{"component": "definition", "props": {"groups": [{"snippet_links": [{"key": "electronic-authorisation-function", "type": "definition", "offset": [83, 116]}, {"key": "code-number", "type": "definition", "offset": [117, 128]}, {"key": "issued-by", "type": "definition", "offset": [138, 147]}, {"key": "terms-of-the", "type": "clause", "offset": [167, 179]}, {"key": "common-law", "type": "clause", "offset": [180, 190]}, {"key": "without-limitation", "type": "clause", "offset": [217, 235]}, {"key": "authorised-cardholder", "type": "definition", "offset": [299, 320]}, {"key": "authorised-by", "type": "definition", "offset": [333, 346]}, {"key": "use-of-a-card", "type": "clause", "offset": [369, 382]}, {"key": "bona-fide", "type": "definition", "offset": [414, 423]}, {"key": "good-faith", "type": "clause", "offset": [425, 435]}, {"key": "card-issuer", "type": "clause", "offset": [451, 462]}], "size": 12, "snippet": "means any transaction which would be fraud or Laundering (regardless of whether an Electronic Authorisation Function code number has been issued by iKhokha to You) in terms of the common law or statute. Thisincludes, without limitation, any purchase and/or transaction made by anyone who is not the authorised Cardholder, or someone authorised by the Cardholder or the use of a Card which has not been issued by a bona fide (good faith or authorised) Card Issuer.", "samples": [{"hash": "9miEqTRXf64", "uri": "/contracts/9miEqTRXf64#fraudulent-transaction", "label": "Payment Acceptance Agreement", "score": 29.5936126709, "published": true}, {"hash": "hPdRSd3jIdh", "uri": "/contracts/hPdRSd3jIdh#fraudulent-transaction", "label": "Payment Acceptance Agreement", "score": 22.8699512482, "published": true}, {"hash": "gmXVRziE0nh", "uri": "/contracts/gmXVRziE0nh#fraudulent-transaction", "label": "Payment Acceptance Agreement", "score": 22.8699512482, "published": true}], "hash": "772b7851f04b7cce1aa3883e35635bac", "id": 1}, {"snippet_links": [{"key": "fraudulent-transactions", "type": "definition", "offset": [4, 27]}, {"key": "the-law", "type": "clause", "offset": [81, 88]}, {"key": "common-law", "type": "clause", "offset": [96, 106]}, {"key": "card-transaction", "type": "definition", "offset": [143, 159]}, {"key": "code-number", "type": "definition", "offset": [210, 221]}, {"key": "by-the-bank", "type": "clause", "offset": [242, 253]}, {"key": "account-information", "type": "definition", "offset": [325, 344]}, {"key": "payment-instrument", "type": "definition", "offset": [348, 366]}, {"key": "by-the-customer", "type": "clause", "offset": [391, 406]}, {"key": "use-of-a-card", "type": "clause", "offset": [415, 428]}, {"key": "issued-by", "type": "definition", "offset": [448, 457]}, {"key": "card-issuer", "type": "clause", "offset": [468, 479]}], "size": 5, "snippet": "or \u201cFraudulent Transactions\u201d means: any transaction that constitutes Fraud under the law and/or common law (irrespective of whether or not the Card Transaction was Authorised or whether or not an Authorisation code number was provided to You by the Bank); a Transaction that is processed using a Customer\u2019s financial detail, account information or Payment Instrument which is not authorised by the Customer; or the use of a card which has not been issued by a genuine Card Issuer;", "samples": [{"hash": "djWiROnXSP5", "uri": "https://www.fnb.co.za/downloads/merchant-services/legalMatters/FNB-MS-General-Terms-and-Conditions-23022022.pdf?srsltid=AfmBOooieso5HmshyzNvACPcYYZ2R3Xr5aBUP38k4Ra0nfqTBXrTjkT5", "label": "www.fnb.co.za", "score": 17.0084838867, "published": false}, {"hash": "dMCLUSCf9XS", "uri": "https://www.online.fnb.co.za/downloads/merchant-services/legalMatters/OutrightSaleTermsandConditions.pdf", "label": "www.online.fnb.co.za", "score": 11.3887748718, "published": false}, {"hash": "k0FvCXieprR", "uri": "https://www.firstnationalbank.com.gh/downloads/merchant-services/legalMatters/General-Terms_and_Conditions.pdf", "label": "www.firstnationalbank.com.gh", "score": 9.8870639801, "published": false}], "hash": "224019f55ac8a1cd23bece3a8b1d3bdb", "id": 2}, {"snippet_links": [{"key": "of-customer", "type": "clause", "offset": [87, 