 days prior to the expiration of the <strong>Initial Year</strong> or the Renewal Year, as applicable, of such party\u2019s decision not to renew the Agreement.", "Following the <strong>Initial Year</strong>, Licensee shall pay S&amp;P a minimum fee of two thousand five hundred U.S. Dollars ($2,500) for every series of the Product launched by Licensee (the \u201cSeries Minimum Fee\u201d) after that <strong>Initial Year</strong>, provided, however that the total Series Minimum Fees in aggregate paid by Licensee to S&amp;P for any one (1) year period shall not exceed Ten Thousand U.S. Dollars ($10,000).", "The <strong>Initial Year</strong> Payment shall consist of only Base Payments (after all applicable offsets).", "Except for the <strong>Initial Year</strong> Payment, a Later Participating Special District shall not receive any share of any Base or Incentive Payments paid to the Subdivision Fund that were due before it became a Participating Special District.", "A Later Participating Subdivision that becomes a Participating Subdivision after June 15, 2023 shall receive no share of the <strong>Initial Year</strong> Payment.", "The amount of all <strong>Initial Year</strong> Payments and Annual Payments shall be determined by the Settlement Fund Administrator applying Section V and Exhibit M.", "Within twenty-one (21) days of the notice provided by the Settlement Fund Administrator, any party may dispute, in writing, the calculation of the <strong>Initial Year</strong> Payment or Annual Payment, or the amount to be received by a Settling State and/or its Participating Subdivisions.", "For a voluntary redistribution to be applied to the relevant portion of an <strong>Initial Year</strong> Payment or an Annual Payment, notice must be provided to the Settling Distributors and the Settlement Fund Administrator at least sixty (60) days prior to the Payment Date.", "The Payment Date for the first <strong>Initial Year</strong> Payment shall be no later than ninety (90) days after the Effective Date.", "The Payment Date for the second <strong>Initial Year</strong> Payment shall be no later than July 15, 2022."], "related": [["annual-period", "Annual Period", "Annual Period"], ["calendar-year", "Calendar Year", "Calendar Year"], ["quarterly-period", "Quarterly Period", "Quarterly Period"], ["agreement-year", "Agreement Year", "Agreement Year"], ["project-year", "Project Year", "Project Year"]], "related_snippets": [], "updated": "2025-08-09T06:18:18+00:00"}, "json": true, "cursor": ""}}