98]}, {"key": "fraudulent-use", "type": "clause", "offset": [114, 128]}, {"key": "not-limited", "type": "clause", "offset": [144, 155]}, {"key": "to-charge", "type": "clause", "offset": [156, 165]}], "size": 5, "snippet": "A fraudulent transaction is defined as an un-collectable money transaction as a result of customer non-payment or fraudulent use, including but not limited to charge-backs and returns.", "samples": [{"hash": "16Z3ZnWxOwK", "uri": "/contracts/16Z3ZnWxOwK#fraudulent-transaction", "label": "Affiliate Agreement", "score": 34.9424476624, "published": true}, {"hash": "5Z7WfAXyNlm", "uri": "/contracts/5Z7WfAXyNlm#fraudulent-transaction", "label": "Affiliate Agreement", "score": 25.5099239349, "published": true}], "hash": "75b020735bfd894e2a51bf8273dd633e", "id": 3}, {"snippet_links": [{"key": "common-law", "type": "clause", "offset": [28, 38]}, {"key": "in-accordance-with", "type": "definition", "offset": [42, 60]}, {"key": "statutory-provision", "type": "clause", "offset": [65, 84]}, {"key": "authorisation-code", "type": "definition", "offset": [147, 165]}], "size": 4, "snippet": "means a transaction that in common law or in accordance with any statutory provision constitutes fraud, regardless of whether Nedbank has given an authorisation code or not;", "samples": [{"hash": "dm5NiOm1BzL", "uri": "/contracts/dm5NiOm1BzL#fraudulent-transaction", "label": "Merchant Agreement", "score": 23.1136207581, "published": true}, {"hash": "b5v9UmUEC8W", "uri": "/contracts/b5v9UmUEC8W#fraudulent-transaction", "label": "Merchant Agreement", "score": 20.8001365662, "published": true}], "hash": "7b841ba2fa0ea57d91c6e09bb86a9ca8", "id": 4}, {"snippet_links": [{"key": "the-law", "type": "clause", "offset": [51, 58]}, {"key": "common-law", "type": "clause", "offset": [66, 76]}, {"key": "card-transaction", "type": "definition", "offset": [113, 129]}, {"key": "code-number", "type": "definition", "offset": [185, 196]}, {"key": "by-the-bank", "type": "clause", "offset": [222, 233]}, {"key": "not-limited", "type": "clause", "offset": [277, 288]}], "size": 3, "snippet": "means any Transaction that constitutes fraud under the law and/or common law (irrespective of whether or not the Card Transaction has been authorised or whether or not an authorisation code number has been provided to You by the Bank) and/or which arises as a result of but is not limited to:", "samples": [{"hash": "8bHYfzQF4IP", "uri": "https://www.fnbzambia.co.zm/downloads/zambia/MerchantServices/GeneralTermsAndConditions.pdf", "label": "www.fnbzambia.co.zm", "score": 18.5889072418, "published": false}, {"hash": "hiotPatxkbK", "uri": "https://www.fnbzambia.co.zm/downloads/zambia/2023/FNBZambia_MERCHANT_SERVICES.pdf", "label": "www.fnbzambia.co.zm", "score": 11.42710495, "published": false}, {"hash": "fFFdBq544iQ", "uri": "https://www.firstnationalbank.com.gh/downloads/Ghana/merchant-services/terms-and-conditions-merchant-services.pdf", "label": "www.firstnationalbank.com.gh", "score": 8.927447319, "published": false}], "hash": "d8196b792d1779baaaed8fee6cc9008a", "id": 5}, {"snippet_links": [{"key": "company-in", "type": "clause", "offset": [38, 48]}, {"key": "ordinary-course", "type": "definition", "offset": [53, 68]}, {"key": "reliance-on", "type": "clause", "offset": [88, 99]}], "size": 3, "snippet": "means a transaction undertaken by the Company in the ordinary course of its business in reliance on a Fictitious Document.", "samples": [{"hash": "1URlmxuCetY", "uri": "http://www.markelinternational.fr/Global/Overseas%20-%20Asia%20Pac/PI%20docs_casualty%20section/Wording%20-%20Fund%20Manager%20Insurance_HK.pdf", "label": "www.markelinternational.fr", "score": 4.8480491638, "published": false}, {"hash": "26TrX2dHQjm", "uri": "http://markelinternational.com/Global/Overseas%20-%20Asia%20Pac/PI%20docs_casualty%20section/Wording%20-%20Fund%20Manager%20Insurance_SG.pdf", "label": "markelinternational.com", "score": 4.8480491638, "published": false}, {"hash": "ejZFkCwNzBK", "uri": "http://markelinternational.com/Documents/London%20Market/PFR/Managment%20Liability%20-%20Wordings%20and%20Coverage/FMI%20-%20PI%20%20DandO%20%20Crime%20wording.pdf", "label": "markelinternational.com", "score": 3.4681725502, "published": false}], "hash": "9776ab2841e4beb4be8c12e994a55a26", "id": 6}, {"snippet_links": [{"key": "the-purpose", "type": "clause", "offset": [25, 36]}, {"key": "effect-of", "type": "definition", "offset": [40, 49]}, {"key": "late-stage-review-actual-gdv", "type": "definition", "offset": [86, 114]}, {"key": "build-costs", "type": "definition", "offset": [173, 184]}, {"key": "third-party", "type": "clause", "offset": [232, 243]}, {"key": "bona-fide-transaction", "type": "clause", "offset": [244, 265]}, {"key": "greater-london-authority", "type": "definition", "offset": [268, 292]}], "size": 3, "snippet": "means: (a) a transaction the purpose or effect of which is to artificially reduce the Late Stage Review Actual GDV and/or artificially increase the Late Stage Review Actual Build Costs; or (b) a Disposal that is not an arm's length third party bona fide transaction; \"Greater London Authority\" the Greater London Authority or any successor to its function (and GLA shall be construed accordingly);", "samples": [{"hash": "dpDfpVJNziS", "uri": "https://www.redbridge.gov.uk/media/7640/model-106-agreement-lbr-complete-21219.pdf", "label": "www.redbridge.gov.uk", "score": 12.9582481384, "published": false}], "hash": "4489b0accc7b3ff919500a4f550830f8", "id": 7}, {"snippet_links": [{"key": "a-person", "type": "clause", "offset": [25, 33]}, {"key": "another-person", "type": "clause", "offset": [72, 86]}], "size": 2, "snippet": "means a transaction that a person undertakes with the intent to deceive another person, including a transaction that involves:", "samples": [{"hash": "eCE1qkA5Xb6", "uri": "https://le.utah.gov/xcode/Title78B/Chapter3/C78B-3_2025050720250507.pdf", "label": "le.utah.gov", "score": 18.2765903473, "published": false}, {"hash": "f205vXPedjn", "uri": "https://le.utah.gov/xcode/Title78B/Chapter3/C78B-3-S112_2023050320230503.pdf", "label": "le.utah.gov", "score": 9.6666669846, "published": false}], "hash": "990471b970e5baff042745bfef3d7aa6", "id": 8}, {"snippet_links": [{"key": "terms-of-the", "type": "clause", "offset": [32, 44]}, {"key": "common-law", "type": "clause", "offset": [45, 55]}, {"key": "republic-of-kenya", "type": "clause", "offset": [74, 91]}, {"key": "for-the-bank", "type": "clause", "offset": [187, 199]}, {"key": "not-limited", "type": "clause", "offset": [245, 256]}, {"key": "use-of-a-card", "type": "clause", "offset": [293, 306]}, {"key": "a-person", "type": "clause", "offset": [310, 318]}, {"key": "authorized-cardholder", "type": "definition", "offset": [334, 355]}, {"key": "issued-by", "type": "definition", "offset": [396, 405]}, {"key": "bona-fide", "type": "definition", "offset": [408, 417]}], "size": 2, "snippet": "means any Transaction which, in terms of the common law or statute of the Republic of Kenya, would constitute fraud (whether Authorization was obtained or not) without it being necessary for the Bank to prove such fraud and will include, but is not limited to any Transaction arising from the use of a Card by a person other than the authorized Cardholder or the use of a Card which has not been issued by a bona fide CardIssuer.", "samples": [{"hash": "dAC3cT8QL0Q", "uri": "https://dtbk.dtbafrica.com/sites/dtbk.dtbafrica.com/files/2020-12/DTB%20MERCHANT%20APPLICATION%20FORM%20v2.pdf", "label": "dtbk.dtbafrica.com", "score": 10.4606437683, "published": false}, {"hash": "fxzhdPlC25e", "uri": "https://www.dtbk.dtbafrica.com/sites/dtbk.dtbafrica.com/files/2020-12/DTB%20MERCHANT%20APPLICATION%20FORM%20-%20Final.pdf", "label": "www.dtbk.dtbafrica.com", "score": 9.4784393311, "published": false}], "hash": "045c59f92026991493310fbe6bc73da0", "id": 9}, {"snippet_links": [{"key": "of-the-customer", "type": "clause", "offset": [38, 53]}, {"key": "bank-account", "type": "clause", "offset": [56, 68]}, {"key": "payment-instrument", "type": "definition", "offset": [69, 87]}], "size": 2, "snippet": "means an unauthorised debit or misuse of the Customer\u2019s Bank Account/payment instrument.", "samples": [{"hash": "gpABKfo0kCv", "uri": "/contracts/gpABKfo0kCv#fraudulent-transaction", "label": "Merchant Agreement", "score": 27.8665294647, "published": true}, {"hash": "fBQV58boZaW", "uri": "https://www.mmadpay.in/file/Merchant_Onboarding_Policy.pdf", "label": "www.mmadpay.in", "score": 19.4822797329, "published": false}], "hash": "7f422e652aafaaf3cdc95a49029e38e1", "id": 10}], "next_curs": "CmMSXWoVc35sYXdpbnNpZGVyY29udHJhY3Rzcj8LEhpEZWZpbml0aW9uU25pcHBldEdyb3VwX3Y1NiIfZnJhdWR1bGVudC10cmFuc2FjdGlvbiMwMDAwMDAwYQyiAQJlbhgAIAA=", "definition": {"size": 50, "title": "Fraudulent Transaction", "snippet": "means any transaction which would be fraud or Laundering (regardless of whether an Electronic Authorisation Function code number has been issued by iKhokha to You) in terms of the common law or statute. Thisincludes, without limitation, any purchase and/or transaction made by anyone who is not the authorised Cardholder, or someone authorised by the Cardholder or the use of a Card which has not been issued by a bona fide (good faith or authorised) Card Issuer.", "id": "fraudulent-transaction", "examples": ["AVS is not a guarantee of payment and the use of AVS will not waive any provision of this Agreement or validate a <strong>Fraudulent Transaction</strong>.", "Encryption is not a guarantee of payment and will not waive any provision of this Agreement or otherwise validate a <strong>Fraudulent Transaction</strong>.", "Authorizations are not a guarantee of acceptance or payment of the Card transaction and will not waive any provision of this Agreement or otherwise validate a <strong>Fraudulent Transaction</strong> or a transaction involving the use of an expired Card.", "If the <strong>Fraudulent Transaction</strong> results in a Chargeback, then the Chargeback shall be resolved in accordance with the provisions of the chargeback.", "If the <strong>Fraudulent Transaction</strong> results in a Chargeback, then the Chargeback shall be resolved in accordance with the provisions relating to Chargeback as set out under these Terms and Condition.", "However, where \u2587\u2587\u2587\u2587\u2587 reasonably determines that such Transactions are likely to cause the MERCHANT to reach or exceed the <strong>Fraudulent Transaction</strong> Threshold, \u2587\u2587\u2587\u2587\u2587 shall be entitled, upon prior written notice to the MERCHANT, to refund such Transactions to mitigate such risks.", "In this clause &quot;<strong>Fraudulent Transaction</strong>&quot; means any transaction which would be fraud or Laundering (regardless of whether an Electronic Authorisation Function code number has been issued by iKhokha to You) in terms of the common law or statute.", "If the amount in respect of a <strong>Fraudulent Transaction</strong> has already been settled to the Merchant pursuant to these Terms and Condition, any dispute arising in relation to the said <strong>Fraudulent Transaction</strong>, following settlement, shall be resolved in accordance with the RBI&#x27;s notifications, circulars and guidelines issued by the RBI in this regard from time to time.", "In the event INSTAPAYMAX is intimated, by the Acquiring Bank or a Card Association, that a Customer has reported an unauthorised debit of the Customer&#x27;s payment instrument (&quot;<strong>Fraudulent Transaction</strong>&quot;), then INSTAPAYMAX shall be entitled to suspend the settlement of the amount associated with the <strong>Fraudulent Transaction</strong> during the pendency of inquiries, investigations and resolution thereof by the Acquiring Bank or the Card Payment Network.", "Client shall not be liable for any <strong>Fraudulent Transactions</strong> made on a Card under any Account after the effective time of such notification to Bank of such <strong>Fraudulent Transaction</strong>."], "related": [["fraudulent-transfer-laws", "Fraudulent Transfer Laws", "Fraudulent Transfer Laws"], ["fraudulent-practice", "fraudulent practice", "fraudulent practice"], ["fraudulent-practices", "fraudulent practices", "fraudulent practices"], ["fraudulent-conveyance", "Fraudulent Conveyance", "Fraudulent Conveyance"], ["corrupt-and-fraudulent-practice", "corrupt and fraudulent practice", "corrupt and fraudulent practice"]], "related_snippets": [], "updated": "2025-07-10T04:27:38+00:00"}, "json": true, "cursor": ""}}